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Pros

  • No Annual Fee

  • No International Transaction Fees

  • No Currency Conversion Fees

Cons

  • Reviewers complain about fees when paying off the card (e.g. $0.95 BPAY fee)



  • Website and app experience seen as sub-par

Reviews

3.8

1,578 reviews
5
(845)
4
(249)
3
(108)
2
(75)
1
(301)
  • Transparency
    4.4 (888)
  • Customer Service
    4.4 (905)
  • Rates and Fees
    4.5 (925)
  • Rewards
    3.1 (138)
  • Online Experience
    4.4 (874)
  • Card / Account Used For
    • Overseas/Travel (942)
    • Online Shopping (384)
    • Everyday Expenses (184)
    • Special Purchases (181)
  • Application Process
    4.5 (777)
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Reviewer Photos & Videos

Adenia Felsinger

Adenia FelsingerGreater Melbourne (Outer), VIC

International travel? then dont leave home without this card

published

Used with ease no fuss in India, accepted in all stores..always request for a international swipe machine not the local one. Travelled worldwide & this is the best card We ve ever used.

Faye Taylor

Faye TaylorSouth East Queensland, QLD

  • 2 reviews

Excellent card for travelling and online purchases.

published

I have used the card while travelling in multiple overseas countries. I have had no issues as the 28 Degrees card has always been readily accepted for transactions. I also use the 28 Degrees card for online purchases even been contacted directly when making a first time transaction with a new company to ensure I have personally authorized the purchase.



Using overseas

published

Was very easy to use in canada and usa and the web site is excellent. We were away for over a month and used it many times and was always accepted

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Shanrob

ShanrobSouth East Queensland, QLD

  • 2 reviews

Love this card for travelling overseas. It is accepted nearly everywhere and has no currency conversion charges.

published

I only use the card when I travel overseas. It's brilliant, accepted in most countries and does not attraction charges. DO NOT use the card on ATMs though, you will have charges.

Andrew

AndrewCentral Highlands and Goldfields, VIC

Very convenient when traveling

published

Makes things easy, we use when traveling on family holidays through Europe and Asia, currently enjoying Japan. Online App allows you to track the purchases and make payments in an easy manner.

MACB

MACBGreater Melbourne (Outer), VIC

Great user friendly product

published

Used card in Iceland did not carry any cash and it was accepted everywhere. Used it in the UK and New Zealand without any problems and best of all no strange fees and charges.

Dan

DanSouth East Queensland, QLD

Very convenient for overseas use

published

Have used this card of many overseas trips and had no issues. Website appears very user friendly. Would appreciate some more general details of merchant - such as "restaurant"," accommodation" "fuel" etc

Sparky70

Sparky70

  • 2 reviews

Using card overseas

published

Used my card several times overseas it was an extremely quick, easy and flawless process using the card.
Plus no annual fee or overseas charges, added to the bill at the end of the month.

Ken Muir

Ken Muir

  • 2 reviews

Love most of the Service Great credit service BUT not good if you loose your card

published
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Jon

Jon

  • 2 reviews

Nightmare trying to pay your Account

published

Had this card several years now and its a nightmare trying to pay your account. You get charged for paying off your outstanding balance if using Bpay. When trying to pay off your bill via their online app it's only available half the time (usually offline non business hours which is when I normally do my bills). Unless you choose direct debit to clear your credit card balance it's a nightmare and I've been charged a $30 overdue payment and interest multiple times because the online payment system is always down. Exchange rates on overseas purchases are pretty competitive however any benefits in the FX rates are lost with overdue charges just because they make it so hard to pay off the credit card balance.

Happy traveller

Happy travellerSouth East Queensland, QLD

Love this product

published

I use this card for all travel - booking airfares, accommodation, and purchases made while away. The no fee for transactions, foreign exchange is what attracted me to get this card. I have had exceptional service while overseas when I have encountered minor problems (which were of my own making) and any questions are answered prompty.

Great product

published

Easy. It was accepted everywhere and easy to use.
To not have to pay fees and charges at every transaction makes this card awesome and reliable. I trust in this product and have recommended it to many friends travelling overseas.
The down side is only being able to make repayments every 4 to 7 days and using the cash out facility if not repaid asap.

DEEJAY

DEEJAYCanberra 2600, ACT

  • 2 reviews

Fantastic card for traveling overseas

published

This MasterCard was accepted everywhere I went while traveling.
The fact that there are no additional charges for using overseas sold me on this card, along with the competitive exchange rate.

Hardy

HardySydney, NSW

Exceptional value card!

published

Perfect card for shopping overseas. No international transaction fees, great conversion rate. We had a great experience on our recent trip to New Zealand. Used every where hiring a car, restaurants, shopping etc.

Juie

Juie

  • 2 reviews

Security assured

published

We had no issues using the card - well received by merchants and the feedback/follow-up from company was great. We were contacted by text message to ensure account was being used appropriately

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Shibirusuki

ShibirusukiSydney

  • 2 reviews

card works ok

published

The card is easy to use. Lack of fees is good. I would like some way of knowing what exchange rates the card is using to make sure the card is competitive.

Robin

RobinSouth East Queensland, QLD

My Go To Card When Travelling

published

Latitude 28 Degrees Global Platinum MasterCard is widely accepted by overseas traders and saves me considerable dollar in transaction fees. Exchange rates are competitive. The follow up notification of how much I have saved in transaction fees is useful.

So far so good.

published

Nice and easy and worry free knowing that at the end of my holiday, I wasn't going to be facing extra charges on the bill.

I won't hesitate taking it abroad again. Oh, and Customer Services are excellent to deal with.

Great card. Easy to use.

published

Love this card. No fees. No exchange rate. Card is accepted everywhere. Was able to use tap and go in most places. Made it very easy for me each time I used it.

Alex E

Alex E

  • 2 reviews

It is great!

published

Easy to use. Safe. Never had any problems. Good customer service and acceptance. No commissions on foreign currency used. Good and user friendly website.Transactions quick and simple, and the savings are fantastic.

Page 3 of 79
See all Latitude 28 Degrees Global Platinum Mastercard reviews

Questions & Answers

Deborah Stinson

Deborah Stinsonasked

My husband and I have 28 degrees platinum mastercards, my husband and recently passed away and the mastercards have a credit balance of of over $1800 i was told 10/2/2020 that after sending death certificate and waiting 3 weekes a cheque would be issued, it is now 27/3/2020 and still no cheque ....where do I go from here.

No answers
Shell R.

Shell R.asked

Can u use this card for paying bills and other purchases not just overseas

No answers
Ravi teja

Ravi tejaasked

How long it takes to get the card after submitting proof of residence and proof of income? And if approved how long it takes get card to home?

No answers

Get an answer from our members and Latitude Financial representatives

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