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Qantas Frequent Flyer, Amplify RewardsSee the Best Balance Transfer Credit Cards in 2022 as rated by Australians on ieatwords.com.au.
Pros
200,000 Bonus Amplify Points or 90,000 Bonus Qantas Points on offer
Earn 1.5 Amplify Points or 0.75 Qantas Points for each dollar spent on eligible purchases, uncapped. Plus, receive Birthday Bonus Points
0% pa. on Balance Transfers for 6 months
Complimentary Insurance Covers and 2 Lounge Passes each year
Cons
$179 Annual Card Fee for the first year ($279 thereafter)
3% Overseas Transaction Fee
Balance Transfer Rate reverts to high Cash Advance Rate of 19.74% after the first 6 months
AdamSydney, NSW
- 6 reviews
Great card when the sign up bonus is available
I signed up for this card as part of the Qantas FF promotion. Great bonus and simple card with no extra fees. Easy process and great for everyday use. Amplify point scheme is a bit unusual but can be converted easily enough to Qantas FF.
- Everyday Expenses
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Hafiz Abdur RehmanGreater Melbourne (Inner), VIC
- 4 reviews
Great easy to get card for Qantas points
I got this card few months ago because of the wonderful signup offer and I got 90000 qantas points for that. If you want to accumulate qantas points this is the card for you, it got decent annual fee and they send qantas points directly to your account plus they give you complimentary qantas frequent flyer membership too. I have had two cards from St George and the best thing about them is that they really understand your financials and cooperate with you during the whole process. I highly recommend them as an institution.
- Online Shopping
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FelixGreater Melbourne (Metropolitan), VIC
- 3 reviews
Good high end visa card with rewards
I got this card when there was a promotion with no first year annual fee and 100K Amplify rewards point. Signup bonus was the obvious reason to get this card. Please be aware the 100K points is only equal to 50K velocity points or qantas points so it is not as much as it looks compared with other reward credit cards with signup bonus say up to 80K qantas points. However, I still got it mainly because it can convert into 50K Kris flyer points. There are very few credit card offerings for Krisflyer points so it was a big selling point for me.
A...Read more
s a high fee credit card, the international travel insurance covers more than other budget credit cards. Also I like the card comes with 2 priority pass lounge visits, which I believe it is better than the qantas lounge visits. The reason being the passes does not have to be linked to a Qantas flight. And there are restaurants in Melbourne airport accepta priority pass for $35 purchase so you can use one pass for 2 guests. So it is a lot more flexible overall.- Everyday Expenses
- Online Shopping
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J HarveySydney Surrounds, NSW
- 4 reviews
- St.George Amplify Signature - Qantas Frequent Flyer
- Verified customer
Good card when combined with signup bonus
This is a decent black level VISA card which I would rate slightly superior the Westpac Altitude Black Qantas MasterCard.
The card effectively earns 0.825 points/$ on regular spending (0.75 points/$ + 10% bonus points added on your Birthday for all previous spending on the card) which is a bit better than the 0.75 points/$ (with no bonus) for the Westpac Black Qantas MasterCard. In addition the annual fee is slightly lower at $279 (compared to $250 + a $50 Qantas Fee on the Westpac MasterCard).
If signing up to this card try to aim for a Qan...Read more
tas Points Signup Bonus of 80000 to 90000 Points (these pop up every few months) and a reduced annual fee (occasionally they give you $100 off or even no annual fee for the first year). I was able to get 90000 points and a reduced 1st Year Annual fee when I signed up for this card which made this card very good value for me. The card also comes with standard 'Black' tier credit card benefits e.g. travel insurance, 2x Qantas Lounge passes (if you buy a Qantas Flight on the card) and concierge service but I have not made use of these yet. I would definitely NOT use this card overseas as the 3% foreign transaction fee makes using this card poor value (compared to a few other credit and debit card products which charge 0% on foreign transactions). The Qantas Points rewarded when using this card are transferred into my Qantas frequent flyer account as expected where they can be used for pay for Qantas flights or other items. Overall I highly recommend this Card if you are eligible and can secure a good signup bonus with reduced 1st Year Fee.- Everyday Expenses
- Online Shopping
- Special Purchases
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Arvin V.Perth, WA
- 7 reviews
- St.George Amplify Signature - Qantas Frequent Flyer
- Verified customer
60000 bonus points
Got 60000 bonus points immediately after I spent 4000$ in 3 months time. Online account was user friendly. Getting the approval was not that easy. Took several attempts to get approval for credit card. But annual fees was only $49.
- Everyday Expenses
- Online Shopping
- Overseas/Travel
- Special Purchases
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BearSydney, NSW
- 2 reviews
Good value card
There is not a lot to differentiate cards nowadays. The main difference between this and similar cards is the nice 10% birthday bonus on points. Annual fee is same or a little less than others and the 55 days interest free is worth a lot if you buy everything on card and utilise an offset account. Some cards only offering 44 days interest free, and for large monthly credit card spend that is a significant saving in offset interest each year. I also get a big points bonus they were offering for new customers, but seems everyone doing that nowadays.
- Everyday Expenses
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AlanVIC, 3029
- 8 reviews
- 5 likes
- St.George Amplify Signature - Qantas Frequent Flyer
- Verified customer
Good credit card but fees can be more transparent
The QFF rewards is a great feature. There is an ongoing annual cost but I got the credit card during promotional period and got the first year annual fee waived.
There were a couple of occasions that they charged a transaction fee without any reasons. Had to call them and got the fee waived. A bit disappointed in that regard but I did receive an apology and promise that this will not happen again. I guess it is probably the same with all other credit card providers, just need to check the transactions from time to time to make sure you are not being charged by fees that do not apply to you.
- Everyday Expenses
- Online Shopping
- Special Purchases
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The reviewer stated that an incentive was offered for this review
benGreater Melbourne (Outer), VIC
- 6 reviews
- 1 like
Straight forward
honestly the only reason I got this card was for the bonus Qantas points and Qantas lounge passes which I was able to receive with no problems. Straight forward experience
- Online Shopping
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The reviewer stated that an incentive was offered for this review
Impossibly slow application process
Approved for an account after an onerous application process as compared to other banks. 8 business days and counting later still not received the card. Keep getting emails and sms messages reminding me to activate my card. Terrible speed of delivery compared to NAB and Amex.
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Sam LSydney, NSW
- 7 reviews
I love their mobile app
I was never a st george customer until they rolled out the Amplify Signature credit card with bonus Qantas flyers points, I absolute love the auto categorise features that comes with the app! Though it's not always 100% accurate, but it gives you a good ball park figure on what have you spent etc. Customer service is good too!
- Everyday Expenses
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RLCD09Sydney, NSW
- 9 reviews
- St.George Amplify Signature - Qantas Frequent Flyer
- Verified customer
Great customer service
Use this card for my everyday purchases. I find the online app easy to use to pay off the balance on time. I've spoken with customer service about the card and the experience was pleasant. Have it linked to qantas frequent flyer points and have found they come across as expected, sometimes it's just a little delayed. Overall no issues, just a very easy card to use.
- Everyday Expenses
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ravi y.
- 4 reviews
- Verified customer
So far So good
Application process was easy, good part is no annual fee for first year and you can balance transfer from other cards without incurring any fee and also get interest free days. So far so good, haven’t dealt with customer support yet but time will tell.
- Everyday Expenses
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The reviewer stated that an incentive was offered for this review
Eastwest101
- 4 reviews
- 1 like
- St.George Amplify Signature - Qantas Frequent Flyer
- Verified customer
Approval easy, actual card issue process difficult, when arrived and activated was a good experience using and online.
Applied for the card and was eventually approved many many months later due to IT glitches in St George Banks IT systems, annual fee deducted almost immediately despite the card being advertised as fee free for the first year, rang and got this annual fee reversed. Have updated review once the sign on bonus Qantas Frequent Flyer points were actually credited after the min spend requirement was met. Setting up online through the St George portal was relatively easy, auto-debit function could be setup on line (unlike some other banks), process to close the card was relatively quick easy and painless, credit card dropped off credit file after 2 months.
- Everyday Expenses
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Chamath
- 2 reviews
- 2 likes
- Verified customer
Its ok
Not recommended to use overseas as attract OT fees.
Great with Qantas bonus points and lounge passes. However annual fee is high. Free first year annual fee waiver is great. Other con is it take ages to transfer points to Qantas account. Mine took 3 months exactly .although it says up to 3 months
- Everyday Expenses
- Online Shopping
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KeliAU
- 12 reviews
- Verified customer
Pretty good
Good things about it:
- Easy to use
- Paywave
- Relatively good amount of points
- I have a $0 first year annual fee promotion
Less great things about it:
- App slightly hard to use
- Had to collect it from store physically
- Everyday Expenses
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The reviewer stated that an incentive was offered for this review
EllenMetropolitan Adelaide, SA
- 13 reviews
- 4 likes
Also Same As Banksa Amplify Signature
I was offered a Amplify Rewards credit card from BankSA (part of St George) with no annual fee and $15k limit. Choice of Amplify Rewards or Qantas points. I find it quite good as I never pay any interest as I pay off the balance each month. The Rewards are quite good too. Hubby needed a new shaver and it didn't take me long to rack up the point to buy same. Similar type of rewards as Flybuys. Customer service exceptional in my opinion.
- Everyday Expenses
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JoParSydney
Application process inefficient
Applied for St.George Amplify Signature on-line which got declined, so rang customer service, and was advised reason being salary was not sufficient. When I asked what is the base salary required, the call center rep had no idea. This was really a poor process, as the application wasted my time, I provided confidential data, and I did not get any answer at the end.
Suggestion: Similar to other banks, in the online portal, the criteria for application should be specified, with something like 'Proof of minimum income of X amount should be provi...Read more
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