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Pros

  • Receive both a Westpac Altitude Black Mastercard and an American Express Westpac Altitude Black Card

  • Uncapped points earning

  • Lounge passes and travel insurance included

Cons

  • Total annual fee of $449 + Velocity joining fee



  • $75,000 minimum income required

  • May be hard to juggle the different rates and conditions of two cards

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