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Listing monitored by Woolworths Money

Pros

$10 off at Woolworths for 2,000 points (min. $667 spend)
10% off one shop at Woolworths each month
Regular promotions to waive the annual fee for the first year

Cons

Points earned are not the same as regular Woolworths Rewards points
Points cannot be converted to Qantas Frequent Flyer points

Reviews

  • Transparency
    3.6 (69)
  • Customer Service
    3.4 (72)
  • Rates and Fees
    3.5 (71)
  • Rewards
    3.9 (57)
  • Online Experience
    3.7 (64)
  • Application Process
    3.7 (62)
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pool customer service and system

published

It's supposed to be a good card but the system is poorly designed. Legal team is horrible at its job to make sure all aspects are covered. 10% off monthly offer is not working because their email system is down. Overseas customer service team has no clue what's going on--lack of training or understanding the product



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Technical issues signing up Fail.

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Tired to submit application on 3 different internet connections over a coures of a day. With a total of 20 times I wasn't able to submit an application with out the following error.
"Unfortunately we are experiencing technical difficulties and are unable to process your application at this time.
Please save your details so you can return and resubmit your application a little later."

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Nadya Noonan
Nadya NoonanSydney Surrounds, NSW

My Woolworths credit card

published

My Woolworths credit card is earning me Qantas Frequent Flyer points & is easy to use.I plan to use my points for travel to places on my bucket list.Life is for living and I plan to make it count.



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RonnyCraven
RonnyCravenSydney Surrounds, NSW
  • 45 reviews
  • 30 likes

Decent Rewards, Shocking Service

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Mel
MelHunter Region, NSW
  • 2 reviews

What a Joke!!!

published

Despite the bad reviews I decided I would still sign up with Woolworths Credit Cards. After filling in all the necessary information I was supplied with a visa card with a credit limit of $2,500. I was attempting to replace an expensive c/c which charges $300 p/a which I no longer need (credit limit $30,000). Upon realising the very low credit limit I applied for a slightly larger limit as my credit rating for the past 45 years has been exemplary. I was politely refused.I rang to cancel my card (& supplementary) - apparently no-one cares what your credit rating is. Bye bye Woolworths - the reviews are all correct. Do not touch them with a barge pole.

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Very poor customer service - resolved

published

I wanted to do a balance transfer which their only option for my bank was issuing a cheque, and it never arrived.
After almost 3 weeks of follow up and many phone calls, a supervisor told me that the information I had been given so far by previous representatives and supervisors was incorrect!
And I had to cancel my request. What a waste of time and energy!

P.S. I can confirm that somone from the complaints team has contacted me and they helped to issue me a compensation and resolve this issue.

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Jackie
JackieSouthern and Hills, SA

Great card, great points!

published

Very satisfied with the rewards, incredibly helpful with the cost of living these days to have lovely bonus from time to time. A great idea, thanks Woolworths!

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Great Benefits & Rewards for Credit Cards

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With free annual fee - Woolworths Credit Cards make my grocery shopping more fun & rewarded.
This is a really great benefit and they give you flexible rewards points from day to day such filling petrol till pay utilities bill.

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Harrassing Telephone Calls re: chasing payment that were paid earlier than due date

published

Terrible customer service, when ask to speak to a manager they wont transfer you. I have received 5 calls from them in the last 4 days despite making payment earlier than I was supposed to, I have complained for many years about receiving these calls and each time I am told that this will not happen again and low and behold after speaking to them yesterday, I get another call today

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very happy

published

very happy, no other words to describe, unable to get out due to illness, so find the card ver handy

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Worse credit card ever

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Had a 24 month balance transfer set up- 14 months into the transfer they said it was only for 14 months....

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The card that can never get lost.

published

I'm very satisfied with the point system. Not only do I get my points turned into Qantas point, but I have also received several Woolworth's vouchers. It pay to scan your card every time you shop.

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Balance Transfer Credit Cards

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  • 9 reviews
  • 2 likes

the worst credit card I've ever used

published

Everytime I made an online transaction with a new merchant they blocked my card despite me answering security questions correctly. Then I can't use the card even with Eftpos til I call them to confirm the geniune transaction which most of the time I can't do it when I need to use card due to waiting to long on the phone to get connected with an agent. They can't even block a suspicious transaction/merchant from accessing my card. Instead they cancel my card and say they will send another card with different number in 5 business days, i.e. I don't have card to use in that period and it's the only card i have. Also my diect debit is messed up and I am charged dishonor fee.

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Jim Milne
Jim MilneSouth East Queensland, QLD
  • 4 reviews
  • 3 likes

Great Card

published

I have had my Woolies credit card for quite a few years and every inquiry has be handled with a very professional manner. They are also very quick to spot potential fraudulent transactions against your card with notification straightaway.

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Billy
BillyPerth, WA
  • 15 reviews
  • 13 likes

Reviews are correct DO NOT apply.

published
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Sue
Sue
  • 2 reviews
  • 1 like

Long wait....go elsewhere!

published

I read the reviews after applying for a Woolies card. So, thinking there might be a delay, I applied for another credit card from another company . Lo and behold I received approval AND my card within 7 days from the other company! Woolies card nowhere to be seen! Even though they sent a letter asking me to verify my ID and then my "card will be sent"....so I called Woolies, and was told by the operator that my application was still being assessed....a month later! :)
So I told him to cancel my application....complete waste of time!
Thank you to the other people who reviewed and warned me of the very long delay! I am very happy with my new credit card (from the other company!!!!)

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antony
antonyGreenfield Park

Very frustrating...

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Matt S
Matt SNewcastle

Save yourself time and money. Avoid!

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Ross
RossSydney, NSW
  • 2 reviews
  • 1 like

Worst customer service

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Been waiting for limit increase for 3 weeks when I call to
Talk about it they have no idea what I’m talking about even though I’ve sent the required documents 3 times!!!! Hopeless!!!

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Jacks H
Jacks H
  • 2 reviews

Expert Assistance

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Always the Rewards are very good & totally acceptable, They usually are available when I least expect them, I enjoy receiving the 4c off for the Petrol from my Local Woolworths Petrol Station,

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Robbie
RobbieCentral Coast NSW
  • 11 reviews
  • 5 likes

Terrible customer service and turn around times

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Kateben
KatebenMelbourne
  • 29 reviews
  • 48 likes

Very misleading... Buyer BEWARE!!

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  • Verified

Worst Customer Service Ever

published

The contact centre is ran by Filipinos whom dont even respond to your questions correctly, I submitted all my payslips since October and still no avail.

When I rang to question was told need to resubmit - and I did using pdf and still no response.
these front-end service for the call centre then the actual dept that selects applications for reviews and they are whom I want to talk with - I work during business hours and never can speak with anyone to work around this.

Whats the point of telling me my application is pending and is approved waiting upon payslip documentation - when the team in charge arent processing or emailing me back?

Rubbish service may have to stop shopping at Woolworths

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Goodnagirl
Goodnagirl

Ok will read

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mel
melSydney
  • 2 reviews
  • 1 like

Absolutely a disgrace

published

Took over a month, they closed the application . Stated it had lapsed. Is there call centre overseas ? Told different information each time I called . Staff seem to use the same response, regardless of the question (script) . I have been a loyal Woolworths shopper for years -no more due to such bad service

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Yousuf
YousufKellyville NSW
  • 5 reviews
  • 1 like

Application process taking longer than usual

published

Stay away ! Applied ages ago still waiting for final approval, have provided whatever proof of income was requested. Looks like no dedicated staff work for this department.

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