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- Verified customer
Straightfoward coverage at a simple price
Have been with Frank for four years. Coverage is affordable, easy to understand and simple to claim. Support staff are incredibly helpful and highly responsive.
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Review collected in partnership with Frank Health Insurance
KIm BauldBRIGHTON
- Verified customer
As we age it is mandatory that we have private health cover, unfortunately it is becoming more and m
2 years. I will continue to stay with them but I will always review every year due to cost and if there are changes to the policy, so that it no longer suits me.
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Review collected in partnership with Frank Health Insurance
- Verified customer
Use it regularly
I have been with frank for 4 years. Disappointed they have removed [name removed] from their list to be able to claim
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Review collected in partnership with Frank Health Insurance
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- Verified customer
Excellent customer service and health benefits
2 years and loving it! Frank ia for members and the customer service is really good. I made a Kate claim and I called the call centre and they explained the process very simple and timely response.
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Review collected in partnership with Frank Health Insurance
- Verified customer
great service very responsive
been with Frank for 6 months after being with HIF, they are very responsive (I mostly use online chat) and helpful whenever I contact them and efficient in paying off claims
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Review collected in partnership with Frank Health Insurance
- Verified customer
Good cover but very expensive
I have been with the company approx. 5 years great cover especially extras but them to be quite expensive and price goes up regularly every year
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Review collected in partnership with Frank Health Insurance
- Verified customer
Necessary evil
We have been with Frank health insurance on the top hospital for over five years. We have never made a claim to date. I find health insurance to be extremely expensive and there is a total lack of loyality acknowledgement through premium discounts.
It seems to me that the members that make no claims are supporting thise that make many. There should be a system that premiums are adjusted depending on claim history just like motor vehicle cover.
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Review collected in partnership with Frank Health Insurance
- Verified customer
Perfect for my needz
4 years have never had any
problems with frank claims are dealt with promptly and the people are always happy to help
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Review collected in partnership with Frank Health Insurance
Greg TeesdaleSouthwest, VIC
- 2 reviews
- Verified customer
Changes to cover that you don't know about until you go to claim
I joined Frank about 5 - 7 years ago. Didn't have an issue until November when I went to claim for an item and couldn't got told I was notified years before of the change. Not happy with service anymore. Won't recommend to anyone.
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Review collected in partnership with Frank Health Insurance
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Kacie TullianiConstitution Hill
- Verified customer
Amazed by refund
After numerous dismal refunds from a major fund I wasn’t expecting much of a refund for my daughters dental, I submitted the claim & was pleasantly surprised at the refund which was almost the entire amount......yep routine checkup & clean but 6 times the refund of a major fund, couldn’t be happier.
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Review collected in partnership with Frank Health Insurance
- Verified customer
Overpriced offers nothing
3/4 years. Expensive and can’t claim for anything. Better off without it but the government would only penalise me anyway for not having it. Looking to change providers in the near future
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Review collected in partnership with Frank Health Insurance
No ThanksSydney, NSW
- 2 reviews
- Verified customer
Works for me
Every contact I've had with Frank has worked out well and I've had a few! The website is easy to use and webchat is very very good!
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Review collected in partnership with Frank Health Insurance
FayeMelbourne
- Verified customer
Covers but costs
All costs money and questionable if the limited used extras rebates covers the extra cost of insurance!?
However Frank phone service helpful, understandable and good. Easy to negotiate and understand online.
Been covered by health insurance all my life and been with Frank one year. Happy to stay with them thus far.
Do wish I could make direct periodic payments rather than only direct debit.
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Review collected in partnership with Frank Health Insurance
- Verified customer
If you want something cheap then Frank Health
3 Years with Frank Health Insurance. Just cheap for taxation purpose. If you really want to use the insurance dont buy the basic one. It doesnt cover you anything!
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Review collected in partnership with Frank Health Insurance
- Verified customer
Good vale with known rebates
Known amount of rebate makes Frank nixie in the industry - it’s easy to calculate the value you are obtaining.
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Review collected in partnership with Frank Health Insurance
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Jacqui
- 3 reviews
- 5 likes
- Verified customer
Best value
Around 5 years. I think Frank offers the best value to the consumers. I don’t take out the extras but have the basic hospital cover.
1 comment
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Review collected in partnership with Frank Health Insurance
- Verified customer
A great start
Have been with Frank since Sept. 2018. The online claim process has been easy to navigate, time efficient and speedy rebates. So far, so good :)
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Review collected in partnership with Frank Health Insurance
- Verified customer
Easy to use and reasonably priced
Have used Frank for over 2 years now, they are reasonably priced for the inclusions and cover and it’s very easy to make claims and see what your coverage includes. I regularly check my coverage and haven’t been able to find better value for money.
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Review collected in partnership with Frank Health Insurance
- Verified customer
Ok
Over 3 years it's ok but could be better
The rebate I got back was not as much as expected for new glasses
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Maureen WillisGreater Melbourne (Outer), VIC
- 2 reviews
- 1 like
- Verified customer
Good
The only problem I have is in trying to contact Frank via telephone. Nearly impossible but service was very good when I needed them.
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Review collected in partnership with Frank Health Insurance
Questions & Answers
Christine Wasked
We have been with Frank for 3 years and they have been very professional when ever I need to find out anything to do with our policy and claims would recommend them to anyone. The only thing I don't know is if our policy is from January to December or does it restart from financial year.
lisasmithasked
Is everyone’s excess going up by 50% on the 1st April 2022? Or just ours? Friends with different providers are not experiencing an increase.
2 answers
yes from the first of April
Frank Health Insurance FFrank Health Insurance
Hi Lisa,
I can't speak for all health insurers, but as I understand it a large portion of providers are electing to increase the excess level on certain policies. The reason that Frank has chosen to increase the excess level, is that we are committed to keeping premiums as low as possible. Generally speaking, a higher excess means a lower premium!
Thanks for getting in touch.
Zac - Team Frank
Amrieasked
Hi, if i was to transfer over to frankinsurance from defence health does the wait period still apply for transfers? Thank you
3 answers
Ask Frank, they may have a no wait clause or the like which may be beneficial.
Frank Health Insurance FFrank Health Insurance
Hi Amri,
Thanks for your question.
When you transfer to Frank, we will honour any waiting periods you have already served with your current fund for a similar level of cover as long as you have not had a gap longer than 30 days in between health funds.
Regardless of the level of extras cover you have with them, we will give you continuity of cover, it will only depend on how long you have held your cover with them that may have an impact. The hospital cover is different, however, if you transfer to Frank on a higher level of cover than what you held previously, you will have waiting periods for the procedures that you were not previously covered for.
If you have any further questions I would suggest contacting us via phone, web chat or email our contact information can be located here
Regards,
Melanie
Team Frank
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Frank Health Insurance FFrank Health Insurance
Hi Jacqui,
Thanks for leaving such a great review! ... Read more
We think we have the best valued products in the market too. Have a great day, Zac - Team Frank