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Suncorp Home Insurance Questions & Answers
7 questions from our users
Elio C.asked
Does Suncorp Pet Dog Insurance cover treatment for Tetanus resulting from a deep wound injury.
No answers
Joolsasked
What does like for like mean versus new for old when claiming unrecoverable items with Suncorp Contents Insurance policy?
1 answer
If its a tv they wont care what u paid for it suncorp compare it to cheapest tv you can by they wont do it buy brand they think cheap tvs are the same as big brand name tvs insure elsewhere suncorp are the worst misleading company you can find dont trust them
Anthony Casked
does your insurance cover busted pipes?
1 answer
I have no idea. There were no busted pipes, so not relevant to me. The insurance company can answer that question. Most important, get them to tell you where in the policy document it is covered. You will also need to know how to connect it to the tenant.
solargirlasked
I have been with Suncorp for over 20 years cars, house -the lot and have barely made any claims. We are looking at paying our premiums monthly instead of annually to better manage cash flow. I know this costs relatively a bit more -ie it is not a simple divide the premium amount by 12 -but how much more?? Does anyone know. I called Suncorp to find out and they would not answer the question. He said it was not a simple multiplier such as 5% -yes they had a formula but he could not tell me what it was just said it was less than 20%. I cant find out what the monthly amount would be until my insurance falls due again in July. Our house insurance is already $4,000. 20% of this is another $800!!! Please, does anyone know how much more it costs to pay monthly -? or do I just find another insurer (none of them get very good reviews!!)
1 answer
Hi Solargirl,
It's highly likely that Suncorp refer the 'monthly instalments' to a Third Party premium funder (lender) who's rate will vary depending on the total premium. For example, the lower the total premium the higher you can expect the interest rate to be, conversely the higher the premium you pay the lower the interest rate would be. For a total annual amount of $4,000 I would expect 7-10%, though if Suncorp are accepting higher levels of commission from the premium funder this may be realistically higher. I would say other insurers may be as vague as they will only have this information at hand come renewal time, I suggest talking to an insurance professional as they may be able to 'spoof' a quotation to give you an idea of what to expect.
helsbelsasked
can i get insurance for a tradesman damaging my home?
1 answer
Hi Helsbels,
Should a tradesman damage items in your home you may already be covered under your standard Home and Contents policy, however be sure to check the conditions in the wording surrounding 'construction/renovation' as there may be limits to this cover based on the total value of the work being undertaken. More importantly however, is to ensure that any trades person undertaking work in your home is correctly licensed and that they provide you with a Certificate of Currency for their own business. If they make an error or damage your property you are within your rights to make a claim of their insurance, not your own.
Mariaasked
Does Suncorp do pet insurance?
1 answer
Hi Maria,
Honestly don't know? I use RSPCA as part of it goes to unwanted pets. It is dear insurance given our Poodle is a true pet but he is getting old so it hopefully will pay off?
Robert
P Higginsasked
Does Suncorp do pet insurance?If not who do you recommend?
Other Home and Contents Insurance
Youi Home and Contents
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