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Travel insurance will give you peace of mind and cover you for a range of situations that may arise, such as emergency overseas medical expenses, lost or stolen personal items and your car hire excess depending on the level of coverage you choose. Here's how to use our filters and a quick overview of each specification to help you compare travel insurance policies and choose the best insurance policy for you:
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Coverage Type
- Single Trip (Overseas): coverage for one standalone overseas trip.
- Multi-Trip (Multi-Trip): coverage for annual multitrips. A maximum days limit per trip applies.
- Medical-Only: basic coverage for medical expenses and assistance.
- Already Overseas: coverage if you've already left Australia and need travel insurance. A waiting period usually applies, between 24 hours and 72 hours.
- Domestic: coverage for domestic travel within Australia.
- Non-Medical: coverage for luggage and cancellations etc, excluding medical coverage.
- Vehicle Only: coverage for rental vehicle excess only.
Maximum Age Covered
- Many travel insurance policies have an age limit, so use the slider to view policies that will cover the oldest person in your travelling party.
Medical Coverage
- Use the filters to view policies that cover Pregnancy and Overseas Emergency Assistance if needed.
Luggage & Personal Effects
- Maximum Single Item Limit: the maximum you can claim per item, exclusions or different limits for different types of items may apply.
- Benefits Limit: the maximum total value of all your claims combined that you can be reimbursed for.
Ancillary
- Personal Liability: the maximum amount you'll be covered for if you become personally liable for any damage to other persons or their property.
- Motorbike/Moped Coverage: coverage dependent on engine capacity - see Details (use the Compare feature or view individual listings) and the insurance provider's product disclosure statement for specifications.
Rental Vehicle Excess
- Limit: the amount your policy will cover you for if you become liable to pay any rental car hire excess as a result of damage or theft to a rental vehicle.
Special Activities Packages
- Special Activities: choose Snow / Ski, Cruise, Adventure / Extreme Sports and Golf if you want to be covered for any of these activities. They may be included in the policy, or an optional extra.
- For even more specific filtering, as Cruise and Snow / Ski are the most popular activities, choose between Included or Optional Extra to find policies that either already have these activities included or if you need to purchase an add-on for coverage.
Handy Tip: After using the filters to narrow down your options to view only policies relevant to your needs, use our Compare feature to view even more in-depth details, such as the maximum weeks pregnancy is covered for, emergency dental limits and specific single item limits.
327 listings
Chubb Travel Insurance · includes 9 listings
Latest review: We always purchase this insurance for seven years. But this time that I need to make a claim, they are not very helpful. Always purchased this insurance through Philippine airline. When our flight
- Review Summary
- Specifications
- Transparency 2.5 (8)
- Customer Service2.9 (8)
- Value for Money2.6 (8)
- Insurance Cover For
- Adult (7)
- Senior (1)
- Child (1)
- Type of ClaimTravel Delays/Cancellations (5) · Medical (2) · Car/Rental Hire Excess (1) · Other (1)
- Claim ApprovedYes (3) · No (4)
- UnderwriterChubb
- Maximum Ages Covered 70 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$1,000, $2,500, $500 and Not Included
- Pregnancy (max weeks) Not Included
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $1,000, $250 and Not Included
- Luggage & Personal Effects $5,000, $10,000 and $25,000
- Personal Liability $200,000 to $5,000,000
AAMI Travel Insurance
Latest review: I insured via AAMI who have allianz as a parent insurer. In my claim I had claimed for a Smiths Vantage ski helmet which has a cost of $319.00 in the market. I was asked for a receipt however not
- Review Summary
- Specifications
- Customer Service1.7 (3)
- Value for Money1.0 (2)
- Insurance Cover For
- Adult (2)
- Child (1)
- Type of ClaimLost/Stolen Property (1) · Other (1) · Medical (1)
- Claim ApprovedYes (1) · No (1)
- UnderwriterAAMI
- Maximum Ages Covered 65 years old
- Overseas Emergency Assistance Unlimited
- Emergency DentalUnlimited
- Pregnancy (max weeks) Not Included
- Overseas Emergency Medical & Hospital ExpensesUnlimited
- Theft of Cash Not Included
- Luggage & Personal Effects $6,000
- Personal Liability $5,000,000
HBF Travel Insurance · includes 5 listings
Latest review: I was on a motorcycle trip through South America in 2015 and crashed in the desert in 2015 and broke my pelvis. Upon advising HBF insurance they swung into action and organised to fly me out by air
- Review Summary
- Specifications
- Transparency 5.0 (1)
- Customer Service5.0 (1)
- Value for Money5.0 (1)
- Insurance Cover For
- Adult (1)
- Type of ClaimMedical (1)
- Claim ApprovedYes (1) · No (0)
- UnderwriterCGU
- Maximum Ages Covered 85 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency DentalNot Included and Unlimited
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $500 and Not Included
- Luggage & Personal Effects $2,500, $3,000, $7,500 and $15,000
- Personal Liability $1,000,000 to $2,500,000
AIG Travel Insurance · includes 4 listings
Latest review: flights were cancelled due to coronavirus and this was the reason i took out the insurance just in case the flights were cancelled and they stated "at the time of taking out this Policy you were
- Review Summary
- Specifications
- Transparency 1.0 (11)
- Customer Service1.0 (12)
- Value for Money1.1 (12)
- Insurance Cover For
- Adult (8)
- Senior (3)
- Type of ClaimTravel Delays/Cancellations (5) · Other (2) · Personal Liability (1) · Medical (1)
- Claim ApprovedYes (0) · No (7)
- UnderwriterAIG
- Maximum Ages Covered 99 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$2,000 and Not Included
- Pregnancy (max weeks) 26 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $500 and Not Included
- Luggage & Personal Effects $15,000 and Included $3,000
- Personal Liability $500,000 to $2,500,000
NIB Travel Insurance · includes 3 listings
Latest review: I lodged a claim against a QBE policy, now owned by NIB, and after due process my claim was approved on March 24. I was told that the amount would be paid immediately into my bank account. I am yet
- Review Summary
- Specifications
- Transparency 1.3 (14)
- Customer Service1.3 (15)
- Value for Money1.3 (14)
- Insurance Cover For
- Adult (12)
- Senior (3)
- Child (2)
- Teenager (2)
- Type of ClaimTravel Delays/Cancellations (3) · Other (3) · Lost/Stolen Property (1) · Medical (1)
- Claim ApprovedYes (2) · No (5)
- UnderwriterXL Insurance
- Maximum Ages Covered 80 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$500 per person and Not Included
- Pregnancy (max weeks) 26 weeks and Not Included
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250
- Luggage & Personal Effects $3,000, $4,000 and $12,000
- Personal Liability $1,000,000 to $2,500,000
CHI Travel Insurance · includes 10 listings
Latest review: Paid for travel insurance. Due to COVID19 our cruise was cancelled. CHI just continue to ignore us. Take money can’t provide service. Not our fault. Do the right thing. Won’t reply. Fra
- Review Summary
- Specifications
- Transparency 1.0 (2)
- Customer Service1.0 (2)
- Value for Money1.0 (2)
- Insurance Cover For
- Adult (1)
- Type of ClaimMedical (1)
- Claim ApprovedYes (0) · No (1)
- UnderwriterAllianz
- Maximum Ages Covered 101 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$1,000, $500 and Not Included
- Pregnancy (max weeks) 23 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $1,500, $3,000, $8,000 and Not Included
- Personal Liability $1,000,000 to $5,000,000
Webjet Travel Insurance · includes 6 listings
Latest review: Purchased Webjet travel insurance for our family of 4. It was very cost effective with optional excess fees to reduce the upfront premium cost. Additional extras at reasonable cost. Will be using
- Specifications
- UnderwriterAllianz
- Maximum Ages Covered 74 years old to 101 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$1,000 and Not Covered
- Pregnancy (max weeks) Optional cover up to and including 23 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $250 and Not Covered
- Luggage & Personal Effects Included, up to $3,000, Included, up to $10,000 and Not Covered
- Personal Liability $2,500,000 to $5,000,000
My Cover Travel Insurance · includes 5 listings
Latest review: recently I booked a cruise on sea princess and came down with a virus that was spreading around the ship, I was glad I had my cover insurance I put my medical claim in to my cover with no problems at
- Specifications
- UnderwriterAllianz
- Maximum Ages Covered 101 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$1,000 and Not Included
- Pregnancy (max weeks) 23 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $3,000 and $10,000
- Personal Liability $2,500,000
Boomers Travel Insurance · includes 5 listings
Latest review: With reference to a policy for my parents with pre existing medical conditions - The level of customer service provided in a timely fashion was unparalleled in my experience. I'd also like to mention
- Specifications
- UnderwriterAllianz
- Maximum Ages Covered 59 years old to 101 years old
- Overseas Emergency Assistance Not Covered, Not Included and Unlimited
- Emergency Dental$1,000 and Not Included
- Pregnancy (max weeks) 23 weeks and Not Included
- Overseas Emergency Medical & Hospital ExpensesNot Covered, Not Included and Unlimited
- Theft of Cash $250, $500 and Not Included
- Luggage & Personal Effects $3,000 and $15,000
- Personal Liability $2,500,000
Ski Insurance · includes 5 listings
Latest review: As stated in the title of the review ... they were great, making the claim was easy, they accepted the claim quickly and processed the payment quickly. Would use them
- Specifications
- UnderwriterLloyd's
- Maximum Ages Covered 84 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$500 and Not Included
- Pregnancy (max weeks) Not Included
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $5000
- Personal Liability $5,000,000
Travel with Kit · includes 4 listings
Latest review: An inquiry regarding my travel policy was handled with care and understanding and in a professional manner obtaining a desired outcome. The customer Service Consultant was efficient and friendly and
- Review Summary
- Specifications
- Transparency 3.7 (3)
- Customer Service3.7 (3)
- Value for Money3.7 (3)
- Insurance Cover For
- Adult (2)
- Senior (1)
- Type of ClaimLost/Stolen Property (1)
- Claim ApprovedYes (1) · No (0)
- UnderwriterLloyd's
- Maximum Ages Covered 99 years old
- Overseas Emergency Assistance $5,000, $15,000, $25,000 and Not Covered
- Emergency Dental$2,000, $500 and Not Included
- Pregnancy (max weeks) Not Included, Optional cover for up to 32 weeks and Optional cover up to 32 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $1,000, $300 and Not Included
- Luggage & Personal Effects $2,000, $10,000 and Not Included
- Personal Liability $1,000,000 to $3,500,000
CUA Travel Insurance · includes 5 listings
Latest review: The only reason I gave 4 instead of 5 stars is because I didn't need to go all the way and make a claim. The service was good and the policy had the cover that I
- Specifications
- UnderwriterAllianz
- Maximum Ages Covered 74 years old to 99 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$1,000 and Not Included
- Pregnancy (max weeks) 23 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered, Not Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $3,000 and $10,000
- Personal Liability $2,500,000
1300 Travel Insurance · includes 5 listings
Latest review: Kogan is a reliable and excellent company. Their travel insurance is the best I have found and very competitive in price. You won't find better cover anywhere. Top cover with nil excess is the same
- Specifications
- UnderwriterAllianz
- Maximum Ages Covered 74 years old to 101 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$1,000 and Not Included
- Pregnancy (max weeks) 23 weeks
- Overseas Emergency Medical & Hospital ExpensesUnlimited
- Theft of Cash Not Included
- Luggage & Personal Effects $5,000
- Personal Liability $1,000,000
APIA Travel Insurance
Latest review: I have nothing but praise for APIA Travel Insurance. I first contacted them by phone to find out the claim procedure for major medical expenses incurred on a cruise. They immediately replied by
- Specifications
- UnderwriterAAI Limited
- Maximum Ages Covered 100 years old
- Overseas Emergency Assistance $5,000
- Emergency DentalUnlimited
- Pregnancy (max weeks) Not Included
- Overseas Emergency Medical & Hospital ExpensesUnlimited
- Theft of Cash $500
- Luggage & Personal Effects $5,000
- Personal Liability $2,000,000
Defence Health Travel Insurance
Latest review: Defence Health Travel Insurance used to be the best provider on the market by far. We are very frequent travellers who have used this product travelling to over 100 countries, only ever having
SGIC Travel Insurance · includes 6 listings
Latest review: Disclaimer: I have other insurance policies with SGIC. I went to SGIC because I am an existing customer of theirs and I have enjoyed and taken advantage of their multi-policy discounts for their
- Specifications
- UnderwriterZurich
- Maximum Ages Covered 99 years old
- Overseas Emergency Assistance $10,000,000, Not Covered and Unlimited
- Emergency Dental$10,000,000, Not Included and Unlimited
- Pregnancy (max weeks) Optional cover for 24 weeks, Optional cover for up to 24 weeks and Optional cover for up to the 24th week
- Overseas Emergency Medical & Hospital Expenses$10,000,000, Not Covered, Not Included and Unlimited
- Theft of Cash $200 and Not Included
- Luggage & Personal Effects $3,000, $8,000, $12,000 and Not Included
- Personal Liability $1,000,000 to $5,000,000
AllClear Travel Insurance · includes 3 listings
Latest review: WE used AllClear for the first and LAST time due to an ongoing dispute about a cancelled trip which we made no claims for. We were informed we may be able to transfer to another trip but all return
- Review Summary
- Specifications
- Transparency 1.0 (2)
- Customer Service1.0 (2)
- Value for Money1.0 (2)
- Insurance Cover For
- Senior (1)
- Adult (1)
- UnderwriterMitsui Sumitomo
- Maximum Ages Covered 66 years old
- Overseas Emergency Assistance $10,000,000 and $15,000,000
- Emergency Dental$350
- Pregnancy (max weeks) 36 weeks
- Overseas Emergency Medical & Hospital Expenses$10,000,000 and $15,000,000
- Theft of Cash $250 and $500
- Luggage & Personal Effects $3,000, $5,000 and $7,000
- Personal Liability $2,000,000
Ouch Travel Insurance · includes 4 listings
Latest review: Policy was easy to set up and pay for BUT do not expect the same if you intend making a claim. We made a claim for out of pocket to purchase new airline tickets because we missed our international
- Specifications
- UnderwriterLloyd's
- Maximum Ages Covered 65 years old
- Overseas Emergency Assistance Unlimited
- Emergency Dental$1,000 and $2,000
- Pregnancy (max weeks) Not Included
- Overseas Emergency Medical & Hospital ExpensesUnlimited
- Theft of Cash $200 and Not Included
- Luggage & Personal Effects $15,000
- Personal Liability $3,000,000
Westpac Travel Insurance · includes 4 listings
Latest review: Impossible to use for medical coverage. They go back your entire life to assess you. If you do not disclose everything you have ever had it will invalidate your policy. I had hepatitis 62years ago,
- Review Summary
- Specifications
- Transparency 1.0 (1)
- Customer Service1.5 (2)
- Value for Money1.0 (2)
- UnderwriterAllianz
- Maximum Ages Covered 74 years old to 101 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$1,000 and Not Included
- Pregnancy (max weeks) 23 weeks
- Overseas Emergency Medical & Hospital Expenses$1,000, Not Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $3,000 and $10,000
- Personal Liability $2,500,000
Suncorp Travel Insurance · includes 2 listings
Latest review: Regardless of when you booked your travel tickets, and when the event occurs in the travel timeline - the moment a "pandemic" is declared such as the Covid-19, all coverage is void as this is a
- Review Summary
- Specifications
- Transparency 3.0 (2)
- Customer Service4.0 (2)
- Value for Money3.0 (2)
- Insurance Cover For
- Adult (1)
- UnderwriterAAI
- Maximum Ages Covered 99 years old
- Overseas Emergency Assistance Unlimited
- Emergency Dental$1,000
- Pregnancy (max weeks) Not Included
- Overseas Emergency Medical & Hospital ExpensesUnlimited
- Theft of Cash $250
- Luggage & Personal Effects $6,000
- Personal Liability $5,000,000