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Comprehensive, Third Party Property, Fire & Theft, Third Party Property Damage27 questions from our users
TGMasked
What's the difference? How is it that Real Insurance has such a poor customer rating while Seniors Insurance, also a Hollard brand, has such a high one?
BEREALasked
Have real home insurance . it has taken over seven weeks to get to the stage of signing the scope of works....
your staff need training in how to send e-mails, and how to attach links to text messages . please resend the documents you claim never arrived, and I will return, signed, by next REGISTERED POST .
Mel C.asked
I received a quote to renew my insurance and it has gone up as it always does even if you never make a claim. This is just 3rd party, fire & theft for a 1999 car that is lucky to be worth $2000 and they insure it for up to $10,000. They said it would be cheaper if you pay annually instead of by the month to which i asked for the quote and they took around $9 off the premium...really? I had some other quotes which were cheaper and I asked could they do anything else to keep me as a customer and they said no.
I was just wondering why you expect your current customers to pay more for the same thing than a new customer?
1 answer
Hi Mel
You're absolutely right to ask questions. I wrote off a car in August and I was paying my comprehensive car insurance by the month. The insurance renewal was in June and Real Insurance deducted the next 10 months worth of premium (just over $1000). In other words, they charged me 10 months worth of insurance on a car that no longer exists. Look elsewhere for insurance and check the PDS very carefully to make sure that in the event you have to make a claim that they don't punish you! Don't think twice about this mob - move on!
Winter7asked
If I cancel my car insurance (because my car was written off), am I entitled to a refund for the remainder of the year?
3 answers
Response TeamReal Insurance
Hi Winter, Please private message your claim number and I will get a claims consultant to contact you regarding your enquiry. - Angela
Surely this is a simple answer?
Response TeamReal Insurance
Hi Winter, yes, a trained claims consultant can give you all the answers you need.
CNGasked
I was with Real insurance since 2013, I was happy before but this year they increased my premium almost by 30 percent. Any ideas behind it?
1 answer
Greenstone F.Real Insurance
Hello, thanks for your enquiry. If you'd like to share your policy details with us we will arrange for a team member to contact you to assist further. You can send us your details in a private message on Facebook at www.facebook.com/Real.Insurance.
Graememcmillanasked
Can you offer
Me road side assistance plus insurance to retired > 65 year olds for our caravan plus car Ute total value 150k we pick them both up new this October so need all three can you do that thanks [details removed]
1 answer
Greenstone F.Real Insurance
Hi Graeme, thanks for your enquiry. Please give our team a call on 13 19 48 for more information.
Vickiasked
I insured pay as you drive however need to extend the mileage. How much will it cost?
No answers
Wizzyasked
Hi I cancelled my car insurance with real insurance on Wednesday 23 May 2018. I always paid my policy monthly via direct debit so the payment was deducted from my account on tuesday night 22 May 2018. Am I entitled to a refund?
1 answer
Greenstone F.Real Insurance
Hi Wizzy, if you'd like to share your policy details with us we can arrange for our Service team to look into this further for you. You can send us a private message on Facebook at www.facebook.com/Real.Insurance thanks.
Newbyasked
Hi there
Anyone has any experience with getting a landlords insurance from an insurer?
1 answer
Greenstone F.Real Insurance
Hello, you can find out more about our landlords insurance at https://www.realinsurance.com.au/landlords-insurance thanks.
Helenasked
I cancelled my policy within the cooling period how long does it take to receive refund of payments made ?
1 answer
Customer RelationsReal Insurance
Hi Helen, please send us your details in a private message here: www.facebook.com/Real.Insurance so we can provide an update regarding your payment. Thank you
Peter Jonesasked
Can I use the repairer of my choice or am I fixed to your preferred repairer?
3 answers
I'm sorry, I can't help you. I haven't had to use it yet, touch wood
The policy that I have meant I had to use their repairer but they one I used was fantastic!
Greenstone F.Real Insurance
Hi Peter, we only guarantee materials and workmanship on repairs done by a repairer appointed or approved by us. While you can arrange for a quote from a different repairer, we have the final say on who will do the repairs, as per the terms and conditions of the policy. If have any further questions, please share your policy details with us in a private message and we will arrange for a Claims Manager to contact you directly, thanks.
IMRasked
Do I get a multiple policy discount, I have a landlord policy with Real?
1 answer
Greenstone F.Real Insurance
Hi there, for more information on relevant discounts we encourage you to visit our website at https://www.realinsurance.com.au or call 13 19 48, thanks.
dgeninasked
My current premium amount is AUD 48.83. In my policy # MOT104184946 to be renewed on 20/05/2017, the premium amount is AUD 54.35. Could you please explain the reason for this increase?
1 answer
Customer RelationsReal Insurance
We will arrange for a Service Manager to get in touch with you to clarify this situation. Thank you
Veronica sumnerasked
Do you cover windscreen damage?
1 answer
Customer RelationsReal Insurance
Hi Veronica, please email our Service Team at [email protected] and they will be able to assist you with your enquiry. Thank you
Ross Jasked
How do I cancel my policy ( car has been sold )?
1 answer
Customer RelationsReal Insurance
Hi Ross, Please send an email including your policy details to [email protected]. Thank you
AW Zahirasked
how to see the detail of the certificate?
4 answers
Details provided are very well set out and easily understood. I have cover on house, contents, funeral, car and roadside assist. If any changes are made either by you or Real is easy to do.
Customer RelationsReal Insurance
Hi there, thanks for your enquiry. Please provide us with your contact details via a private message and we will arrange for a member of our Service team to contact you directly to resolve this matter. Thank you.
I want to renew insurance my car .Plate numberCH43VH.Toyota Corolla Ascent Sport.
gosiaasked
Please provide me a email address to send quote& photos ( motor vehicle claim)
Claim
1 answer
Customer RelationsReal Insurance
Hi Gosia, you can send details regarding your motor vehicle claim to [email protected]. Please include your policy details in the email so our Claims team are able to identify your claim, thank you.
Callianisasked
My odometer reading is incorrect as I didn't call to let you know my updated odometer reading when my annual insurance was renewed, and you based the current year reading on the previous recorded year. This means that technically I was outside of my coverage. I've a photo of my odometer 3 weeks before renewal showing the updated reading. Would this be enough evidence to back date my insurance? And would I have to pay the $2000 excess if I were to have a crash?
1 answer
Real I.Real Insurance
Hi Callianis. Please send us your policy details via a private message on Facebook and we will arrange for a Service Manager to be in contact with you shortly to clarify this matter. You can find us at www.facebook.com/Real.Insurance - thanks.
Jamesasked
Hi there. Is it possible to cancel my policy online?
4 answers
Hi James, I'm afraid I have no idea as I'm a customer not an employee of Real Insurance and haven't sort to cancel a policy.
Glenn.
Real I.Real Insurance
Hi James. If you would like to send us your policy details via a private message on Facebook we can arrange for a Service Manager to get in touch and explain the cancellation process. You can find us as www.facebook.com/Real.Insurance - thanks.
I think u have to call them. I did. I don't work for them. I am an ex customer.
Grantasked
Do unused km on pay as you drive insurance carry forward on renewal? Your PDS says no. Your rep on phone call says yes but I'm reluctant to accept verbal assurance that conflicts with the PDS and certificate of insurance. I need written confirmation to confirm I am insured. Customercare don't answer emails on the topic. Why is this so hard to clarify?
3 answers
realinsuranceReal Insurance
Hi Grant, If you can please private message me your policy details here: www.facebook.com/Real.Insurance we will be able to assist you. Thanks
Hi Grant, just wondering what was their response. I am in similar situation.
Sam - I ended up going with another insurer in the end. The messaging back from Real was inconsistent and I note that the PDS still states that you don't retain unused km on renewal. Everyone I spoke to at Real said that you do but I would hate to test this following a prang in the unused km period.
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