I have 1 default on my file, a default that I am paying off and according to Equifax it is the ONLY default. However Credit Simple haven't even listed that default, instead they have listed two overdue payments that HAVE NO BEEN DEFAULTED, as defaults and given me a score of around 168??? When my Equifax confirmed score is much higher.

Crap. It fluctuates constantly as well when all my payments are regularly paid each fortnight and I have NEVER missed a payment. Scam artists.

Last week I used the site and wow was it interesting! I liked the star sign thing. Gotta say it was easy to navigate. got my score, good work for a free service – thanks!

Ps. Who knows... I might get a better deal using their site.

More enquiries have shown up my actual finance report through illion, don&brad. Which is also free! Went to get a loan and they wouldn't help me because of the amount of enquires. I made a few but it shows more than double that i actually made, on what i now deem to be a more complete report. Be careful!

Decided not to complete initial application information. Credit simple would not delete my incomplete submission. Flatly refused to do so.

Signing up to Credit Simple was fast and painless, the credit score and data used to calculate seems to be accurate

Wow, not sure what everyone is whinging abouthere! Remember everyone, this is a free service!Anyways I can’t quite understand why so many people are moaning, I managed to get my score straight away and also checked out my credit history. Great that you’re providing this to people!

I have a credit score of 830 or close on three other credit reporting sites. Credit Simple show 650. Same information no additional credit applications no defaults. I suggest you use the the more consistent reliable sites. Credit Simple is trying to get you to use the credit providers they advertise. My mortgage broker has indicated credit simple are not used by lenders for credit applications.

The Dashboard results indicate my score is in 36th position for our street, yet there are only 18 homes in the street. Also seem to be downgraded for signing up for an Energy deal and pulling out during the cooling off period before any usage or billing took place.

Signed up in the morning four a score of 669 which I was quite happy with. It was slightly lower then ther other two sites I checked, however they did have the most data. When I got home to talk over finance with my partner and logged in my score had dropped to 355!
I don't know what to make of the service now.

I really like the Credit Simple website, gives me an easy to understand overview of my credit score and even sends me emails when my score changes (handy for peace of mind, I can keep an eye on things and make sure nothing dodgy is going on). The offers from other companies are pretty good too.

Read about Credit Simple on the Mozo Facebook feed so went to have a look. I hadn't heard of credit scores before and it sounded dodgy (how do they get your private information for a start) but eventually I realised how it works. My score is average but it's good to know how I can fix that (I realised I have some small defaults to clear up - which I didn't know about at all before so this is really good to know about it now)! The blog's got loads of stuff on it too so happy about that, lots of reading. Most of all its good that its free.

Credit simple is fun! You get these cool stats about your credit awesomeness against your neighbours! We talk about it at our street parties, it’s a riot! There’s lots of great articles and interviews out there too, including tips on improving your score which Karen is desperate to do to knock me out of first place on our street.

Was very interested to investigate Credit Simple's offerings after seeing it constantly popping up in media coverage and mentioned in various other advertising. I wasn't quite sure if it would be of value, but I'm pleased to say I found their service extremely valuable - Thank you Credit Simple!

Don’t get your credit score through these guys! Is a smaller company that are not accurate. I went ahead and got my credit score from them and it’s was about 530 which is below average and for someone that has always paid back my credit cards and loans early I knew it was wrong and in my profile it didn’t even have my most recent finance up there which is my car. Everyone should go through EQUIFAX if they want the correct score which mine was 726.

Having seen Credit Simple in various area's of the media it seemed like a reputable organisation. Now having been in contact with their staff over a period of time I can say they are helpful while maintaining a professional and kind manner. Would not hesitate to recommend them!

Used this when applying for jobs as I thought I had terrible credit. Turned out it was no where near as bad as I thought meaning I had a lot more confidence to go out and apply for more senior jobs.

Saw this featured in media coverage tried it and loved it can’t recommend it enough. Great service five stars .

I am a numbers and data geek. constantly looking at various bits and peices in the financial sector - having a tool where i can go and look at things and where they're sitting and being able direct attention to matters that require it has been most valuable.