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Comprehensive, CTP Green Slip (NSW, ACT, SA), Third Party Property Damage, Fire, Theft & Third Party Property DamageReviewer Photos & Videos
Omermelbourne
- 2 reviews
Never Never Never Aami Please Stay Away
Please do not use AAMI, They do not allow you take your car to your preferred mechanic. They will forward your car to cheap mechanics which do really cheap job.
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MrDeedsGreater Melbourne (Metropolitan), VIC
- 4 reviews
Up Ship Creek
I was an AAMI member for a number of years and it wasn't until I saw AAMI's ad for roadside assistance that prompted me to write this. In July 2018 I was stuck in woop woop (well not actually woop woop ) but Murtoa in Victoria's west. My car broke down so I called them, the operator simply did a Google search of my location and read out a few name of automotive repairers and said to call these guys and then call us back and we will arrange a tow truck, Not exactly the image you portray in you TV commercial AAMI. Instead I went into the local to...Read more
wn, found an old garage with two elderly gentleman who helped me and I was back on the road in a few hours. Save your money with this roadside assistance garbage its just an extra money maker for AAMI not and actual service.Similar opinion? Write a review on ieatwords.com.au!
Mark SSydney
- 16 reviews
- Car Insurance - Comprehensive
- Verified customer
Fantastic
I've been with AAMI for some 20 years now (different cars in that time). I've had 2 at fault accidents, 1 not at fault accident and two hail claims. AAMI has always come though for me and never disputed the claims.
Whilst AAMI's handling of the claims wasn't perfect, over all it was very good and wound't feel right taking a star away for it.
I have no problems recommending AAMI.
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ChetanSouth East Queensland, QLD
Terrible !!!
Worst !!!!!!!!!!!
Called them several times in past few days. Communication error within their team. Different answer from different people and some people had no idea even after reading notes in account and they keep giving different information. As i got promised yesterday and again this morning after i spoke to different department that accesor will definitely call me today. No call from anyone. When called again today got told no guarantee for timeframe from accesor as its still under review.
Just took my 2nd car policy with them yesterday but definitely will cancel it.
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RichardPGreater Melbourne (Outer), VIC
- Car Insurance - Comprehensive
- Verified customer
Competitive pricing and good claims handling
I am not loyal to any insurance company and always get 3 quotes each year.
We have three polices with AAMI giving us a multi policy discount. The renewals for our two cars from AAMI came in second cheapest. We decided to renew with AAMI because we had 3 not at fault claims in the last two years and each time AAMI handled the process very well.
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SurfaoneSydney, NSW
- 9 reviews
Recommended insurer
Had 3 not at fault claims over the past 15 years. 1st one while we were shopping in a centre someone backed into our Yaris and crushed the whole back hatch, and did a runner. Had to pay an excess because we had not proof of who did it, but car was fixed within a few days. They organised a taxi home after dropping the car at their repairer Smart Centre.
2nd accident Mercedes rear ended me, crushed back hatch in. Again fast turnaround car fixed.
3rd accident near new Mazda 3 was totally written off by a ute cutting across me head on. This clai...Read more
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K McPerth, WA
- 4 reviews
Customer Null and Void Once Vehicle Written Off
Have been with AAMI for quite a number of years. Had a vehicle accident no fault of mine. After nearly 2 weeks I was eventually informed the vehicle was a write off. Now the fun begins. The years insurance that has just been paid is now NULL AND VOID a loss of some hundreds of dollars. Was NOT informed to remove all personal items from vehicle so I now have to travel 1 hour away to get my items at a further cost to myself. Have to also travel some 3/4 hour away to hand the hire car back with no offer of even an UBER to get me home. Basically if...Read more
your car is a write off, so it would appear is the customer. NEVER AGAIN December 18th 2022 Update: Cannot be trusted Car was apparently a write off, even though there was minor damage to my car. AAMI annual insurance had just been paid, now null and void no refund on remaining year. Had to travel to pick up belongings left in the car and went to remove the memory card from my front camera only to find out the camera had been stolen from one of AAMI's preferred panel beaters. Basically I have been told too bad. Please read all PDS's before insuring with this DISHONEST, UNCARING company. Would NEVER recommend them to anyone.Similar opinion? Write a review on ieatwords.com.au!
CarolineGreater Melbourne (Metropolitan), VIC
- 3 reviews
Customer Service and communication regarding claim progress is lacking
Had an accident on November 13th ( not at fault)
Car was hit and 3 child restraints need replacement. Now 22nd November and no further on having these replaced. Sent requested information on 15th November and was told I would have an answer within 3 business days. Called again to follow up and passed around one department to another. Promised a call back today which hasnt happened. 9 days after an accident with no resolve for this.
Currently looking at changing insurance companies after being with AAMI for a long time.
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Shane
- 3 reviews
Fantastic response to our car accident
A young guy reversed into our car and damaged the front badly. We contacted AAMI expecting an issue as we had no proof and could have been accused of us causing a rear end. They were fantastic to action repairs immediately with no excess charged. Very pleasantly surprise with loads of updates and info on status of claim and repairs.
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SeanSydney, NSW
Impressed with AAMI's handling of a claim
I completed an exhaustive analysis on which insurerer to go with. AAMI were mid table on premium alone, 20% more expensive than the cheapest. The main reason I paid a premium to go with AAMI was their reputation for paying out on valid claims. Within two weeks of having my insurance I was side swiped by a truck. Within an hour of the accident, and my confirmation of the driver at fault, AAMI had covered my claim, and had booked my car in to get assessed the next morning! This reduced the stress of a collision considerably. I recieved my car back, repairs were first class on my metallic paint Mercedes-Benz.
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S GGreater Melbourne (Metropolitan), VIC
- 4 reviews
Poor policy
AAMI will charge your excess in advance regardless of who is at fault in contrary to all other insurance companies. They will be reluctant to investigate who is at fault because obviously they changed you the excess already, so why bother.
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Erle W.Far North Queensland, QLD
Can't do enough for you!
I have been insured by AAMI for around 20 years and had a few claims, not all my fault, but had 2 write offs due to flood damage. No questions, just fixed and paid out. They may not have been always as quick as I would have liked, but there were no problems, all fixed. The preferred window repairer shafted me, so I will not go near O'Brien's again, but AAMI deserves five stars. Looking at other reviews, there are 2 sides to every story, but AAMI has always been great for communication and support.
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Hein
- 2 reviews
- 1 like
Bad service
My wife car was damaged while she went in to get a coffee when we took the car in to AAMI they repaired some of the damage but left scratches on bumper bar
Sorry that is not our problem you will need to put in another claim
The car is only new what a redicilous attitude I am going to insure somewhere else
The panelbeater offered to fix for free but this is not the right attitude you are insured for a accident not half the car
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Worst insurance company
My car was subject to hail damage. AAMI wrote off the car and did not inform me. This meant that I was driving an un-roadworthy car for an entire month. It was not until VicRoads called me did I receive my formal notice.
To kick me while I was done they also held me accountable for the remaining 9 months of my insurance policy despite the fact that I no longer had a care nor was I able to transfer the policy over to another vehicle.
I was with AAMI for 5 years and the first claim I make they stab me in the back.
I would never recommend the company to anyone else.
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Kudzi G.Greater Melbourne (Metropolitan), VIC
Difficult to get documents requested
I have been requesting for receipts for the payment I made for my insurance for more than a week and the answer I am told is they have to request from the back office.
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AllenGreater Melbourne (Metropolitan), VIC
- 2 reviews
Has a Positive experience
I recently had an accident resulting in a front on collision, the other driver assumed responsibility. After taking relevant photos of the relevant sites, i initiated the process to exchange of details. I soon realised that the driver had an international drivers licence. Since this was foreign territory, I immediately called AAMI to see if what information I needed. Unfortunately, the information conveyed over the frantic phone call was not explicitly clear. The other driver incidentally showed me that they had an authorised translation of the...Read more
ir international licence. After taking photos of these documentation and exchanging details I proceed to lodge my claim with AAMI. I also asked the driver for a copy of their insurance policy (this was just an extra precaution- and I understand that some drivers will not oblige). After following the routine claim lodgement process, I was charged with a $600 excess, with the assurance that if the accident was identified as not my fault it would be refunded. I chose to get my car serviced at the Peakhurst (NSW) Smart location as the one closer to me had more negative reviews in comparison. In Retrospect majority of the service centres have some form of negative reviews, I guess this is customary. I read most of the positive and negative reviews on both google and other similar review sites, and concluded that the Peakhurst location was a good bet. In my situation I was not proven wrong, they were flexible and professional and not to mention quick, handed my car in on Friday morning at 7:30am, got a SMS Saturday saying it was ready to be picked up on Monday. A caveat being it was minor crack to the front bumper. As have comprehensive cover had uber rides to and from service center, work, and hire care (and these were over multiple days to suit my convenience). I wanted to give AAMI some props and say that they did a great, professional job with my accident and I relieved that the system works.Similar opinion? Write a review on ieatwords.com.au!
Carlos Lauthier
- 5 reviews
Irresponsible, negligent and careless in injured person assistance.
13 Month and no proper care or assistance given. Settlement is a 1/3 of what is a pain and suffering for month, value. Vist this site: https://finance.nine.com.au/personal-finance/aami-bill-ad-natalie-tran/271c5502-bb23-457c-8e46-0d1c22357f72
and the story goes on with AAMI
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Zaxon
- 3 reviews
- 4 likes
Faultless Experience
I've had my vehicles insured with AAMI for about 10 years now, solely because they've given me the cheapest quotes. Whenever I've had a claim, they've always looked after me. I inherently distrust insurance, since their job is to wiggle out of paying your claims, but I've never found that to be a problem with AAMI.
The icing on the cake, is that I had a repair done several years ago, but the paint is flaking. The original repairer has gone out of business. AAMI has paid for me to go to a new repairer with their repair guarantee. I couldn't have asked for better service.
I would definitely recommend them for car insurance.
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Been an easy ride
Prompt, friendly, excellent customer service in regards to accidental car damage and repairs. I have been with this company for around 30 years now and I have been very happy with AAMI during this time.
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Tess B
- 4 reviews
Really useless insurance
I put a claim in April with AAMI after my car was hit by another car.
6 months later I am still waiting for something to happen. Every time I call I am referred around to many different departments, no one calls back when they say they will and my car still isnt repaired.
I am never bothering to comprehensively insure with them again.
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Questions & Answers
jay shankharasked
the car is my name where as my wife is the main driver, can i insure the car in her name please
abedasked
I had an accident with one of your customers smash my care from the back ..... now he gave me the insurance policy number what to do ??????????? i need to repair my car???
Kelly H.asked
I put my son on my policy on sunday he smased it on monday rang but said hes not on the policy untill the new policy swaps over on tuesday do i now owe them 12months insurece when he was surposed to be on the policy start away
1 answer
Pick up the phone & call the insurance company & ask them the question. Its the way you are going to get the correct answer
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