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Are you a member of or ready to join a frequent flyer program like Qantas Frequent Flyer or Velocity Frequent Flyer? Get a frequent flyer credit card and earn points as you spend, including on everyday expenses. You'll be able to redeem points that you earn on a wide variety of benefits including flights, hotels and transport.
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The best credit card for you is dependent on which travel rewards program you are a member of. Combine our filters and you'll find one that offers you the benefits you need. For example, are you looking for a Qantas credit card with complimentary travel insurance? View your options here.
If aren't a member of any frequent flyer program yet, you might want to consider which features matter the most to you before choosing a card and its accompanying rewards program. If you travel overseas frequently or shop online from global retailers, you may prefer a card with no international transaction fees.
If you're travelling and worried about losing your cards or would simply prefer to carry less with you, consider cards that allow contactless payments through your phone or other devices. If you have an iPhone or Android phone, look for cards that have Apple Pay or Google and Samsung Pay. If you use a wearable device like a Fitbit or Garmin watch, be completely hands free and get a card that has Fitbit Pay or Garmin Pay.
The Rates & Fees group of filters is also useful, as the overall cost of the card will be dependent on various costs such as the Annual Fee and Purchase Rate. As the ability to earn points is considered a feature by financial companies, this often comes at the cost of higher annual fee so make sure you choose one with an annual fee that you're comfortable with.
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NAB Qantas Rewards Premium
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit : $6,000
- Rewards Program: Qantas Frequent Flyer
- Points Earn Rates : 3 points per $1
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
30,000 Bonus Qantas Points when you spend $2,500 on everyday purchases in the first 60 days of account opening
Points Earn Rate: 1 Qantas Point per $1.50 up to $3,000 per statement period
0% on Balance Transfers for 6 months
Seven complimentary insurances including Overseas Travel Insurance
$250 Annual Fee
3% International Transaction Fee
2% Balance Transfer Fee
Points Earn Rate drops to 1 Qantas Point per $3 after the first $3,000 per statement period
Jetstar Mastercard · includes 2 listings
- Specifications
- Pros & Cons
- Minimum Credit Limit : $2,000
- Maximum Credit Limit : $50,000
- Minimum Income : $30,000
- Rewards Program: Jetstar Dollars and Qantas Frequent Flyer
Flexibility to choose between Jetstar Dollars or Qantas Frequent Flyer rewards
Low 14.99% purchase rate
No booking fees on jetstar.com
$69 annual fee after the first year
Relatively low QFF points earn rate (0.5 points per $1)
$10,000 spend required to receive a $100 Jetstar travel voucher
Macquarie Bank Platinum · includes 2 listings
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance, No Foreign Transaction Fee, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
- Minimum Credit Limit : $6,000
- Minimum Income : $50,000
- Rewards Program: Macquarie Rewards and Qantas Frequent Flyer
- Points Earn Rates : 1 to 1.25 points per $1
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay and Google Pay
0% p.a. balance transfer for 14 months
No international transaction fees
Some Travel and Purchase insurances included
Need to spend ~$3,200 to receive a $20 gift card
Virgin Australia Velocity High Flyer
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit
- Minimum Credit Limit : $15,000
- Maximum Credit Limit : $50,000
- Minimum Income : $75,000
- Rewards Program: Velocity Frequent Flyer
- Points Earn Rates : 1 points per $1
- Contactless Payments: Samsung Pay
100,000 Bonus Velocity Points on offer (see Details below)
Earn 1 Velocity Point per $1 spent up to $8,000 per statement period
$129 Virgin Australia Gift Voucher and Two Single Entry Virgin Australia domestic Lounge passes each year
Complimentary Travel Insurance
$289 Annual Fee
Minimum Credit Limit of $15,000
Minimimum Income requirement of $75,000
3.3% International Transaction Fee
Citibank Citi Signature Qantas
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
- Minimum Credit Limit : $15,000
- Maximum Credit Limit : $100,000
- Rewards Program: Qantas Frequent Flyer
- Points Earn Rates : 1 points per $1
- Contactless Payments: Apple Pay and Samsung Pay
Up to 150,000 Bonus Qantas Points on offer
No Annual Fee in your first year
Earn up to 1 Qantas Point per $1 spent
0% p.a. on Balance Transfers for 15 months, 0% Balance Transfer Fee
Complimentary Insurances, including International Travel Insurance
$444 Annual Fee after your first year
Minimum Credit Limit of $15,000
3.4% International Transaction Fee
Bankwest More World Mastercard
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance and No Foreign Transaction Fee
- Minimum Credit Limit : $12,000
- Minimum Income : $76,000
- Rewards Program: BankWest More Rewards
- Points Earn Rates : 2.5 points per $1
- Contactless Payments: Apple Pay, Google Pay and Samsung Pay
115,000 Bonus Points on offer every anniversary year
Earn 2.5 More Rewards Points per $1 spent on eligible purchases
No Foreign Transaction Fees
Complimentary Travel Insurance and Shopping Insurances
0% on Balance Transfers for the first 6 months
$270 Annual Fee
1% Balance Transfer Fee
Minimum spend of $84,000 on eligible purchases required each anniversary year to receive annual bonus points
NAB Qantas Rewards Signature
- Specifications
- Pros & Cons
- Benefits: Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
- Minimum Credit Limit : $15,000
- Rewards Program: Qantas Frequent Flyer
- Points Earn Rates : 1 points per $1
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Sign up and receive up to 120,000 Qantas Points (see Details)
Points Earn Rate: 1 Qantas Point per $1 up to $5,000 per statement period
0% p.a. on Balance Transfers for 6 months
Seven Complimentary Insurances, including Overseas Travel Insurance
$395 Annual Fee
2% Balance Transfer Fee
3% International Transaction Fee
Minimum Credit Limit of $15,000
Bank of Queensland Platinum Visa
- Specifications
- Pros & Cons
- Benefits: Reduced First Year Annual Fee
- Rewards Program: Q Rewards
- Points Earn Rates : 2 points per $1
- Contactless Payments: Google Pay and Samsung Pay
$0 Annual Fee in your first year
1,000 Bonus Q Rewards points every month when you spend $1,000 per month on eligible transactions for the first 12 months
Earn 2 Q Rewards credit card points for every $1 spent
0% p.a. on Balance Transfers for 12 months
Complimentary Travel Insurance
$129 Annual Fee after your first year
3.4% International Transaction Fee
Qantas American Express Premium
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit : $2,000
- Maximum Credit Limit : $50,000
- Minimum Income : $40,000
- Rewards Program: Qantas Frequent Flyer
- Points Earn Rates : 1 points per $1
- Contactless Payments: Apple Pay, Fitbit Pay, Google Pay and Samsung Pay
30,000 bonus Qantas Points on offer
Earn up to 1 Qantas Point for every $1 spent
0% on Balance Transfers for the first 12 months
$249 Annual Fee
1% Balance Transfer Fee
3% Foreign Transaction Fee
Bankwest Qantas Platinum Mastercard
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance and No Foreign Transaction Fee
- Minimum Credit Limit : $3,000
- Rewards Program: Qantas Frequent Flyer
- Points Earn Rates : 0.75 points per $1
- Contactless Payments: Apple Pay and Google Pay
No Foreign Transaction Fee
Earn 0.75 point per $1 spent on eligible purchases for the first $2,500 each month
Complimentary Overseas Travel Insurance
$160 Annual Fee
Suncorp Clear Options Platinum
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance, Introductory Interest Rate and Reduced First Year Annual Fee
- Minimum Credit Limit : $6,000
- Maximum Credit Limit : $30,000
- Rewards Program: Suncorp Rewards
- Points Earn Rates : 1.25 points per $1
- Contactless Payments: Apple Pay, Google Pay and Samsung Pay
Discounted $49 Annual Fee for your first year ($129 thereafter)
0% p.a. for 14 months on Balance Transfers
Earn 1.25 Rewards points per dollar spent
Complimentary International Travel Insurance and Extended Warranty Insurance
3.4% International Transaction Fee
Balance Transfer Rate reverts to high Cash Advance Rate of 21.99% after 14 months
ANZ Frequent Flyer Black
- Specifications
- Pros & Cons
- Benefits: Cashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit : $15,000
- Minimum Income : $75,000
- Rewards Program: Qantas Frequent Flyer
- Points Earn Rates : 1 points per $1
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
100,000 Bonus Qantas Points and $200 cashback on offer
Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period
Complimentary Travel and Shopping Insurances
Two complimentary Qantas Club Lounge invitations every year
$425 Annual Fee
Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period
3% Foreign Transaction Fee
Minimum Credit Limit of $15,000 may be too high for you
Westpac Altitude Business Gold
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
- Minimum Income : $30,000
- Rewards Program: Qantas Frequent Flyer and Westpac Altitude Rewards
- Points Earn Rates : 1 points per $1
- Contactless Payments: Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
0% Annual Card Fee for the first year
Earn up to 1 Altitude Point per $1 spent on eligible business purchases
Complimentary Business Inconvenience Insurance and Unauthorised Transaction Insurance
Complimentary Travel and Purchase-related Insurances
$150 Annual Card Fee after the first year
3% Foreign Transaction Fee
Citibank Citi Prestige
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Credit Limit : $30,000
- Maximum Credit Limit : $100,000
- Rewards Program: Citi Rewards
- Points Earn Rates : 3 points per $1
- Contactless Payments: Apple Pay and Samsung Pay
150,000 Bonus Points on offer
Earn up to 3 Points for every $1 spent
Unlimited Airport Lounge Access and Complimentary Airport Transfer Service
Complimentary International Travel Insurance and Complimentary Hotel Stay
0% p.a. on Balance Transfers for 6 months
Add up to 4 Additional Cardholders at no extra cost
$700 Annual Fee
3.4% International Transaction Fee
Balance Transfer Rate reverts to high Cash Advance Rate after 6 months
Minimum Credit Limit of $30,000
HSBC Premier World Mastercard · includes 2 listings
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance
- Minimum Credit Limit : $15,000
- Rewards Program: HSBC Rewards Plus
- Points Earn Rates : 1 points per $1
- Contactless Payments: Apple Pay and Google Pay
$0 Annual Fee ($99 if you choose Qantas Rewards)
Earn up to 1.5 HSBC Rewards Points or 1 Qantas Point per $1 spent on eligible purchases
Complimentary Insurance Benefits, including Domestic and International Travel Insurance with rental vehicle excess cover
2% Overseas Exchange Fees
Points capped at 10,000 per statement period
Minimum Credit Limit of $15,000 may be too high for you
HSBC Platinum Qantas
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance and Reduced First Year Annual Fee
- Minimum Credit Limit : $6,000
- Maximum Credit Limit : $60,000
- Minimum Income : $40,000
- Rewards Program: Qantas Frequent Flyer
- Points Earn Rates : 1 points per $1
- Contactless Payments: Apple Pay
$0 Annual Fee in the first year ($79 in subsequent years)
0% p.a. Balance Transfer for 12 months
Earn 1 Qantas point per $1 spent up to $2,500 per statement period on eligible purchases
Complimentary Insurance Benefits
3% Overseas Exchange fee
Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $2,500 per statement period
Bankwest Qantas World Mastercard
- Specifications
- Pros & Cons
- Benefits: No Foreign Transaction Fee
- Rewards Program: Qantas Frequent Flyer
- Points Earn Rates : 1 points per $1
- Contactless Payments: Apple Pay and Google Pay
No Foreign Transaction Fees
Earn 1 point per $1 on your first $5,000 spent on eligible purchases per statement period
Complimentary Overseas Travel Insurance
$270 Annual Fee
Points Earn Rate drops to 0.5 points per $1 after the first $5,000 per statement period
Minimum Credit Limit of $12,000 may be too high for you
Jetstar Platinum Mastercard · includes 2 listings
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance and Reduced First Year Annual Fee
- Minimum Credit Limit : $6,000
- Maximum Credit Limit : $100,000
- Minimum Income : $30,000
- Rewards Program: Jetstar Dollars and Qantas Frequent Flyer
- Points Earn Rates : 0.5 points per $1
Free 12 month Club Jetstar membership, free domestic one-way flight and discounted first year annual fee of $69 on offer
0% on Balance Transfers for 14 months
Complimentary Overseas Travel Insurance
Pay 0% p.a. interest for 6 months on any flight or hotel booking of $300 or more at jetstar.com or via the Jetstar call centre
$169 Annual Fee (plus an additional $30 opt in fee if you choose Qantas Frequent Flyer Rewards)
3% Foreign Transaction Fee
Citibank Emirates Citi World Mastercard
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
- Maximum Credit Limit : $100,000
- Minimum Income : $75,000
- Rewards Program: Emirates Skywards
- Points Earn Rates : 1.5 points per $1
- Contactless Payments: Apple Pay and Samsung Pay
Up to 60,000 Bonus Skywards Miles on offer
Earn up to 1.5 Skywards Miles per dollar
5 Complimentary Insurances including International Travel Insurance
Two Complimentary Lounge Passes and Airport Transfers each year
0% p.a. on Balance Transfers for 9 months
World Golf Benefits
$299 Annual Fee ($149 in your first year)
3.4% International Transaction Fee
Balance Transfer Rate reverts to high Cash Advance Rate after the first 9 months
American Express Platinum Business
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance and Sign-Up Bonus Points Offer
- Minimum Income : $75,000
- Rewards Program: American Express Membership Rewards
- Points Earn Rates : 2.25 points per $1
- Contactless Payments: Apple Pay, Fitbit Pay, Google Pay and Samsung Pay
150,000 bonus Membership Rewards Points on offer
No pre-set spending limit
Earn up to 2.25 points per $1 spent
Add up to 99 Employee Cards at no additional cost
Complimentary Accor Plus membership (valued at $395 p.a.)
Complimentary Travel Insurances including Business Trip Completion Cover
$1,750 Annual Fee
3% Foreign Transaction Fee