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Pros
Uncapped points earning
Lounge passes and travel insurance included
Cons
Annual fee of $250 + Velocity joining fee
$75,000 minimum income required
KbkbSydney, NSW
Ridiculous frustrating application process via Manila Call Centre.
Absolute frustration dealing with Westpac credit card application,- Incompetence from both Manila Call Centre, incompetence & lack of initiative from "verification Centre" which I'm told is in Sydney.
Repeated requests for substantiation documents.
Repeated requests for 'Loan closure" letters from WPC verifcations... that CBA tell me do not exist as they only send out a LOAN CLOSURE STATEMENT.
More than 40 pieces of verification information sent to "applications" and 3 weeks later they still ask for same info.- payslips requested numerous time...Read more
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JessSydney, NSW
Good card, but application process was a nightmare
Applied for this credit card back in June. They lost my application and required me to go through a number of very inconvenient steps more than once because of an error on their end. Card is okay for everyday use, but don't plan on taking it overseas.
- Everyday Expenses
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TimSouth East Queensland, QLD
Great card but avoid using overseas
Overall, quite happy with this card. I signed up during a promo period. My applicaiton got bounced around for a while and there was a lot of confusion on their end. Eventually, when it arrived, it turned out to be pretty decent. However, do not use for overseas purchases or foreign transactions as there is a steep fee.
- Everyday Expenses
- Special Purchases
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Find out how Westpac Altitude Black - Velocity Frequent Flyer Mastercard compares to other Rewards Credit Cards
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Prasanth N.Sydney, NSW
- 2 reviews
Great card with a high credit limit
High credit limit Got an initial bonus of 80000 velocity points for 4000 spend in first three months.
Free travel insurance.
There is also 2 lounge pass if you do a transaction in velocity site.
The only downside is the foreign transaction fee.
- Everyday Expenses
- Online Shopping
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AdamSydney, NSW
- 6 reviews
Great Card with excellent benefits - Sign up during velocity promo for decent bonus
Great credit card for everyday use. Simple and easy to apply with great rewards and extra velocity points each month. Overseas transaction fee is annoying though - so local use only.
- Everyday Expenses
- Online Shopping
- Overseas/Travel
- Special Purchases
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MAAGreater Melbourne (Inner), VIC
- 6 reviews
- Altitude Black - Velocity Frequent Flyer Mastercard
- Verified customer
Great new benefits under the dedicated Velocity Frequent Flyer program!
I am really excited about the recent changes to my existing Altitude Black card, now giving me access to Westpac's dedicated Velocity Frequent Flyer program. Previously, I opted into the Velocity auto-redemption feature through Altitude Rewards which only gave me 1 point for every $2 spend. Under the new program, I now have access to a number of free Virgin Australia Airport Lounge passes (issued annually), upgrades to premium economy and a better points earn rate (now 0.75 Velocity points per $1 spent).
- Everyday Expenses
- Online Shopping
- Overseas/Travel
- Special Purchases
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Questions & Answers
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