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Reviews

4.7

49 reviews
5
(43)
4
(2)
3
(1)
2
(0)
1
(3)
  • Transparency
    4.6 (44)
  • Customer Service
    4.7 (47)
  • Loan TypeVariable Rate (36) · Fixed Rate (5) · Split (2)
  • Application Process
    4.6 (44)
  • Timeliness
    4.5 (44)
  • Loan used for
    • Refinancing (25)
    • First Home (8)
    • Investment Property (5)
    • Second Home (1)
  • Loan Term29.273 years (22)
  • Online Tools
    4.6 (21)
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Leah

LeahSouth East Queensland, QLD

Refinancing was easy and stress free.

published

We have just refinanced with well on an awesome fixed rate with offset account. Mick was very helpful, I cannot speak highly enough on his customer service! Glenn was also helpful while Mick was unavailable. Whenever I was stressed, my mind was put at ease. We now are navigating the online banking, so far so good!!



Transparency
Customer Service
Application Process
Timeliness
Loan TypeFixed Rate
Loan used forRefinancing
See all answers
Sarah

SarahSouth West, WA

Amazing!

published

Highly recommend Well Home Loans! Not only are their rates the lowest with minimal fees, and great offers like an offset account with a fixed home loan but John and everyone were and are always so helpful! Very patient and explain everything very well! Can’t fault them and I tell everyone about them!

Transparency
Customer Service
Application Process
Timeliness
Online Tools
Loan TypeFixed Rate
Loan Start DateFebruary 2020
Loan used forRefinancing
See all answers
Elton

EltonSydney, NSW

  • 2 reviews

Great rates, products and I have been very impressed with their service. I have been recommending it to friends.

published

Great offering without hidden costs. I have also found the service impressive and above my expectations.
I have been very satisfied and as a result recommending it to my friends since.

Transparency
Customer Service
Application Process
Timeliness
Online Tools
Loan TypeSplit
Loan Start DateOctober 2022
Loan used forRefinancing
See all answers
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Nicholas Zia

Nicholas ZiaGreater Melbourne (Inner), VIC

  • 2 reviews

Great service and a very hard to beat rate

published

Glenn and the team at Well Home Loans were superb in their communication and assistance throughout my refinance process. They were understanding, explained any aspects I didn't understand, and ensured that my loan was processed efficiently. The rate is rock bottom and despite being a small outfit, they provide a professional service that I cannot fault and Glenn was super polite and helpful.



Transparency
Customer Service
Application Process
Timeliness
Online Tools
Loan TypeVariable Rate
Loan Start DateNovember 2022
Loan used forRefinancing
See all answers
Lyndell

LyndellSouth East Queensland, QLD

  • 2 reviews

Fantastic to do business with

published

Well customer service is outstanding, no hidden surprises and communication was excellent. We were kept up to date throughout the whole process. Well smashed the rate from our former Big 4 bank. Overall we are extremely happy.

Transparency
Customer Service
Application Process
Timeliness
Online Tools
Loan TypeFixed Rate
Loan used forRefinancing
See all answers
tony

tonyPerth

  • 2 reviews

Excellent

published

John from Well Home Loans was excellent and I highly recommend him. John is very professional, a great communicator and is very knowledgable about the industry. John has been extremely helpful during my refinancing and I am very happy with the level of service I received.

Transparency
Customer Service
Application Process
Timeliness
Loan TypeSplit
Loan Start DateMarch 2020
Loan used forRefinancing
See all answers

Available and Helpful

published

Thank you John, Patryk and Andrea for helping us to secure an affordable mortgage to buy our first home. The email and telephone service was timely, helpful and precise. The information you provided guided us to make decisions, prepare necessary documentations and meet our very short settlement deadline. We particularly appreciate John's informative, calm and polite communication skills.

Customer Service
Application Process
Timeliness
Online Tools
Loan TypeVariable Rate
Loan used forFirst Home
See all answers

Great Service and great rates

published

Refinanced my home loan through Well, the process was really smooth and Mick answered all my queries in a timely fashion.
Saved 0.55% on my previous rate, would definitely recommend.

Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
Loan Start DateApril 2020
Loan used forRefinancing
See all answers
Sam

SamAdelaide

  • 2 reviews

Would not recommend

published

Due to delayed and no communication from well home loans, it caused my life savings to disappear.
I am here to WARN you all to proceed at your own risk.
We are in recession currently due to COVID19 pandemic.
Well Home Loans not recommended at all.

John from credit assessment team is shame.

Transparency
Customer Service
Loan TypeVariable Rate
1 comment
Well Home Loans
Well HQ.Well Home Loans
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Kevin

KevinSydney, NSW

Great customer service!

published

Great customer service, very accommodating.
No unexpected extra costs, everything was black and white and easy to understand.
Very satisfied customer. Good bye comm bank! Will not miss you one bit.
Thanks

Transparency
Customer Service
Application Process
Timeliness
Online Tools
Loan TypeVariable Rate
Loan Start DateMarch 2020
Loan used forRefinancing
See all answers
Lisa Adam

Lisa AdamSouth East Queensland, QLD

  • 2 reviews

They took the time to make it happen

published

The refinancing of our multiple loans wasn’t exactly simple. After our existing bank couldn’t be bothered to provide us with any options whatsoever and another lender didn’t want to know about it, Well Home Loans came to the party. Both people I dealt with during the process took the time to listen to what we needed and Mick was excellent in the end stages of the approval process, getting it all over the line. They offered a very low interest rate at the time of application and had applied the recent 0.25% drop by settlement date.

Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
Loan used forRefinancing
See all answers
John W.

John W.Greater Melbourne (Outer), VIC

Excellent service and fantastic rates

published

The refinance of our home and investment unit has recently completed. It wasn't a simple 2 for 2 refinance because we're looking to retire in a few years and we needed to restructure so that we would easily be able to sell the unit. The process was made pretty painless with the help of Glenn. Towards the end, Glenn was away for a bit but John stepped in to ensure the process kept moving and then handed back to Genn to finalise.

Most lenders claim that they are there to help their customers ... these guys REALLY ARE.
And the low rates are about to drop another 0.25% - thanks guys.

Transparency
Customer Service
Application Process
Timeliness
Online Tools
Loan TypeVariable Rate
Loan Start DateFebruary 2020
Loan used forRefinancing
See all answers
Bill

BillGreater Melbourne (Metropolitan), VIC

  • 2 reviews

Great rates & customer service

published

Glenn, Patryk and John A provided a great loan application experience by answering questions promptly and thoroughly. Someone is always there to answer or return your call or email.

Other lenders I’ve experienced lack direct phone numbers (must always go through a queue or book an appointment) and have extended wait times.

While the application wasn’t perfect (paperwork seems excessive compared to other lenders and must be sent by physical mail. Supporting documents expire and must be resubmitted) overall the process was as painless as it could be.

Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
See all answers
Brenton M.

Brenton M.Greater Melbourne (Metropolitan), VIC

Best Rate & Great Service

published

Really happy with our experience so far with Well Home Loans. Mick and the team made the loan application process nice and easy. What more can you really ask for other that one of the lowest rates around. Defiantly worth the move away from the big banks

Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
Loan used forRefinancing
See all answers
Satisfied Customer

Satisfied CustomerGreater Melbourne (Outer), VIC

A breath of fresh air

published

After dealing with big banks for the last thirty years, I now know what a professional, competent, friendly and good value experience looks like. Well Homes have been a pleasure to deal with, and bent over backwards to make things work for us. Highly recommend.

Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
Loan Start DateDecember 2022
Loan used forRefinancing
See all answers
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jwij

jwijGreater Melbourne (Metropolitan), VIC

Professional service and diligent team - operating at a level well above their competitors

published

The team at Well Home Loans offer a unique combination of highly competitive rates coupled with excellent customer service - so often hard to find in the market. I am a chartered accountant and work with many finance professionals and was pleased by the diligence, knowledge and responsiveness of Glenn and Patryk in particular over the refinance process. This is a professional team operating at a level well above their competitors. Highly recommend.

Transparency
Customer Service
Application Process
Timeliness
Online Tools
Loan TypeFixed Rate
Loan Start DateJanuary 2020
Loan used forRefinancing
See all answers
resloosley

resloosleySydney Surrounds, NSW

  • 2 reviews

Good Service with Great Rates

published
Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
Loan Start DateDecember 2022
Loan used forInvestment Property
See all answers
MGC

MGCPerth, WA

  • 9 reviews

Very Happy. Great Service, Great Product & Good Rate

published

Initially, I went through a different company but later withdrew my application after poor customer service. As first time buyer, trust, transparency and honesty are very important. Fortunately, I found them with all ‘Well Home Loans’. I can’t speak highly enough of John & Bret’s efforts, and their patience taking the time to explain process and reassuring me at every stage. One or two other companies offered slightly better rates, but I found ‘Well Homes’ overall product was much much better. I highly recommend this company. We are very grateful for all help to purchase our first home. Thanks

Transparency
Customer Service
Timeliness
Loan TypeVariable Rate
Loan Start DateDecember 2022
Loan used forFirst Home
See all answers
ben.buena

ben.buenaGreater Melbourne (Outer), VIC

Grateful for excellent customer service and low interest rate

published
Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
Loan Start DateDecember 2022
Loan used forRefinancing
See all answers
Ravi

RaviGarran 2605, ACT

  • 2 reviews

Excellent service. Cheapest rate.

published

John has been very helpful throughout the process. Took a bit long to refinance but very happy with the end result. Definitely recommend well home loans for someone who is looking cheap rates and great customer service.

Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
See all answers
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Questions & Answers

Deidre42

Deidre42asked

Hi, my husband and I are seniors and wishing to buy into the housing market, he is 69 and I am 62 and we lost everything in the GFC so dont have any property. Is it possible to borrow if we are this age?

No answers
Shell

Shellasked

If one were to choose to split their owner-occupied loan between fixed and variable, does the $200K minimum only apply to the total loan balance, or would each portion of the loan need to be at least $200K?

2 answers
Satisfied Customer
Satisfied Customer

I don’t know, as my loan isn’t structured like that. I suggest you contact Well Homes directly - they have been very responsive to queries.

Well Home Loans
Well HQ.Well Home Loans

Hi Shell, when it comes to loan structuring and minimum loan amounts it's best to chat to the team here - give us a call on 1300 899 724 or email [email protected] with a way to get in touch with you. Our home loan experts will be the best people to talk to!

@Satisfied Customer - we try our best to get to answering quickly, glad to hear the team are responsive; they like the feedback too :)

Mirjam

Mirjamasked

Hi, my daughter wants to refinance her property. It has a house and child care centre on the property. She is a co-director of the company which trades from the address. She is single with no dependants and is 43 years old. She resides in the house. Are you able to assist with the refinance? Thanks Miriam

1 answer
Well Home Loans
Well HQ.Well Home Loans

Hi Mirjam,
Thats definitely a question for our lending experts and they will be able to talk to you privately about mixed use properties. If you could send your contact details through to [email protected] one of the team will get in touch to talk through your situation and find out if we can help!

Get an answer from our members and Well Home Loans representatives

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