Unlike local banks Latitude Mastercard does not charge any exorbitant foreign currency conversion fees. That is why I like using this particular card for all purchases where fX is involved. Particularly good when travelling overseas

I have used the card for many years now and have never had a bad experience when paying with it overseas. Transactions quick and simple, and the savings are fantastic. Many people I know use this card and are very happy with it.

I found the 28 Degree MasterCard to be an awesome tool for OS Travel as we had the piece of mind knowing that we were only paying for the items that we were buying without having to worry about extra fees and charges.

haven’t yet but will be travelling soon and post a feedback about it. I am interested in trying no international transfer charges and also keen to use it for booking my tickets

No problem. all went well with no rejections or issues. WE had a lovely holiday with my aging Father visiting 3 countries with him. We wore him out but he survived and slept better than ever

The card is good and no hassle on activating it. However, it will be perfect if the company can process the paid amount to available to be used faster than what they are doing now.

Seamless use overseas with the exception of using it via Apple Pay, having to revert to using card, but I suspect this is more of an apple issue than a Latitude issue.

No international transactions fee definitely a winning!

Online system is factually up to date so we can always have accurate transaction & balance - definitely a big help for us to manage it.

This card was incredible. No international transaction fees and the online portal was user-friendly. I had a lot of Americans comment on how sleek and cute the card looks as well. Before I ordered the card, I was planning to chop it up when I returned home but I'm going to keep using it.

It didn't work in Crimea for petrol, lucky I had Euro-Cash. Mind you all my other 6 spare cards from different Banks didn't work neither. All other countries it worked super.

I received a confirmation of my Direct Debit on 24/01/2020 that it had been established but it was not initiated from your end and I manually paid my repayment. Please let me know why the direct debit was not completed from your end and would appreciate if that can be done onwards. It should have been more convenient if direct debit can be done on the website by filling up the form online and there is no need to print it and fax it or mail it. When I faxed the form couple of times it was not successful so i drop it in the post office. Thank you.

Very good card, especially since it has no annual fee and offers overseas transactions at a good exchange rate and fee-free. It would probably be my first choice if I was getting a single credit card. But if they want to market a close-to-perfect card, they should improve their payment options. Fees are charged for some methods (notably bpay) and others are inconvenient; e.g. non-fee payments are available via the website but take money immediately rather than on a nominated future date.

My wife and I are self funded retirees who place great emphasis on overseas travel. We enjoy a very good lifestyle after 40 years of work and investing. We have substantial assets and dividend income per annum. We have no debt, own several properties and were denied access to a 28 degree card even after providing a letter from our certified financial advisor and accountant. Having never had a problem even obtaining a home loan at the age of 19 and considering my son was given a 28 degree card while at university working part time, I am incensed at this organisation and would like a written apology. They in my opinion only wish to provide credit to the marginal customer in hope they can extort substantial 22% interest rates.
Avoid.

I spent over an hour on the phone to an Indian or Asian Customer Service Centre just attempting to get an answer why my master card was not working when in South America. Very frustrating, as overseas usage is the reason why I have a 28 degrees card.

Paid for our new pool fence with 28 degrees card. Great service easy payment options and a perfect job. From the request for a quote to job completion was a very speedy 1 week. Couldn’t be happier

Used my card overseas in Hong Kong and Macau, and I am very happy with this.

The exchange rate is the Mastercard rate, an there are no transaction or conversion fees, which I am stoked about. Only issue I have is it is a little difficult to figure out how to pay the card off without being hit with fees. Bank transfers are free, but they lock for 5 days after each use, which I find annoying

Used our cards on a recent overseas trip and had no issues with being accepted everywhere and by all businesses including ATM's. Great card for travel, would not use anything else.

Used the card first time this month in Hong Kong and Taiwan, and to pay a transaction in UK.
Zero transaction fee does save a lot.
Statement and transaction are very clear.

This is the best card to use when travelling overseas. With no fees and being accepted nearly everywhere it is the ultimate travel companion. It great to be able to track your purchases whilst away.

I am in the process of application. A warning I am retired and on a Superannuation pension. This pension is a very substantial amount tax free and indexed CPI for life. I also have considerable amounts of cash in two other accounts I supplied my bank details.
You are dealing with people from the subcontinent and I get the very very distinct feeling that having said pension alerts raged. I have been 8 hours in the process so far and am getting very annoyed. They have NO idea how our system works here in Australia .
I can’t tell you how many emails and phone calls I have had...so if you are on a pension don’t use this word say something like superannuation wage....help