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Listing monitored by Woolworths Money

Pros

$10 off at Woolworths for 2,000 points (min. $667 spend)
10% off one shop at Woolworths each month
Regular promotions to waive the annual fee for the first year

Cons

Points earned are not the same as regular Woolworths Rewards points
Points cannot be converted to Qantas Frequent Flyer points

Reviews

  • Transparency
    3.7 (68)
  • Customer Service
    3.5 (71)
  • Rates and Fees
    3.5 (70)
  • Rewards
    3.9 (57)
  • Online Experience
    3.7 (64)
  • Application Process
    3.8 (61)
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timothyja
timothyjaSouthwest, VIC
  • 9 reviews
  • 4 likes
  • Verified

Zero emails about the 10% off shop, had the card for 2 months now

published
Woolworths Money
Woolworths C C.Woolworths Money

We're sorry to hear about your experience. A private message has been sent to you.

timothyja
timothyja

I've now got an email to say the offer is on the second weekend of the month. So I did my shop on Sunday, scanned the rewards card on the back of the credit card and NO DISCOUNT WAS APPLIED. Very unhappy.

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Del.
Del.South East Queensland, QLD
  • 2 reviews

My Everything Card

published

I use my card for everything and pay it off in full each month. Its the perfect card to earn bonus points that add up quickly and are easily redeemed. Plus there's often extra earners linked with the Woolworths Rewards Card. They're also only a quick call away if you have a query.

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levin
levinSydney, NSW
  • 5 reviews
  • Verified

Good value of monthly shopping

published

$49 annual fee is affordable.
When getting 10% back on once a month discount, I have saved much a year. This is the main selling point! We love this.
Could get extra points on BIG W purchase though it is not a good point earner though.



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SStrac
SStracGreater Melbourne (Outer), VIC
  • 9 reviews
  • 10 likes
  • Verified

Great card. I make money off it every year.

published
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Micemeat
MicemeatHobart, TAS
  • 28 reviews
  • 1 like

Woolworths Credit

published

So far so good,
Not the best card on the market,
However $0 annual fee is becoming hard to find,
As long as your making payments early and avoiding any extra costs "really any card will do"
I was hoping to get extra rewards with this card, supposed to get 10% off every month, however have not received an email as of yet.

Only a month in but pretty happy so far.

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Victor
VictorMelbourne
  • 12 reviews
  • 1 like
  • Verified

Good card to have

published

As a Woolworths shopper, I got an offer to get this card with no annual fee. Although it was a slightly more cumbersome application process than some other cards (requiring a breakdown of my monthly expenses), it's a good card to have to accrue points for $20 gift cards with every 4000 points earned.

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Worst Experience

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Cumbersome approval process

published

Form stated passport as primary id. However, when took to Aust Post for verification, they said in their system, it is listed as secondary id and only worth 50 points. I had to come back with another piece of id. Then when I took my tax notice in, they wanted a sequence number which was nowhere on the notice and did not accept that either... already huge risk to my personal security with these 2 items... how much more data do they want????

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Dd
DdPerth, WA
  • 2 reviews

Good cArd

published

Had this card for about 2 years Pretty good card to use, no annual fees, bonuses and points that you can convert to a gift card, good specials are sent via emails, so you can see what you buy is on special. Not using it now but was good when I did have it

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Balance Transfer Credit Cards

Find out how Woolworths Everyday Platinum compares to other Balance Transfer Credit Cards

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Van
VanSouth East Queensland, QLD
  • 12 reviews
  • 5 likes

I love this card and all the added bonuses and rewards

published
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ajuferov
ajuferovGreater Melbourne (Inner), VIC
  • 10 reviews

No bad for a Woolworth

published

I think this is no bad card for every day shopping and all little thing, what you want to buy almost every day such as groceries, breakfasts, petrol etc. Pretty secure card with good little rewards, as bonus, which we like. Custumer service is okay, just need to wait pretty long time,- this is a minus.
Not sure how it works overseas, but pretty easy to use in Australia. I am using it about 5 months and pretty satisfied so far.

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Karen
KarenHunter Region, NSW
  • 6 reviews
  • 5 likes

Great rewards for me

published

I love this credit card. No annual fee, 10% off my shopping monthly and I accumulate more rewards points by buying "select" brand items by just having the card. I've saved thousands off my shopping in the last year.

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Balance Transfer Credit Cards

Find out how Woolworths Everyday Platinum compares to other Balance Transfer Credit Cards

Know better, choose better.

Compare all
manju
manjuSydney, NSW
  • 4 reviews
  • 1 like

Good new features

published

No annual fees ever which is great.
Monthly 10% off selected items customized for me, which is good but too early to tell the success yet.
Initial activation and the provided instructions were a bit messy, but after calling them I could resolve it.
Easy to accumulate points since it combines rewards card and credit card in one.

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Car K 123
Car K 123Griffith
  • 8 reviews
  • 3 likes

Great for 10% off Woolworths shop once a month

published

My monthly shop discount well and truly offsets the annual fee. Rewards in the form of Woolworths gift cards which are automatically issued every 4 months. I haven't used the balance transfer or used the card overseas. Suits my needs.

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John
JohnGreater Melbourne (Metropolitan), VIC

Perfect for me

published

I have had this card for a few months.
Very happy with their service and the card benefits.
No charge for first year and I receive a monthly email advising of 10% discount for the weekend.
Cannot fault it

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Jim I
Jim ISouth East Queensland, QLD

Practical for everyday use, good rewards

published

Good for everyday use
Good rewards system with good rewards. Also generates Qantas frequent flyer points.
Have not used the card overseas.
good interest free period and lots of bonus points for certain products

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Curious
CuriousWide Bay-Burnett, QLD

Had a Woolworths credit card for over 5 years

published

Any issues I've had have been resolved quickly, pay all my bills with it and get rewards vouchers to help with my groceries and 10% discounts once a month. Once this didn't work and was sent a online gift card before I even contacted them. I always get more in discounts they what my annual fee is so I'm happy. Only have a small limit so I can't get into too much debt

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Katie
KatieHunter Region, NSW

Great Value

published

Every time I have phoned the process has been quick and easy to resolve. I have never been placed on hold for longer than a minute or two while staff were looking into something for me. I haven't had to be referred onto another person - which I love I can phone the one person and they are able to deal with the issue rather than being passed onto multiple people. Each time I have phoned staff have been able to resolve the issue positively, that is actioning what I have requested in a matter of minutes. Every staff member I have chatted to have been polite and efficient.

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Gail
GailRhyndaston

Excellent product

published

Recently had subscribed for a sample products and subsequently was charged further at this i stopped the subscription. Unfortunately was charged more but the Team at Woolworths Money were able to assist and help find a resolution.

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Bai
BaiGreater Melbourne (Metropolitan), VIC
  • 2 reviews

They have no sense of loyalty.

published
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Harry
HarryNewcastle
  • 23 reviews
  • 13 likes

Check the fine print

published

I considered transfering a balance to woolworths credit card. Found out that until the full transfered balance was repaid I would be paying 19% on purchases and 21% on cash advances. Makes the 14 months interest free period pale into insignificance...

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Jim D
Jim D
  • 6 reviews
  • 7 likes

Totally satisfied

published

I was using my credit card for quite a few small transactions at Maccas and within minutes Woolworths Card Services were ringing to ensure it was legitimate use. I am very impressed. Same thing happened several years ago and it was fraudulent use so I’m particularly impressed with you. Such a good feeling to be secure.
The points system is a nice bonus as I receive a small gift card every few months for simply using my card. Great product

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Arlene JG
Arlene JGSouth East Queensland, QLD
  • 3 reviews

Easy to apply for the credit card online

published

Applied on line which was relatively simple. The following day I was asked to provide evidence of my income which I did by sending PDF documents. Within 5 days my new credit card was approved and the following week the card arrived in the mail. Couldn't be happier with the process from start to finish. To date I have only used the card at Woolworths to purchase groceries, worked perfectly.

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Rb94301
Rb94301South East Queensland, QLD

Approved, activated card, suddenly locked

published

Applied took over a month, did id verification at auspost, once i received card activated it, online said all good then suddenly temporarily locked. Customer service says they dont have pay slip...
How can you approve open account send card then assessing, this is ilegal according to consumer credit protection act.

Woolworths Money
Woolworths C C.Woolworths Money

We're sorry to hear about your experience. A private message has been sent to you.

Rb94301
Rb94301

Whats the point of your private message asking for details if you just ignore again, your treatment of people is disgusting

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pool customer service and system

published

It's supposed to be a good card but the system is poorly designed. Legal team is horrible at its job to make sure all aspects are covered. 10% off monthly offer is not working because their email system is down. Overseas customer service team has no clue what's going on--lack of training or understanding the product

Woolworths Money
Woolworths C C.Woolworths Money

We're sorry to hear about your experience. A private message has been sent to you.

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