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Reviews

2.2

164 reviews
5
(35)
4
(10)
3
(7)
2
(18)
1
(94)
  • Value for Money
    2.6 (40)
  • Customer Service
    2.6 (41)
  • Timeliness
    3.2 (22)
  • Job Satisfaction
    3.2 (15)
  • Transparency
    2.7 (32)
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Kurt

KurtPerth, WA

  • 6 reviews

Will Never Insure With The RAC Again..

published
rich

richPerth, WA

WARNING! STAY AWAY

published

Absolute scammers. NEVER AGAIN. Absolute nightmare trying to post a legitimate claim, that ended with them favouring the other car to save them money, when I was parked!!!!
Avoid like the plague!!

Mr S

Mr SPerth, WA

  • 11 reviews

Worst customer service ever

published

My partner and myself are insured by the rac, (well my partner was cancelled) my partner missed two payments unaware as it was debited from a bank account she had forgotten to check on. They did not let us be aware of the missed payments so we could pay and she could continue to be insured, they cancelled her insurance and did not advise. My partner had a car accident. 2010 car unaware was uninsured by the rac. I had to use my savings to buy another car for my partner and the 2010 car ended up sold off to the wreckers. Might cancel, no, I will be cancelling my insurance also. Find a decent insurance company. Who actually care about customers

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Shabina

ShabinaPerth, WA

Disgusted with their attitude.

published

My daughter was in a car park when suddenly someone swiped her. RAC tried to tell us that since the person who hit her car has a different story, they won't be fixing HIS car, therefore we have to pay the excess.

Naomi Evans

Naomi EvansPerth, WA

Awesome response

published

The first contact lady was lovely
The driver came really quickly, working fast and effectively freeing our boy in under one minute. We will have RAC forever they were absolutely amazing

Sophia

SophiaPerth, WA

know what your policy is and what you are Paying for.

published

RAC only eats your money !!!!!

published

Absolutely terrible experience. My car was hit by someone else. Before I took the insurance, RAC said my car value is 15,000 AUD. After I had accident, RAC said that your car value is only 3000 AUD. And mentioned that I did this accident on purposely. That is ridiculous. RAC is a kind of company only wants to cheat your money and when you have problem, they have thousands of reasons not to pay you!!!!!!!

Insurance claim madeYes

Absolutely Terrible

published

A vehicle reversed in to me whilst I was stationary in a car park and because I did not have a witness other than my wife sitting next to me, RAC choose to take the guilty drivers false story so they didn’t have to pay out!
I have multiple policies with RAC including the $1300 anual insurance fee for the my vehicle involved in the mentioned claim. This was my first ever claim!
They claim to look after their customers especially West Australian ones yet they wouldn’t even pay for the $250 repair!
I am taking all my policies elsewhere.
Absolutely Terrible. Absolutely Disappointed.
Absolutely Disgusted.

Insurance claim madeYes
anonymous

anonymouswestern Australia

avoid at all costs, they just want your money

published
Insurance claim madeYes
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Ava

AvaRivervale

Very Bad Customer Service

published

This is my first ever getting car insurance with RAC. Purchase online and call the customer service to reconfirm on my enrollment. The professionalism is below than my expectation. Unfriendly & not welcoming me at all as a first time customer. The product is fairly good, but with bad customer service, I don’t think it’s worth it.

Insurance claim madeNo

I do not recommend RAC

published
Insurance claim madeYes
Shine

ShinePerth, WA

  • 2 reviews
  • 2 likes

Going back to Allianz

published

I had a not at fault accident on 4th Dec 18. I made an online claim on RAC website. It took 10 days to get any info about my car, which is towed away from the accident. Also RAC insist me to contact the repair shop to get the info. What a fabulous idea!
When contacting the repair shop they are bit annoyed as they do t have any updates from RAC regarding my claim.
Today 18th Dec, still chasing the claim progress.

RAC IS RIDICULOUS, WILL GO BACK TO ALLIANZ.
PLS DONT GO FOR THEM. AS ALWAYS YOU WILL BE HAPPY UNTIL YOU MAKE THE CLAIM.
I have done reviews on other sites and it all removed in a couple of hours. Hope this will last, for others to know, if I have seen the reviews before then I won't switch my insurance to RAC.

Insurance claim madeYes
Mars7

Mars7Perth

Super quick. No hassles.

published

Was rear-ended recently. The online claim portal was really easy. Within an hour or so, had a booking for my car to be assessed. My policy also covers a free hire-car.

My wife then reminded me the baby seat would need replacing. Phoned RAC and the operator told me to email a photo of the baby seat + a screenshot of an online advertisement for an equivalent model. Again, within a few hours my claim was approved.

Thanks RAC :)

Insurance claim madeYes

APPALLING service and knowledge

published
Insurance claim madeNo

VERY POOR CUSTOMER SERVICE

published

Very disappointed with RAC and their customer service. I could get more done in the space of a few days than they could do in a week. A truck hit my parked car and drove off - there were witnesses who kindly left their details and took photos of the incident. The company who hit my car have agreed to pay my excess which I organised with them. RAC are refusing to take any payment from them until they finish "investigating" which may take up to 6 months time. I feel that is an outrageous time as there is plenty to go off and they are just dragging there feet. All the experiences I have had with RAC have been unpleasant. Not impressed at all.

Insurance claim madeYes
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Appalling service. Do not use.

published

I was t-boned by another car at an intersection and my car was written off. I provided the details of a witness who saw the entire event, however the RAC refused to speak to my witness and automatically deemed me liable for an accident which makes no sense at all. The RAC refused to cover my excess and the claims over was extremely rude and shouted over the top of me.

Never, ever use this insurer. They are not the honest insurer they claim to be. You are not safe and you are guaranteed be held liable for any accidents that aren't your fault. All they want is your money.

Insurance claim madeYes
KPP

KPPSouth West, WA

  • 10 reviews
  • 15 likes

Absolute joke

published

Spent 80 minutes on the phone yesterday just to try and pay an insurance renewal. At the end of the call they said to try again the next day. Back in a queue again today. They cannot even answer a call to take your money. I can't pay online as they have given't me a payment number.
This is hot on the heels of them gouging my elderly parents for house insurance 4 times the replacement building cost. My parents trusted RAC and insured with then their entire adult lives but their trust was returned with an absolute gouge. Bring on a Royal Commission to investigate these scammers.

Insurance claim madeNo

Poor customer service

published

Dont read emails. Don't respond to emails in a timely manner when prompted. Don't return phone calls. Don't have information readily available. Vague and ambiguous with answers to relevant questions.

Insurance claim madeYes
SEP

SEP

  • 2 reviews
  • 4 likes

Impressive customer service over the phone

published

Excellent customer service today, very helpful and quick over the phone. I was after information regarding my car's total loss and buy-back from the hail storm in 2010, 8 yrs ago. I spoke to 3 staff members who all did their best to help and ended up with the information I needed. I have been with RAC car insurance since 2005 making several claims over the years. I have always received excellent service. For a brief period I was with another slightly cheaper insurance company, but the service was not as good.

Insurance claim madeNo
Con

ConPerth, WA

  • 3 reviews

So quick

published

My son recently wrote off my car, RAC organised a tow truck, but another vulture loaded up the car first.The cancelled the first one, still payed for the first and organised for us to remove our items as the tow company wouldn’t allow us to.Money was in our bank within 3 days, all operators were brilliant that I dealt with

Insurance claim madeYes
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Questions & Answers

Barry R.

Barry R.asked

Comprehensive Car Insurance

want to pay renewal

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Barry R.

Barry R.asked

Comprehensive Car Insurance

renewal

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Unbelievable1717

Unbelievable1717asked

RAC Car Insurance

I have roadside assistance and one day my car was making a strange irregular ting ting .. ting type sound coming from the engine bay, I called out RAC roadside and the mechanic said not to drive it and recommended I get it towed to the nearest service centre and would then get the free 30 minutes diagnosis on what the issue was prior to any repair costs. Firstly they don’t advise you that if their diagnosis has to remove the engine cover which may I add, for my car, takes two minutes or less – they then call and you have to pay an extra charge for their labour. They diagnose my car with having a stretched timing chain, Which had been broken the guides which was allowing the chain to hit the cover creating the sound. This was correct, and I did not really have an issue with this part of their service. The repair was done within three or four days, and as my car is a 96 model I understood they would need to order parts etc so that time frame was reasonable. I then went to pick up the car when it was ready, and a young mechanic who had been working on it was the one who drove it around to the front of the service centre – This was in Embleton Perth W.A. FYI – I turned on the car and listen to the motor, there was no more sound, which indicated they had done the repairs and the car was now running better. I drive the car around the block, and started to hear a winding sound – I then drove back to the RAC Centre less than 400 m, and went inside to question the whining sound. The customer service representative at the desk then called the mechanic/technician who had worked on my car back to assist me at the front of the centre. I lifted the bonnet and turn on the car and pointed out the whining sound I was hearing to which the mechanic said it’s likely just the fan belts sometimes they squeal – he goes inside to retrieve a lubricant spray – comes back and sprays the pulleys, and waits... The sound does not disappear but he assured me that if I allow the lubricant spray to work the sound will be gone after driving a short way. After this encounter I drove the car a total of 30kms back to my house and parked in the garage which has a carpeted floor. My intention was to sell the car, because in the meantime I had needed to buy a cheap replacement vehicle to get to work. My regional car then sat in my garage for three weeks while I re-sprayed and sanded and re-sprayed 80% of the panels on the exterior of the car With aims to sell for a higher price. After my painting was complete I then drove my car a further 45 km and as I was then reversing out the driveway, The car would not engage my reverse gear. The shifter on the automatic transmission moved into HDR easily, however the car it self would not engage into reverse at all. The house I had pulled into was actually my grandmas house - which is 600m from my own residence . I managed to push the car out the driveway and shifted into drive - the car responded and engaged into gear - so I then drove at 15kms an hour and parked it again at my own home . I then spent 2 days googling what the issue could be, and Discovered that My transmission oil was far below the dipstick level - so much so, that it was not even registering, and initially I had difficulty estimating where the level sat - Only to realise that it was not registering on the stick at all. I filled up the fluid, move the gearstick, did everything as suggested online, and there was still no change in my gearbox or the ability for my car into reverse - I then called out RAC again and the mechanic said that it could be a problem with the bands, that I needed to get it checked out, and that in order to change the drive chain, RAC who serviced the vehicle would not have to touch or go anywhere near my transmission, and therefore there must have been a leak. My response to this was to explain that my car had been sitting in the dri I then called out RAC again and the mechanic said that it could be a problem with the bands, that I needed to get it checked out, and that in order to change the drive chain, RAC who service the vehicle would not have to touch or go anywhere near my transmission, and therefore there must’ve been a leak. My response to this was to explain that my car had been sitting in the carpeted garage for three weeks since the service, had only driven a total of 60 km, and that there was not a single drop of transmission fluid on my carpeted floor where the car had sat. I then took the car to a gearbox service professional as I did not trust RAC to not try and charge me for this issue which they seems to have caused. The service professional said that I will need to replace my entire gearbox at a cost of approximately thousand dollars. I was on Centrelink payments, and I did not know what to do, so my only option was to get it towed again to my friends house while I worked out what I needed to do to fix the car and if anyone could work out a solution that didn’t involve replacing the entire gearbox. And entire year later, I was able to acquire the knowledge that in order for RAC to replace my drive chain, they They would have likely had to drop out my engine whilst on a hoist in order to access the area. My car is a 96 Hyundai coupe, where the cooling system for the Transmission runs via hose through the radiator, therefore in order to drop out the engine, they would have had to disconnect this hose which holds the transmission fluid. The mechanic either did not realise it was running out or forgot to replace the fluid once they put the engine back in. I believe it is quite negligent for them to not even check the fluids after such a service procedure, not to mention the diagnosis that I paid for initially would have noticed if there was low transmission fluid when it first went in . I had to pay a years worth of registration fees, $500 for a secondhand transmission, $500 for installation of transmission, just to drive the car 300 km and realise that there is a huge oil Leak coming from the rocket cover gasket which they had replaced, and also noticing that the drive chain cover was not on properly, and the half moon cells we also leaking. I realise that because I did not drive the car initially There was not enough travel time for these leaks to become apparent - At this point I decided to get the car towed again to Rac service centre in Canningvale, where after checking the car, they called to advise me that they had noticed the faults in the work previously done by RAC Embleton, and we are going to call them and ask if they were willing to pay for the repairs out of goodwill even though you had passed – obviously because they noticed the extremely low kilometres after the last repair the work. They have now had my car for 3 1/2 weeks, and have never bothered to call me with an update, And only advise me of the progress when I called them. They did not provide me with a hire car either. I want to know if anyone has had any issues with the services provided by RAC roadside toe and repair, and if anyone has any idea the process which I will need to go through in order to claim back my expenses caused by RAC is negligence on my initial service, which is backed up by them finding fault in their own work, and something as simple as a rocker cover gasket, is just in support of my reasoning And accusation that they are to blame for my transmission malfunction

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