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AndrewGordon 2906, ACT
- 4 reviews
- Verified customer
Like a ghost from the past, they haunt you
No Stars at all...NAB is the 1st Australian bank I had since 2014. Unfortunately I had a bad incident in 2016 where they performed duplicated direct debit making my account go negative balance. I got worried so I asked if this will affect my credit score. The bank issued a credit score check and It was not explained to me that this will impact my credit score record. Now it is 2020, I am trying to refinance my home loan, the new bank wants an explanation of why NAB requested credit score check. Going forward this costly mistake of NAB will get me questioned every type I will apply for a new banking product.
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Matt H
- 5 reviews
Worst bank I've dealt with
I was encouraged to apply for a NAB credit card in 2016 because they had a 0% balance transfer promotion. I set up a credit card only to be told after weeks of being mucked around that they didn't recognise my existing financial institution and I couldn't do the balance transfer. So I go into the branch and cancel the card which the teller cuts up in front of me after closing the account. 4 years later I'm now declined a home loan because I have 3 x defaults from an annual fee applied to the credit card 3 years after it card was cancelled. I ca...Read more
lled on Monday 2nd March to obtain a letter outlining the error so I could provide it to the bank I've applied for my home loan through. The staff member I spoke to was apologetic and ensured me an appropriate email would be sent the following day. It wasn't. I rang again on Wednesday and was told the same thing. I rang on Thursday and was told nothing had been done but that person had rectified the situation and an email would be sent by Friday morning. Nothing received by Friday afternoon so I went into a branch and after an hour, was assured it would be rectified. It hasn't been, I'm just constantly being told and sent the same thing which isn't what I need. Have never been so frustrated with a bank. I accept the error was made but it doesn't seem to matter how many phone calls are made, trips into the branch or emails sent, nothing is followed up, I'm not being listened to and they genuinely don't care that this matter isn't being resolved. And it's preventing me from building a house.
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Know longer a customerPerth, WA
Dishonest, rude and arrogant to say the least.
Three years, unreliable and incompetent, on ordering money for a withdrawal in a week’s time, I was asked by two seperate branch managers from Northampton and Geraldton what I was doing with the money, I replied I don’t think it is any of your business, I was told yes it is, I said no it is not and you don’t have the rite to ask, yes we do, no you don’t, neither of you do.
I was then told you need a security guard, I said are you joking, if I get robbed what is he going to do pull out his gun and shoot them.
The next day the police were at my d...Read more
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ZeroSouth East Queensland, QLD
Horrible
After 10+ years of NAB, I have had enough. The customer service is appalling at best, their staff are simultaneously slow and rude to their customers, and their business practices are regularly of questionable legality and morality.
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DavidPerth, WA
Do not even go to NAB Morley - Lost faith in NAB for good
Went to the Morley branch last week to settle some account issue Ive had. The lady was plain rude, said "HI" like "what you want". Not even looking at me when talking, texting on her phone. Told me she cannot help me and I have to book an appointment. Fair enough, I ask her when I can be booked in, still texting she said not before the next 2 weeks. Congratulations NAB, you have just lost one more customer and will make sure many more people know about it. That woman's attitude was disgusting!!
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KLDGippsland, VIC
Not enough Staff
2nd time in two weeks the Moe branch has been closed due to lack of staff. Working for a big company we need to bank every single day for reconciliation purposes. The staff at the Moe branch do a wonderful job considering they are under a lot of pressure with the amount of customers they have to deal with. The regional manager of Gippsland needs to have a reality check and put more staff on.
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Really annoyedPerth, WA
Account closed without permission
Opened business account some 15 years ago. Charged $10 per month fee. The account was overdrawn by $10, $20, and $33 over 3 months which consisted of NAB charges and interest. They had sent me two sms messages and two letters to say overdrawn (at that point $20). I was away overseas attending to my fathers death and funeral for one of those months. They sent a letter which I received 10 days after date sent saying they had closed the account. In that letter they invited me to visit their nab/wecare website!! I spoke to them. It should read nab/wedontcare!!
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Vlad12Sydney
Worst bank home loan experience ever!!!!!
Tomorrow is the settlement day and the documents are still not ready!!
We have a Simultaneous Settlement scenario, we need to move out tomorrow to release the funds from our sold home to move in newly purchased home, which was purchased 1,5 month!!!!!! ago
"It was the Xmas break, " It was the Australia Day long weekend" that sort of excuse we get from NAB
Slack, lazy, unprofessional Home Loan specialists at Eastgardens NAB branch in Sydney
Huge risk tomorrow to end up sitting in the street on our possessions and still waiting for the other sett...Read more
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DaveCanberra 2600, ACT
- 2 reviews
Do yourself a favour and avoid NAB
NAB's customer service is hopeless. A couple of examples: I rung up twice then visited a branch twice to get direct debits changed and after all that it still wasn't working. I recently moved my mortgage to a different bank due to them being so hopeless - my loans moved to the new bank over a month ago and NAB still haven't closed my accounts or transferred the money from my offset to my new bank as instructed.
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VietnameseSydney, NSW
- 7 reviews
National but NOT National services
i have been with NAB over 5 years and never liked it much. The Banking App is complex and missing so much features compared with CBA app. When it comes to Home Loan it was terrible services. They have very limited home loan specialists available to help. I finally got home loan from NAB but not from their NAB staff. I wanted to deal directly with NAB staff and tried 3 branches but it was too difficult. i then used public mortgage broker who charged NAB fees to complete it.
My mortgage with NAB lasted for about 4 years and i wanted to sell the property because of NAB. The high interest rate, monthly charges, unhelpful home loan lenders to support.
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Meriet pattisonAU
- 9 reviews
ATM Machines
Why are your ATM's out off order most of the time? This is so frustrating. Went there this morning to deposit money, and someone elses card were stuck in the machine, Most of the times your machine at North Lakes branch is out of order
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Kar Chan W.
- 6 reviews
gr8 customer service nab st georges tce perth branch
I have been customer of nab for 40 yrs + and a sstisfiedcustomer with this reliable bank. Customer and teller service in the st georges tce perth wa brsnch is outstanding....friendly helpful informative and prompt for cash transactions and to arrange a a$200k term deposit which i could not do in anz without an appointment in advance ...example of really bad customer service is anz!
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ChrisGreater Melbourne (Outer), VIC
- 4 reviews
Hideous bank!
The most hideous bank there is. They have fees for everything. Dont even consider banking with NAB. Highly unprofessional and uneducated staff. The best thing I have ever done was refinance with another bank.
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ShafquatSydney, NSW
- 3 reviews
Narellan, NSW Branch
This is one of the worst branches ever. A catastrophic mistake (more like a crime in my eyes) was committed by one of their employees where that person transferred money to my account from another persons account who is unknown to me. The Branch Manager brushed this aside as a casual mistake. Instead of having the moral courage and integrity to accept responsibility for this criminal mistake on behalf of their employee, the Branch Manager behaved rudely with me and refused to issue me an apology. I think this is the height of incompetence and a...Read more
rrogance. I spent two hours yesterday with NAB Fraud Team over the phone only to find out that the person responsible for the fraudulent transaction was the NAB employee. NAB froze my business account for over a week and flagged my account as fraudulent instead of subjecting the NAB employee to disciplinary action. Unacceptable conduct which should be reported at the Banking Royal Commission. I have incurred reputational damage to my business as well as substantial financial loss during the period when my account was unjustly frozen and flagged as fraudulent. I will lodge a complaint to AFCA about their misconduct.Similar opinion? Write a review on ieatwords.com.au!
Bowral Nab are ridiculous!!!
I left my wallet at my friend place & had a spare driving licence with my photo & my name. That was still not good enough. They asked me to prove my income, asked me when did I opened the bank and I even showed my bank app in person that was mine but they were so rude & nearly refused to give me my money but I demanded them too! Absolutely stupid
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ehtcom
- 5 reviews
Back to the future, welcome to the 1980's
OMG. I have started using NAB again as I.m now managing my mothers finances. (unfortunately she banks with NAB)
There online banking system is laughable, the lengths you have to go to so you can print a basic receipt of a transfer is ridiculous. The user interface is straight out of the 2000's. "Hey NAB, go have a look at the CBA online banking, it is decades ahead of your user interface"
I had to make a large transfer last week, so it required a visit to our local branch, which is two suburbs away. Good on you NAB for closing most of your bra...Read more
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Closing accounts after 15 years
Absolutely filthy with this mob, been a loyal customer over 15 years. To get treated like dirt from their call centres. Zero urgency for staff all while charging high rates. NABTRADE is about 5 years behind other apps for stocks so another reason that it will be a good transition away from them.
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clueless staff
been there for 4 years, its terrible. I had to explain to them I need a foreign currency account to make business transactions. They gave me wrong advice to have foreign currency converted to Australian dollars then send make a transaction. It costed me double surcharge. Next, I went I ask them I need to open a foreign currency account banker said they don't do it! I have to call the helpline. 14 days later after submitting the application spending at least 3 hours on the phone with half an hour of wait I still don't have an account, my supplier is annoyed. Absolute joke of a bank.
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LexGreater Melbourne (Inner), VIC
- 2 reviews
Absolute Joke Of A Bank
What a joke NAB especially the fraud department useless my accounts were blocked due to apparent suspicion activity after going to a branch & show my identification they still wont activate my account its been 3 visits to the branch & still no access to my account & l dont have access to funds for food or petrol & l have been told bad luck. l never recommend NAB after 17 years u can now leave.
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SamGreater Melbourne (Inner), VIC
Terrible customer service
I had a terrible experience with Nab .. the clerks very unfriendly, they were unfamiliar with rules and laws and i had couple of times back and forth and finally didnt accept to open an account and each time a new excuse.
I finally ended up with Westpac, thanks to them
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