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Uno Home Loans Questions & Answers
5 questions from our users
sharonasked
so my name is attached to 2 properties i am not on any of the the loans however i am a guarantor for 1 of them which the person who im guarantor for is willing to be a guarantor for me, the only deposit i have is $5000 i have been full time employed for the past 12 or so months with an annual income of approx $60,000 i do have a car loan and a $5000 credit card my question is can you help me secure a home loan ??
kind regard
No answers
Alex D.asked
Weve just cash out refinance our home 6 months ago. Can we move to another Lender so we can consolidate our debt or we need to wait for sometimes?
1 answer
Vincent T.Uno Home Loans
Hi Alex
Thank you for your query, Please email Chris on [email protected] and she will organise one of our Senior Brokers to contact you to discuss in more detail. At a glance it looks positive, however, we'd need to understand a little more about your situation. Looking forward to hearing from you.
Many thanks
Vincent
Sunny M.asked
Hi I'm looking to buy an investment property in Queensland around 400k or under with 5-8% deposit. It could be combined vacant land and then construction. I'm single and I've a stable full-time work with gross 110k pa. Can I get a loan?
1 answer
Vincent T.Uno Home Loans
Hi Sunny
Thanks very much for your inquiry and apologies for the delay. Please email me at [email protected] and I'll have one of my Team members get straight on to it for you. At a glance it looks positive, however, we'd need to understand a little more about your situation. Looking forward to hearing from you. Thanks Chris
Fredasked
Can we buy a property in Qld and apply for finance here The house is 4 Bed at 255.000 we have 45000 and also 1 St home buyers single income of 90.000pa and been at my full time job for the last 19 years
1 answer
Vincent T.Uno Home Loans
Hi Fred, I think we're probably too late in answering this, apologies for the delay. If we can still help you please email me at [email protected] and I'll get straight on to it for you. At a glance it looks positive however we'd need to understand a little more about your situation, thanks! Vincent
JOHNasked
Hi how does the brokerage fee/commission structure work on uno's loans?
1 answer
Vincent T.Uno Home Loans
Hi John, great question, I hope this answers it...
uno is paid upfront and ongoing commission from lenders for each home loan we settle. This is paid to uno as a business - individual Home Loan Advisers don’t receive a commission when you settle a loan.
Whenever we recommend a loan to you, we will provide a detailed outline of the commissions we are eligible to receive from the lender if you settle with uno. It’s important to also note that, as a customer, you don’t pay uno a fee.
The home loans we recommend are chosen based on their suitability for your situation and needs, not commissions.
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