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Mark T.
- 2 reviews
after being with one company for so long im sad i didn't come here sooner
great place to be, best value, saving a fortune. lots better than diamond status, absolute quality customer service, only new to youi been with other(aami) for 18 years (what a waste)
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Helen AbbotBrisbane
- 6 reviews
- 2 likes
Where do all the 5 stars come from
I wrote a review of Youi Landlord Insurance a couple of weeks a go and gave them 1 star. I was wondering why I had such a bad experience when there are so many good reviews of Youi. Maybe I'm just a nasty person. But then I had another look at the reviews and there was the answer.
Over 90% of the 4-5 star reviews of Youi are from people who either just got a cheap quote or got a cheap premiums. None from those who tried to make a claim. On the contrary, over 95% of people who gave Youi a 1 star are those who tried to claim against their insura...Read more
nce and got the runaround by Youi. Isn't that funny ? Don't believe me? Try clicking on the one star on the rating bar. Almost every one of them is from people who tried to make a claim. Then click on the 5 star bar and you see that there are almost none from people that made a claim. So children, let that be a lesson to all of you. Just because the are gooey gooey and sweet when they take your money doesn't mean that they are going to be gooey gooey and sweet when you make a claim.
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Avoid
I moved houses last week. When I updated Youi with my new address, they've told me there is no coverage for bush fire damage. So despite being with them for over 18 months, I'm currently uninsured for any fire damage. Very poor business. Will be cancelling the policy after the rep said they could "review" it. Avoid at all costs.
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Find out how Youi Home and Contents compares to other Home and Contents Insurance
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- Verified customer
Wow .. talk about great value and service !!
My Youi lady was incredible. Outstanding service . And I saved almost $120 a month with my insurances combined. Definitely would recommend Youi. Credit to my Youi lady Michelle, I give you 5 stars.
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TianyaRoelands
- 4 reviews
- 2 likes
Fantastic customer service
Recently moved, one quick and easy phone call and it was all changed over couldn't be happier customer service was brilliant, patient and polite answering all our questions staff are always knowledgeable and understanding
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DonSydney, NSW
- 3 reviews
Counting the claims results
I am not a Youi client but have considered being one. I did a count of the positive and negative comments of people who made claims. There were 35 positive and 51 negative ones.
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Youi is now dead to meCentral Queensland, QLD
I got pressured into something I wanted to think about
I stated I wanted to speak to my husband about changing to youi and I said it several times, thank god for the 20 day cooling off period! After reading the PDS youi was not for us!
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Joy H.Greater Melbourne (Outer), VIC
Excellent saving
Only rang for a quote on house and contents insurance, ended up changing to Youi. I am still in shock, excellent and friendly customer service. Very happy customer definitely recommend
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Raymondo L'Sticke.Central Highlands and Goldfields, VIC
The Successful Result of Tolerance.
I will only know how successful I have been if & when I ever make a claim. Until that point in time I can only rate Youi on its premiums, and related financial benefits. An annual "no claim bonus" could/would be a move towards fair play??
Ben did a great job, as the lengthy process on the phone was taking its toll and I was "suffering in silence", with reduced hearing, and insufficient time to waste unnecessarily. Thanks Ben for keeping me "on line", as it was close at times.
Ray.
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Find out how Youi Home and Contents compares to other Home and Contents Insurance
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YOUI awesome!!!!
Was quoted over $2000 a year for home and contents insurance from an competitor got it for $900 a year with YOUI!!! awesome and Ricky with amazing... good job! Thanks
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Rebecca HSouth East Queensland, QLD
Unfair rollover of Home and Contents Insurance after a marriage breakdown, policy now costing over double!
I and my ex husband have been using YOUI insurance for the last 6 plus years. In the inevitable divvy up of "jobs" in the home front he handled insurance. For what ever reason he became the policy holder on all our shared policies after we were married. Years later in the aftermath of divorce and sorting the myriad of paperwork, I started the process assessing my requirements for insurance. I contacted YOUI and used the same details and level of contents to be finally told that my insurance on the H & C's policy was going to go from $966 a yea...Read more
r to $2276!!! Now I know the policy wasn't listed in my name, however I was listed as a person that could talk/change/claim on the policy. I paid equally into the policy for all those years and I also held multiple other YOUI policies at the same address for years in my name. So to then penalize a person in this way, when its obvious that the previous policy was in every way theirs as well as who ever spoke on the phone initially with YOUI, is blatantly unfair. This is a policy that YOUI need to reconsider. In every other way I have found YOUI to be closer to a 5 star rating. But this have left me seeing red.Similar opinion? Write a review on ieatwords.com.au!
AJLSouth East Queensland, QLD
- Verified customer
Burst water pipe – dodgy remediation – severe mould contamination – sick occupants - withholding compensation
June 13th, 2018 marks the date our nightmare began with Youi.
It has been 16 months since our 5 year old home flooded from a burst flexi hose under our kitchen sink and Youi undertook a budget sub-standard remediation that resulted in extensive mould growth throughout our home. At the time of writing this review, incredibly we are still in emergency accommodation and the house and all its contents are still in the condition we left them. Further, and this is priceless, they have actually sold one of our contaminated vehicles without our per...Read more
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Angela MarieBrisbane
- 2 reviews
- 2 likes
Save money with Youi !!!
My house and contents insurance with Budget Direct had increased by $375 and they could not improve their rate so called Youi and saved $468. Better then previous years insurance.
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JodieSouthwest, VIC
- 4 reviews
Amazing
After receiving my house and content insurance renual notice i was shocked to see it had gone up by $22 a month and i had never made a claim, so i shopped around and found Youi gave me the best cover and price so i changed also changed my car over and got even more of a discount, and in the end i have saved over $600 for the year, im totally wrapped. Thanks Youi.
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byronseachangeRichmond-Tweed, NSW
- 3 reviews
Fantastic saving, great customer care
Called Youi to compare cost of contents insurance compared to my current low cost provider. Was amazed to be able to save around $1700 for similar policy. I was with my previous provider for over 6 years and had not been back to make a comparison as I had been very happy with their service. Just shows worth shopping around. Also offered car insurance at half the price to my current provider. More fool me for not doing this sooner. Big call out to Luke who spent over an hour answering my questions. Great phone manner.
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Find out how Youi Home and Contents compares to other Home and Contents Insurance
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AJDPerth
- 10 reviews
5 star for getting started with YOUI
Only just got started with youi as they did well on ieatwords and choice for WA pricing. customer service is great, within minutes of emailing problems they will call up with a real person. Had to make several changes to the insurance as required for the home loan & was a breeze each time.
They do try to sell other insurance while on the phone but are not very pushy so it's ok.
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TyCSouth East Queensland, QLD
staff great, process isn't.
Staff were great, process was way too time consuming. 31 mins to get a quote, and 29 mins to set policy up.
With my phone going flat half way through, and was slightly frustrating to do this in work hours.
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They saved me money
Yes very happy with my new home and content insurance with Youi .It was easy process did on line first then rang and made sure everything was right before going ahead .They saved me over $400 a year.
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JeanieQueensland
Would recommend youi
Liam was great he explained the policy to me in depth. It took awhile to go through the policy but was worth it. Answered all questions. Good value and was cheaper than most other insurers First time with youi.
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noodles39melbourne
- 3 reviews
Slightly cheaper policy, but stingy service
For us, Youi's overall policy cost was a bit cheaper than the next major insurer.
But they had us on direct debit, and when I asked them to bill me instead, they say that direct debit was the only payment option they have. so I asked to cancel my policy 1 week early. They said ok, but instead of refunding me the 1 week unused portion, they have to charge me $13 cancellation fee! Stingy service at best - I have moved to a slightly more expensive provider, with better service!!
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Questions & Answers
Robyn C.asked
does home insurance cover damage to solar panels in a hail storm
1 answer
You would need to specify cover for the panels and some insurers wont offer cover others will charge substantially more. Youi is the only insurer with a criminal record with 15 charges and 15 convictions. Youi was investigated by the Royal Commission Inquiry and ASIC for not paying claims. Forget Youi as they are not worth the risk and considering Youi Aust. just sold of their NZ division and Youi Australia is for sale as well, you be the judge.
Di Tasked
Do you charge extra if premium is paid monthly?
Does Flood cover flooding from rivers, lakes or concourses?
Is your Accidental Damage cover on contents only or building and contents and is it for full sum insureds or limited?
2 answers
Sorry. I was a prospective customer. I don't work for YOU I. You will need to call them, get a quote or download the PDS document.
Youi is the only insurer with a criminal record with 15 charges and 15 convictions. Youi was investigated by the Royal Commission Inquiry and ASIC for not paying claims. Forget Youi as they are not worth the risk and considering Youi Aust. just sold of their NZ division and Youi Australia is for sale as well, you be the judge.
Libby D.asked
Hi my name is Elizabeth I am looking a getting a quote on contents insurance for 70,000 and also car insurance. I live in Queanbeyan NSW
3 answers
Hi Libby D. Main reason for insuring my contents with Youi (for the first time) was a recommendation from Choice magazine (May 2022 issue). Youi were competitive on price and received a good rating (80/100) in the "complaints" category. I can't comment about car insurance but I'll be considering them.
Youi is the only insurer with a criminal record with 15 charges and 15 convictions. Youi was investigated by the Royal Commission Inquiry and ASIC for not paying claims. Forget Youi as they are not worth the risk and considering Youi Aust. just sold of their NZ division and Youi Australia is for sale as well, you be the judge. bye
You can contact them directly for a quote
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