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Reviews

1.7

27 reviews
5
(4)
4
(0)
3
(1)
2
(1)
1
(21)
  • Value for Money
    1.5 (4)
  • Transparency
    1.5 (2)
  • Customer Service
    1.0 (5)
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h_ribeiro

h_ribeiroSydney, NSW

Disgusted with NRMA

published

Booked International Travel with NRMA, since I have been a member for over 15 years, and did have an incident in Honolulu and was hospitalised. NRMA were fantastic.
I rang today to cancel my travel policy because I can't go overseas at the moment due to the Corona virus. I didn't think they would do it for free, I expected maybe a small admin charge, but to find I will lose over $90 for a 'just in case', that never happened, is totally wrong! Shame on you NRMA, especially at this time and all policies should be null and void at this time, and not, 'did you read your PDF'.
I am not happy with this service seeing I never actually travelled anywhere, and was not due to travel till mid May.



DestinationAustralia
Claim MadeNo
2 comments
NRMA Insurance
Care TeamNRMA Insurance
NRMA Insurance
Care TeamNRMA Insurance
Bryan - Canberra

Bryan - CanberraCanberra 2600, ACT

Helpline not

published

Three weeks trying to extend my overseas travel policy without success. Six communications ignored and long delays trying to call using the helpline number. Two suggested solutions from NRMA, the first sent by email and the second by phone with the helpline, have produced no result and I am still left without travel cover. No coordination between NRMA, IAG and Cover-More and the customer is ignored. A poor experience after 25+ years with NRMA.

Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeNo
Insurance Cover ForAdult
See all answers
3 comments
NRMA Insurance
Care TeamNRMA Insurance

Hi Bryan. I have responded to your ticket. Hope to hear from you soon ~ Lizzy

Bryan - Canberra
Bryan - Canberra

The Covermore Team has finally responded, Lizzie.

NRMA Insurance
Care TeamNRMA Insurance

That's great Bryan, if there is anything else we can also be contacted on Facebook. ~Natalie



Kay

Kay

  • 4 reviews

NRMA Travel Insurance Beware beware when using them for travel insurance

published
Transparency
Customer Service
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeNo
Insurance Cover ForAdult and Senior
See all answers
2 comments
NRMA Insurance
Care TeamNRMA Insurance
Kay
Kay

Policy Number was 71800834447 Paid $4279.00 I don't use facebook so you will have to take this as my details Medical Assessment No 12173450

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Definitely not a fan

published
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeYes
Type of ClaimMedical
Claim Resolution Time1-2 months
Claim DateAugust 2022
Claim ApprovedNo
1 comment
NRMA Insurance
Care TeamNRMA Insurance
Patto

PattoMid North Coast, NSW

  • 3 reviews
  • 1 like

Don’t do it. Get different insurance for overseas that supports you, they are good in Australia NOT Overseas

published

I purchased full comprehensive travel ins for myself and 2 sons .I’m in hospital in east Germany now into my 5th day. I got plurisey some how and had to continually call Nrma/cover more
they don’t believe me about my condition
Only today they said they would pay for hospital E5000. Who has that sort of money at the end of their trip availanle.
I warn everyone going o/s look elsewhere
You need cover that works in none English speaking countries and believes you. When policy purchased none of this was declared only after when claim made

Customer Service
Value for Money
DestinationEurope
Claim MadeYes
Type of ClaimMedical
Claim DateJuly 2022
Claim ApprovedNo
Insurance Cover ForAdult and Teenager
See all answers
3 comments
NRMA Insurance
Care TeamNRMA Insurance
Patto
Patto

[Personal Information Removed]

NRMA Insurance
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Fot

FotSydney, NSW

NRMA travel Insurance

published

I am currently overseas and needed to contact emergency assistance as I had fallen ill with gastro, fainted and hit my head. I was taken to hospital just over 7 days ago and NRMA insurance has still not decided whether to assist me. Their emergency assistance area handling this have been terrible.

Customer Service
Value for Money
DestinationEurope
Claim MadeYes
Type of ClaimMedical
Claim DateApril 2022
Insurance Cover ForAdult
See all answers
1 comment
NRMA Insurance
Care TeamNRMA Insurance
Not Happy

Not HappySydney, NSW

Need to get their act right!

published

Taking out a travel insurance policy with NRMA. As a customer of all our insurance needs. They let us down this time.. As for our medical conditions for a quote jump from $116.00 to $252.00.. For 8 days of domestic insurance. So what is wrong about us using our Medicare and our private health fund? As I said to them that we don't need medical insurance..I had read bad reports of NRMA, and hate to find out about making a claim with them...As one said Thieves NRMA on travel insurance bloody greedy....

Customer Service
Claim MadeNo
2 comments
NRMA Insurance
Care TeamNRMA Insurance

Hi Not Happy, Sorry to hear that you have left feeling like this. Our Travel Insurance Product has always been very popular and one with a good coverage. I hope that you have found one that suits your needs and budget. ~Renae

Not Happy
Not Happy

We sure did! with a lot more cover for only $112.00 for 7 days and still got cover for medical and dental of 250,000....we are a lot better don't you think?

COLLINS

COLLINSHunter Region, NSW

  • 2 reviews

Travel insurance no stars..

published

No stars rating.. Thieves NRMA on travel insurance bloody greedy. Don't pay out on delays or your holidays. Been spoilt. Don't stranded.. Go with NRMA. You'll be sick.. Trying to claim.. Then 5 weeks later saying no.Refunds.. Very evil. And then charge you to leave.. And no refund...

Insurance claim madeYes
3 comments
NRMA Insurance
Care TeamNRMA Insurance
COLLINS
COLLINS

We don’t know what happened to the plane we lost our holiday in KL insurance claim or our payments back lost 3 days

NRMA Insurance
Care TeamNRMA Insurance

Collins, we would be happy to escalate your concerns to the claims manager if you feel the claims decision was incorrect. Please PM details to our Facebook page or email [email protected]. ~Kaz

Michael

MichaelGold coast

  • 3 reviews

Very impressed and grateful

published
Insurance claim madeYes
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Woeful experience

published
Insurance claim madeNo
7 comments
NRMA Insurance
Care TeamNRMA Insurance

To finish off this saga, I have not heard anything back from NRMA after posting the above. Says it all, doesn't it?

NRMA Travel Insurance is Underwritten by Covermore, Our Loyalty with NRMA means nothing.

published
Insurance claim madeYes
1 comment
NRMA Insurance
Care TeamNRMA Insurance

Drowned my iPad Air .....covermore is pathetic

published

I drowned an iPad Air with 64G and 3G...I had a receipt for $900. A compulsory quote from a repairer to say that it was a write off cost $50. The excess was $100 and the depreciation took the rest. They offered me $42 for an item that I could still buy new! So to make the claim I was negative $8! It was impossible to discuss it with the NRMA - they flicked it at every attempt. Covermore were appalling for some time until eventually I told them we were in dispute and then they offered more...and we settled. But the stress is not worth it.

Insurance claim madeYes
3 comments
NRMA Insurance
Care TeamNRMA Insurance
Murray
Murray

Lochy - I don't know what you mean by 'overseas repair network'? The quote for repair was obtained in Wollongong. I have been a member for 25 years...and NRMA refused to talk with me. I use Allianz now for travel insurance.

NRMA Insurance
Care TeamNRMA Insurance

Worthless Insurance

published

Missed our flight because of error in itinerary printout.
All we needed was help to cover a short haul European flight but when we called NRMA we were told we had no claim and were left high and dry. We didn't need a cash payout all we needed was help and what we got was ignored.

Insurance claim madeNo
1 comment
NRMA Insurance
Care TeamNRMA Insurance
Craig

Craigsydney

  • 2 reviews
  • 5 likes

Loyalty they say! You are not dealing with NRMA.

published
Insurance claim madeYes
2 comments
NRMA Insurance
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Craig
Craig
kashew

kashewsydney

NRMA travel insurance claims process more painful than Root Canal

published
Insurance claim madeYes
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They don't tell you everything!

published

Policy seemed great and easy to apply for, after doing some research this seemed like the best. During my trip to Vanuatu, I perforated my eardrum, which caused me to be out of work for 2 weeks. I lost over $1100 of income and being casual, was not paid sick leave at work. I had proof of my rostered shifts and when trying to submit a claim for loss of income, was told they only cover your loss of income a month after your return! Any money lost in the first 30 days out of work is not covered! If I had known this prior to leaving I would not have paid over $150 for insurance that would not properly cover me. Disappointed and will NOT be using NRMA again.

Insurance claim madeNo
3 comments
NRMA Insurance
Care TeamNRMA Insurance
Hayley F
Hayley F
NRMA Insurance
Care TeamNRMA Insurance

Thanks for your feedback Hayley we will certainly pass this on. ~Kaz

Chris

ChrisSydney, NSW

  • 2 reviews
  • 1 like

Great until you submit a claim

published

Like all NRMA policies our travel insurance policy was quick and easy to set up, make the payment and receive the relevant documentation.

Our well known airline carrier cancelled our flight and put us on a flight 24 hours later. As we would miss our connecting flight we had to purchase new replacement air tickets to fly to our destination. Making a claim is done via the web. The process to submit your details is terrible. Your travel agent is also required to submit supporting documentation. The insurance company responses were poor and extremely frustrating seeking additional details and wasting time.

Our claim was denied as this policy only covers delays due to airline strikes. It does not cover operational delays.

Insurance claim madeYes
3 comments
NRMA Insurance
Care TeamNRMA Insurance
Chris
Chris

Kaz - I have tried to contact you and escalated my request within the NRMA without success. No one knows you and I have had no response back from the NRMA.

NRMA Insurance
Care TeamNRMA Insurance

Chris, please message our Facebook page at this link https://www.facebook.com/nrmainsurance with your travel claim or policy number plus your feedback and we will be sure to pass it on for you. ~Kaz

Mattie

MattieAustralia

  • 3 reviews
  • 4 likes

Good, and bad.

published
Insurance claim madeNo
1 comment
NRMA Insurance
Care TeamNRMA Insurance

Unfair and pointless

published

My partner and I spent some time in New Zealand for a holiday and our carry on luggage was stolen out of our rental car. It contained our passports and other belongings. Due to their ridiculous terms and conditions our claim was unsuccessful because they did not cover ‘unattended luggage that was not in the boot.’ Yet, our boot was already full of other larger luggage as the rental car was rather a small vehicle. Their policies are extremely unfair and do not consider the rights of their clients particularly when the circumstances were beyond their control. Would not recommend.

Insurance claim madeYes

Great service at claim time

published

This was my first time taking out travel insurance to cover me for sickness but first time ever my luggage’s was delayed and I was so happy with the claim process after I got back. Being jet lag I was so impress how processing the claim over the telephone was so easy and simple. The consultant was very helpful

Insurance claim madeYes
1 comment
NRMA Insurance
Care TeamNRMA Insurance

Hi Durana, thank you for letting us know you were really happy with the service you received from the travel claim team, that's great to hear! We appreciate your feedback thanks so much again! ~Kaz

Page 1 of 2

Questions & Answers

jetsetter

jetsetterasked

NRMA Travel Insurance

Thanks for answering my question. My next question is this. When I renew our annual policy in May will we be covered for coronavirus or will you say that we bought the policy after coronavirus became a known event?

1 answer
NRMA Insurance
Care TeamNRMA Insurance

Hi there, we are not a part of the travel team as they are a specialised area, please call the travel team on 1300 305 790 to discuss the coverage of your renewal policy. They are available 8am to 8pm every day to help. ~Kaz

Wayne Y

Wayne Yasked

NRMA Travel Insurance

We have an NRMA travel insurance policy for a proposed trip to Europe in 3 weeks. We are travelling to Italy to board a cruise ship. Will be covered by our policy for medical expenses if we contract Coronavirus? ( the Australian govt smart traveller site has said to exercise caution in Italy) If we are not covered for Coronavirus medical expenses can we purchase additional coverage for this event?
Regards
Wayne

3 answers
NRMA Insurance
Care TeamNRMA Insurance

Hi Wayne!

In regards to medical expenses - as you have purchased the policy prior to the coronavirus beginning and before the caution was issued then you will be covered for medical expenses if you were to catch the virus on holidays.

Our travel policies unfortunately won't cover cancellation, we have a clause that does state - "We will not pay for claims caused by or arising from an Epidemic, Pandemic or outbreak of an infectious
disease or any derivative or mutation of such viruses, or the threat or perceived threat of any of these.” However - if you have purchased the Cancel-For- Any-Reason option which is only available at the time of taking out the policy then the team will have a look at the terms of your policy.

You can find out more information here - https://go.nrma.com.au/2PJ3CqR

Enjoy your holiday! ~Natalie

Wayne Y
Wayne Y

Thanks Natalie. We spoke to an NRMA insurance representative face to face yesterday and they told us we have to contact Covermore insurance. We telephoned Covermore and they told us firmly that we would not be covered because the Australian govt had issued the Italy travel advice. We then cancelled our trip this morning as Covermore had advised we would be uninsured for medical expenses if we contracted Coronavirus. Appreciate your advice but really disappointed with Covermore.

NRMA Insurance
Care TeamNRMA Insurance

Hi Wayne, would you like us to follow this up for you? If so please send us a message on Facebook with your travel insurance details and we can ensure the correct information has been provided. ~Natalie

http://go.nrma.com.au/2kpnEcG

jetsetter

jetsetterasked

NRMA Travel Insurance

We purchased our annual multi trip policy in May last year. We are travelling to Japan next month. As this policy was bought long before the coronavirus are we covered for trip cancellation? If not are we covered for medical expenses if we catch the virus on our trip?

1 answer
NRMA Insurance
Care TeamNRMA Insurance

Hi Jetsetter! I'm sure you have been looking forward to Japan!

Our travel policies unfortunately won't cover cancellation, we have a clause that does state - "We will not pay for claims caused by or arising from an Epidemic, Pandemic or outbreak of an infectious
disease or any derivative or mutation of such viruses, or the threat or perceived threat of any of these.” However - if you have purchased the Cancel-For- Any-Reason option which is only available at the time of taking out the policy then the team will have a look at the terms of your policy.

In regards to medical expenses - as you have purchased the policy prior to the coronavirus beginning then you will be covered for medical expenses if you were to catch the virus on holidays.

You can find out more information here - https://go.nrma.com.au/2PJ3CqR

Enjoy your holiday! ~Natalie

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