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Are you a member of or ready to join a frequent flyer program like Qantas Frequent Flyer or Velocity Frequent Flyer? Get a frequent flyer credit card and earn points as you spend, including on everyday expenses. You'll be able to redeem points that you earn on a wide variety of benefits including flights, hotels and transport.
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The best credit card for you is dependent on which travel rewards program you are a member of. Combine our filters and you'll find one that offers you the benefits you need. For example, are you looking for a Qantas credit card with complimentary travel insurance? View your options here.
If aren't a member of any frequent flyer program yet, you might want to consider which features matter the most to you before choosing a card and its accompanying rewards program. If you travel overseas frequently or shop online from global retailers, you may prefer a card with no international transaction fees.
If you're travelling and worried about losing your cards or would simply prefer to carry less with you, consider cards that allow contactless payments through your phone or other devices. If you have an iPhone or Android phone, look for cards that have Apple Pay or Google and Samsung Pay. If you use a wearable device like a Fitbit or Garmin watch, be completely hands free and get a card that has Fitbit Pay or Garmin Pay.
The Rates & Fees group of filters is also useful, as the overall cost of the card will be dependent on various costs such as the Annual Fee and Purchase Rate. As the ability to earn points is considered a feature by financial companies, this often comes at the cost of higher annual fee so make sure you choose one with an annual fee that you're comfortable with.
42 listings
ANZ Frequent Flyer Black
Sign-Up Bonus Points120,000
- Pros & Cons
- Review Summary
- Specifications
100,000 Bonus Qantas Points and $200 cashback on offer
Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period
Complimentary Travel and Shopping Insurances
Two complimentary Qantas Club Lounge invitations every year
$425 Annual Fee
Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period
3% Foreign Transaction Fee
Minimum Credit Limit of $15,000 may be too high for you
- Transparency 3.1 (7)
- Rewards3.6 (9)
- Online Experience2.9 (9)
- Customer Service3.0 (8)
- Rates and Fees2.4 (8)
- Application Process2.9 (8)
- BenefitsCashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit $15,000
- Minimum Income $75,000
- Rewards ProgramQantas Frequent Flyer
- Points Earn Rate 1 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Sign-Up Bonus Receive 120,000 bonus Qantas Points and $275 back when you spend $4,000 on eligible purchases in the first 3 months of approval
NAB Qantas Rewards Premium
Sign-Up Bonus Points30,000
- Pros & Cons
- Review Summary
- Specifications
30,000 Bonus Qantas Points when you spend $2,500 on everyday purchases in the first 60 days of account opening
Points Earn Rate: 1 Qantas Point per $1.50 up to $3,000 per statement period
0% on Balance Transfers for 6 months
Seven complimentary insurances including Overseas Travel Insurance
$250 Annual Fee
3% International Transaction Fee
2% Balance Transfer Fee
Points Earn Rate drops to 1 Qantas Point per $3 after the first $3,000 per statement period
- Transparency 3.2 (6)
- Rewards2.7 (6)
- Online Experience3.3 (6)
- Customer Service2.8 (6)
- Rates and Fees2.6 (5)
- Application Process3.3 (6)
- BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit $6,000
- Rewards ProgramQantas Frequent Flyer
- Points Earn Rate 3 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Sign-Up Bonus Receive 30,000 Bonus Points when you spend $2,500 on everyday purchases within 60 days of account opening
Virgin Australia Velocity High Flyer
Sign-Up Bonus Points100,000
- Pros & Cons
- Review Summary
- Specifications
100,000 Bonus Velocity Points on offer (see Details below)
Earn 1 Velocity Point per $1 spent up to $8,000 per statement period
$129 Virgin Australia Gift Voucher and Two Single Entry Virgin Australia domestic Lounge passes each year
Complimentary Travel Insurance
$289 Annual Fee
Minimum Credit Limit of $15,000
Minimimum Income requirement of $75,000
3.3% International Transaction Fee
- Transparency 2.1 (7)
- Rewards3.8 (4)
- Online Experience1.7 (7)
- Customer Service1.4 (7)
- Rates and Fees1.9 (7)
- Application Process2.1 (7)
- BenefitsComplimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit
- Minimum Credit Limit $15,000
- Maximum Credit Limit $50,000
- Minimum Income $75,000
- Rewards ProgramVelocity Frequent Flyer
- Points Earn Rate 1 points per $1
- Contactless PaymentsSamsung Pay
- Sign-Up Bonus Earn up to 100,000 bonus Velocity Points (25,000 Points each month when you spend $3,000 or more in the first 3 months and 25,000 Points after your first anniversary).
Bankwest More World Mastercard
- Pros & Cons
- Review Summary
- Specifications
115,000 Bonus Points on offer every anniversary year
Earn 2.5 More Rewards Points per $1 spent on eligible purchases
No Foreign Transaction Fees
Complimentary Travel Insurance and Shopping Insurances
0% on Balance Transfers for the first 6 months
$270 Annual Fee
1% Balance Transfer Fee
Minimum spend of $84,000 on eligible purchases required each anniversary year to receive annual bonus points
- Transparency 5.0 (1)
- Rewards5.0 (1)
- Online Experience5.0 (1)
- Customer Service5.0 (1)
- Rates and Fees5.0 (1)
- Application Process5.0 (1)
- BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
- Minimum Credit Limit $12,000
- Minimum Income $76,000
- Rewards ProgramBankWest More Rewards
- Points Earn Rate 2.5 points per $1
- Contactless PaymentsApple Pay, Google Pay and Samsung Pay
NAB Qantas Rewards Signature
Sign-Up Bonus Points120,000
- Pros & Cons
- Review Summary
- Specifications
Sign up and receive up to 120,000 Qantas Points (see Details)
Points Earn Rate: 1 Qantas Point per $1 up to $5,000 per statement period
0% p.a. on Balance Transfers for 6 months
Seven Complimentary Insurances, including Overseas Travel Insurance
$395 Annual Fee
2% Balance Transfer Fee
3% International Transaction Fee
Minimum Credit Limit of $15,000
- Transparency 4.0 (2)
- Rewards4.5 (2)
- Online Experience4.0 (2)
- Customer Service3.5 (2)
- Rates and Fees3.0 (1)
- Application Process4.0 (2)
- BenefitsReduced First Year Annual Fee and Sign-Up Bonus Points Offer
- Minimum Credit Limit $15,000
- Rewards ProgramQantas Frequent Flyer
- Points Earn Rate 1 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Sign-Up Bonus Receive up to 120,000 Bonus Qantas Points (90,000 points when you spend $4,000 within 60 days of account opening and 30,000 points when you keep your card for over 12 months)
- Reduced First Year Annual Fee $295
Macquarie Bank Platinum - Qantas Rewards
Sign-Up Bonus Points20,000
- Specifications
- BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
- Minimum Credit Limit $6,000
- Minimum Income $50,000
- Rewards ProgramQantas Frequent Flyer
- Points Earn Rate 1 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay and Google Pay
- Sign-Up Bonus Receive 20,000 bonus Qantas Points when you spend $2,000 on eligible purchases within 60 days of approval.
- Reduced First Year Annual Fee $99
Is part of...
Macquarie Bank Platinum · includes 2 listings
Qantas American Express Premium
Sign-Up Bonus Points30,000
- Pros & Cons
- Specifications
30,000 bonus Qantas Points on offer
Earn up to 1 Qantas Point for every $1 spent
0% on Balance Transfers for the first 12 months
$249 Annual Fee
1% Balance Transfer Fee
3% Foreign Transaction Fee
- BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit $2,000
- Maximum Credit Limit $50,000
- Minimum Income $40,000
- Rewards ProgramQantas Frequent Flyer
- Points Earn Rate 1 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
- Sign-Up Bonus Receive 30,000 bonus Qantas Points when you spend $3,000 with the first 3 months of card approval.
Bank of Queensland Platinum Visa
Sign-Up Bonus Points1,000
- Pros & Cons
- Review Summary
- Specifications
$0 Annual Fee in your first year
1,000 Bonus Q Rewards points every month when you spend $1,000 per month on eligible transactions for the first 12 months
Earn 2 Q Rewards credit card points for every $1 spent
0% p.a. on Balance Transfers for 12 months
Complimentary Travel Insurance
$129 Annual Fee after your first year
3.4% International Transaction Fee
- Transparency 4.7 (3)
- Rewards3.0 (3)
- Online Experience4.7 (3)
- Customer Service4.3 (3)
- Rates and Fees4.0 (3)
- Application Process5.0 (2)
- BenefitsReduced First Year Annual Fee
- Rewards ProgramQ Rewards
- Points Earn Rate 2 points per $1
- Contactless PaymentsGoogle Pay and Samsung Pay
- Sign-Up Bonus 1,000 Bonus Q Rewards Points every month when you spend $1,000 per month on eligible transactions for the first 12 months
- Reduced First Year Annual Fee $0
Citibank Citi Signature Qantas
Sign-Up Bonus Points150,000
- Pros & Cons
- Review Summary
- Specifications
Up to 150,000 Bonus Qantas Points on offer
No Annual Fee in your first year
Earn up to 1 Qantas Point per $1 spent
0% p.a. on Balance Transfers for 15 months, 0% Balance Transfer Fee
Complimentary Insurances, including International Travel Insurance
$444 Annual Fee after your first year
Minimum Credit Limit of $15,000
3.4% International Transaction Fee
- Transparency 4.3 (6)
- Rewards4.7 (3)
- Online Experience4.5 (6)
- Customer Service4.3 (6)
- Rates and Fees3.8 (5)
- Application Process4.3 (6)
- BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
- Minimum Credit Limit $15,000
- Maximum Credit Limit $100,000
- Rewards ProgramQantas Frequent Flyer
- Points Earn Rate 1 points per $1
- Contactless PaymentsApple Pay and Samsung Pay
- Sign-Up Bonus Receive up to 150,000 bonus Qantas Points (100,000 points when you spend $5,000 within 90 days from card approval, plus an additional 50,000 points after your first anniversary)
- Reduced First Year Annual Fee $0
Bankwest Qantas Platinum Mastercard
- Pros & Cons
- Review Summary
- Specifications
No Foreign Transaction Fee
Earn 0.75 point per $1 spent on eligible purchases for the first $2,500 each month
Complimentary Overseas Travel Insurance
$160 Annual Fee
- Transparency 2.5 (2)
- Rewards3.0 (2)
- Online Experience3.0 (2)
- Customer Service3.0 (2)
- Rates and Fees3.0 (2)
- Application Process4.0 (2)
- BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
- Minimum Credit Limit $3,000
- Rewards ProgramQantas Frequent Flyer
- Points Earn Rate 0.75 points per $1
- Contactless PaymentsApple Pay and Google Pay
Suncorp Clear Options Platinum
- Pros & Cons
- Review Summary
- Specifications
Discounted $49 Annual Fee for your first year ($129 thereafter)
0% p.a. for 14 months on Balance Transfers
Earn 1.25 Rewards points per dollar spent
Complimentary International Travel Insurance and Extended Warranty Insurance
3.4% International Transaction Fee
Balance Transfer Rate reverts to high Cash Advance Rate of 21.99% after 14 months
- Transparency 3.3 (6)
- Rewards3.5 (6)
- Online Experience3.0 (6)
- Customer Service3.2 (6)
- Rates and Fees2.9 (7)
- Application Process3.0 (6)
- BenefitsComplimentary Travel Insurance, Introductory Interest Rate and Reduced First Year Annual Fee
- Minimum Credit Limit $6,000
- Maximum Credit Limit $30,000
- Rewards ProgramSuncorp Rewards
- Points Earn Rate 1.25 points per $1
- Contactless PaymentsApple Pay, Google Pay and Samsung Pay
- Introductory Rate 0% p.a. for 14 months on Purchases
- Reduced First Year Annual Fee $49
HSBC Premier World Mastercard - HSBC Qantas Rewards
- Pros & Cons
- Review Summary
- Specifications
$99 Annual Fee
Earn 1 Qantas Point per $1 spent on eligible purchases
Complimentary Insurance Benefits, including Domestic and International Travel Insurance with rental vehicle excess cover
2% Overseas Exchange Fees
Points capped at 10,000 per statement
Minimum Credit Limit of $15,000 may be too high for you
- Transparency 4.0 (1)
- Rewards3.0 (1)
- Online Experience4.0 (1)
- Customer Service4.0 (1)
- Rates and Fees3.0 (1)
- Application Process4.0 (1)
- BenefitsComplimentary Travel Insurance
- Minimum Credit Limit $15,000
- Rewards ProgramHSBC Rewards Plus
- Points Earn Rate 1 points per $1
- Contactless PaymentsApple Pay and Google Pay
Is part of...
HSBC Premier World Mastercard · includes 2 listings
Westpac Altitude Business Gold
Sign-Up Bonus Points60,000
- Pros & Cons
- Specifications
0% Annual Card Fee for the first year
Earn up to 1 Altitude Point per $1 spent on eligible business purchases
Complimentary Business Inconvenience Insurance and Unauthorised Transaction Insurance
Complimentary Travel and Purchase-related Insurances
$150 Annual Card Fee after the first year
3% Foreign Transaction Fee
- BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
- Minimum Income $30,000
- Rewards ProgramQantas Frequent Flyer and Westpac Altitude Rewards
- Points Earn Rate 1 points per $1
- Contactless PaymentsFitbit Pay, Garmin Pay, Google Pay and Samsung Pay
- Sign-Up Bonus Receive 60,000 bonus Altitude Points when you spend $3,000 on eligible purchases within 90 days of card approval.
- Reduced First Year Annual Fee $0
Citibank Citi Prestige
Sign-Up Bonus Points150,000
- Pros & Cons
- Review Summary
- Specifications
150,000 Bonus Points on offer
Earn up to 3 Points for every $1 spent
Unlimited Airport Lounge Access and Complimentary Airport Transfer Service
Complimentary International Travel Insurance and Complimentary Hotel Stay
0% p.a. on Balance Transfers for 6 months
Add up to 4 Additional Cardholders at no extra cost
$700 Annual Fee
3.4% International Transaction Fee
Balance Transfer Rate reverts to high Cash Advance Rate after 6 months
Minimum Credit Limit of $30,000
- Transparency 1.0 (1)
- Rewards3.0 (1)
- Online Experience1.0 (1)
- Customer Service1.0 (1)
- Rates and Fees4.0 (1)
- Application Process1.0 (1)
- BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit $30,000
- Maximum Credit Limit $100,000
- Rewards ProgramCiti Rewards
- Points Earn Rate 3 points per $1
- Contactless PaymentsApple Pay and Samsung Pay
- Sign-Up Bonus Receive 150,000 Points when you spend $5,000 within the first 90 days of card approval
Bankwest Qantas World Mastercard
- Pros & Cons
- Review Summary
- Specifications
No Foreign Transaction Fees
Earn 1 point per $1 on your first $5,000 spent on eligible purchases per statement period
Complimentary Overseas Travel Insurance
$270 Annual Fee
Points Earn Rate drops to 0.5 points per $1 after the first $5,000 per statement period
Minimum Credit Limit of $12,000 may be too high for you
- Transparency 1.7 (3)
- Rewards2.7 (3)
- Online Experience2.7 (3)
- Customer Service2.0 (4)
- Rates and Fees2.3 (3)
- Application Process2.0 (3)
- BenefitsNo Foreign Transaction Fee
- Rewards ProgramQantas Frequent Flyer
- Points Earn Rate 1 points per $1
- Contactless PaymentsApple Pay and Google Pay
Citibank Emirates Citi World Mastercard
Sign-Up Bonus Points60,000
- Pros & Cons
- Specifications
Up to 60,000 Bonus Skywards Miles on offer
Earn up to 1.5 Skywards Miles per dollar
5 Complimentary Insurances including International Travel Insurance
Two Complimentary Lounge Passes and Airport Transfers each year
0% p.a. on Balance Transfers for 9 months
World Golf Benefits
$299 Annual Fee ($149 in your first year)
3.4% International Transaction Fee
Balance Transfer Rate reverts to high Cash Advance Rate after the first 9 months
- BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
- Maximum Credit Limit $100,000
- Minimum Income $75,000
- Rewards ProgramEmirates Skywards
- Points Earn Rate 1.5 points per $1
- Contactless PaymentsApple Pay and Samsung Pay
- Sign-Up Bonus Receive 60,000 Skywards Miles (50,000 Miles on your first spend within 90 days of card approval and additional 10,000 Miles when you spend a minimum of $500 on emirates.com during the period)
- Reduced First Year Annual Fee $149
American Express Platinum Business
Sign-Up Bonus Points150,000
- Pros & Cons
- Specifications
150,000 bonus Membership Rewards Points on offer
No pre-set spending limit
Earn up to 2.25 points per $1 spent
Add up to 99 Employee Cards at no additional cost
Complimentary Accor Plus membership (valued at $395 p.a.)
Complimentary Travel Insurances including Business Trip Completion Cover
$1,750 Annual Fee
3% Foreign Transaction Fee
- BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Income $75,000
- Rewards ProgramAmerican Express Membership Rewards
- Points Earn Rate 2.25 points per $1
- Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
- Sign-Up Bonus Receive 150,000 bonus Membership Rewards points when you spend $5,000 in the first 3 months.
HSBC Premier World Mastercard - HSBC Rewards Plus
- Pros & Cons
- Specifications
$0 Annual Fee
Earn 1 HSBC Rewards Point for every $1 spent on eligible domestic purchases, and 1.5 HSBC Rewards Point for every $1 spent on eligible international purchases
Complimentary Insurance Benefits, including Domestic and International Travel Insurance with rental vehicle excess cover
2% Overseas Exchange Fees
Points capped at 10,000 per statement period
Minimum Credit Limit of $15,000 may be too high for you
- BenefitsComplimentary Travel Insurance
- Minimum Credit Limit $15,000
- Rewards ProgramHSBC Rewards Plus
- Contactless PaymentsApple Pay and Google Pay
Is part of...
HSBC Premier World Mastercard · includes 2 listings
Citibank Citi Prestige Qantas
Sign-Up Bonus Points70,000
- Pros & Cons
- Specifications
Up to 70,000 bonus Qantas Points on offer
Earn up to 1.5 Qantas Points per $1 spent
0% p.a. on Balance Transfers for 6 months
Complimentary Airport Transfers, Hotel Stay and Unlimited Lounge Access
Complimentary Insurances including International Travel Insurance, Purchase Cover Insurance and Extended Warranty Insurance
Add up to 4 Additional Cardholders at no extra cost
$749 Annual Fee
3.4% International Transaction Fee
Balance Transfer Rate reverts to high Cash Advance Rate after 6 months
Minimum Credit Limit of $30,000
- BenefitsComplimentary Travel Insurance
- Minimum Credit Limit $30,000
- Maximum Credit Limit $100,000
- Rewards ProgramQantas Frequent Flyer
- Points Earn Rate 1.5 points per $1
- Contactless PaymentsApple Pay and Samsung Pay
- Sign-Up Bonus Receive 70,000 bonus Qantas Points on your first spend within 90 days from card approval
Macquarie Bank Black - Macquarie Rewards
Sign-Up Bonus Points20,000
- Pros & Cons
- Specifications
No International Transaction Fees
Earn 2 Macquarie Reward Points per $1 spent
0% p.a Balance Transfer for 14 months
Complimentary Insurances, including Overseas Travel Insurance
$99 First Year Annual Fee, then $249 ongoing
- BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
- Minimum Credit Limit $15,000
- Minimum Income $70,000
- Points Earn Rate 2 points per $1
- Contactless PaymentsApple Pay and Google Pay
- Sign-Up Bonus Receive 20,000 bonus Macquarie Rewards Points when you spend $2,000 on eligible purchases within 60 days of approval.
- Reduced First Year Annual Fee $149