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Capital Finance needs to join the 21st century!
Capital Finance purposely don't give out statements of your current loan status whereabouts. That's until you ask many times over and over repeatedly. Obviously a deterrent to let you know how much you have left on your payments. Why is it so hard for a company like Capital Finance to send automated (email to save paper) statements every quater for their customers?
I am sure you have heard of computers right?
Here is another great Idea build an App so we can check it ourselves. Nonetheless the experience I have had with Capital Finance is...Read more
extremely mediocre. I would score you a 0. I would not recommend anybody, how could I? I am counting down the days until my loan is over. If you are reading this, pick another loan provider. Do not waste your time, money and effort.Similar opinion? Write a review on ieatwords.com.au!
I will burn car also...
I have paid almost 80k for a car agreed on deal of 60k. I was paying out double weekly pays for almost 2 years but when I changed work and work wasn't as fluent I was paying what I could. Didn't hear from them at all during the paying double period but as soon as I wasn't and was slipping behind here and there they would ring and question and belittle as to why I can't. Absolutely rogue wreckless company that if they think they're gonna take car because I'm behind a little bit, I will be quite happy to burn car in driveway. No good company at all.
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PaulMelbourne
- 2 reviews
- 2 likes
dont touch capital finance
I was in the process of selling a vehicle I had owned outright for about 5 years . capital finance had never had an interest in this vehicle. A buyer had offered to buy the car at an agreed price .buyer did a ppsr check on the car .this check came back with capital claiming to have an interest on my car . rang to find out the details and why or how this could be the case when I had not had any dealings with capital . nor had the car been for sale or in any way open to them having any finance on my car . they proceeded to stuff me around and bla...Read more
me me, told me to ring the dealer without giving me any details of who this dealer may be, turns out the dealer was in another state and did not deal with capital at the dates they claimed to of put the finance on my car .eventually after lodging a dispute with them more than two weeks after I first alerted them to this i was informed by some fool in their organisation that the encumbrance had been removed from my car. by then the buyer had moved on to another vehicle .when they finally called, I questioned them about the cost to me to get this sorted out . the response I received was nothing short of disgusting .my lawyer was involved, they failed to respond to emails and claimed it was up to me to sort this out..if capital finance were the only company that would offer you the money I would recommend you go elsewhere . they truly are a disgrace .Similar opinion? Write a review on ieatwords.com.au!
Find out how Capital Finance Motor Vehicle Loans compares to other Car Loans
Know better, choose better.
- Verified customer
Big cheater
This company have fine me $30.00 after they have taken the money out of my account. This was happening for last one year, no one contacted me on this issue now my fine stand $566.00 in short stay away from this company.
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LeahBrisbane
Completely useless and ignorant!!!!!!!
Have used Capital in the past and never had a problem until this week when we have tried to pay out our loan with them as they wouldn't refinance!!! I have been on the phone asking them to release our vehicle so that I can trade it in and they are telling me at least 5 business days!! NEVER before when I have traded cars or payed out cars have I had this issue!!! Even when I have refinanced through capital there was no hold up!! But because I have taken my business elsewhere they are holding us up!!!
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KayMelbourne
The worst finance company!
Nothing more to say but the worst finance company going around. The staff are lazy and promise you everything on the phone but once they are offline..............nothing happens. From the customer service to the collections team, just pathetic bunch of people! Never again will I deal with this company!
Everything is good when they want something but when you ask them...its like trying to pull teeth out.
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Yury
- 3 reviews
- 4 likes
Try to avoid if you can
Even loan was paid out and I got confirmation email advising the loan was finalised. And month later next monthly payment was deducted from my bank account. Phoned to them and they advised that they need to close account and then refund money after recalculations. It was fixed term loan - authorised 60 transactions, what a hell they made 61? Hope to get money back on my account before Christmas.
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Never Use This Company
Totally unhelpful, even when the loan was paid out they wouldn't give out confirmation. Took a week for the vehicle to be released. Have loan with another company, heaps better service than this mob.
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Rubbish
Have asked for a statement for over a week and have been sent a pay out figure instead. Then no one will get back to me for 24 hours. Absolute rubbish! Will be refinancing.
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Find out how Capital Finance Motor Vehicle Loans compares to other Car Loans
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They are money hungry scumbags
So I called capital finance to see if I could make a double payment on my loan as I wanted some extra money over the Christmas period when I phoned and asked the lady told me that it was fine and went into my account details with me over the phone, she then told me that my account of $588 in credit and I wouldn't have to make a double payment and advised I didn't have to make a payment for another month, so a month later I get my usual repayment taken out thinking wow I didn't realise I was in credit that much that money I usually spend on my l...Read more
oan came in handy over Xmas then I recurve a phone call of a private number whilst at work and when I answer this most rude abrupt man I ever spoke to in my life starts yelling at me saying that my car repayments were in arrears and if I didn't make a payment that day of the $588 my account was apparently in credit for they would be coming to take my car away from me and that it's not his problem I can't afford my car payment. I then went of at him and told him that the previous lady I spoke to advised me I didn't have a make a payment for a month because my account was in credit he then said there is no record of this and then says "are you going to make the payment or do we need to come collect the keys" well he was a bit stupid as I had asked the lady to send me an email telling me I was in credit. Even once I forwarded the email to him I told him that I would not be making the payment and that the dumb zilch I spoke to can have the money taken from her account if they want a repayment ! They still tried to tell me I would have to make the repayment and I refused black and blue screaming at them over the phone, then after two weeks of request to speak to a manager I finally get a call back and he still tries to say that I was in the wrong I told him well if that's how it was going to be I would be happy to light the car on fire and then he would never get the car back, he changed his attitude and told me that I did not have pay the mistake the lady made and that he would fix it still haven't recieved a phone call back but haven't gotten any lettersSimilar opinion? Write a review on ieatwords.com.au!
lookingelsewhere
- 2 reviews
- 1 like
Professional
I call to ask how much i have paid on loan what I have owing. I get answers to my questions quickly and without confusing me by giving different answers like other companies have. Staff have always been friendly and polite.
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Stay away from capital
I've had 2 loans from these guys and regret both of them! Very bad customer service, ask for a statement of account and takes over a week to get sent to your email, you miss a payment and get slammed with a dishonour fee that keeps rising every time they try take money out! Money's not in there stop taking it out and making me pay more for it! I'm saving to get on top of 1 payment that I've missed and has cost me an extra $60 just because they think money's not there today, try again tomorrow.
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Regular Dude
- 2 reviews
Better than most, no way as bad as a lot out there
I've dealt with this company twice over the last five years and haven't found anything anywhere like the complaints here. I requested statements, got them in my email and a letter a week later. told them not to send me any more paper mail, never got any, missed a payment, asked them if I could make it up, no problem and I caught it up. they informed me at all times, were polite and even offered me further finance, when I asked for a payout and asked if I came back to them for my next finance, they not only waived the exit fee (no other finance ...Read more
company ever did this for me) they also gave me a better rate than their introducers and better than the average market rate. All I can think based on these negative feedbacks is that; you didn't pay your bill and tried to get away with it, you moved and didn't advise them in writing per the contract, you've never had finance anywhere else because All finance companies charge exit fees (some way more than others ie GE, ANZ, Esanda). All things considered, the dozen or so 'Whingers' on here would probably make up .001% of the business this company does and i'll deal with them again in a heartbeat. Australian Owned and Operated, keep the money in Australia I say.Similar opinion? Write a review on ieatwords.com.au!
Gave me a bad credit rating for being $2 out of order!
Accidentally short paid a payment. No letter or advice but gave me a bad reference after 5 years of up to date payments for $2 short fall!
Seriously?
Don't touch them!
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Worst company and very unreasonable.
Never received any letter in my mail about a payment. Had sent out debt collectors and tow truck saying I was 4 months behind. Never been contacted say they left a message on my voicemail which I don't have. Staff are rude management are worse and the people they send reckless. They wonder why I was fired up.
I have never experienced anything like this in my life I updated all details over the phone and yet again still the stupid over the phone believes I was in the wrong. He blames Australia Post for not receiving my mail. Bloody dead set joke.
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Find out how Capital Finance Motor Vehicle Loans compares to other Car Loans
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fantastic very helpful
Had a loan with this company over 3 year period paid the loan out in the second year no problems staff were very helpful, once I paid the pay out figure I asked for a clear title letter less than 3 hours it was emailed to me the early pay out fee was very reasonable a couple of hundred dollars thank for the great service not bad for a $40000 car loan
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BrendaPerth
- 10 reviews
Stay Clear
I would stay well clear of this company. They have no customer service and do not respond to emails. Wanting to pay my loan out early and they have taken over two weeks to respond then are charging me $500 to pay my loan out early on top of the interest that I would of been charged if I kept the loan going. They are snakes and are just after as much of your money as they can get. I am very disappointed....
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Lazy, no communication, very unskilled company.
I applied for a loan against settlement 4 months ago. My lawyer sends info through after I chased it. Brisbane capital keep saying they didn't have it so I continually call my lawyer to get the same answer it's sent. I'm the one doing all their work not once did capital call to get the information themselves in the end 4 months down the track I've told them to stick it. Worst company I've ever dealt with, they are an absolute joke and I advise people don't waste your time find a more reputable company with trained staff. AVOID these guys save you sanity!!!
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No contact to take your money
I have had 3 encounters with these guys, the first two they were sending me letters to say I was $1000 in debt and had to pay immediately. After calling to my dis belief as I had never missed a repayment, I was told my account was $70 in credit and they obviously had the wrong account number. A few weeks later I received the same letter and had to call again only to find out this time my account was suspended, I told them to look up my contract, which they did only to find I was still $70 in credit!
How can you suspend someone's contact whe...Read more
n there in credit, or even send a letter regarding $1000 when there is nothing on my account that suggests this! Now 2 weeks ago they have debited $745 from my account with no contact what so ever, I called again only to find my contract was in credit and they had the wrong contract number!! Thanks for ruining Christmas a little and leaving me abit short! I have been waiting over 2 weeks for a refund making numerous calls to try and speed things up but now i am ready to re finance.Similar opinion? Write a review on ieatwords.com.au!
Worst Finance Ever Dealt With
Wouldn't email me my pay out letter so I could trade in my vehicle. Avoid at all costs!!
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Questions & Answers
Garry H.asked
I wish to Know how I can apply for hardship cercomstances to have our current loan for a bus we purchased for our local tourist bus business which has now been closed down dew to the corona virus crisis and would like to have our repayments differed till we can resume business. How can I apply for this?
No answers
Leiam nealeasked
Hi we’re can my statements for my car loan from?
1 answer
Not sure. I never received statements.
Only after completing loan then I received final statement
Pedro R.asked
when is my last repayment Application no 91440006721453B47D468.5.0
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