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Pros
0% interest for a set period (min. $300 purchases)
Three repayment options to choose from
Cons
$5.95 Monthly Fee
$25 Establishment Fee
High rate once the interest-free period ends (22.74%)
Reviewer Photos & Videos
ShaneNorth-West & West coast, TAS
Happy :-)
No issues with the card, handy to have for those interest free impulse buys, We have been using the card for may years, never had an issue with payments, always pay off early.
- Online Shopping
- Special Purchases
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Cindy-Lea EvansGreater Melbourne (Outer), VIC
- 2 reviews
Great for emergency shopping
I used my card in Victoria
I’ve had my card for years and only use it if I need something for the house replaced straight away.
I would not be without it ......
- Special Purchases
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Justin WhitelyPerth, WA
I haven't received my card yet and I am awaiting proper instructions to arrange regular repayments.
I haven't received my card yet and I am awaiting proper instructions to arrange regular repayments. Could you please advise when I will receive the card and be able to commence regular monthly payments in accordance with a repayment schedule?
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Find out how GO MasterCard compares to other No Annual Fee Credit Cards
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DTsHunter Region, NSW
Service is appalling
No service provided at all and happy to charge a fortune for the card servicing paying it off ASAP and closing account ridiculous.
Tried to call them numerous times to sort a card issue only to wait on the phone for long periods to then have phone line cut out every time.
- Special Purchases
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MichelleSouth East Queensland, QLD
Convenient for unexpected expenses
With the current climate there are unexpected expenses that arise. It is very convenient to be able to use the Master Card for a purchase so that it is available for use now but it is able to be paid off over a selected period.
- Special Purchases
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Karen MaddernSouth West, WA
- 3 reviews
- Verified customer
Pensioners delight
Quick and easy to use in multiple stores for multiple purchases.
BPay attracts a charge, pay through the Latitude App.
Other than interest free periods, I have not been offered any rewards.
- Special Purchases
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Erwin C.South East Queensland, QLD
Laptop Purchase
Recently purchased a laptop for my daughter and was amazed at the service provided by Harvey Norman and GO master. The process was quick and easy and highly recommended for use.
- Special Purchases
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KaneSouthwest, VIC
No not happy
Still.have not received gift cards from.harvey norman and not happy so call me tomorrow can u please after 10am ok thanks I wanted cards for the kids as I purchase $2000
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AJCGreater Melbourne (Inner), VIC
fast and easy
We needed an upgrade so we went this way to get it, we got it fast and easy, very happy with the service we got from master go thank you
- Special Purchases
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Find out how GO MasterCard compares to other No Annual Fee Credit Cards
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PoldarkCentral Highlands and Goldfields, VIC
- 2 reviews
Go card is wonderful gives you a chance to get your appliances when you need them out of the blue
Things go BUNG when you least need it but there is Go card to help out just wonderful very easy to use I would not be bothered going to any other company very easy to pay online
- Special Purchases
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Kae S.Greater Melbourne (Metropolitan), VIC
- 2 reviews
Really good, haven’t had any issues and customer service is quite good
Found using my card overseas uncomplicated. I generally redeem my rewards for gift cards which I find an added bonus . The process for redeeming points is consumer friendly . Any issues or enquires have found customer service staff very helpful.
- Everyday Expenses
- Overseas/Travel
- Special Purchases
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Josh HonnerNorthern Region, NSW
handy to have
Good as long as you pay within time frame. Customer service has been good to deal with with no real long wait times. Fees are probably the only down side a few to many .
- Special Purchases
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GouthamSouth East Queensland, QLD
I regret getting this card!
Having constant troubles trying to sync my card to the app. Customer service calls remain unreachable always. Recently I made a hefty payment for one of my purchases at Harvey Norman. Not sure if my payments went through. Feeling anxious and there is know way to know as I cant get hold of customer service representatives.
- Online Shopping
- Special Purchases
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Brodie m
- 2 reviews
Worst finance company.
If you are thinking about utilising this company, don’t. They add money to your account labelling it as ‘billed finance’ with no explanation, I would never, ever recommend this pathetic company.
- Overseas/Travel
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RobbieCentral Coast NSW
- 2 reviews
They charge a fee for everything
Account closed and money was bpayed to them in error. Asked for the money back and they charged a fee. Even to pay by bpay they charge $10?!? Don't use them.
- Online Shopping
- Special Purchases
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Find out how GO MasterCard compares to other No Annual Fee Credit Cards
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DaniAngelMetropolitan Adelaide, SA
- 4 reviews
Online application was simple, quick and easy with approval in less than 5 minutes
I was shopping online looking for a lounge and two occasional chairs on the Harvey Norman website. I was particularly interested in using interest free payments as I have used this service several years ago. Harvey Norman currently have an ad on their website advertising that they have no deposit and no interest and up to 60 months interest free. I clicked the 'Find Out More' button. After reading the offers and scrolling down and clicking the 'Apply' button I was taken to the Go Mastercard application site. This card is issued by Latitude. The...Read more
application process was one of the easiest and simplest online applications I have done for credit. It has the added benefit of interest free payment plans as well as being an everyday credit card. Personally, I will be only using it to shop at Harvey Norman for larger purchases and paying it off interest free before the term expires. It asks for online identification which is easy if you have a Driver's Licence as you just type in your licence number. You may also need to supply additional information about your income but you can easily do this electronically. Within minutes I had been approved for the Go Mastercard and was sent a confirmation email immediately after the online approval had been granted. Well done to Latitude for making the process super user friendly. Once approved you can also shop by downloading the Latitude App. I am impressed and can't wait to get my new lounge and chairs.- Special Purchases
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Happy customerSouth East Queensland, QLD
Affordable Purchase
When managed correctly by using BPay to make weekly direct debits, this has become a affordable way to purchase expensive items over an extensive interest free term. Fees can creep up if not managed
- Special Purchases
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BugCentral Queensland, QLD
Easy to organize
Was really easy to set up, very happy with service, even during a time when everything is out of control, would recommend go master for purchases to friends and family
- Special Purchases
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Colin KingeltySouth East Queensland, QLD
- 2 reviews
- Verified customer
Very convenient & easy to use for the purchase required
I have used Go prior & have not had any problems at all, convenience is the main reason for my use. Had no problems at the store of purchase & also was very happy with the promotional gift card of $50 which also was spent at store of purchase Regards Julie
- Special Purchases
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Screwed!!!! Now up to 2 weeks and still no damn help! Still $1500 held hostage and they do not give a single damn!
Failed purchase, $1500 gone! No help recovering it, no interest in being bothered to help and handballed from useless person to the next useless person and still $1500 out of my balance
- Online Shopping
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Questions & Answers
Marlene Croomasked
Please which store can I Gettysburg’s Go Mastercard here in Murray bridge,SA?
No answers
Justin John L.asked
Can I request a an additional 1000 of Go Master card credit card?
No answers
Quita O.asked
I would like to cancel my GO Mastercard
2 answers
You have to ring the GO Mastercard call centre to do that. Also any payments you make can take up to five business days to appear on the account, so using this as an example, if you paid your account off in full today, you wouldn't be able to ring tomorrow and cancel your account. You would have to wait until probably Thursday of next week. Also at the moment Latitude Finance are using the excuse of COVID-19 to not answer phone calls. Their own recorded message states that the average wait time to have your call answered is around four hours! Also your account is NOT actually cancelled until you get a letter from Latitude Finance in the mail, stating so. I closed down a credit card account with them, only to find it still open and active, four and a half years later. Latitude staff, are slow, lazy and rude.
Even a letter from Latitude finance is not proof that an account is closed down. I went through online banking at a branch (last week) and accidentally sent a final payment for my go mastercard account to a closed down credit card account from 2016. They have taken that money (Latitude Finance) and now I have to fight them to transfer the funds to the one remaining (active) go mastercard account, where it was meant to go to originally I have contacted my Bank (Bank SA) about this mistake, but they are about as useful as a chocolate teapot, telling me that Go Mastercard has ten business days to reply back to them (which so far they haven't done) Latitude finance are as usual are behaving like utter numptys completely ignoring the fact that this money should have never been accepted into this account to begin with. To cut a long story short, they don't close down accounts. Its not in their best interest to do so. Keeping accounts open gives them an excuse to keep charging fees and or maybe they keep unused accounts to launder money through Who knows?
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