Everything keeps listing this card as having Apple Pay. Westpac DO NOT support Apple Pay. This is still a major draw back for Westpac issued cards.

As it is a part of my home loan package the annual fee is waived. Which is good.

So after hours of Westpac pushing my calls to Qantas and vice versa for hours yesterday, today i get a response from Westpac to say that because i held a credit card within 12months prior to signing up with this new card, i am no eligible for the reward points. They say i should have read the terms and conditions. Emails to encourage your to join to received reward points. Nothing but a Scam.. After 2 decades, it is time for me to change banks and shop for one that are at least honest. Shame on you Westpac.

The bundle with Amex for higher points earning is great, there are not many cards left out there with this option. The black card has the highest earn rate of any major banks out there, and the conversion to Qantas points is great.

Qantas lounge passes are a nice bonus. It's easy to earn and use points. Must have income of $75,000+. Should not have such a high annual fee based on this criteria. Happy with card in general.

I managed to get 120000 qantas frequent flyer points by signing up to this credit card and then kept it for a year after. No issue receiving points, and good points per $ spent.

Best card offer on market if you are looking for a jump in your reward balance. They have bonus offers most of the time and great per dollar conversion rate as well. Great app from Westpac to manage your payment and track spending

I definitely reccomend this card, i have the AMEX and MC bundle and i use it for everything that takes MC! Only downside is the annual fee which is expensive

It is very simple to use, Tap and Go. Pay with Apple and Android Pay.
Points are easily reedabmle and ongoing promotion of 80,000 Qantas Frequent Flyer available for people who spend at least $4,000 in the first 3 months.
The rewards can used in the Qantas Store and ongoing frequent flyer points.

Furthermore, this has the ability to use the Priorty Pass Lounges globally for all airports. Twice free entry per year. This is an additional value!!!

Pro
Huge bonus rewards points on signup and also high earning rewards point on every dollar spent
Westpac exclusive black concierge team gets you good tables and even gets you entry into clubs.

Con
Very expensive annual fee

I got this card for the Qantas reward points and I received them no problems, also the lounge passes where a bonus, easy to book and use, would use again

When we first got this card the points system and rewards were a major deciding factor. It was originally packaged with an American Express card that really boosted the points earnings. Now that has been removed, unless we choose to pay more. Not happy! Will be moving banks as soon as we can.

I have a Westpac Altitude black card. Its good for accumulating Qantas frequent flyer points and complimentary Travel Insurance, but certainly not good when it comes to paying for my holidays. I do a lot of cruising but when it comes to paying, cruise company like Cruise1st charges 2.5% or more on top of my expensive cruise payment. A lot of restaurants demand a surcharge of 2.5 % on top of your bill. As a result I used my Master card most of the time to eliminate the surcharge. If American Express wants more business out of their clients why don't they do something to make it more user friendly ? I would love to use my American Express card to accumulate points but at the same time it does not make sense to pay the extra surcharge .

I got this card in November last year when they were running a promotion that you will receive 120k Qantas points when you send $4k within first months of approval. This card also comes with 2 Qantas lounges and also give you access to free Priority Pass Membership. This card has been very useful so far.

I have been using this card for 7 months now. Applied because of a 100000 qantas points sign up. After 3 months and minimum spend amount I recieved 50000 points. After ringing them and asking about the other 50000 they told me I had to wait another 3 months. After these three months I rang again and got told it had to get "investigated"
after 2 weeks and numerous calls back to them they got back to me and said I am not eligible for the other 50000 points and failed to give me a reason why.
I have since lodged a complaint with them and am waiting to get a reply from them.