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Nifty Personal Loans Questions & Answers
9 questions from our users
Cole C.asked
How my loan going
No answers
Darlene Phillpotasked
How long before you get Approved
No answers
Wayneasked
I'm on the disability pension and want to know if you allow? I have been using Cigno loans and seems i can't get a loan higher than $250, now i know i can get better because 4 years ago i had bank loan of $5000 and paid it off with in 2 years and still had cash to spend for living
No answers
Willasked
Kropyyasked
How long do I have to wait for a reply?
1 answer
Hi there depending on the amount you applied applied for if you apply for 500dollars or more they willl do a full credit check,which takes a couple of hours or over night sometimes if you apply for 400dollars you should have answer in an hour or two.They are great to deal with if you don’t hear back from them with in two hours give them a call and say your just inquiring on how your application is going they will tell you how much longer you have to wait.
Danasked
How is my loan application going..????
No answers
Twaceyasked
I have a couple of short term loans i want to pay out and also have bad credit. Is Nifty a loan company that can help this situation?
2 answers
Hi, Yes, if you explain to Nifty the reason for the loan & try and take the new loan over as short a time as you can afford! Just explain to Nifty that you are really trying to improve your credit rating, most times this explanation helps. Good luck, I hope you succeed.
I have bad credit & a couple of short term loans just as you. Nifty declined my application. I also have some reversal fees but not from my loans, just other purchases. I believe one of the above reasons contributed to my declined application. You can try though, they may review each case differently. Good luck
dawnies65asked
Do they lend to centrelink customers on disability benefits?
1 answer
They say they do but be careful. They access your credit file if the loan is more than $400. This means that there will be an entry there if you seek more than $400 whether or not you get the loan. If you don't get the loan it might make it harder to get a loan from somewhere else in the short term.
mandaasked
Can i get a lone if i have bad credit
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