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Reviews

1.4

133 reviews
5
(8)
4
(3)
3
(2)
2
(7)
1
(113)
  • Value for Money
    1.6 (60)
  • Transparency
    1.5 (56)
  • Customer Service
    1.6 (60)
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Natalie S.

Natalie S.Metropolitan Adelaide, SA

Unprofessional and unreliable

published

After my injury with 100% proof and the claim being accepted over 3 months ago ive been lied to numerous times theyv'e said they sent an email to my drs for more information and its not been sent after i called and checked 3 times before booking a double appointment 3 times with the dr, my assessor angela
is never available shes off to lunch or in a confrence or has just left for the day, i will be putting in a complaint to the ombudsom and heading to a current affair, this is unacceptable, while i cant afford to pay my mortgage and other bills, unnecessary stress and depression, get your jobs done asap just like you taking out money for these bad circumstances .



Transparency
Customer Service
Value for Money
Claim MadeYes
Claim Resolution Time3+ months
Claim DateSeptember 2022
Claim ApprovedYes
See all answers
1 comment
AIA Australia
AIA A.AIA Australia

Hi Natalie, we appreciate you reaching out and are sorry to hear about your negative experience. We've sent you a private message to get a few more details so we can try and sort our your enquiry.
Thanks, AIA Team

Dwayne

DwayneSouth West, WA

  • 2 reviews

Big on delay tactics

published

Claim for IP at 7 months and counting. I, m sick of writing About Aia and Rest .So to make it short and sweet take all the negative stuff written about them by the stressed out people below, and that's my story in a nutshell. Also Go to the REST product review site and read my Shame on you REST review and the conversation I have with the Rest representative about claiming and AIA

Transparency
Customer Service
Value for Money
Claim MadeYes
Claim Resolution Time3+ months
Claim DateJuly 2022
Claim ApprovedNo
See all answers
2 comments
AIA Australia
AIA A.AIA Australia

Hi Dwayne, thanks for taking time out to let us know about this - we're sorry to hear about your situation. We've sent you a private message and we're looking forward to seeing if we can help you.
Thanks, AIA Team



Dwayne
Dwayne

All the reviewers before me saying the same story over and over, don't waste your time on me. You already know the problem is your system so go and sort that out first then all our problems will be solved.

Sue

SueSouth East Queensland, QLD

What A NIghtmare !

published
Transparency
Customer Service
Value for Money
Claim MadeYes
Claim DateOctober 2022
See all answers
1 comment
AIA Australia
AIA A.AIA Australia

Hi Sue, we appreciate you reaching out. We'd like to chat this through with you further, we've sent you a private message to get a few more details. Thanks!



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brett H.

brett H.Richmond-Tweed, NSW

  • 7 reviews

Difficult policy: I can’t live with it!

published
Transparency
Customer Service
Value for Money
Claim MadeYes
Claim Resolution Time3+ months
Claim DateApril 2022
See all answers
13 comments
AIA Australia
AIA A.AIA Australia

Hi Brett, we appreciate you reaching out. We'd like to chat this through with you further, we've sent you a private message to get a few more details. Thanks!

brett H.
brett H.
brett H.
brett H.

I’m still waiting for contact from AIA.
“ Hi Brett, we appreciate you reaching out. We'd like to chat this through with you further, we've sent you a private message to get a few more details. Thanks!”
Obviously nothing AIA says can be believed

Kristie

Kristie

  • 4 reviews

Constant mess around

published
Transparency
Customer Service
Value for Money
Claim MadeYes
See all answers
Inderpreet

InderpreetMetropolitan Adelaide, SA

Unexpected rise in monthly premiums

published

Got life cover just 2 years ago. Advised that premium is fixed upto 75year age and it will rise by 5% as cover will also rise by 5%. But 1st year they raise 8% and this year 35% cover raised by 5% only. Sending emails, trying to get any answer on phone but nothing is happening. Going to cancel the cover after paying huge amounts for last 2 years. wastage of money. Not recommend to anyone.

Transparency
Customer Service
Value for Money
Claim MadeNo
See all answers
3 comments
AIA Australia
AIA A.AIA Australia

Hi Inderpreet, we appreciate you getting in touch. We'd like to chat this through with you but, first we'll need a little more information. We've sent you a private message. Thank you

Inderpreet
Inderpreet

Still waiting for your reply

AIA Australia
AIA A.AIA Australia

Hi Inderpreet, we tried to contact you on 7 January, Monday and left a voicemail. We've sent you a private message to confirm your contact details.
Thank you

Stephend82

Stephend82Sydney Surrounds, NSW

  • 2 reviews

Good service

published

Initially I was not impressed with the wait for approval however my claim has now proceeded and I found the company caring and supportive in my cancer treatment. They also offered personal cancer carers to assist with my recovery.

Transparency
Customer Service
Value for Money
Claim MadeYes
Claim Resolution Time3+ months
Claim DateSeptember 2022
Claim ApprovedYes
See all answers
1 comment
AIA Australia
AIA A.AIA Australia
Rachael

RachaelFar West, NSW

Not Happy at all

published

I applied for Income protection back in july 2022 i have been approved and have been waiting for back payments to be calculated so haven’t even started receiving monthly benefits as yet its been 4 weeks since last back payment received and everytime i contact i get told they can’t give me a time frame when I will receive next payment and can’t receive my monthly benefits till all back payments have been calculated.
Im getting very stressed and frustrated not knowing when payments will be received.
And feel when I contact they are annoyed its called income protection for a reason and I don’t feel protection one bit.

Claim MadeYes
Claim Resolution Time3+ months
Claim DateJune 2022
Claim ApprovedYes
1 comment
AIA Australia
AIA A.AIA Australia

Hi Rachael, thanks for taking time out to let us know about this - we're sorry to hear about your situation. We've sent you a private message and we're looking forward to seeing if we can help you.

Jenn76

Jenn76 Central Highlands and Goldfields, VIC

Positive experiences with AIA

published

My experience with AIA income protection has been easy and positive. Most of my information was submitted with my claim form and a few other pieces of paperwork was submitted within a few weeks of claim submission. I was advised that the claim assessment process would take 2 months but it was accepted prior to the the 2 months. The people I’ve spoken to over the phone and via email have been so helpful, informative and supportive. Thank you AIA.

Transparency
Customer Service
Value for Money
Claim MadeYes
Claim Resolution Time1-2 months
Claim DateSeptember 2022
Claim ApprovedYes
See all answers
1 comment
AIA Australia
AIA A.AIA Australia
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Thankful

published
Transparency
Customer Service
Value for Money
1 comment
AIA Australia
AIA A.AIA Australia
AshleyS

AshleySPerth

  • 3 reviews
  • 1 like

AIA reported to AFCA (Australian Financial Complaints Authority)

published
Transparency
Customer Service
Value for Money
Claim MadeYes
See all answers
1 comment
AIA Australia
AIA A.AIA Australia

Hi Ashley, thanks for taking time out to let us know about this - we're sorry to hear about your situation. We've sent you a private message and we're looking forward to seeing if we can help you.

Kristine

KristineQueensland

  • 4 reviews

6 months and still on going

published
Transparency
Customer Service
Value for Money
Claim MadeYes
Claim Resolution Time3+ months
Claim DateMay 2022
Claim ApprovedNo
See all answers
2 comments
AIA Australia
AIA A.AIA Australia
Kristine
Kristine
Frank madafferi

Frank madafferiGreater Melbourne (Inner), VIC

Paying for a service that isn't provided to you and this is supposed to be fair!?

published

6 months now since I made my income protection claim and its excuse after excuse. Asking for information that they already have.. not calling back when they tell you they will.. my so called "assessor" that I rarely hear from telling me that I was put on a priority list but then told by another incompetent employee that that was not the case.. I had to go back to work earlier than expected just so I could cover my rent still with a busted elbow. This has seriously caused mental health issues for myself and there is no way getting through to them. Just another big business taking and taking but never giving. Stay away at all costs!

Transparency
Customer Service
Value for Money
Claim MadeYes
Claim DateJune 2022
Claim ApprovedNo
See all answers
1 comment
AIA Australia
AIA A.AIA Australia
Trudie

TrudieSouth East Queensland, QLD

The worst, most useless and incompetent company I have ever dealt with!!

published
Transparency
Customer Service
Value for Money
Claim MadeYes
Claim DateJune 2022
Claim ApprovedNo
See all answers
3 comments
AIA Australia
AIA A.AIA Australia
Trudie
Trudie
AIA Australia
AIA A.AIA Australia

Very bad company

published

I claimed income protection and permanent disability three months ago at first it was going fast then after three weeks heard from nobody since .I call and they say someone will call you they never have two months later ! Then I receive a letter more paper work really I have sent everything meanwhile I am going broke and will have no where to live have been with rest for 28 years.I stressed and now sicker because of stress shame on these people now rest have changed insurers makes me wonder why .

Customer Service
Value for Money
1 comment
AIA Australia
AIA A.AIA Australia
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Horrible insurance company-avoid at all cost

published

They are quick to take your money, awful if you want to make changes to your policy. My experience was that its easy to make changes as long as you buy more cover but I could not get them to make amendments to reduce. I ended being forced to cancel which is a pity as I entered into a level policy and ended up loosing a lot.

Transparency
Customer Service
Value for Money
Claim MadeNo
See all answers
1 comment
AIA Australia
AIA A.AIA Australia
Kristie

Kristie

  • 4 reviews

Horrendous and needlessly stressful

published

My payments are constantly late, my assessor Emma has never once contacted me, I get told wrong information constantly. I'm under the threat of eviction now because once again AIA have delayed payment again and when I rang the second time about this one payment I wasn't put on to a supervisor like I asked, was told empty platitudes and no closer to getting the payment which is now seriously delayed. I'm currently doing a graded return to work after a brain injury from a assault and the constant extra stress added by this terrible incompetent company is horrendous and hampering my recovery

Transparency
Customer Service
Value for Money
Claim MadeYes
See all answers
1 comment
AIA Australia
AIA A.AIA Australia
Nathan

NathanSouth East Queensland, QLD

  • 3 reviews

Worst insurance Ever

published
Transparency
Customer Service
Value for Money
Claim MadeYes
Claim Resolution Time3+ months
Claim DateJune 2022
Claim ApprovedYes
See all answers
1 comment
AIA Australia
AIA A.AIA Australia
Connie

ConnieSydney, NSW

  • 2 reviews

Worst service ever.

published

Put in claim in August, provided all paperwork asked for by staff members, still waiting for payment! Every time I want to case manager she is busy or in a meeting. Finally got to speak to her a few days ago,was told all paperwork was in order. Today get a phone call to say that paperwork is still missing so cannot process the claim till they receive more information! Such incompetence from staff every time you speak to someone told a different story. If I hear one more time to take care and get better I am going to loose it. How can you relax when there are bills to pay. Shame on you AIA would not recommend you to anyone.

Transparency
Customer Service
Value for Money
Claim MadeYes
Claim DateAugust 2022
See all answers
1 comment
AIA Australia
AIA A.AIA Australia
John Picton

John PictonFar North Queensland, QLD

  • 2 reviews

My claim

published

They took abit of time but come through in the end hassle free and all I had to do was tell the facts and they were awesome and have made my day

Transparency
Customer Service
Value for Money
1 comment
AIA Australia
AIA A.AIA Australia

Thanks for sharing your experience John. Thanks - Matt (AIA Team)

Page 2 of 7
See all AIA Australia reviews

Questions & Answers

brett H.

brett H.asked

Income Protection

Have AIA decided to start processing claims correctly, and recognising perfectly legitimate claims?
I wonder why

No answers
Rhys

Rhysasked

Total and Permanent Disablement

Reading all these comments, it's horrific when your waiting on a tpd insurance claim to get approved or rejected, I have supplied all the documents they requested, it's been over the allowed time for them to give me a decision, it's been under review, under review now it's been assessed by their chief medical officer zoran, I think they are going to keep reviewing it until I've killed my self, I can't believe my lack of common decency these people have, I'll say one thing, if I have to pay a lawyer to get what I'm entitled entitled to, I'm gonna spend the rest of my disabled life making sure webpages like this are not the ones I find 7 months after I lodged my claim, I've been researching tpd claims etc and my underwriter and it's only now I've found what I've dreaded... actual legitimate customer reviews, talk about kicking people when they are down...

I'm so sad.and overwhelmed of the phone call to finally comes and here what excuse they use to invalidate my life, trade qualification, career, health and insurance policy, oh my god what will I do

3 answers
brett H.
brett H.

Sorry to hear your story.
I don’t have TPD with AIA. iselect convinced me that being paid income protection until I’m 65 (policy anniversary, not actual birthday, but only a few months in it) was just as good.
Do you have your policy through superannuation? If so, when did you begin the super? My super is from 1994, and the TPD definitions are certainly tougher now.
Do you have terminal illness benefit? I have that with AIA, but they refused to talk with my wife when I was terminally ill in a coma (surgeon and specialist both have put this in writing).
Have you gone through AFCA? It’s a free service. You can look up past case decisions online. Look carefully at your relevant TPD definitions in the correct product disclosure statement. The older definitions are easier to meet.
I really hope it all works out for you.

AIA Australia
AIA A.AIA Australia

Hi Rhys,

We've sent you a private message to get more information from you, that way we can pass the feedback on to our team.

Kindest,
Phoebe - AIA Australia

sunshines
sunshines

Hi Rhys, go straight to AFCA. They will look after for you. Their number is 1800 931 678. You can tell them about the stress that AIA are causing you so that you can remove yourself a bit and concentrate on your health. I hope it all goes well.

brett H.

brett H.asked

Income Protection

Is it legal for a life insurer to refuse to start a claim without the claim form being filled in by the claimant?

I couldn’t read or write owing to my medical condition (ie the sole reason for needing to make a claim). Section 7 of the life Insurance code of Practice covers clients experiencing disability. As well Australia has anti discrimination legislation and the commonwealth disability discrimination act. I would have thought that by refusing to accept a claim in a format I could access, the insurer is in breach of both legislation and their code of conduct.

No answers

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