We had this card for 1 year. Within a few months they downgraded points you earn on everyday purchases. They also make it almost impossible to use the travel credit. The kicker was when we finally figured it out and purchased a flight abiding by all the rules, we there was an extra tiny and very hard to find tick box to 'add the travel credit' which we missed and they didn't honour it saying we 'forfeited it'. Don't bother. They make the bonus points on sign up not worth the hassle at all.

I have had the AMEX QANTAS Discovery card for just over a year now. Not only is it a no annual-fee card, but since many banks have stopped issuing high earning points cards, the $1 - 1 point earn rate is pretty darn good for a no fee card. What I like about having a card issued directly by AMEX is that they have a steady stream of offers that you can save to your card (things such as "spend $50 at these retailers and get $20 back" etc.). The AMEX app is really easy to use too and sends you timely prompts when your balance is due. AMEX also allows the use of Apple Pay which is convenient when you forget your card!

Signed up for balance transfer. 12 mth balance interest free.

With balance transfers, beware that once you make purchases, 44day interest free on purchase DOESN'T APPLY.

Which means every $1 you spend 20cents IMMEDIATELY goes to AMEX.

Which totally negates the term where they were suppose to allocate your payment to the highest interest. Since it's useless in this situation.

Why even put this term in the first...

I rather pay another bank balance transfers fee that's up front about this sort od thi by ans doesn't do this kind of manevours that let AMEX get a single cent out of my money.

While it doesn’t have the bells and whistles of its peers, this entry-level credit card offers the basics. Pros include: no annual fee; 44 days interest-free (ok considering zero fee), and 1-1 Qantas FF points (there was 7500 bonus points when I signed up). Downsides include: limited credit coverage, but the biggest shortfall is that as an Amex, limited acceptance and surcharges are aplenty. Nevertheless, as a secondary card this is a handy piece of plastic.

This card is my first issued directly by AMEX so I am well aware of limited acceptance outside cities and surcharges inside the metro areas. However, most supermarkets (where I would spend most of my money) do not have surcharges, this is highly appealing to me. Combine this card with spending money in Safeway (as it is known as here in Victoria) and you can easy get points quick. One of the most admirable features of this card is that there is no annual fee on this credit card. My partner is listed as a supplementary cardholder to gain more of those precious frequent flyer points. All in all a great card however still has issues with acceptance and surcharges.
No annual fee
Limited acceptance especially outside metro areas.

Great card, no annual fees, you earn 1 FFP for every dollar spent, and points are transferred to your FF account at the end of every month. The card is easy to use, I also applied for supplementary cards quick delivery and no fees, and accepted by merchants who accept Amex.
No annual fee, rewards points, reliable and good customer service.
There is a $2 fee if you decide to pay the balance by cash at the post office, no fee if you pay by bank transfer.

This card is exactly what I wanted: a credit card with no annual fee and a reasonable no interest period that provides Qantas frequent flyer points. Only down side is American Express merchant fees are very high so I need to have a secondary MasterCard since many merchants won't accept Amex or charge a fee for doing so.