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Comprehensive, CTP Green Slip (NSW, ACT, SA), Third Party Property Damage, Fire, Theft & Third Party Property DamageReviewer Photos & Videos
AAMI, worst insurer
Hi,
I am just warning anyone with a new or near new prestige vehicle with an AAMI comprehensive insurance.
AAMI does not have a preferred repairer capable of repairing a prestige vehicle that has been involved in any major accident that requires a major repair that includes welding panels.
AAMI will allow the vehicle to be repaired disregarding what the manufacture specify.
They will cut corners on the repair to save money.
Please do yourself a favour and pick an insurer that has a choice of repairer and don't make the same mistake I did.
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Simon MSydney
- 3 reviews
Very Professional
Made me feel extremely at ease. Very professional, easy process. What could’ve been very stressful was very painless. Highly recommended. Most people only leave reviews when they’ve had bad experiences, so I think AAMI’s score is unjustified.
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coyotetkCanberra
- 24 reviews
After I made a windscreen claim they put my policy up by $200
I made a windscreen claim with AAMI last year and it was repaired quickly with no issues, as expected. However, when my policy came up for renewal this year the premium was $200 higher and the car value was lower than last year (obviously with depreciation). I rang up to ask about this and the customer service officer told me that the premium would have gone up because I made a claim on the windscreen. So I pay AAMI for the service of covering me but then get charged again when AAMI actually have to come good on their side.
I was also told that the car is covered for full market value, but then why would AAMI put a price on the policy.
When I expressed how wrong this seemed she offered me a discount of around $130.
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Horrible
Both myself and my partner have been insured with AAMI for a few years. Let me tell you: They love getting the money for a service they don't provide. When it was time to provide one though, they didn't. I had a very small accident with my partner's car - in which both me and the other driver were at fault (our mirrors touched millimetrically on the midline of the road) - and MY insurance company supported the other person who wasn't even insured with them. They decided that this person was right, only, and that the 1cm long purely cosmetic scratch on their mirror was worth the full replacement at the cost of $750+ (a mirror!!!!) and 2 days worth of rental of another vehicle while this person's car was in "repairs". Disgusting.
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AMDGreater Melbourne (Metropolitan), VIC
The best Insurance company I have dealt with
I had to make a claim on my car. The girl on the phone made it seem very easy. They booked the mechanic the next day. They even paid for my cab home. They are a great company to deal with
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Unlucky to be with AAMI
I have been a member of AAMI for years. A person drove into the back of my car recently and I have got the car booked in for repairs and thought I should get the front bonnet/ bumper damage on the car fixed at the same time which was caused from a kangaroo leaping out from the bushes and not giving way!! I rang AAMI to organize the front bonnet/bumper damage repair only to find out that out that my excess has escalated to $900 from $600. The reason given was that i had another claim in the past 2 years which warranted the increase - due to ...Read more
another kangaroo hit might I add!!! Perhaps I should start selling the roos to some restaurant to compensate. We pay the insurance premium then get penalized for making a claim. Can someone recommend another insurance company -quick!!!!Similar opinion? Write a review on ieatwords.com.au!
Neil OdonnellPerth, WA
No Fault claim Car Repairable write off with no communication
Car was reversed into whilst parked. Used my insurance company AAMI as thought it would be quicker and easier to deal with. After one call car was taken, after missing a call, I returned the call back to AAMI only to find car had been written off. Totally gutted as car was great little car with minimal damage (but deemed uneconomical to repair) only used once a week and cared for carefully from nearly new. Communication was terrible (Sorry non existent) and was not even offered the chance to pay the extra $800 to fix the car. Now i have to find a car with cost and inconvenience to myself. Lucky I was with AAMI
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JosieGreater Melbourne (Metropolitan), VIC
- 2 reviews
What an excellent industry and service!!!! Coming from a non-customer whom as a courtesy had her car fixed!
I am not a member of AAMI insurance, but after what they did for me, things may change in the future. They were truly marvellous and I cannot express gratitude enough.
My car was accidentally swiped by another driver. Details were passed and I was informed AAMI would take care of the damage. This in itself shows that AAMI customers are some of the most secure and happy. And, BOY!, did they take care of it, not only did they do a brilliant job on my car, but they patched up some scratches, I had done myself on it months earlier, and that was not even part of the accident. They called it as a courtesy, I call it Brilliant Service!!! I also call it living up to the fantastic values they set out to follow.
1 comment
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HardyNew South Wales
- 3 reviews
AAMI is the best insurance company ever dealt with
My car was stolen recently. Contacted AAMI and the response I received was excellent. The customer care executive was very kind and polite. She organised a rental car for me. They gave me genuine updates when I contacted them. My car was written off and AAMI transferred the agreed amount of money to my account with out delay. I recommend AAMI to my friends and family.
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TerrySouth East Queensland, QLD
Stay away from AAMI
I have been with AAMI for last 5 years, and last month lodged my first claim. The claim lodged on 19th of June, and now it's 23rd of July, I haven't got any updates from AAMI, called several times and representative said will need to contact assessment officer who is only person to proceed the assessment, but even representative can't get the line connected, called this officer again and of course no luck to get through.
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You not lucky with them. False advertise
Dont trust them specifically over the phone always ask for documents and what they say in writing.
I have 4 cars insured with them will cancel all policy after done with them.
Thumbs down aami
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Brad T.Central Highlands and Goldfields, VIC
Do not get AAMI to insure anything you own!
3 weeks ago my partner was in a car accident
With my new born baby.
The other driver was at fault
His insurance company is aami
They refuse to look at the car and are making things extremely difficult to get our brand new family car back on the road!!
What is wrong with these companies????
They take everyone’s money and don’t do the job they are supposed to do!
Please use any other insurance company
Stay away from AAMI
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AAMI is disgusting
This is an absolute disgusting insurance that I have ever been into, they do not understand and help you out all they say is that “that’s the policy” I don’t know why people is insured with them. It’s wast of time spending more then an hour on the phone and getting no help. It feels like they’re just using people and they don’t even know what the market value is they just find some cheaper value and tell you that’s all I can help with absolutely disgusting. People stop wasting your money and time with a insurance that doesn’t even value nothing
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M821AU
- 4 reviews
Oh, AAMI Bad!
had an accident but wasn't my fault, Aami insist send it to Capital Smart at Botany and there go the nightmare. send car in for assessed so they could order the part need but was told " we only order part in when the car is in, what if your car get stolen after we ordered the parts?" end up delayed pick up the car due to parts wasn't ready.....Aami Can't do attitude doesn't help at all either, was promised a call back but never get it and even speak to the supervisor is pointless, 50 mins on the line with them end up nothing!!!
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Judge jattlifeGreater Melbourne (Inner), VIC
If you want to donation then get insurance with them
Helpless
Bad service long call waiting
No good answer and helpless
I never use this insurance company in my life
I prefer everyone please think 100k times before you get insurance with them, when you paying them for insurance they don’t ask you where you get money to pay, or if struggling to pay we can give you discount no nothing,
I was using them from 3 years, i had accident they was keep putting my claim on delays and after i fed up I withdrew my claim, because their staff was disturbing me and but more stress on me, end of day i got my ...Read more
1 comment
I got big friend circle, I always suggest them to get insurance with them since this things happened I told all my friends and whoever have insurance with in my circle to cancel and they did, nearly 100 policies been cancelled, more will be soon
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Private shopperGreater Melbourne (Inner), VIC
WARNING they are abysmal - never go through AAMI!
I have been with AAMI for at least 5 years. I recently caused damage to my own car, hit a trolley bay... under their comprehensive insurance and the damage was not that bad (some scratches and dents) at all but since I take a lot of pride in my car I decided to pay the excess of $650 and have them repair it. I arranged via AAMI to take it to a repairer and they said they are taking it to Altona North as the repair needed to be done elsewhere as they were unable to do it. It went to a panel beater and AAMI call it a total loss (economic)!! Becau...Read more
se they say my car is old. They asked if I wanted the car back and I said YES!!! They gave me $325 back to get my perfectly fine car. The car came back to me on a tow truck with my number plates having been ripped off the car and ruined! They had not done any work to my car and ripped off the plates! For what??! They refused to pay to replace the plates and had done no work to my car yet still charged me all this money. Even the tow truck driver was kind and couldn't believe they didn't fix my car and also help me try and bend back my number plates for my car! Don't go with AAMI. They are very good at taking your money but not loyal to their customers and don't care if they lose you either. I've now switched insurers for car and home contents insurance. Horrible experience after paying them thousands of dollars! They left me with more work and costs to fix my car. Devastated.Similar opinion? Write a review on ieatwords.com.au!
isidore12AU
- 6 reviews
Asks you to pay the excess before even looking at the claim
AAMI asks you to pay full excess before processing your claim. They don't even looked at it, who is at fault is not determined, there is no cost estimate of the repairs.
They simply ask you to pay the full excess, or they will chase you within the next 2 days to get the money.
I believe it is a clear case of infringement of (non) due diligence, and should be a matter to a complain to ASIC.
AAMI is part of Suncorp group, I would avoid all of them altogether.
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AAMI are hopeless
If your after an insurance company that will not help you when you have a claim AAMI is the way to go.
That are frustratingly slow and after your 3 or fourth hour on the phone you may begin to think your time is more valuable that the claim. Don't matter how cheap they are if they don't help they are no use
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Beware!!!
BEWARE!!!!
Had the unfortunate luck of having record amount of rain in our area in 1hr- storm water backed up (so did 100s of properties in the area), yet they couldn’t repair our house due to “maintenance issues”. Despite me having a independent plumbing inspector completely confirm the cause of the damage!
And then, a month later, we hit a kangaroo, a repair job estimated for 2 weeks took 8 weeks- no response from them, I had to call every week only to be told it would be another week until we received the car, apparently we weren’t eligibl...Read more
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KerrilynCentral Queensland, QLD
- 2 reviews
- 1 like
Not the Cheapest but definitely the easiest, Australian speaking, efficient to deal with
Have several policies and have just renewed all...had a couple of non-fault claims on eldest daughter's car. AAMI took control, organised absolutely everything, notified all parties of every step along the way, resolved incredibly fast...super impressed!
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Questions & Answers
jay shankharasked
the car is my name where as my wife is the main driver, can i insure the car in her name please
abedasked
I had an accident with one of your customers smash my care from the back ..... now he gave me the insurance policy number what to do ??????????? i need to repair my car???
Kelly H.asked
I put my son on my policy on sunday he smased it on monday rang but said hes not on the policy untill the new policy swaps over on tuesday do i now owe them 12months insurece when he was surposed to be on the policy start away
1 answer
Pick up the phone & call the insurance company & ask them the question. Its the way you are going to get the correct answer
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Josie
Although I am not a policyholder of AAMI, from what I observed and how I was treated, I would go as far as giving stars for value for money, customer service, timeliness, transparency and job satisfac... Read more
tion. I had to add something to Comprehensive, otherwise, it would not accept my review, and as for plan covers under 25, this could be a yes or no. I just needed to pass on my feedback, as it was truly marvellous service. I cannot say thank you enough! Josie