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Reviews

4.2

703 reviews
5
(504)
4
(57)
3
(15)
2
(28)
1
(99)
  • Transparency
    4.6 (221)
  • Customer Service
    4.6 (274)
  • Topics
    • New Account (163)
    • General Transactions (106)
    • Loan Application (106)
    • Credit Card Application (39)
    • ATM Experience (16)
    • Business Banking (12)
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Hayley H

Hayley HFlynn 2615, ACT

Exceptional Customer Service

published

We have all of our accounts and now our home loan with Bank Australia. Not only are they a sustainable bank but we have had the most positive experience with their customer service. Brad Day from the Canberra team assisted us with our first home loan this year and we couldn't have asked for more. He was efficient, friendly and always happy to answer our many questions!
Bank Australia offer competitive rates and banking options and we couldn't recommend them more highly!

Always outstanding

published

We've been with Bank Australia for over three years now and have never found something that is too hard or unachievable. All requests are met with a genuine interest in helping out and are followed through. We've recently taken out our first home loan and felt supported at every step, despite some challenges with the reinsurer. Couldn't recommend them more.

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So easy to open an account!

published

I've just opened 2 accounts with Bank Australia: one and everyday account, the other a bonus saver.
The process was very well organised and easy to follow with the key features I needed to understand in obvious places. My Debit card has arrived and I've set it up via Internet Banking. I'm good to go!
Thanks for a very easy to understand process :)

Review collected in partnership with Bank Australia

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Banking on the go

published

Good bank to deal with! Staff was nice and prompt to provide product we wanted. Very easy to do online banking. The design layout is simple to use allowing us to do whatever we need to in few clicks

1 comment
Bank Australia
Bank A.Bank Australia

Hi Juan,
Thank you for taking the time to leave us a review! Its wonderful to hear you've had a positive experience with our lovely staff and the ease of our online banking. Well pass on the compliments to our team. Thanks, Bank Australia team

Review collected in partnership with Bank Australia

Joanna Le

Joanna LeCanberra Central 2601, ACT

The Bank Australia team are responsive, honest and good at their jobs. I cant recommend them highly enough!

published

Ive only just refinanced my mortgage with Bank Australia after being with one of the big 4 for a decade. So far the experience has been excellent - the staff are friendly, professional and responsive without being at all pushy.

1 comment
Bank Australia
Bank A.Bank Australia

Hi Joanna,
Thanks for taking the time to leave us a review. Its wonderful to hear you've had a positive experience! Well pass on the compliments to our team. Thanks, Bank Australia team

Bradley Day

published

Bradley helped us navigate a Basic Home Loan. We found him to be courteous, responsive and helpful. When Bradley had to hand our file to someone else due to absence we noticed a dip in service and were glad to have him back on his return.

1 comment
Bank Australia
Bank A.Bank Australia

Hi there, thanks for taking the time to leave us a review. Fantastic to hear about your great customer service provided to you by Bradley, we will be sure to pass on the compliment to him! Thanks, Bank Australia team.

Olivier V

Olivier VDuffy 2611, ACT

  • 2 reviews

Switching all our banking to Bank Australia for ethical reasons

published

So far it has been a seemless experience. We have a single point of contact who has been guiding the whole process of refinancing with Bank Australia. We also shifted our property insurance to them (Alliance). They are very responsive to any questions and online banking and phone app are simple to use.

1 comment
Bank Australia
Bank A.Bank Australia

Review collected in partnership with Bank Australia

JamesP

JamesP

  • 2 reviews

Like a bank should be

published

Been with This bank since its conception 46 years approx started out as st mary credit co-op
Reliable and trustworthy make you feel confident when dealing with them
Always pleasant to deal with and are customer focused

1 comment
Bank Australia
Bank A.Bank Australia

Hi James,
Thanks very much for taking the time to leave us a review. Its great to hear you've had a positive experience, and have stuck by us for over 46 years! Well pass on the compliments. Thanks, Bank Australia team

Review collected in partnership with Bank Australia

PaulM

PaulMSouth East Queensland, QLD

Bad Communication

published

If this bank did care about its customers maybe it would've advised me that their interest rates were about to drop (in 3 days) before I opened new accounts and transferred funds. For them to say 'we didn't know', 'we weren't told' and 'we need to make money' just says the bank couldn't care less about their customer. Maybe the people who face the customer should know, they didn't mislead me but they certainly didn't inform me.

1 comment
Bank Australia
Bank A.Bank Australia

Review collected in partnership with Bank Australia

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K.N

K.NGreater Melbourne (Outer), VIC

  • 2 reviews

Great customer service-courteous throughout

published

Have been with Bank Australia for a couple of years now and recently obtained a credit card with them, finally able to ditch the one I had with one of the"big 4". Glad to do all my banking with an ethical bank.

1 comment
Bank Australia
Bank A.Bank Australia

Hi K.N, great to hear! Thank you for the lovely review and for choosing to do all of your banking with us :) Thanks, Bank Australia team

Review collected in partnership with Bank Australia

Peter

PeterMetropolitan Adelaide, SA

  • 4 reviews

Poor customer service

published

I recently had to contact bank Australia about a direct debit I didn't authorize from my bank yht..ht.account. They had no interest in helping me.i wiil be closing my account and going to another bank.very poor customer service

1 comment
Bank Australia
Bank A.Bank Australia

Hi Peter. Sorry to hear you had a frustrating experience. If you want to private message us your contact details, a senior member of our team can get in touch to help you out. Thanks, Bank Australia team

ChloeR

ChloeRSydney, NSW

  • 2 reviews

Difficult and slow

published

My partner and I were exploring using this bank and was going through the process of pre approval, this process took a long time and the person we dealt with was confusing and difficult to understand. When we finally had an offer and were ready to proceed despite us advising we had hecs they only just realised after we needed final approval, they then turned around and advised we would have to come up with 20k or they couldn't proceed. Luckily we had also engaged with another broker and successfully got a loan with another bank as if we had just used Bank Australia we would have been in a very stressful and difficult situation. I would not recommend.

1 comment
Bank Australia
Bank A.Bank Australia

Totally satisfied

published

I recently contacted the bank by phone with a query about my account. The rep. I spoke with was very helpful and introduced me to a new product with a better interest rate on my savings.

In general though, I have been with this bank for 40 years (started with SIROCREDIT) and have always been satisfied with the service.

I applaud the bank for its philosophy and action in support of community and ethical/sustainable investment. This is a key reason for my continued involvement with Bank Australia.

Review collected in partnership with Bank Australia

Very happy I made the switch from Big 4

published

Just made the switch from Australia's biggest bank. The whole experience has been very easy and the staff at Bank Australia have been helpful and genuinely caring. I chose for their ethical credentials, but was also very happy to see their credit card is rated 5 stars by Canstar in 2022.

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Brie

BrieSouth East Queensland, QLD

Worst experience ever

published
2 comments
Bank Australia
Bank A.Bank Australia
Brie
Brie
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Our kind of bank!

published

We are swapping from ANZ. We wanted a bank that respects ethical considerations in banking. The staff we dealt with (Indu and Manjit) were very helpful, pleasant and efficient. Above all both communicated well, answered all our questions clearly and cheerfully. It was a very welcoming start.

The service was prompt, positive and very helpful

published

I suppose we have been with the predecessors of Bank Australia since my husband first joined the CSIRO in 1962. It has always been reliable, helpful and did not charge the earth to belong to. Customer service has always been very polite, prompt, pleasant and altogether a positive experience.

Review collected in partnership with Bank Australia

Ttmaree

TtmareeSydney Surrounds, NSW

Brilliant service

published

I left my other bank after seeing what Bank Australia stand for. The experience of setting up an account online is easy.
The information I received and follow up phone call was a pleasant surprise.
Highly recommended and a happy customer.

Marina D.

Marina D.South East Queensland, QLD

BRILLIANT ETHICAL BANK

published

LOVE THIS BANK. I switched to Bank Aus this year. The process was straightforward and quick. The staff in Brisbane at West End are really helpful and knowledgable. I think it is so important that our money is not backing up polluting industries...or tobacco and military equipment firms. You can leave a bit in your old account and have it open awhile just to catch any direct debits you may have missed...or paypal. The phone app is great...same with the Australian customer service on the phone.

Margot Ryan

Margot RyanCentral Highlands and Goldfields, VIC

A pleasure to visit the bank in Castlemaine

published

I have been with Bank Australia for 5 years. I am not technically very able and have several times had embarrassing slip ups with my bank transactions etc however unfailingly the staff have been patient, pleasant and understanding. My recent dealings have been with Yvette and she has been outstanding in her professionalism and pleasantness.
I am so happy to be with Bank Australia.

Page 4 of 36
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Questions & Answers

Susan K.

Susan K.asked

Bank Australia

Are deposits with Bank Australia backed by the government guarantee?

2 answers
Jillian
Jillian

Yes, same as any other Australian bank

Bank Australia
Bank A.Bank Australia

Hi Susan, thank you for your question. Yes, deposits with Bank Australia are covered by the Government Guarantee - we’re regulated the same way as all Australian banks.

We’re registered with ASIC and regulated by APRA. We hold an Australian financial service licence (AFSL), an Australian credit licence (ACL) and are an authorised deposit-taking institution (ADI).

Thanks - Bank Australia team.

Maddie

Maddieasked

Bank Australia

As a first home buyer what happens if the bank under valued the property I put an offer on. I’m already at 95% loan and have the new government scheme. Will I miss out on the loan?

1 answer
Bank Australia
Bank A.Bank Australia

Hi Maddie. We send out independent valuers to value the property and it's reasonably rare that a valuation comes in below the purchase price paid by a buyer. If that did happen, it would mean that we were limited to providing finance for up to 95% of the property valuation. Give us a call on 132 888 and you can have a chat to our Lending Team about what you'll need to do in this situation.

Peter

Peterasked

Bank Australia

Hi, I'm thinking of changing banks - I'm currently with Westpac. You do not appear to have a branch in Cairns where I live. Are there any significant disadvantages in not having access to a physical bank branch?
Peter Senior, [email removed]

2 answers
Bank Australia
Bank A.Bank Australia

Hello Peter, thanks for reaching out! We’d love to welcome you to responsible banking. You honestly don’t need to visit a branch in order to bank with us. In fact, many of our customers happily bank with us online or over the phone. Please feel free to give us a call on 132 888 if you’d like to chat further. We’re available from 8am - 8pm Mon - Fri, and 9am - 2pm Sat (AEDT). Thanks - Bank Australia team.

SueG
SueG

The only time it has been a problem for me is when I wanted to withdraw cash above the atm limit. This requires going to a branch currently I am retaining my old bank account to cover this eventuality.

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