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Praveen KumarPerth, WA
Unbelievable!!- they say I'm not fit to borrow 2.8grant for Green loan
The application process did not ask me for my income proofs. They say its all optional. They just got my personal id details and access to my bank statement and conditionally approved. Later they did the assessment and replied that the credit department have rejected my loan so we are declining the loan. I'm not borrowing money and running away from this country. Im a citizen of this country. I'm borrowing to install solar panels on my roof. Its a green loan. Can you believe it? I'm only borrowing 2800$ & not 20K and the monthly payment is only...Read more
$65 inclusive of interest rate 6.96%. I'm already paying 160-185$ every 2 months on my elec bill. Do you think I'm unfit to pay 65$ a month. Brainless people assessing the application!!! Very disappointed. Now they have referred me to another finance company who offers 19-20% interest rate who can provide me that loan amount. Who in the world would think that I could pay 19-20% interest rate when I am unable to pay even 6.96%. Doesn't make sense to me.
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Loren RMetropolitan Adelaide, SA
- 2 reviews
- Verified customer
So fast and smooth process
Best experience Ive had getting a loan. Approved within 24hours, great rate, awesome communication and their technology makes Th e whole process a breeze.
Highly recommended- give them a go! You wont be disappointed!
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ShaneMetropolitan Adelaide, SA
- Verified customer
Great Stuff!
Ratesetter financed our new solar system and battery.
This would have to be the least amount of red tape and hoops to jump through for any finance we have had.
Outstanding communication and service.
A pleasure to deal with.
Cheers.
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KenNorth-West & West coast, TAS
- 3 reviews
Such an easy and helpful product.
I just would like to say thank you to the Rate Setter team.
Your application process, rates, customer service and product are without doubt the best I have ever experienced.
You have made my installation of solar and efficient Reverse cycle air conditioning possible, and I very much appreciate it.
I highly recommend Rate Setter.
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- Verified customer
Fantastic and so easy
Customer service was excellent, kept up to date all the way
Costs are fine as the interest rate is so much better and very happy with the interest rate as it so much better than another loan I was offered and I work in finance
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Fiona M.Central, SA
- Verified customer
Customer service as it should be
The team at rate setters especially Geoff and Graeme was outstanding.
They were patient and incredibly tolerant of me vacillating between loan amounts.
I was getting annoyed with myself but they never did.
Highly recommend them
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Tip B.
- 2 reviews
Can’t wait for saved money for electric bills. Quick and friendly install .
Loan approval was fast and have been following up till summit.
Installed have been done with in 3 weeks.
So happy about customer service and process .
Finally the battery was install as no time. Jake was so polite and friendly .
Thank you
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MitchPerth
- Verified customer
Hassle free
Applied for a green loan for our solar install and it was the easiest loan process I have ever had.
Everything can be done from home and the process is easy as. 5* to RateSetter and their staff, will definitely recommend to friends and family.
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Questions & Answers
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John S.RateSetter
Hi Praveen,
itable the loan is with regards to your current circumstances. We also take into account your employment stability, income, and expenses, as well as your financial history as evidenced by bank statements, credit bureau information, and any other details you communicate to us. If you believe that some of this information was inaccurate, please send us an email at [email protected] and wed be more than happy to look into that for you. Thanks, JohnI'm sorry that you feel that we have made an unfair assessment on your application for a RateSetter Green Loan. As a responsible lender, our credit team makes an assessment based on how su... Read more