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Travel insurance will give you peace of mind and cover you for a range of situations that may arise, such as emergency overseas medical expenses, lost or stolen personal items and your car hire excess depending on the level of coverage you choose. Here's how to use our filters and a quick overview of each specification to help you compare travel insurance policies and choose the best insurance policy for you:
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Coverage Type
- Single Trip (Overseas): coverage for one standalone overseas trip.
- Multi-Trip (Multi-Trip): coverage for annual multitrips. A maximum days limit per trip applies.
- Medical-Only: basic coverage for medical expenses and assistance.
- Already Overseas: coverage if you've already left Australia and need travel insurance. A waiting period usually applies, between 24 hours and 72 hours.
- Domestic: coverage for domestic travel within Australia.
- Non-Medical: coverage for luggage and cancellations etc, excluding medical coverage.
- Vehicle Only: coverage for rental vehicle excess only.
Maximum Age Covered
- Many travel insurance policies have an age limit, so use the slider to view policies that will cover the oldest person in your travelling party.
Medical Coverage
- Use the filters to view policies that cover Pregnancy and Overseas Emergency Assistance if needed.
Luggage & Personal Effects
- Maximum Single Item Limit: the maximum you can claim per item, exclusions or different limits for different types of items may apply.
- Benefits Limit: the maximum total value of all your claims combined that you can be reimbursed for.
Ancillary
- Personal Liability: the maximum amount you'll be covered for if you become personally liable for any damage to other persons or their property.
- Motorbike/Moped Coverage: coverage dependent on engine capacity - see Details (use the Compare feature or view individual listings) and the insurance provider's product disclosure statement for specifications.
Rental Vehicle Excess
- Limit: the amount your policy will cover you for if you become liable to pay any rental car hire excess as a result of damage or theft to a rental vehicle.
Special Activities Packages
- Special Activities: choose Snow / Ski, Cruise, Adventure / Extreme Sports and Golf if you want to be covered for any of these activities. They may be included in the policy, or an optional extra.
- For even more specific filtering, as Cruise and Snow / Ski are the most popular activities, choose between Included or Optional Extra to find policies that either already have these activities included or if you need to purchase an add-on for coverage.
Handy Tip: After using the filters to narrow down your options to view only policies relevant to your needs, use our Compare feature to view even more in-depth details, such as the maximum weeks pregnancy is covered for, emergency dental limits and specific single item limits.
327 listings
RentalCover.com
Latest review: Simple, cheap insurance that protects you, from what could only be described as overpriced repair costs, for extremely minor damage to rental vehicles. Claim process could use some minor tweaking,
- Review Summary
- Specifications
- Transparency 3.3 (38)
- Customer Service3.2 (44)
- Value for Money3.3 (43)
- Insurance Cover For
- Adult (28)
- Senior (5)
- Child (1)
- Teenager (1)
- Type of ClaimCar/Rental Hire Excess (25) · Other (4)
- Claim ApprovedYes (29) · No (5)
- UnderwriterAssetinsure
- Maximum Ages Covered 99 years old
- Overseas Emergency Assistance Not Included
- Emergency DentalNot Included
- Overseas Emergency Medical & Hospital ExpensesNot Included
- Theft of Cash Not Included
- Luggage & Personal Effects Not Included
SureSave · includes 4 listings
Latest review: I have been advised by my travel agent that the insurance company wont cancel and refund my insurance even though my trip is not going forward due to the pandemic. I would not recommend SureSave, as
- Review Summary
- Specifications
- Transparency 1.0 (9)
- Customer Service1.1 (12)
- Value for Money1.1 (12)
- Insurance Cover For
- Adult (11)
- Senior (2)
- Type of ClaimTravel Delays/Cancellations (4) · Medical (3) · Other (2) · Lost/Stolen Property (1)
- Claim ApprovedYes (0) · No (10)
- UnderwriterXL Insurance Company SE
- Maximum Ages Covered 76 years old to 111 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$1,000 and Not Included
- Pregnancy (max weeks) 26 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $250
- Luggage & Personal Effects $3,000, $4,000, $12,000 and Included
- Personal Liability $1,000,000 to $2,500,000
RACV Travel Insurance · includes 5 listings
Latest review: Travel was cancelled due to covid19. Asked racv to extend out policy to cover rebooking for 2021 and they wont extend it or give us refund. Cost $1100+. Told that because I bought the policy in Oct
- Review Summary
- Specifications
- Transparency 3.3 (86)
- Customer Service3.5 (113)
- Value for Money3.4 (116)
- Insurance Cover For
- Senior (62)
- Adult (53)
- Child (3)
- Teenager (2)
- Type of ClaimMedical (15) · Travel Delays/Cancellations (12) · Lost/Stolen Property (5) · Car/Rental Hire Excess (3) · Other (2)
- Claim ApprovedYes (13) · No (21)
- UnderwriterTokio Marine & Nichido Fire Insurance
- Maximum Ages Covered 110 years old
- Overseas Emergency Assistance $5,000, $25,000, Not Covered and Unlimited
- Emergency Dental$2,000, $500, Not Included and Unlimited
- Pregnancy (max weeks) 26 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $250, $500 and Not Included
- Luggage & Personal Effects $2,000, $7,500 and $15,000
- Personal Liability $10,000,000
Australia Post Travel Insurance · includes 6 listings
Latest review: Bought an annual policy but due to corona virus cannot travel. Asked for refund for remaining 6 months of policy but told I am not entitled because I used the policy in October last year for 5 day
- Review Summary
- Specifications
- Transparency 3.5 (21)
- Customer Service3.4 (30)
- Value for Money4.0 (31)
- Insurance Cover For
- Adult (19)
- Senior (11)
- Child (2)
- Type of ClaimMedical (15) · Travel Delays/Cancellations (6) · Lost/Stolen Property (3) · Other (2) · Car/Rental Hire Excess (1) · Personal Liability (1)
- Claim ApprovedYes (20) · No (6)
- UnderwriterZurich
- Maximum Ages Covered 101 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency DentalNot Included and Unlimited
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash Not Included
- Luggage & Personal Effects $4,000, $7,500 and Not Included
- Personal Liability $5,000,000
Good2Go Travel Insurance · includes 4 listings
Latest review: I rang Good To Go insurance to get some clarification around cancellation costs and medical coverage in the event our family traveling to the USA and Mexico contracted Coronavirus there or had to
- Review Summary
- Specifications
- Transparency 3.7 (10)
- Customer Service3.6 (11)
- Value for Money3.9 (12)
- Insurance Cover For
- Adult (9)
- Senior (2)
- Child (2)
- Teenager (1)
- Type of ClaimMedical (3) · Lost/Stolen Property (2)
- Claim ApprovedYes (4) · No (0)
- UnderwriterAIG
- Maximum Ages Covered 59 years old to 70 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$2,000, $500 and Not Included
- Pregnancy (max weeks) Not Included
- Overseas Emergency Medical & Hospital Expenses$5,000,000, Not Covered and Unlimited
- Theft of Cash $500 and Not Included
- Luggage & Personal Effects $3,000 and $15,000
- Personal Liability $500,000 to $2,500,000
Zoom Travel Insurance · includes 5 listings
Latest review: Easy to have policy cancelled and get a credit for future travel. Quick response to my email and I felt that who I dealt with understood my situation. It was great to get a credit on the policy as
- Review Summary
- Specifications
- Transparency 4.1 (20)
- Customer Service4.3 (22)
- Value for Money4.0 (24)
- Insurance Cover For
- Adult (20)
- Child (6)
- Senior (4)
- Teenager (1)
- Type of ClaimMedical (3) · Lost/Stolen Property (2) · Car/Rental Hire Excess (2) · Travel Delays/Cancellations (2) · Other (1)
- Claim ApprovedYes (8) · No (2)
- UnderwriterLloyd's
- Maximum Ages Covered 69 years old to 85 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$500 and Not Included
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $7,500 and Not Included
- Personal Liability $2,500,000 to $5,000,000
Travel Insuranz · includes 6 listings
Latest review: Sadly I've had to cancel my trip to US in June (almost 3 months away) due the corona virus. Accomodation and flights all get refunded, but not my insurance from Travel Insuranz. After the 14 days
- Review Summary
- Specifications
- Transparency 4.0 (17)
- Customer Service3.8 (22)
- Value for Money4.1 (24)
- Insurance Cover For
- Adult (20)
- Senior (2)
- Teenager (2)
- Type of ClaimLost/Stolen Property (3) · Medical (2) · Travel Delays/Cancellations (1) · Other (1)
- Claim ApprovedYes (3) · No (2)
- UnderwriterBerkshire Hathaway Specialty Insurance Company
- Maximum Ages Covered 70 years old
- Overseas Emergency Assistance Unlimited
- Emergency Dental$1,000, $500 and $750
- Pregnancy (max weeks) 18 weeks
- Overseas Emergency Medical & Hospital ExpensesUnlimited
- Theft of Cash $125, $150 and $400
- Luggage & Personal Effects $2,500, $3,500 and $7,500
- Personal Liability $2,500,000 to $7,500,000
World Nomads Travel Insurance · includes 2 listings
Latest review: I had used World Nomads (WN) in the past several times. Since I never had any problem in my travels, I never needed to activate the insurance. Well, everything changed this time. 1st I had an ear
- Review Summary
- Specifications
- Transparency 1.2 (17)
- Customer Service1.3 (23)
- Value for Money1.2 (22)
- Insurance Cover For
- Adult (20)
- Child (1)
- Type of ClaimLost/Stolen Property (5) · Travel Delays/Cancellations (5) · Medical (4) · Personal Liability (1) · Other (1)
- Claim ApprovedYes (3) · No (11)
- UnderwriterAXA
- Maximum Ages Covered 70 years old
- Overseas Emergency Assistance $5,000,000 and Unlimited
- Emergency Dental$500
- Pregnancy (max weeks) Not Included
- Overseas Emergency Medical & Hospital Expenses$5,000,000 and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $2,000 and $10,000
- Personal Liability $1,000,000 to $2,500,000
Medibank Travel Insurance · includes 5 listings
Latest review: I purchased a Annual Multi-trip overseas travel insurance with Medibank. My return flights from overseas were confirmed for 28th March back to Australia and then were cancelled by Jetstar at the last
- Review Summary
- Specifications
- Transparency 3.3 (44)
- Customer Service3.3 (47)
- Value for Money3.2 (47)
- Insurance Cover For
- Adult (33)
- Senior (15)
- Child (6)
- Teenager (2)
- Type of ClaimMedical (17) · Travel Delays/Cancellations (14) · Lost/Stolen Property (4) · Other (2) · Car/Rental Hire Excess (1)
- Claim ApprovedYes (38) · No (11)
- UnderwriterZurich
- Maximum Ages Covered 99 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency DentalNot Included
- Pregnancy (max weeks) 26 weeks and Optional cover for 26 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered, Not Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $8,000, $300 and Not Included
- Personal Liability $5,000,000
Easy Travel Insurance · includes 6 listings
Latest review: I have been using Easy Travel Insurance for 5 years now and I have absolutely no complaints. They are always extremely helpful in finding the best deal and cover that’s most suitable for my trips. N
- Specifications
- UnderwriterZurich
- Maximum Ages Covered 74 years old to 101 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$1,000, Not Included and Unlimited (sub-limits apply)
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $3,000 (combined with Travel Documents and Credit Card cover), $15,000 (combined with Travel Documents and Credit Card cover) and Not Included
- Personal Liability $200,000 to $2,500,000
NAB Travel Insurance · includes 5 listings
Latest review: I lodged a claim as my doctor strongly advised against travelling Due to illness but they declined my claim because it hasnt happened yet. They state theres an exclusion for change of mind,
- Review Summary
- Specifications
- Transparency 2.5 (4)
- Customer Service2.8 (4)
- Value for Money2.6 (5)
- Insurance Cover For
- Senior (2)
- Adult (2)
- Child (1)
- Teenager (1)
- Type of ClaimTravel Delays/Cancellations (1) · Other (1) · Medical (1)
- Claim ApprovedYes (0) · No (3)
- UnderwriterAllianz
- Maximum Ages Covered 74 years old to 120 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$1,000 and Not Included
- Pregnancy (max weeks) Optional cover available for 23 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included, Optional cover available for 23 weeks and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $5,000 and $10,000
- Personal Liability $2,500,000
Simply Travel Insurance · includes 5 listings
Latest review: This was hopeless, I paid comp insurance but wilth the pandemic nothing was covered. I have been trying by phone, email and website to contact Simply Travel Insurance to get a refund but I have not
- Review Summary
- Specifications
- Transparency 2.1 (7)
- Customer Service3.0 (9)
- Value for Money3.0 (10)
- Insurance Cover For
- Adult (10)
- Senior (1)
- Child (1)
- Type of ClaimTravel Delays/Cancellations (2) · Medical (2) · Lost/Stolen Property (1) · Other (1)
- Claim ApprovedYes (2) · No (2)
- UnderwriterLloyd's
- Maximum Ages Covered 64 years old to 101 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$500, 500 and Not Included
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $7,500 and Not Included
- Personal Liability $5,000,000
insure4less · includes 8 listings
Latest review: I paid 140 AUD for a 2 month span in Europe, Medical only. Midway through my trip, I broke my front-right tooth pretty badly and got it sorted immediately. A little while later, got around to
- Review Summary
- Specifications
- Transparency 1.3 (3)
- Customer Service1.2 (5)
- Value for Money1.4 (5)
- Insurance Cover For
- Adult (5)
- Child (1)
- Type of ClaimMedical (3) · Lost/Stolen Property (2) · Other (2) · Travel Delays/Cancellations (1)
- Claim ApprovedYes (1) · No (5)
- UnderwriterBerkshire Hathaway Specialty Insurance Company
- Maximum Ages Covered 70 years old
- Overseas Emergency Assistance Unlimited
- Emergency Dental$500
- Pregnancy (max weeks) Not Included
- Overseas Emergency Medical & Hospital ExpensesUnlimited
- Theft of Cash $250, $500 and Not Included
- Luggage & Personal Effects $2,500, $3,500, $5,000, Included $2,500 and Not Included
- Personal Liability $2,500,000 to $7,500,000
RAA Travel Insurance · includes 5 listings
Latest review: Very happy with the outcome of our claim through the RAA. We were overseas when the Aus. Govt. announced everyone had to return home ASAP. We had to pay extra money for airfares to get home which the
- Review Summary
- Specifications
- Transparency 2.5 (25)
- Customer Service2.6 (30)
- Value for Money2.4 (30)
- Insurance Cover For
- Adult (25)
- Senior (10)
- Child (3)
- Teenager (2)
- Type of ClaimTravel Delays/Cancellations (12) · Medical (5) · Lost/Stolen Property (3) · Personal Liability (2) · Other (2)
- Claim ApprovedYes (6) · No (15)
- UnderwriterTokio Marine & Nichido Fire Insurance
- Maximum Ages Covered 101 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$2,000, $500, Not Included and Unlimited
- Pregnancy (max weeks) 26 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250, $500 and Not Included
- Luggage & Personal Effects $2,000, $7,500 and $15,000
- Personal Liability $10,000,000
Commonwealth Bank Travel Insurance · includes 9 listings
Latest review: I lost my $2000 phone whilst travelling, and when I came back I made a claim. Although the police report was in another language, and the ink was very light among other details that insurances might
- Review Summary
- Specifications
- Transparency 1.7 (11)
- Customer Service2.2 (13)
- Value for Money2.1 (14)
- Insurance Cover For
- Adult (10)
- Senior (2)
- Child (1)
- Teenager (1)
- Type of ClaimLost/Stolen Property (5) · Travel Delays/Cancellations (3) · Other (1) · Medical (1)
- Claim ApprovedYes (3) · No (6)
- UnderwriterZurich
- Maximum Ages Covered 69 years old to 100 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$1,500, Not Included and Unlimited
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250, $500 (combined with Credit Card and Travel Documents cover) and Not Included
- Luggage & Personal Effects $3,000, $5,000, $5,000 (combined with Credit Card and Travel Documents cover), $10,000, $15,000 and Not Included
- Personal Liability $200,000 to $2,500,000
World2Cover · includes 4 listings
Latest review: Bough out a comprehensive policy on Feb 2020 before any travel restriction, my mom she have a diabetes, her level sugar very height doctor wouldn't let she out country, she is under monitoring by
- Review Summary
- Specifications
- Transparency 1.6 (12)
- Customer Service1.6 (16)
- Value for Money2.2 (17)
- Insurance Cover For
- Adult (14)
- Child (2)
- Senior (1)
- Teenager (1)
- Type of ClaimMedical (4) · Lost/Stolen Property (3) · Travel Delays/Cancellations (3) · Car/Rental Hire Excess (1) · Other (1)
- Claim ApprovedYes (6) · No (8)
- UnderwriterTokio Marine & Nichido Fire Insurance
- Maximum Ages Covered 74 years old
- Overseas Emergency Assistance $5,000, $25,000, Not Covered and Unlimited
- Emergency Dental$2,000, $500 and Not Included
- Pregnancy (max weeks) 26 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $1,500, $3,000, $250 and Not Included
- Luggage & Personal Effects $2,000, $7,500, $15,000 and Included $7,500
- Personal Liability $10,000,000
Aussie Travel Cover · includes 15 listings
Latest review: I spent two hours yesterday on the phone and another two hours today, waiting for someone to pick up. Please get extra staff to help if you are unable to take phone calls due to the high demand. I
- Review Summary
- Specifications
- Transparency 1.0 (1)
- Customer Service1.0 (2)
- Value for Money1.0 (2)
- Insurance Cover For
- Teenager (1)
- Adult (1)
- Type of ClaimOther (1)
- Claim ApprovedYes (0) · No (1)
- UnderwriterAllianz
- Maximum Ages Covered 74 years old to 101 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$1,000, $500 and Not Included
- Pregnancy (max weeks) 23 weeks and Not Included
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $1,000, $1,500, $2,000, $3,000, $6,000, $8,000 and $10,000
- Personal Liability $1,000,000 to $5,000,000
CGU Travel Insurance · includes 5 listings
Latest review: I took my insurance through BUPA but BUPA is just an agent, the Main company is CGU. A number of case managers. If you ring 10 times you get 10 people. I had to keep on repeating same thing.
- Review Summary
- Specifications
- Transparency 1.0 (1)
- Customer Service1.3 (4)
- Value for Money1.0 (4)
- Insurance Cover For
- Adult (5)
- Senior (1)
- Child (1)
- Teenager (1)
- Type of ClaimOther (2) · Lost/Stolen Property (1) · Travel Delays/Cancellations (1) · Medical (1)
- Claim ApprovedYes (0) · No (2)
- UnderwriterInsurance Australia Limited
- Maximum Ages Covered 85 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$1,000, $2,000 and Not Included
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesUnlimited
- Theft of Cash $500 and Not Included
- Luggage & Personal Effects $2,500, $3,000, $7,500 and $15,000
- Personal Liability $1,000,000 to $2,500,000
NRMA Travel Insurance · includes 5 listings
Latest review: Booked International Travel with NRMA, since I have been a member for over 15 years, and did have an incident in Honolulu and was hospitalised. NRMA were fantastic. I rang today to cancel my travel
- Review Summary
- Specifications
- Transparency 1.5 (2)
- Customer Service1.0 (5)
- Value for Money1.5 (4)
- Insurance Cover For
- Adult (4)
- Senior (1)
- Teenager (1)
- Type of ClaimMedical (3)
- Claim ApprovedYes (0) · No (2)
- UnderwriterZurich
- Maximum Ages Covered 99 years old
- Overseas Emergency Assistance $10,000,000, Not Covered and Unlimited
- Emergency Dental$10,000,000, Not Included and Unlimited
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital Expenses$10,000,000, Not Covered and Unlimited
- Theft of Cash $200 and Not Included
- Luggage & Personal Effects $3,000, $8,000 and $12,000
- Personal Liability $1,000,000 to $5,000,000
Virgin Money Travel Insurance · includes 6 listings
Latest review: My wife and I booked a trip to the Maldivies/Singapore but a week before the trip my wife had a medical issue and we had to cancel the trip. I have to say after reading reviews after cancelling the
- Review Summary
- Specifications
- Transparency 3.3 (3)
- Customer Service2.5 (4)
- Value for Money3.0 (4)
- Insurance Cover For
- Adult (4)
- Child (1)
- Type of ClaimLost/Stolen Property (2) · Travel Delays/Cancellations (1) · Medical (1)
- Claim ApprovedYes (2) · No (3)
- UnderwriterAllianz
- Maximum Ages Covered 74 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$1,000 and Not Included
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $5,000, $10,000 and Not Included
- Personal Liability $1,000,000