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Reviews

1.8

312 reviews
5
(39)
4
(15)
3
(17)
2
(22)
1
(219)
  • Value for Money
    1.9 (54)
  • Transparency
    1.8 (45)
  • Customer Service
    2.0 (56)
  • Coverage Type
    • Home & Contents (50)
    • Home Only (11)
    • Contents Only (4)
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Cindy5

Cindy5sydney

  • 8 reviews

Been 17 days since flood claimed lodged, no progress with 3rd party restoration company Callais Group

published
Coverage TypeContents Only
Property TypeHouse
Claim MadeYes
Type of ClaimStorm and Rainwater
Claim Resolution Time2-4 weeks
Claim DateFebruary 2020

Wait times over 1hr and still have not gotten thought

published

I would like to cancel a claim and have tried 5 times and waited on hold for over 1hr on 3 of those 5 occasions but I cannot get through

Coverage TypeHome & Contents
Property TypeHouse
Claim MadeYes
Claim Resolution Time1-2 months
Claim DateJanuary 2020

Disappointed

published

My brother put a claim for first time with AAMI for first time. Due to his disability I help him, his roof collapsed as water got in from broken tiles. When I rang the consultant wanted me to pay access before builder even looked at job. They said builder will call in 24 hours to make it safe. Day 4 noone called. Water leaking in brothers. Lounge room. So since their builder didn't contact me. I got my own builder to make it safe for my brother. Now AAMI are giving me a hard time to process my claim cause I picked my own builder. Disgraceful service. Still waiting for their reply to get approval for roof to be repaired.



Transparency
Customer Service
Value for Money
Coverage TypeHome & Contents
Property TypeHouse
Claim MadeYes
Type of ClaimVandalism/Malicious Damage
Claim ApprovedNo
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kazkelly

kazkellyGreater Melbourne (Inner), VIC

  • 4 reviews

Premium goes up service goes down !!!!!!!!!!!

published

I have just renewed my policy to my regret. I need to speak to an actual person and I have been put on hold for one hour. My premium has gone up and up and the service has gone down .I am not a happy client....

Transparency
Customer Service
Value for Money
Coverage TypeHome & Contents
Property TypeHouse
Claim MadeNo
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Not Happy

Not HappyGreater Melbourne (Inner), VIC

Screwed for being a Loyal Customer

published
Transparency
Customer Service
Value for Money
Coverage TypeHome Only
Property TypeHouse
Claim MadeYes
Claim ApprovedNo
See all answers
Melissa

Melissa

  • 3 reviews

Excellent

published

AAMI were fantastic when making a claim on our contents policy after the recent bushfires.

They were quick to assess, approve and pay all in 1 to 2 weeks once the claim was submitted.

Transparency
Customer Service
Value for Money
Coverage TypeContents Only
Property TypeHouse
Claim MadeYes
Type of ClaimFire
Claim Resolution Time2-4 weeks
Claim ApprovedYes
Claim DateJanuary 2020
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Brad

BradPerth, WA

  • 2 reviews

Avoidance of Payment

published

I have 3 home building insurance policies and car insurance policy with landlord policies attached to 2 of them yet they are avoiding honouring my insurance as torn carpet is not impact apparently it must be magic then..

Transparency
Customer Service
Coverage TypeHome & Contents
Property TypeHouse
Claim MadeYes
Type of ClaimImpact at Home
Claim Resolution Time1-2 weeks
Claim ApprovedNo
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Clive

CliveGreater Melbourne (Outer), VIC

  • 2 reviews

Fraud at its very best

published

Unlucky due to a disputed claim over 3 months to have our home roof totally repaired instead of half of it.
The end outcome over 3 months of this disputed claim eventually came to an agreed settlement with acknowledgement they were at fault for not evaluating our claim correctly in the first place.
So unlucky to be with AAMI !!!!!

Transparency
Customer Service
Value for Money
Coverage TypeHome & Contents
Property TypeHouse
Claim MadeYes
Type of ClaimStorm and Rainwater
Claim Resolution Time3+ months
See all answers
brett H.

brett H.Richmond-Tweed, NSW

  • 7 reviews

Terrible: won’t support customers

published
Coverage TypeHome & Contents
Property TypeHouse
Claim MadeYes
Type of ClaimStorm and Rainwater
Claim Resolution Time3+ months
Claim DateDecember 2018
3 comments
brett H.
brett H.

Over 1100 views of this review.
Are AAMI at all concerned for their future business prospects?

brett H.
brett H.
brett H.
brett H.

Over 1100 views of this review. Would AAMI like to respond, and resolve the issues by working with their customer?

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Kylie C.

Kylie C.South East Queensland, QLD

Caused damage during claim process and won’t fix it

published
Coverage TypeHome & Contents
Property TypeHouse
Claim MadeYes
Type of ClaimEscape of Liquid
Claim Resolution Time1-2 months
Claim ApprovedYes
TC26

TC26South East Queensland, QLD

  • 6 reviews

Absolute shambles

published

What a nightmare. I sold a property which was part of a two property strata title. What should’ve been a simple change of bank accounts ended up taking 8 phone calls

Customer Service
Value for Money
Coverage TypeHome Only
Property TypeDuplex
Claim MadeNo
See all answers
John W

John WCentral Highlands and Goldfields, VIC

  • 15 reviews

High Cost of Monthly Premiums

published

As I do each year I tested the water for home and contents insurance. I am currently insured with RACV. AAMI were much cheaper on an annual basis but as I pay by the month I was surprised to see that the difference in monthly premium was a mere 5 cents. This was because RACV charged an effective interest rate of 4.5% to pay by the month while AAMI was charging 16.6%. As a consequence I stayed with RACV. AAMI wanted an extra 2 months worth of premiums to pay by the month. I do not know how they can justify that

Transparency
Customer Service
Value for Money
Coverage TypeHome & Contents
Property TypeHouse
Claim MadeNo
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Lakely

LakelyGreater Melbourne (Outer), VIC

Useless helpless

published

I claim the rangehood and cooktop renew from AAMI. They requested technician attend my house to measure the rangehood space twice! When they come to install the items, only one person came, and told me they are not fitted. They cannot do anything. And AAMI's case manager hung up my phone. AAMI is very very unefficient. I already wait two months for this.

Transparency
Customer Service
Value for Money
Coverage TypeHome & Contents
Property TypeHouse
Claim MadeYes
Claim Resolution Time3+ months
Claim ApprovedYes
Claim DateOctober 2022
See all answers
Brook

BrookSouthwest, VIC

No words to describe how bad AAMI are

published
Coverage TypeHome & Contents
Property TypeHouse
Claim MadeYes
Claim ApprovedYes
Claim DateNovember 2015
hawki

hawkiSydney, NSW

  • 10 reviews

Tried to charge for insurance after paying already

published

Tried to charge for insurance after paying already. This isnt the first time these thieves have tried this on. Beware. You would think this 2 bit company could tell when people have paid. Take your money, leach some more.

December 1st 2022 Update: Paid for insurance online. They want a double payment. Thieves

Paid for insurance online. They want a double payment. Said they didn't receive. Received an email. I said i need a phone call due to fraud emails. They said bad luck. So they have a stolen $ 1000 for no product. Sham

Transparency
Customer Service
Value for Money
Coverage TypeHome Only
Property TypeHouse
Claim MadeNo
See all answers
Home and Contents Insurance

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jayde marshall

jayde marshallPerth, WA

  • 4 reviews

Time to LEAVE!!!! after being a loyal customer for many many years!!!!

published

Been with aami for my various properties insurance, they used to be GOOD! now not so much. Have had a $2000 necklace insured with them for 7+ years now, sadly this has been misplaced, i gave them all images of it, but had no receipt as its 10 years old now, they basically were willing to pay for not even half of what its valued, but they were happy to take the extra premium off me to cover for this....Shop else where, im seeing a lot of other bad reviews now for AAMI maybe its changed of ownership, back in the day they were non greedy, cheapest and best around now not so much....now time for me to move my insurance elsewhere and never return!!

Transparency
Customer Service
Value for Money
Coverage TypeHome & Contents
Property TypeHouse
Claim MadeYes
Type of ClaimNo Claim Made
Claim Resolution Time2-4 weeks
Claim ApprovedYes
Claim DateNovember 2022
See all answers
Anna

AnnaTasmania

AAMI wasting your money paying this insurer

published
Transparency
Customer Service
Value for Money
Coverage TypeHome & Contents
Property TypeHouse
Claim MadeYes
Type of ClaimStorm and Rainwater
Claim Resolution Time3+ months
Claim ApprovedYes
Claim DateJuly 2022
See all answers
Exsg

ExsgMelbourne

  • 15 reviews

Poor workmanship/trades

published

Lodged a building and contents claim due to storm damage. Trades that are sent have poor workmanship/careless in their work and need to be sent back multiple times to rectify the problem.

Claim MadeYes
Claim Resolution Time3+ months

Extremely unfair, negligent an irresponsible insurer

published

13 Month since accident and they choose to settle with a 1/3 of actual provided as a fair settlement by Lawyer. Yet AAMI won't provide dignity. Quick to advertise, promote irresponsible in a fair settlement.

Customer Service
Value for Money
Claim MadeYes
Claim Resolution Time3+ months
Claim ApprovedNo
Claim DateOctober 2018
Scott

ScottHobart, TAS

One claim in two decades and it was rejected.

published

Very disappointed. We have been insured with AAMI House and Contents for many many years. First claim ever and it was rejected. No attempt to keep our business, so I'm assuming this is their business model, take your money for years then when someone claims, reject it and send them elsewhere whilst keeping the thousands of dollars paid in premiums. Claim was for carpet damage.

Transparency
Customer Service
Value for Money
Coverage TypeHome & Contents
Property TypeHouse
Claim MadeYes
Claim Resolution Time<1 week
Claim ApprovedNo
See all answers
Page 2 of 16
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Questions & Answers

B.Ward

B.Wardasked

From reading these reviews, who are the companies who do actually pay out claims for bathroom water issues ? Has anyone had success ?

1 answer
Paddywaggon
Paddywaggon

My main complaint about AAMI is that they took well over 4 months to settle a fairly straightforward bushfire damage claim. OK they paid fully in the end but it was a long and tedious process which I didn't need on top of the stress from the bushfires. Their Ad's potray them as a caring and compassionate company, crap, they are looking after themselves; their shareholders and bottom line is all they really care about. Their advertising "Lucky I'm with AAMI" is just hypocritical, and they need to be called out for their cynical posturing.

davanmark

davanmarkasked

i'm currently with aami for house and content which is costing me $200.00 per month.
is budget direct a reputable insurance company as they are less than half the price.

1 answer
Tash
Tash

Yes Budget is also good, have my one vehicle with them and no complaints yet.

Bob T

Bob Tasked

The building policy is replacement value
Can I request a cash payment in the event of a total loss policy is

No answers

Get an answer from our members and AAMI representatives

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