??!

7 questions from our users

David W.

David W.asked

In SA which loss adjuster do you use in the event of a home insurance claim?



No answers
Natalie W.

Natalie W.asked

Is my lost/stolen mobile phone covered by contents insurance?

3 answers
Disgusted
Disgusted

Hi Natalie I can’t answer that question, you will have to ask them depending on your policy. If they say no, don’t take their word for it, read your policy and double check. We found them appalling to deal with. They went to extraordinary lengths to not pay a small, valid claim. They eventually paid it as it was very clearly covered under our policy and we started action with the Insurance Ombudsman but the whole experience was very unpleasant. We were lied to, they withheld evidence when we asked for phone recordings which proved what we had told them, they even retrospectively changed a policy! We cancelled our policy with them and are now insured with a much more reputable business. I strongly suggest you find another insurer. Imagine what would happen if you had a big claim!!!

Bron
Bron

If there is nothing on the phone to identify you, they will probably reject your claim. Try to claim it and if rejected complain to the Ombudsman. I have found them helpful. I am still waiting on a resolution re my lost keys. Have sent them quotes but have no reply yet.

Royal Automotive Association
RAA o.Royal Automotive Association

Hi Natalie, depending on your policy and options you've chosen your mobile phone could be covered. The best option would be to give us a call on 8202 4567 so we can check your policy for you and provide advice on how to make sure you're covered for the things you need, like a mobile phone or laptop etc. Kind regards, Laura



john k

john kasked

My son dropped his mobile phone from his shirt pocket whilst on the roof of our house it has smashed beyond repair the phone is on an optus plan with a $500 cost for replacement is this covered under our home and contents insurance accidental damage?

1 answer
Royal Automotive Association
RAA o.Royal Automotive Association

Hi John, so sorry to hear your son's phone is broken! We can certainly check whether this would be covered under your insurance policy for you, are you able to please provide your full name and policy number, as well as your DOB and address (for privacy) to [email protected]? Cheers, Laura

Carly

Carlyasked

Does RAA have a branch and staff who live and work in SA.? Just comparing with SGIC who's staff work interstate

1 answer
Cheryl B
Cheryl B

Hi they sure do many branches in SA



Mazza

Mazzaasked

Hi everyone! Just wondering if RAA covers accidental damage to appliances at home? I've bought new appliances including a 60 inch samsung tv and a home theatre system, etc... And I would never be able to afford to replace them if something happens to them. I've been trying to look around the internet, but I don't really want to apply for one unless I'm sure if they'd really cover accidental damage. I do not own the property I'm living in, so I just want to insure my contents at home. Thanks!

1 answer
nohappy100096
nohappy100096

Yes they do...but it will cost extra on your insurance premiums or I think you can offset this a bit by having a higher excess. They are not the cheapest around but I have made a few claim and never any trouble.

Lance Daly - Holt

Lance Daly - Holtasked

Is this home / contents insurance insurance only available in S.A.?

1 answer
nohappy100096
nohappy100096

yes but I think NRMA is the equivalent in most other stated and not sure if its if they are under the same banner.

W Whittle

W Whittleasked

Is a mobile phone covered when taken while at a 90th birthday party not in house covered by raa insurance?

1 answer
Tibor31
Tibor31

Not sure about that one. You may have to trawl through their PDS for an answer to that question. It may be one of the optional things available that insurance companies make available at extra cost.

Get an answer from our members and Royal Automotive Association representatives

ieatwords.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ieatwords.com.au may earn commissions for products/services purchased via affiliate links.