This card was previously called 28 Degrees Mastercard.
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Pros
No Annual Fee
No International Transaction Fees
No Currency Conversion Fees
Cons
Reviewers complain about fees when paying off the card (e.g. $0.95 BPAY fee)
Website and app experience seen as sub-par
Reviewer Photos & Videos
Adenia FelsingerGreater Melbourne (Outer), VIC
International travel? then dont leave home without this card
Used with ease no fuss in India, accepted in all stores..always request for a international swipe machine not the local one. Travelled worldwide & this is the best card We ve ever used.
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Faye TaylorSouth East Queensland, QLD
- 2 reviews
Excellent card for travelling and online purchases.
I have used the card while travelling in multiple overseas countries. I have had no issues as the 28 Degrees card has always been readily accepted for transactions. I also use the 28 Degrees card for online purchases even been contacted directly when making a first time transaction with a new company to ensure I have personally authorized the purchase.
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Using overseas
Was very easy to use in canada and usa and the web site is excellent. We were away for over a month and used it many times and was always accepted
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ShanrobSouth East Queensland, QLD
- 2 reviews
Love this card for travelling overseas. It is accepted nearly everywhere and has no currency conversion charges.
I only use the card when I travel overseas. It's brilliant, accepted in most countries and does not attraction charges. DO NOT use the card on ATMs though, you will have charges.
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AndrewCentral Highlands and Goldfields, VIC
Very convenient when traveling
Makes things easy, we use when traveling on family holidays through Europe and Asia, currently enjoying Japan. Online App allows you to track the purchases and make payments in an easy manner.
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MACBGreater Melbourne (Outer), VIC
Great user friendly product
Used card in Iceland did not carry any cash and it was accepted everywhere. Used it in the UK and New Zealand without any problems and best of all no strange fees and charges.
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DanSouth East Queensland, QLD
Very convenient for overseas use
Have used this card of many overseas trips and had no issues. Website appears very user friendly. Would appreciate some more general details of merchant - such as "restaurant"," accommodation" "fuel" etc
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Sparky70
- 2 reviews
Using card overseas
Used my card several times overseas it was an extremely quick, easy and flawless process using the card.
Plus no annual fee or overseas charges, added to the bill at the end of the month.
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Ken Muir
- 2 reviews
Love most of the Service Great credit service BUT not good if you loose your card
I have used the card when overseas, Africa, Asia and Europe, and access to credit or ATMs has been excellent! BUT when I lost my card I had difficulty in contacting the service and feeling comfortable that the card was blocked. When travelling I use a locally purchased sim card. That means I am out of phone contact with my 28 account.First time loss I called the emergency number and was told that I must call the AUST number but they were closed because of the time difference. I was in panic mode and needed confirmation that the card was blocked...Read more
. (No emergency email address) Second time, pickpocketed in Athens, having learnt a lesson was better BUT arranging a replacement card was appalling! My overnight destinations changed every day and I was told 48 hour replacement. This was a big call so I gave an address 80 hours away to allow for error. Call to confirm delivery at 80 hours and am told delivery will be in the next 24 to 30 hours. Not good as I am moving onto more destinations. A direct email address to discuss situation would have worked far better. I am uncertain about fees that are associated with the account but I do not mind because of the convenience of the cardSimilar opinion? Write a review on ieatwords.com.au!
Find out how Latitude 28 Degrees Global Platinum Mastercard compares to other No Annual Fee Credit Cards
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Jon
- 2 reviews
Nightmare trying to pay your Account
Had this card several years now and its a nightmare trying to pay your account. You get charged for paying off your outstanding balance if using Bpay. When trying to pay off your bill via their online app it's only available half the time (usually offline non business hours which is when I normally do my bills). Unless you choose direct debit to clear your credit card balance it's a nightmare and I've been charged a $30 overdue payment and interest multiple times because the online payment system is always down. Exchange rates on overseas purchases are pretty competitive however any benefits in the FX rates are lost with overdue charges just because they make it so hard to pay off the credit card balance.
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Happy travellerSouth East Queensland, QLD
Love this product
I use this card for all travel - booking airfares, accommodation, and purchases made while away. The no fee for transactions, foreign exchange is what attracted me to get this card. I have had exceptional service while overseas when I have encountered minor problems (which were of my own making) and any questions are answered prompty.
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Great product
Easy. It was accepted everywhere and easy to use.
To not have to pay fees and charges at every transaction makes this card awesome and reliable. I trust in this product and have recommended it to many friends travelling overseas.
The down side is only being able to make repayments every 4 to 7 days and using the cash out facility if not repaid asap.
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DEEJAYCanberra 2600, ACT
- 2 reviews
Fantastic card for traveling overseas
This MasterCard was accepted everywhere I went while traveling.
The fact that there are no additional charges for using overseas sold me on this card, along with the competitive exchange rate.
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HardySydney, NSW
Exceptional value card!
Perfect card for shopping overseas. No international transaction fees, great conversion rate. We had a great experience on our recent trip to New Zealand. Used every where hiring a car, restaurants, shopping etc.
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Juie
- 2 reviews
Security assured
We had no issues using the card - well received by merchants and the feedback/follow-up from company was great. We were contacted by text message to ensure account was being used appropriately
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Find out how Latitude 28 Degrees Global Platinum Mastercard compares to other No Annual Fee Credit Cards
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ShibirusukiSydney
- 2 reviews
card works ok
The card is easy to use. Lack of fees is good. I would like some way of knowing what exchange rates the card is using to make sure the card is competitive.
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RobinSouth East Queensland, QLD
My Go To Card When Travelling
Latitude 28 Degrees Global Platinum MasterCard is widely accepted by overseas traders and saves me considerable dollar in transaction fees. Exchange rates are competitive. The follow up notification of how much I have saved in transaction fees is useful.
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So far so good.
Nice and easy and worry free knowing that at the end of my holiday, I wasn't going to be facing extra charges on the bill.
I won't hesitate taking it abroad again. Oh, and Customer Services are excellent to deal with.
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Great card. Easy to use.
Love this card. No fees. No exchange rate. Card is accepted everywhere. Was able to use tap and go in most places. Made it very easy for me each time I used it.
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Alex E
- 2 reviews
It is great!
Easy to use. Safe. Never had any problems. Good customer service and acceptance. No commissions on foreign currency used. Good and user friendly website.Transactions quick and simple, and the savings are fantastic.
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Questions & Answers
Deborah Stinsonasked
My husband and I have 28 degrees platinum mastercards, my husband and recently passed away and the mastercards have a credit balance of of over $1800 i was told 10/2/2020 that after sending death certificate and waiting 3 weekes a cheque would be issued, it is now 27/3/2020 and still no cheque ....where do I go from here.
No answers
Shell R.asked
Can u use this card for paying bills and other purchases not just overseas
No answers
Ravi tejaasked
How long it takes to get the card after submitting proof of residence and proof of income? And if approved how long it takes get card to home?
No answers
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