Value for Money
2.8 (536)
Transparency
2.9 (489)
Customer Service
2.9 (531)
Claim Resolution Time
  • <1 week (36)
  • 1-2 weeks (29)
  • 2-4 weeks (24)
  • 1-2 months (39)
  • 3+ months (58)
Claim ApprovedYes (144) · No (48)
Best Car Insurance
See the Best Car Insurance in 2023 as rated by Australians on ieatwords.com.au.

Reviews

1,094 reviews
William
William South East Queensland, QLD · 2 posts

Comprehensive insurance still a necessity.

Comprehensive Car Insurance

I have been with Allianz for at least 5yrs & compared with other insurers they still offer best coverage & pricing.

Jeremy L.
Jeremy L. Hunter Region, NSW

In all ways - terrible & frustrating

Comprehensive Car Insurance
Customer
Customer Sydney, NSW · 2 posts

Automatically renewing a Policy

Comprehensive Car Insurance

Automatically renewing a Policy is acceptable when there's no change to the policy. If you're increasing the cost of your existing policy shouldn't you at least communicate this change to the holder. Increasing the cost of the policy from $107 to around $150 and subsequently change again to $175 all within 2 years. It appears that rather than retaining the customer and applying a no claims benefit is applicable.

John
John

No answer 6 months later

Comprehensive Car Insurance

6 months and still no progress or resolution. Nobody returns my call. Every phone call I get contradicting informations.
The average waiting time on the line for claims is over 40min to talk with anyone. I called over 20 times in 6 months. No progress.
Very poor costumer service.



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Peter Dicker
Peter Dicker Wide Bay-Burnett, QLD · 2 posts

Sound coverage at a realistic premium

Comprehensive Car Insurance

Compared with other insurance providers Allianz was good value when comparing like for like. Easy to take up with a minimum of fuss.

R.Stuart
R.Stuart

Glad to do

Comprehensive Car Insurance

Policy is good value, is easy to complete, when another car ran into to my rear claim was handled well

Not happy
Not happy

Why has it increased without notice

Comprehensive Car Insurance

Why has the insurance increased when the value has decreased



Sarah C.
Sarah C. · 2 posts

Rip off!

Comprehensive Car Insurance

Too expensive! The price rise of $200 in a yr, unjustifiable!

Unhappy customer
Unhappy customer · 2 posts

D I S A P P O I N T E D

Comprehensive Car Insurance

Absolutely fed up with Allianz Insurance. After six months my car is still in getting fixed after a hold up due to Allianz. My policy states I have choice of repairer. They delayed my claim by months trying to get me to take it to a cheap repair centre!!
This accident was caused by another person. Beyond disappointed!!! At this stage out of pocket $800 plus. Would NOT recommend. Have moved our other two cars to RAC Insurance!! Additionally RAC have unlimited car replacement. Allianz only cover a 30 day period of car replacement. Too bad if you are waiting on parts from Germany!
UPDATE: after submitting three seperate complaints and numerous phone calls, I received refund of out of pocket payment.
Will now happily be moving my car to RAC!

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Debra
Debra Metropolitan Adelaide, SA · 3 posts

Import to have comprehensive insurance.

Comprehensive Car Insurance

were not required to contact in the past year, apart from the initial contact through the dealership who had recorded incorrect information.

Megan
Megan

NO REFUND-5MTHS WORTH CTP

CTP Car Insurance (NSW, QLD)

Allianz would not give me a refund for a downgrade in class of rego & CTP on my small pantech truck(7 to 6)about $800 as I purchased the truck with the upgrade. So according to them you don't own you rego & CTP when you purchase your vehicle as you are not entitled to claim the refunds on them even thought they are transferred to you???? GO FIGURE!!!
WOULD NOT PURCHASE ANY ALLIANZ INSURANCES!

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jason h.
jason h. Sydney Surrounds, NSW · 6 posts

Attention all Allianz customers

Comprehensive Car Insurance
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Judy
Judy Perth, WA

Pleased I Have It

Comprehensive Car Insurance

Good Value, 10+years with company. No claims, No Roadside Assistance.

Calvin K
Calvin K Melbourne · 5 posts

Thank you Dee

Comprehensive Car Insurance

Spoke to op Dee today and was genuinely impressed at her impeccable level of service.
Spoke to another op who was not very helpful the day prior, and sure am glad Dee answered the phone today.

Just wanted to show my token of appreciation and that hopefully she will be recognized for her genuine care and attention she gives to her customers.

Lachlan Rohan
Lachlan Rohan North Queensland, QLD

15.4% premium hike in 1 year

Comprehensive Car Insurance

Asked for a justification for the 15.4% premium hike, I was told that some contributing factors eg crime rates, accidents, claims etc in my area and the increase in the market value and car parts costs. I then asked for a fact sheet with data so I could see what has changed in my area seeing the increase was double the national inflation rate. They could not tell me the facts that contribute to the premiums we as customers pay each year. Pretty poor from a corporate level.

CFO
CFO

Premium Computation

Comprehensive Car Insurance

Have been with Allianz for years and years. I am also an Actuary. The renewal this year gave me a nightmare because the premium computation did not make any sense. The premium is dependent on several variables one of which is the Comprehensive Agreed Value. Not sure if there was a glitch in their system but the premium was not changing even if the CAV is changed

Andrew S.
Andrew S.

Always helpful, always professional, always fair. Thank you.

Comprehensive Car Insurance

All our insurances of the last 20 years have been with Allianz

Steve B.
Steve B. Northeast, VIC · 5 posts

Allianz supports hit and run drivers

Car Insurance
Brian
Brian Greater Melbourne (Inner), VIC

Remove auto-inclusions (eg. roadside assist) to reduce premium - owners shouldn't pay for 'benefits' they don't want.

Comprehensive Car Insurance

Most people have roadside assist cover already (eg. either through auto-club membership or car manufacturer's giveaways - the quality and extent of the service under the policy is in reality considerably poorer than owners already have available more generally in the market, so the Allianz benefit is seen as a waste of money. It would be more practical transferred to an 'optional' benefit, thus reducing the base premium - paying for ineffective/non-relevant add-ons makes the overall cost of product less competitive to market.

Jason v.
Jason v. Greater Melbourne (Inner), VIC · 3 posts

Insurance like in the 1990s with today's pricing

Comprehensive Car Insurance

Everything after you sign up is done via phone with people who have a hard time hearing you so you end up repeating a lot.
There is no online system any more, I couldn't even look up my policy as "new" policies don't work in their circa 1998 online system built for netscape navigator. Any claims are submitted by writing a one liner and putting a date, then they call back at odd times for about 3 rings and ask you to call them and sit on hold for... at this point an hour, this will happen multiple times before you even get started.
Pricing about the same as everywhere else, now ... over inflated

Ron scolyer
Ron scolyer North-West & West coast, TAS

Been with Allianz for sometime now, they have been excellent oth with cover and price

Comprehensive Car Insurance

Great coverage and price and very helpful when I called them with some enquiries.

Phillip Diamataris
Phillip Diamataris Greater Melbourne (Metropolitan), VIC · 6 posts

Insurance Premiums on the way up

Comprehensive Car Insurance

I have 4 cars and my Home and Contents insured with Allianz and was very disappointed that my loyalty was not recognised when I asked for a reduction in the highly increased premiums. No movement whats over. Close to 10 year customer and no consideration. Just the company line.......

Bruce
Bruce Greater Melbourne (Inner), VIC

Their call very busy 30 minutes wait and also not helpful at all

Comprehensive Car Insurance
Tracey
Tracey South East Queensland, QLD · 25 posts

6 months on and they still have not sorted repairs

Comprehensive Car Insurance

How about some commitment to sorting out your disgraceful service. I had a not at fault accident more than 6 months ago and I’m still waiting for you to sort it out. You are the only insurance company who insists on assessing in person and every element of my claim you send emails asking me to sort it. I’m to rebook assessments, I’m to book hire car etc etc. you are absolutely deplorable and I will tell everyone far and wide to stay clear of Allianz at all cost.

I’m off to the ombudsman

Happy client
Happy client Launceston, TAS

Excellent value

Comprehensive Car Insurance

Premium very competitive, excellent customer service when it was needed

Joff
Joff

Happy customer

Comprehensive Car Insurance

Very easy to communicate with and very helpful and courteous on the phone

Roxanne Spangenberg
Roxanne Spangenberg Sydney · 10 posts

Frustrating and no care attitude

Comprehensive Car Insurance
Driver
Driver Greater Melbourne (Inner), VIC

Wonderful service

Comprehensive Car Insurance

Have been with Allianz for over two decades and they have never let me down. Efficient and courteous in all aspects, from renewal queries/alterations to policies, all the way through to the process of making a claim (which could be a nightmare in other hands!). The claim was handled extremely promptly. I am very satisfied with their professional conduct.

Katie S.
Katie S.

Horrible service and gouging premiums.

Comprehensive Car Insurance

Called today to inquire about a rate hike for my renewal of my CMP (130 to 160 for no particular good reason) - they said they had to adjust to postcode. The initial postcode they had listed I moved from this year, so I apologised and asked to update my postcode and give new quote. They did so, hiking my CMP rate to $225 per month instead, demanding I immediately pay for the remaining balance this month despite my policy stating $130. I said this is insane, aami and budget direct I already inquired to who we're happy for $120/130 per month at my postcode so why should it be $225. The service rep was indifferent and just told me to pay up. I immediately sacked them and went with budget direct. DO NOT USE THIS COMPANY !

Sun efficiency
Sun efficiency Metropolitan Adelaide, SA · 4 posts

A great deal of comfort being on the road and its many hazards

Comprehensive Car Insurance

Excellent comprehensive car insurance cover through a quality insurance company Allianz

A.L.B
A.L.B

If I could give zero stars I would.

Comprehensive Car Insurance
Jenna
Jenna Sydney, NSW · 5 posts

Dodgy and unorganised

Comprehensive Car Insurance

Unprofessional and unethical company.
After a few years with them seems a waste of time.
It's a long story but I would like to comment how I see this company right now.

John G
John G South East Queensland, QLD · 3 posts

Best way to judge an Insurance company

Comprehensive Car Insurance

Having been an aviation Insurance Loss Assessor for twenty years, I am a firm believer that the most reliable way to judge an Insurance company is in their handling of claims. I had a claim this past year where MyCar was the innocent party and the claim was subject tosubrogation.notwithstanding that, Ihad claim acceptance, approval, repairer and hire car all completed without any issues. I was most impressed and I will stay withAllianz.

Bronwyn
Bronwyn · 3 posts

happy so far

Comprehensive Car Insurance

good value, easy to see and pay online. Have not made a claim.

Tarryn grisselle
Tarryn grisselle Perth, WA

Worst, most incompetent insurance company

Comprehensive Car Insurance
Neale
Neale · 2 posts

Have faith

Comprehensive Car Insurance

I phoned and tried to see if there was a better deal available, As a pensioner/Retired the car goes for days at a time not leaving its garage, but the persons accent was very hard to understand, in the finish I gave up, they were no help at all, I have been with Allianz for over 20 years, had high performance car for more than 50 years, yet there was no concession for loyalty .

Nadia
Nadia Central Highlands and Goldfields, VIC

Reducing service and increasing cost

Comprehensive Car Insurance

The insurance just keeps going up. There is no advantage to having house and car insurance. I am now working from home so not using my car much and there is no difference to the amount I pay. I moved from near the city to regional and there is no difference to how much I pay. Now they are taking away the only advantage of the policy which was included road side assistance. It like increasing the police by not just the annual amount but over $600+ even more a year. Will not be renewing with them again.

Mandy
Mandy · 5 posts

Absolutely infuriating experience with your call centre staff

Comprehensive Car Insurance
Dennis
Dennis

Not Happy

Comprehensive Car Insurance

The fact that the policy premium went up by nearly 10% and I was told that I would not have Roadside assist on renewal next year was quite disappointing. As I was quite busy, I did not have time to shop so I renewed my policy. I have since been offered roadside assist on any new policies with Suncorp that I take out.

Marianne
Marianne South East Queensland, QLD · 2 posts

Great product

Comprehensive Car Insurance

No problems at all. Good value, great service and excellent claims people.

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