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See the Best No Annual Fee Credit Cards in 2020 as rated by Australians on ieatwords.com.au.



Pros

  • Earn $500 Kogan.com Credit when you apply and spend $500 in the first 30 days from approval

  • No Annual Fee

  • 0% p.a. for 12 months on Balance Transfers

  • Complimentary Kogan First Membership



Cons

  • 3.4% International Transaction Fee

  • Reward points can only be redeemed for eligible purchases on Kogan.com, Kogan Mobile or Kogan Internet

Reviews

(0)
(0)
(0)
(0)
(11)
  • Rewards
    1.0 (4)
  • Online Experience
    1.1 (9)
  • Transparency
    1.1 (10)
  • Customer Service
    1.1 (8)
  • Rates and Fees
    1.0 (7)
  • Card / Account Used For
    • Everyday Expenses (3)
    • Special Purchases (1)
  • Application Process
    1.6 (7)


Ann M.

Ann M.Greater Melbourne (Metropolitan), VIC

Not much trust when cannot get date of birth correct

published
Transparency
Online Experience
Application Process
Card Start DateJanuary 2020
See all answers

Mehdi M.

Mehdi M.Sydney, NSW

Poor customer service!

published

I applied the credit card last week, after a week I did not get any update! Yesterday I called to follow-up, they have very poor customer service. I checked the status on the website and still is "submitted"!

I advise only using bank credit card!

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Main Point of ContactOnline
Card / Account Used For
  • Special Purchases
See all answers
Steven A.

Steven A.South East Queensland, QLD

  • 6 reviews
  • 1 like

Ok, so they can get worse

published

So I got the reward points credit, but couldn’t spend it as no one there knew how to fix their it systems. Several days later I managed to find out what was wrong. They at least fixed what I asked them, but as I said I was dealing with them for days, so by the time they fixed the systems they jacked up the prices of the items in my shopping basket and refused to honor the previous ones. The credit just doesn’t seem to do you any good when you even get a chance to spend it.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateOctober 2020
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
See all answers

Poor customer service

published

Customer service is limited to chatting through app and they only provide you with standard answers. No attempt to try to understand your problem or solve your issue. Very very poor.

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Main Point of ContactOnline
See all answers

Prashant H.

Prashant H.Greater Melbourne (Metropolitan), VIC

  • 2 reviews

Application Rejected for no apparent reason

published

I tried applying for this card online.
I have a decent income employed at the same place for the last 7 years .I have been never rejected credit by any credit provider.

Transparency
Main Point of ContactOnline

john

johnHobart, TAS

  • 3 reviews

Kogan...just stick to selling material items!

published

My application was knocked back...supposedly for financial situation. My income is actually over 80K per year. AMEX and NAB were happy to give me cards! Kogan appears to employ Asian based staff who have no idea about superannuation (clear from phone contact with them) and who are unable to move from tunnel vision where they see fortnightly pay slips as the only proof of income.
If Kogan's admin practice is so poor I would not be confident about actually having their credit card. Kogan should stick to its core busy and stay away from financial services!

Transparency
Customer Service
Online Experience
Application Process
Main Point of ContactPhone
See all answers

Andre A.

Andre A.Greater Melbourne (Metropolitan), VIC

  • 2 reviews

Extremely bad customer service.

published

Card Application handling by Citi bank that the worst customer service ever. Dont even go there if you need a card go to major bank forget Kogan money its crap.

Transparency
Customer Service
Rates and Fees
Online Experience
See all answers

Applicant

ApplicantSydney Surrounds, NSW

The worst activation experience by far

published
Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateDecember 2020
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
See all answers

The worst customer service I have ever had the displeasure to experience in my entire life.

published

Customer service is virtually non existent so you better hope that everything lines up perfect on the application. I can only imagine what would happen if someone went wrong later.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
See all answers

Do not tempted by their offer!

published

No response or update on your application. when chat on the apps, all they can do is ask you to send an email. They will end up rejecting your application and this will affecting your credit score. stay away from them.


Tony

TonyCentral Queensland, QLD

  • 2 reviews

Stay away from kogan credit card or money

published

I could given them 0/5 if I could. dont be lure by their rewards offer, their fine print of terms and conditions are actually very misleading so make sure you check it out careful if you must trade with kogan. Dont know why this company still exist and allowed to be conducting such business, customer service very bad slow and inefficient. consumer beware.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateNovember 2020
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
See all answers

Questions & Answers

Oscar R.

Oscar R.asked

Which ATM is best to draw cash on my kogan credit card?

1 answer
Andre A.
Andre A.

Don’t use atm to withdraw cash because they will sting you with 25% interest on daily calculation.


Oscar R.

Oscar R.asked

Which ATMs support Logan credit cards

No answers

Get an answer from our members and Kogan Money representatives

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