Overall, this seems to be a good credit card with a good interest free period. I always pay the full amount by the due date, however one payment I made on time I inadvertently paid .58 cents under the balance (as I read the statement incorrectly) and they charged me interest on the complete balance, not just the .58 c, however they did later credit me and they now have easier to read statements. A credit card for me is purely convenience and a chance to use the banks money for free.
Interest free period of 55 days, ability to earn Qantas frequent flyer points, 24 hour call centre, visa accepted world-wide.
They keep changing the fine-print, cost of rewards programme, high interest rate, conversion fee when travelling.

I think the benefits outweigh the costs. Like with everything in life you need to pay more to get more.......
Great extras that you recieve in the deal with this card. You get a free travel insurance program, purchase protection and get to be part of the rewards program.
Unfortunately for all the features there is a price. You have to pay a comparatively large interest rate and the annual fee is big too

Okay as a back up card but can do better deals with interest rate and points. They need to take a look at this card and make some changes. Anuual fee has increased greatly as well
That as its a visa most places accept it
Interest rate not that competative and they reduce points if you spend over a certain amount - no incentive to spend up big!

A good card for general use. I always pay the total by due date and avoid any monthly charges. travel insurance is provided if you pay travel cost with the card.
all cards have the pro's and con's, but I feel this is possibly better than most.
I use this card from anz even though they are not my trading bank
readily accepted worldwide. very good qantas frequent flier program. exceptional 24/7 call centre. for me this has been a good card, and the card service centre is always helpful. I would recommend this card providing you don't run over due date. I have
High Interest Rates

Very happy with them so cant complain - security and points aremy main concerns and ANZ covers this exceptionally so that beats anye fee concerns.
After working overseas for a while, I am impressed with their anti fraud systems. When I went to China they called my mobile when I used the card and after returning some time later they called again to check if it was me. So rates etc may be high but security is my concern and they have my support. I like having the Frequent Flyer points even if I dont use them so often. At leastthey are there.
Some of the fees but not sure if they are alone here?

It is a great card for lots of 'small' purchases that you repay quickly (as not to gain huge interest). The frequent flyer program on this card is really the only thing going for it beside the quite funny advertising.
I definitely would not recommend this card to anyone as there are better cards that offer the frequent flyer program.
Frequent flyer points!, you can gain points doing almost everyday purchases on the card, as long as you pay it off quickly it is okay.
The quite high annual fee, then the quite high late payment fee. Oh and the interest.