Coles No Annual Fee MasterCard (page 3 of 8)

A credit card that gives you flybuys points on any purchase without having to pay an annual fee. Its a steal! There are many cards out there will require an annual fee for some sort of reward system.
Downside: transaction fee charged on purchases in foreign currency

Very good price protection, and you don't pay extra for it as long as you pay your balance in time. Applying for this credit card was one of the best decisions I've made, and it's free!
Having the flybuys code on the card is also very convenient.

I have used the Coles no annual fee credit card for the past 8 years and it is my everyday card. I have all my direct debits set up and can login to the app to see all my transactions easily. Getting flybuys on all my purchases adds up over the year. If I have any issues I call the number on the back of my card and the customer service team does their best to help right away or if not they call me back within a few days. I frequently scan the flybuys barcode on the back of the card and rarely used my flybuys card as every 2000 points I can instantly redeem at Coles Supermarkets.

I have not had any problems using this card and I like that I earn flybuys on it. It was the "no annual fee" that prompted me to sign up for this card. There are probably other cards that offer more benefits, but for now I'm happy with it.

It is a perfect credit for people who mostly shop on Coles, Target, Kmart and other flybuys partners. It gives you 3 points (2 points for using credit card and 1 point for scanning flybuys card) per dollar spent on these stores. It is easy to pay your bills using direct debit facility.

I've had this card for few years now. It came with $100 off my first shopping at Coles. It had straight forward terms and conditions and I could also accumulate flybuy points for using it. I use it on a daily basis especially now when I can add it to my mobile wallet and use it to pay without having to carry the physical card. No fees for the life of the card. I would recommend it to anyone that needs no fee credit card.

I signed up for this card purely for the $100 off shop promotion. Basically you sign up for the card and once approved and you make a purchase you get $100 to spend at Coles that must be used in one shop. The other bonus is the no annual fee. So just by being approved and making a purchase you're already $100 ahead. You can also use the card to redeem flybuy points rather than having to go online to redeem them.

I didn't use it overseas so I can't comment on transaction fees / exchange rate. I would say there are probably better cards to use overseas like 28 Degrees.

Great Product with no Annual Fee and still can earn 1 Flybuys with every dollar spent. Very prompt Service from Call Centre & available 24 Hrs. Now upgraded to Coles Rewards Mastercard with double points.

this is what i am looking for no annual fee and got bonus $50 when i signd up
also its very easy to pay the balance just use Bpay and also the credit app also have those flybuys offer
so you can check your offer in app anytime

This is a very handy card, especially when you only have a visa card and you need a mastercard to avoid paying extra fees when booking air ticket on certain websites. PLUS, it does not charge fees to additional cards so it is very helpful when you want to give your partner and parents a credit card for themselves when doing grocery shopping.

The fact that this card has no annual fees is a real bonus for me! No extra or hidden yearly charges.
Secure, convenient & handy to use for shopping of all kinds of needs.

Great sign up bonus of $100. Obviously no annual fee is a great enticer. The app is user friendly and has great functionality. Great if you are a Coles or kmart shopper.

The interest on the card is quite high but I originally applied for the card through a flybuys offer which was great . I really do like how many flybuys dollars I get with each purchase and they are quite good with communication on changes and fly but extra offers. It’s a great rewards credit card and it’s great with emails of transfer updates -as long as you pay the bill on time before the interest hits then it’s a good option.

Nice card with good rewards points in the form of flybuys. Would be great for ones who regularly shop with Coles, KMart, Target etc. They have offers running regularly for this card. Their customer service is good too with very good time. No annual fees' a plus. Easy and convenient to use.

Easy to accumulate points. Points go straight to our flybuys account. Rewards are not as good though. No annual fees' a plus. Easy and convenient to use. Have not used it outside the country yet.

I’ve used the card overseas a handful of times and found it really simple to use the app overseas. When I’ve used the card I can instantly see the transactions on the app. Best thing about this card is you can earn flybuys points along the way on all purchases you make!

Good credit card with very good rewards points in the form of flybuys points. Would be great for ones who regularly shop with Coles, KMart, Target etc. Has got an initial gift of $100 while joining by means of flybuys points. They have offers running regularly for this card. Their customer service is good too with very good turn around time. Option to get a complimentary card for your partner at no cost. Redeeming the rewards points by means of flybuys points is very simple as well.

Very convenient to accumulate points and redeem at Coles using the same card. Happy with the customer service as they act quickly and solve transaction issues over the phone. Great phone app too.

It a nice and cheap credit card out there in market. We accumulate flybuys points for every dollar spent that can be redeemed at coles. Overall, best card to opt if you're looking for credit cards with no annual fees.

Good credit card product with no annual fee, very convenient to have flybuys barcode on the same card and you earn points on purchases as well. Phone app could be designed better

I am using the Coles MasterCard past 5 years. This card has new features like transaction alert and very good customer service. The customer care team has fast response and reliable. The app has good features to keep track in your spending.

I have this card for last 3 years and my experience have been very good. It can be a bit tricky to set up the mobile app for the first time but otherwise the banking part of its ok like any other credit card I have used. What's great is the Account cover plus insurance that comes with it. I have made and got back thousands of dollars on price protection claim and have helped my partner and family members also save money this way. Overall ok baking but best price protection insurance.

First shop I got $100 free which is pretty good for a free credit card. You receive extra points when shopping at Coles. Flybuys program where you can redeem points at the check out in Coles.

Simple enough to transfer money to the card, not many rewards compared to other cards with little to low fees but if your credit isn't great they're less likely to accept you.

The no fee Coles credit card is great we love the fact you earn rewards and pay no upfront fees. It has the flybuys card on the back that you can scan when in Coles, Coles Express, Kmart or Target stores so it is convenient in carrying less cards.

We have an automatic direct debit which covers any interest charges so the whole process is stress free. there online presence works well I really like the fact that you can interact with them via a chat window, make it really quick easy much better then having to call them up.

I would highly recommend the Coles no fee credit card to everyone.