??!

Pros

  • 0% interest for a set period (min. $300 purchases)



  • Three repayment options to choose from

Cons

  • $5.95 Monthly Fee

  • $25 Establishment Fee

  • High rate once the interest-free period ends (22.74%)



Reviews

2.6

816 reviews
5
(236)
4
(81)
3
(48)
2
(50)
1
(401)
  • Transparency
    3.5 (370)
  • Customer Service
    3.5 (379)
  • Rates and Fees
    3.1 (384)
  • Rewards
    2.5 (139)
  • Online Experience
    3.5 (339)
  • Card / Account Used For
    • Special Purchases (338)
    • Online Shopping (49)
    • Everyday Expenses (32)
    • Overseas/Travel (7)
  • Application Process
    4.0 (324)
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Reviewer Photos & Videos

Shane

ShaneNorth-West & West coast, TAS

Happy :-)

published

No issues with the card, handy to have for those interest free impulse buys, We have been using the card for may years, never had an issue with payments, always pay off early.

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Main Point of ContactPhone
Card / Account Used For
  • Online Shopping
  • Special Purchases
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Cindy-Lea Evans

Cindy-Lea EvansGreater Melbourne (Outer), VIC

  • 2 reviews

Great for emergency shopping

published

I used my card in Victoria
I’ve had my card for years and only use it if I need something for the house replaced straight away.
I would not be without it ......

Transparency
Customer Service
Rates and Fees
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Main Point of ContactPhone
Card / Account Used For
  • Special Purchases
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I haven't received my card yet and I am awaiting proper instructions to arrange regular repayments.

published

I haven't received my card yet and I am awaiting proper instructions to arrange regular repayments. Could you please advise when I will receive the card and be able to commence regular monthly payments in accordance with a repayment schedule?

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
See all answers
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DTs

DTsHunter Region, NSW

Service is appalling

published

No service provided at all and happy to charge a fortune for the card servicing paying it off ASAP and closing account ridiculous.
Tried to call them numerous times to sort a card issue only to wait on the phone for long periods to then have phone line cut out every time.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateMarch 2020
Main Point of ContactPhone
Card / Account Used For
  • Special Purchases
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Michelle

MichelleSouth East Queensland, QLD

Convenient for unexpected expenses

published

With the current climate there are unexpected expenses that arise. It is very convenient to be able to use the Master Card for a purchase so that it is available for use now but it is able to be paid off over a selected period.

Transparency
Customer Service
Rates and Fees
Application Process
Card Start DateJanuary 2014
Card / Account Used For
  • Special Purchases
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Karen Maddern

Karen MaddernSouth West, WA

  • 3 reviews
  • Verified customer

Pensioners delight

published

Quick and easy to use in multiple stores for multiple purchases.
BPay attracts a charge, pay through the Latitude App.
Other than interest free periods, I have not been offered any rewards.

Transparency
Customer Service
Rates and Fees
Application Process
Main Point of ContactPhone
Card / Account Used For
  • Special Purchases
See all answers
Erwin C.

Erwin C.South East Queensland, QLD

Laptop Purchase

published

Recently purchased a laptop for my daughter and was amazed at the service provided by Harvey Norman and GO master. The process was quick and easy and highly recommended for use.

Transparency
Customer Service
Rates and Fees
Card Start DateSeptember 2008
Card / Account Used For
  • Special Purchases
See all answers
Kane

KaneSouthwest, VIC

No not happy

published

Still.have not received gift cards from.harvey norman and not happy so call me tomorrow can u please after 10am ok thanks I wanted cards for the kids as I purchase $2000

Card Start DateJanuary 2018
AJC

AJCGreater Melbourne (Inner), VIC

fast and easy

published

We needed an upgrade so we went this way to get it, we got it fast and easy, very happy with the service we got from master go thank you

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateMarch 2020
Main Point of ContactPhone
Card / Account Used For
  • Special Purchases
See all answers
No Annual Fee Credit Cards

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Poldark

PoldarkCentral Highlands and Goldfields, VIC

  • 2 reviews

Go card is wonderful gives you a chance to get your appliances when you need them out of the blue

published

Things go BUNG when you least need it but there is Go card to help out just wonderful very easy to use I would not be bothered going to any other company very easy to pay online

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateJune 2014
Main Point of ContactOnline
Card / Account Used For
  • Special Purchases
See all answers
Kae S.

Kae S.Greater Melbourne (Metropolitan), VIC

  • 2 reviews

Really good, haven’t had any issues and customer service is quite good

published

Found using my card overseas uncomplicated. I generally redeem my rewards for gift cards which I find an added bonus . The process for redeeming points is consumer friendly . Any issues or enquires have found customer service staff very helpful.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateMarch 2007
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Overseas/Travel
  • Special Purchases
See all answers
Josh Honner

Josh HonnerNorthern Region, NSW

handy to have

published

Good as long as you pay within time frame. Customer service has been good to deal with with no real long wait times. Fees are probably the only down side a few to many .

Transparency
Customer Service
Rates and Fees
Online Experience
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Main Point of ContactOnline
Card / Account Used For
  • Special Purchases
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Goutham

GouthamSouth East Queensland, QLD

I regret getting this card!

published

Having constant troubles trying to sync my card to the app. Customer service calls remain unreachable always. Recently I made a hefty payment for one of my purchases at Harvey Norman. Not sure if my payments went through. Feeling anxious and there is know way to know as I cant get hold of customer service representatives.

Transparency
Customer Service
Rates and Fees
Application Process
Card Start DateMarch 2020
Main Point of ContactPhone
Card / Account Used For
  • Online Shopping
  • Special Purchases
See all answers
Brodie m

Brodie m

  • 2 reviews

Worst finance company.

published

If you are thinking about utilising this company, don’t. They add money to your account labelling it as ‘billed finance’ with no explanation, I would never, ever recommend this pathetic company.

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateJune 2022
Main Point of ContactOnline
Card / Account Used For
  • Overseas/Travel
See all answers
Robbie

RobbieCentral Coast NSW

  • 2 reviews

They charge a fee for everything

published

Account closed and money was bpayed to them in error. Asked for the money back and they charged a fee. Even to pay by bpay they charge $10?!? Don't use them.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateAugust 2022
Main Point of ContactOnline
Card / Account Used For
  • Online Shopping
  • Special Purchases
See all answers
No Annual Fee Credit Cards

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DaniAngel

DaniAngelMetropolitan Adelaide, SA

  • 4 reviews

Online application was simple, quick and easy with approval in less than 5 minutes

published
Transparency
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateApril 2020
Main Point of ContactPhone
Card / Account Used For
  • Special Purchases
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Happy customer

Happy customerSouth East Queensland, QLD

Affordable Purchase

published

When managed correctly by using BPay to make weekly direct debits, this has become a affordable way to purchase expensive items over an extensive interest free term. Fees can creep up if not managed

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateMarch 2014
Main Point of ContactOnline
Card / Account Used For
  • Special Purchases
See all answers
Bug

BugCentral Queensland, QLD

Easy to organize

published

Was really easy to set up, very happy with service, even during a time when everything is out of control, would recommend go master for purchases to friends and family

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateJanuary 2022
Main Point of ContactPhone
Card / Account Used For
  • Special Purchases
See all answers
Colin Kingelty

Colin KingeltySouth East Queensland, QLD

  • 2 reviews
  • Verified customer

Very convenient & easy to use for the purchase required

published

I have used Go prior & have not had any problems at all, convenience is the main reason for my use. Had no problems at the store of purchase & also was very happy with the promotional gift card of $50 which also was spent at store of purchase Regards Julie

Transparency
Customer Service
Rates and Fees
Online Experience
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Card / Account Used For
  • Special Purchases
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Screwed!!!! Now up to 2 weeks and still no damn help! Still $1500 held hostage and they do not give a single damn!

published

Failed purchase, $1500 gone! No help recovering it, no interest in being bothered to help and handballed from useless person to the next useless person and still $1500 out of my balance

Transparency
Customer Service
Online Experience
Application Process
Card / Account Used For
  • Online Shopping
See all answers
Page 2 of 41
See all GO MasterCard reviews

Questions & Answers

Marlene Croom

Marlene Croomasked

Please which store can I Gettysburg’s Go Mastercard here in Murray bridge,SA?

No answers
Justin John L.

Justin John L.asked

Can I request a an additional 1000 of Go Master card credit card?

No answers
Quita O.

Quita O.asked

I would like to cancel my GO Mastercard

2 answers
iamagirl1969
iamagirl1969

You have to ring the GO Mastercard call centre to do that. Also any payments you make can take up to five business days to appear on the account, so using this as an example, if you paid your account off in full today, you wouldn't be able to ring tomorrow and cancel your account. You would have to wait until probably Thursday of next week. Also at the moment Latitude Finance are using the excuse of COVID-19 to not answer phone calls. Their own recorded message states that the average wait time to have your call answered is around four hours! Also your account is NOT actually cancelled until you get a letter from Latitude Finance in the mail, stating so. I closed down a credit card account with them, only to find it still open and active, four and a half years later. Latitude staff, are slow, lazy and rude.

iamagirl1969
iamagirl1969

Even a letter from Latitude finance is not proof that an account is closed down. I went through online banking at a branch (last week) and accidentally sent a final payment for my go mastercard account to a closed down credit card account from 2016. They have taken that money (Latitude Finance) and now I have to fight them to transfer the funds to the one remaining (active) go mastercard account, where it was meant to go to originally I have contacted my Bank (Bank SA) about this mistake, but they are about as useful as a chocolate teapot, telling me that Go Mastercard has ten business days to reply back to them (which so far they haven't done) Latitude finance are as usual are behaving like utter numptys completely ignoring the fact that this money should have never been accepted into this account to begin with. To cut a long story short, they don't close down accounts. Its not in their best interest to do so. Keeping accounts open gives them an excuse to keep charging fees and or maybe they keep unused accounts to launder money through Who knows?

Get an answer from our members and Latitude Financial representatives

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