The only improvement is that the app is very hard to read needs to have some improvements made there otherwise concept is great and can use at Bunnings and Anaconda.

Easy to use and very affordable repayments over time. I needed a mower and my credit limit has raised as I successfully paid out a couple of plans. Very happy.

I’ve never had any issues with openpay it’s great easy to use with a wide variety of places to use it online or in store the payments are easy to manage

My lawn mower blew up and i need it for work jobs. Would not have been able to get a new one without open pay. Was definitely a life saver

Such a great idea. You can have whatever you want and without the credit card. A modest amount comes out of my account on.pay day and it feels as if there isnt any debt.

Really easy to sign up and use... great idea and interest free. The only thing you should be offered more then a $500 start up, at least $1000 would be better and no instant payment as like Afterpay

Easy to start a plan and very affordable. Unfortunately it is hard to add a card and has caused my wife to be locked out of her account. I went to add a card and it would not let me.

Openpay wants I'd I take a photo of myself holding my I'd I get email from me wanting me to resend nope not wasting me time on this made me look like a goose at Bunnings

I have the app on my phone. Quick and easy walk out the shop with my products within minutes. Easy affordable repayments I choose my repayment and over how long

I love that you can choose the day your payments come out and that you can choose more than one length of time to pay it off. Not excited about the fees though

I've had openpay for awhile now, and although it's easy to use and I love you can use it online, I wish there were more mainstream shops to purchase from. I don't use afterpay, but afterpay do have many many more shops to buy from. That's the biggest downfall for me. Also, aside from online, there is only one store within an hour of me that I can visit to purchase in-store. The usability of the website to search for stores etc is not great - I feel in 2020, technology is so advanced, this could be improved on a lot. If I could make any suggestion to openpay, it would be to bring in more stores that people use in general, e.g.. Target, Big W, Kmart, pillow talk etc.

Hi, Chris here. My initial contact with OpenPay was simple, quick and effortless in getting all setup and able to use the online service straight away. Minutes, and it’s all action.

OpenPay offers an effective and useful online facility, as I’m disabled and confined to home and a w’chair this service adds significantly to my overall independence and to the better quality of ‘my’ life.

As a ‘new’ user I can easily offer a tick in their favour. It’s not just as simply put, on first look, but Is really a whole lot more. Appreciated.

And, was great for my v’late Christmas shopping. Thank you
Chris

Saw item on sale and it had an Openpay sticker with the repayment required
Applied for account and was approved for a 450
Spent 495 in shop and Openpay took required amount leaving me with $54 available Very Happy

Love how when I have the extra money I just make extra payments.. Paid out 1 and got another straight away.. So Easy to use.. Just need more places to use it

With Afterpay you have like 24hours to pay your missed payment. Openpay charges $9.50, no warning, no nothing, they just charge you. I like the idea of smaller payments to pay it off but not with high fees so that will be it for me once I paid off my plan and stick to AfterPay.