Loan TypeFixed Rate (34), Variable Rate (3), Line of Credit (10) and Split (1)
Transparency
2.2 (56)
Customer Service
2.8 (75)
Application Process
2.9 (79)
Timeliness
2.6 (78)
Fair and competitive rates
Easy to apply for
Helpful customer service
Can take a while to process applications
See the Best Short Term Loans in 2023 as rated by Australians on ieatwords.com.au.

Reviews

662 reviews
Donna Drummond
Donna Drummond · 2 posts

not good

Went in today to toowoomba store found the experience very negative not what they advertise at all I could even pay the loan back in full in three weeks and got knocked back

Transparency
Customer Service
Application Process
Timeliness
IntrovertScorpio
IntrovertScorpio Perth, WA · 8 posts

A bit slow in processing cash but otherwise good

Transparency
Customer Service
Application Process
Timeliness
Shane
Shane Sydney, NSW · 2 posts

Worse short term loans

Tricky Niki
Tricky Niki Greater Melbourne (Metropolitan), VIC · 18 posts

Amazing customer service

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Jay Mark
Jay Mark South East Queensland, QLD

BEWARE!!!dont use this company.worst customer service.GOODNA BrAnch!!!

Transparency
Customer Service
Application Process
Timeliness
NAUFAL Mohammad
NAUFAL Mohammad  Greater Melbourne (Metropolitan), VIC · 15 posts
 · Verified

Cashtrain dispute.

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NAUFAL Mohammad
NAUFAL Mohammad  · 
John L.
John L. · 9 posts

Horrible. Can live without it.

Emm
Emm Greater Melbourne (Inner), VIC · 2 posts

Terrible

Terrible service. Had to wait 3 days to relieve an response about a $300 loan just to be denied for absolutely no reason at all. Terrible service and will never come back here.

jonathon h.
jonathon h. Tasmania · 2 posts

Don’t waste your time even applying unless you have days to waste and get declined anyway

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Rubz
Rubz Sydney, NSW

Bad experience and I won’t recommend to anyone

Very bad customer service, the time frame for the process was longer than I expected. Never recommend to anyone. Don’t waste your time on applying because you will end up declining.

Jamie N.
Jamie N. South East Queensland, QLD

How long

They have had my bank and Centrelink acc details for five days now. Still no yes! or no! How long do you need them to say yes or no? Looks shifty to me.

Wendy
Wendy

One of the most degrading experiences. Rude service an no apology when questioned. Fabricated time frames. Bad.

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Meg
Meg South East Queensland, QLD · 2 posts

Excellent customer service !

Transparency
Customer Service
Application Process
Timeliness
SMC
SMC South East Queensland, QLD · 65 posts

Rubbish - Don't reward LOYAL Customers

Sambo
Sambo · 2 posts

Very poor company they say there better then cigno at least cigno give u a chance

Jonathan
Jonathan · 3 posts

Fantasic Service

Transparency
Customer Service
Application Process
Timeliness
Jen
Jen Sydney, NSW · 5 posts

poor Knowledge of staff

Staff are misinformed about the law. I was told I could not have a loan due to having my money managed and it was illegal to lend me the money. It is not illegal and more then likely there policy. Would help if they had there facts straight.

0 stars
0 stars · 2 posts

Wouldn’t even give a 1 star

Applied for a loan. Got an accepted offer after answering so many questions from the mayfield team. Gave them my bank account details, only to have them send the funds to the incorrect bank account. Called them and asked why it was sent to the wrong account & they said “ohh we didn’t check it”. They had taken out payment Before the funds were even deposited. They advised that they would get back to me. But had no response whatsoever. Only then I contacted them & they stated that the loan was cancelled. The worse place to get a loan. Crap customer service! & they’re very slow!

Renee T.
Renee T. Greater Melbourne (Inner), VIC · 3 posts

Never again

Jaimie T.
Jaimie T. North-West & West coast, TAS · 2 posts

This is perfect

I had an amazing customer service representative. She helped me at every step of the process. I was very grateful to be able to use this service. Thank you Cash Train

michaela b.
michaela b.

Worst short Term loan place

I am very unsatisfied their process is extremely slow even though they claim to be fast were asking for information that would not effect me paying back a loan rude customer service .

Tony7912
Tony7912 South East Queensland, QLD · 38 posts

Very poor

Beck M.
Beck M. · 2 posts

So far terrible customer service

So far no answer or reply - I am unsure if this company is for real - would be nice to be able to contact someone but that seems impossible as well

Gemma
Gemma Sydney, NSW

No contact

I have been trying all day to contact cash train via email and phone and my email gets rejected by sender because it doesn’t exist and the contact numbers both ask me to dial an extension I have tried everything to get in contact with them regarding my application and nothing they said they would be in contact with me today but I haven’t heard anything and also said the fund would be in my account by today but nothing.

This is unprofessional not being able to find out what’s going on. Not happy.

Jace B.
Jace B. South East Queensland, QLD

Easy and quick approval, time to recive fun's need work, 9 hours to receive funds when I was approved in good time

Transparency
Customer Service
Application Process
Timeliness
Deborah
Deborah South East Queensland, QLD

Very good service

I was happy with the service and the staff are lovely to deal with didn’t experience any unexpected costs and I was very satisfied with rate I received for the loan I would apply again in the near future thankyou

Mattt
Mattt

Last resort

Transparency
Customer Service
Application Process
Timeliness
Josephine
Josephine Greater Melbourne (Inner), VIC · 2 posts

Highly recommended

LWGC
LWGC · 3 posts

Terrible

DJM
DJM Cairns · 2 posts

Thank You for your efficient service!

Brenton c.
Brenton c. · 2 posts

Fast, easy and best lenders by far with no hassle

We needed money for bond to move in an emergency situation and cash train was by far the quickest and easiest way to get money for bond highly recommend these guys

P. Gibson
P. Gibson

This is the best service and help line, very understanding so thankful for being a valued customer.

soloh
soloh Greater Melbourne (Outer), VIC

Absoulutely terrible!

Rob
Rob

Lack of communication

James30au
James30au Wheatbelt, WA

Easy and quick process.

Great experience, I applied, got approval without hassle, the money was in my bank within a couple of hours and the fees are very reasonable. I have used Cash Train multiple times now as they are a great lender.

Milena
Milena

This is perfect and quick excellent service

Author stated being incentivised for this review

Rose.F
Rose.F

Great and considerate service !

Cheryl.M
Cheryl.M

amazing very good service

Darren B
Darren B · 2 posts

It was great, so easy and quick approval

Linda J
Linda J Mid North Coast, NSW · 2 posts

Very satisfied

Amazing and so helpful when you need a loan for emergencies I would recommend them to everyone I need some money to attend a funeral for accommodation and fuel the money was in my bank 2 days after I applied

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