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MattCentral Highlands and Goldfields, VIC
Awesome customer service experience
After 13 continuous years of insurance with another provider I’ve now swapped to Youi based on the customer experience and comparable price. Great customer service / awesome sales advisor experience. Will be recommending Youi to friends and family.
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The reviewer stated that an incentive was offered for this review
HAPPY CUSTOMER
Easy to set up. Good customer service given. I refer others to try Youi. Very competitive with their rates. All my questions were answered. I am covered by a policy that suits me now and can easily be adapted later.
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The reviewer stated that an incentive was offered for this review
Anja S.South East Queensland, QLD
Relieved to be covered after an oversight on my part
I have now had the policy for a day and breath a sight of relief to be covered by a policy I hope I won't have to use. I was helped by a two different customer servicee people who were very helpful and patient with my questions. All was mailed to me but I did not see until I left a message and noticed Dani had already completed all yesterday. Thank you
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SebSouth East Queensland, QLD
Youi, we get you! Well you lost me
Was looking for house insurance, after about 10min spend in Q and another 5 wasted with the operator, to get told that they can't cover me because... I'm to close to the "sea". Closest beach or creek is 7km away according to google maps (WTH?)
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Tracey CNorthern Region, NSW
- 2 reviews
Contents Insurance
I have been a YOUI customer for quite a while now with various policies. I had changed my contents insurance to another provider a few years ago because they were cheaper. I received my yearly renewal and found it had increased by roughly $140pa from last year so decided to see what YOUI would cost. From beginning to end of the phone conversation ie from quote to acceptance the YOUI consultant, Ruth was amazingly helpful and knowledgeable. Very happy to have all my policies in the one place and bonus saving roughly $300 a year.
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SandraGreater Melbourne (Outer), VIC
Excellent customer service
Tyson from Youi is extremely professional, helpful and respectful. I highly recommend him for your insurance. Best price and service I have ever experienced with an insurance company. Thanks Tyson
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Heena S.South East Queensland, QLD
Fraud! Refuses Storm damaging by citing poor workmanship on a council approved property
Do not take insurance with YOUI. They do not cover natural calamities and try to refuse your claim by citing poor workmanship, even though its caused by storm. They do not make you aware at the time of selling you the policy. If you dispute the claim citing incorrect reason, they find a new reason to reject your claim. In the end, they simply want to refuse your claim.
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AshesWinmalee
- 2 reviews
Terrible Insurers
I have over 7 policies with Youi costing around $6500 per year. Our house had water coming through the walls, roof & floors in the recent storms. This caused all sorts of damage. The Youi assessor came out and said we have an old house that doesn't meet up with todays building standards. The pitch of the roof is wrong etc. I wonder if it burnt down whether it would be insured because of the pitched roof or it had old wiring. The roof looks normal to me. House has never leaked before. Waste of money. Why do we pay these leeches. It will cost them in the end because I'm changing all my polices to another insurer.
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Mel S.South East Queensland, QLD
AVOID Youi insurance - they aim to never pay out!
I felt I had reasonable landlord insurance all these years, but in the first claim I've ever had to make due to a ceiling partially collapsing, under what should be "accidental damage", I've been told it will not be covered.. Even though their assessor said he recommends pulling the entire ceilings down & renewing the plaster throughout, this professional opinion has been pushed aside.
It's taken 2 weeks to get this information, we helped the tenants move into emergency accomodation & I wasn't even claiming for any of those costs, just need t...Read more
he ceiling repaired ASAP!.. And to rub salt in the wound, they sent an email with a report to demand we fix the damage ourselves promptly, to ensure we are complying with maintaining OUR obligations under the terms of their insurance policy?!.. WHY are we paying insurance if they won't even maintain THEIR obligations to customers??? Oh I keep forgetting - ALL insurance companies are only in it for profit, screw the people who pay them faithfully every month!.. Goodbye Youi - you can also say hello shortly to the QBCC & AFCA, whom I will be engaging with to investigate the outcome of this claim. If anyone else has trouble with their claims, keep following up via any external channels or complaints groups in your state, to chase these slap happy insurers down... Best wishes to all those who have been sadly affected by fires & floods, may you all have your claims paid & be looked after.Similar opinion? Write a review on ieatwords.com.au!
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Annalese dean
- 2 reviews
Terrible company, from the start they don't want to pay.
Please, choose a different company. I've been with youi for a while now, when I made a claim, from the start they tried to find ways to get out of paying. The point of having insurance is so you don't have to stress about things happening. I wish I chose a more reputable company. I've paid every month, even after the incident, to not be covered. Thank you youi for taking my money, and screwing me over.
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contents
Have only just taken out this owner contents insurance
I spent a delightful few minutes with the lovely operator setting up
just what I wanted I find all Youie staff extremely easy to deal with
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GregSydney Surrounds, NSW
- 2 reviews
Absolute rip off
Currently with NRMA insurance paying $1700.00 per annum got a quote from YOUI to be told the premium would be $9000.00 per annum. Their adds quote that they are saving everyday Australians money on their insurance. Not sure what they are doing.
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happy user
- 2 reviews
Just changed to Youi for Home and Contents, after having a vehicle with them for a few years.
Had a car claim with Youi a few years back and raved about how easy they made it. I've just changed my home and contents policy to them, and saved $520.00! I read all the Product Disclosure Statement and compared to my current provider, and was satisfied I wasn't going backwards in cover. Got 20% saving on due to vehicle being insured at the same address.
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ArnieGreater Melbourne (Outer), VIC
- 2 reviews
- Verified customer
Absolutely Appalling Service - Honestly the worst company that I had to deal with
Been a customer with YOUI for 2 years, made no claims or calls. When i wanted to cancel my policy, the guy I spoke to over phone reduced my premium without my knowledge. When I cancelled my policy anyways after 1 day, they calculated my prorated outstanding balance based on the reduced premium. Such crooks who dwindled me out of 100$. Customer dis-service at its best.
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Unhappy CamperSYDNEY
- 2 reviews
Absolute joke of a quote process
I spent half an hour on the phone (because that's the only way to get a quote which is ridiculous in itself) to get a quote that was above all the main players. I was required to give them nothing more than I could give them online if they were set up to take it. Their whole process is seemingly geared to them forcing you to talk to them so they can sign you up on the spot. They tell you they talk to you so that they can tailor the cover to suit you and get the premium as low as possible. At the same time though they confirmed the cover is the ...Read more
cover and they're not going to vary their PDS terms to suit individuals. It's 30 minutes of my life I won't get back. The only positive was that the person I spoke to was pleasant and polite and obviously very patient to have to go through such a tortuous process each and every time someone wants a quote.Similar opinion? Write a review on ieatwords.com.au!
Find out how Youi Home and Contents compares to other Home and Contents Insurance
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Very friendly assistants very helpful easy to understand was a great experience for me
Yes very easy to set up very friendly and helpful easy to understand mind at ease now good price very happy with youi insurance company would recommend to family and friends
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The reviewer stated that an incentive was offered for this review
Adam JohnstonHunter Region, NSW
Youi bad experience
Paid 1200 dollar excess and was told I will get it back when claim is complete.house exploded full of sewage (council's fault).didn't get a call back so decided to ring them 18 months later only to be told council weren't liable(They paid out neighbours house with same problem) and I've done my 1200 and my no claim is gone.
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Great savings
Spoke to Stuart Cordingly who was extremely helpful and patient with us to work through changing four policies to Youi. The savings were amazing as we are going to save $1400 per year. As pensioners we really appreciate any saving day to day. Have highly recommended Stuart and Youi to family and friends as we can’t believe how much we saved. Also the rewards of cheaper petrol were a surprise too. Very happy customers
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The reviewer stated that an incentive was offered for this review
Lyell A.Perth, WA
- 3 reviews
- Verified customer
Won't be back. Expensive and won't refund doubled up insurance
Went to a broker and received better prices, less excess and more coverage for significantly less of a premium. Decided to move insurers for two separate policies and there was a period of 2 months where two policies overlapped. Youi refused to refund the amount even with evidence of no claims being made during that time. Charged two premiums, can't claim on both yet can't receive a refund on one?
So cancelled all 4 of my policies and found another insurer. Wasn't impressed with Youi when I did this. Saved almost 50% on a premium at a new insu...Read more
rer for the same cover! Had been with youi for more than 5 years, never made a claim and their premiums were almost double on one policy! That was for a Market Value policy verses the new Agreed Value policy! Way to value your loyal customers. Won't be back and will be letting my friends and family know about my experience with Youi..Similar opinion? Write a review on ieatwords.com.au!
MikeygSouth East Queensland, QLD
- 7 reviews
- 1 like
- Verified customer
Most Expensive Quote
I rang Youi Insurance and spent 30 minutes 18 December 2022 going through the criteria only to find out the policy was going to cost $1,402.10 for $125,000 cover. I finally bought a policy with RACQ for the same cover for only $316.76. I don't understand why YOUI have such good reviews.
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Questions & Answers
Robyn C.asked
does home insurance cover damage to solar panels in a hail storm
1 answer
You would need to specify cover for the panels and some insurers wont offer cover others will charge substantially more. Youi is the only insurer with a criminal record with 15 charges and 15 convictions. Youi was investigated by the Royal Commission Inquiry and ASIC for not paying claims. Forget Youi as they are not worth the risk and considering Youi Aust. just sold of their NZ division and Youi Australia is for sale as well, you be the judge.
Di Tasked
Do you charge extra if premium is paid monthly?
Does Flood cover flooding from rivers, lakes or concourses?
Is your Accidental Damage cover on contents only or building and contents and is it for full sum insureds or limited?
2 answers
Sorry. I was a prospective customer. I don't work for YOU I. You will need to call them, get a quote or download the PDS document.
Youi is the only insurer with a criminal record with 15 charges and 15 convictions. Youi was investigated by the Royal Commission Inquiry and ASIC for not paying claims. Forget Youi as they are not worth the risk and considering Youi Aust. just sold of their NZ division and Youi Australia is for sale as well, you be the judge.
Libby D.asked
Hi my name is Elizabeth I am looking a getting a quote on contents insurance for 70,000 and also car insurance. I live in Queanbeyan NSW
3 answers
Hi Libby D. Main reason for insuring my contents with Youi (for the first time) was a recommendation from Choice magazine (May 2022 issue). Youi were competitive on price and received a good rating (80/100) in the "complaints" category. I can't comment about car insurance but I'll be considering them.
Youi is the only insurer with a criminal record with 15 charges and 15 convictions. Youi was investigated by the Royal Commission Inquiry and ASIC for not paying claims. Forget Youi as they are not worth the risk and considering Youi Aust. just sold of their NZ division and Youi Australia is for sale as well, you be the judge. bye
You can contact them directly for a quote
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