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GO MasterCard Questions & Answers (page 4 of 5)
87 questions from our users
I don’t understand the ‘billed finance charges’ when I thought I was interest free for 50 months. I understand if it’s interest on the purchases that were made that weren’t on the ‘interest free’ deal. This charge is misleading when you’re told it’s interest free, can someone explain please?
Same happened with me, I am getting “billed finance charges” on my Statement and they are charging 22.5% interest on one of the item.
I live at Rosebud 3939 Victoria Australia.
My question is where is Gomaster bank or agencie in my area or close by?
Thank you
Regards Lola
Can i transfer money from my go master card account number to another bank?
Can I increase my withdraw limit at ATM for my go visa
I got $6000 on my gomaster card. Can i take all the cash out and how long am i suppose to pay back the money also how much will be my monthly pay back?
You’d be INSANE to use Go Mastercard for a cash advance! The interest rate is almost 30%.
There’s no set time for you to pay it back but if you don’t want to pay $1000’s in interest, you’d have to...
So I put money in my Go MasterCard from my bank on Friday early morning so when will it be in the card? It's Monday night now and still nothing.
Don't panic.
It usually takes around three biz days, so it should be in your Go Mastercard account by tomorrow (Wed) or Thurs morning latest, assuming you've entered all the bill codes correctly.. ...
Read more Gd Luck Art
Most transaction should be cleared overnight or within 24 hours is my understanding.
It came in this morning(Tue). Thank you Art and SAM.
at what other stores can you use the go card?
Don't know and don't care!
Any stores once u have ur card but while u wait only selected stores will let u shop with just ur account number
I'm not good with maths so I thought maybe someone on here might be able to help! If I was to go out for dinner & say spent $50 & paid for it on my GO Mastercard, how much would it cost to pay it back with the extra fees?
Can anyone tell me how long it took before they received their card in the mail after being approved? My card was sent two days ago & I would like a rough idea of when it will arrive. The company say it should be here before the end of the week but I really need it to arrive today. Also, I am in Australia. Thanks.
Got mine in 4 days
My card was approved on 21 September. I am still waiting for it.
My card came in the mail today. It took 5 days.
What are the benefits of the Platinum Go MasterCard?
I notice this question has been asked before but hasn't been answered. Surely, someone has a Platinum Go MasterCard who can explain what the Platinum product provides.
I don't know as nothing has changed for me .... Other than the fees....
The change from the regular green card to a "Crapinum" card appeared to be a ploy to start charging fees for printed statements and to change the card number/payment number. I spotted this immediately...
Read more and changed everything back the way it was so they only got away with this once.
Go mastercard has slugged me with a $ 0.95 payment handling fee (in addition to monthly $4.95 fee).
Any idea what this is??
The online payment handling fee is a recent introduction. For every BPay payment you make, you will be slugged 95 cents. I am going to query this and suggest you do the same as I have yet to receive a...
Read moreny notification of the changes. The only way to remove the fee completely is to log on and pay through the service centre.
Naga g, they charge you $4.95 if you have a balance during statement period. Yeah sounds stupid. Account servicing fee $4.95 Charged monthly if the outstanding balance is greater than $10. Then you ge...
Read moret slugged with $0.95 for paying off the card using BPay. Yeah another smart fee.
No notification. I'm going to FIO if everyone does it will send a clear message. :)
Hey guys i just got a 10,000 go mastercard. Can I buy a car from a dealer or something or does anyone know what my cash limit would be from that amount? Thanks
Just cancel it before it gets ugly. You pay so many fees they charge for having this disgusting card. Rip off. As far as I know you can't buy a car with this card.
I would cancel it Benjamin John they are a rip of every month they charge me $57.49 for BILLED FINANCE CHARGES. Thats for $3000 card who knows what it would be for $10 k
Their interest charges along would be around 500 per month. Leaving u nothing to make extra repayments with
I brought a mattress for $1800 using this card at harvey norman on the t0 months interest free, if i make another purchase that hasnt go interest free does that cancel out my intrest free period on the mattress im hearing different things
I think any payment goes to the item with the shortest interest free period first. This is what is happening with my payments. I purchased an item over 24 months, then a short time later purchased so...
Read moremething over 6 months. The payments are going to the 6 month purchase first which is great. You should be able to see this information if you check your online account.
Give the Credit Card company a call they will explain it to you, better then anyone here would.
Hi.
Does anyone know the daily cash limit for making withdrawals from the ATM? I understand the fees for the cash advance but want to know how much I can withdraw from the ATM per day.
Can you use this card in any store? Even eBay??
Yeah but it's not going to give you any interest free unless the retailer has a deal going. Also, with the 4.95 per month account keeping fee, 50 month interest free is gonna cost you $250 extra just ...
Read morein fees. The GEM Visa card is better, any cash purchase over 250 will get you an automatic 6 months interest free.
Thanks Dan!
Hi Cell It works like a normal MasterCard with a very high interest rate. The worst thing is that they make it difficult to pay it off if you have an interest free loan.
I am with Go mastercard for nearly 3 years now but what's puzzling me is the "BILLED FINANCE CHARGES" which is annoying because it is NEVER less than $25. What is this anyway? I looked at their Q&A's but none of them is talking/explaining about Billed Finance Charges? What is it?
Billed finance charges are interest charges.
maybe this? https://www.thebalance.com/how-to-avoid-credit-card-finance-charges-960241
.. im getting these charges when my purchases are within the interest free period
Hi all. Just received 10k limit and would like to shop for furniture and electronics from Harvey Norman. I understand that there is Establishment fee of $25 and $5 for monthly keeping fee. Does it apply for all the items purchased or just for 1 item? I got 7 item on my list and I'm not willing to pay $25x7 plus $5x7/month. My question seems silly but it's better be safe than sorry. Thank you in advance!
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