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- 2 reviews
Feel Cheated
This company has kept my payment for travel insurance even though they are not providing me a service due to travel restrictions and cancellations caused by COVID 19 pandemic. No option to use at a later date. Seems fraudulent to me.
1 comment
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They kept my money for a service not provided
Our cruise and flights to the cruise and back were cancelled because of COVID-19 and level 4 travel ban. Tick Travel Insurance refused to allow us to cancel our travel insurance and took our money for a service that they have not provided, although we had absolutely no control over the cancellation of our travel.
1 comment
Anna J.Tick Travel Insurance
Hi Monica, I'm truly sorry that we weren't able to help you get a refund, and I understand the annoyance it has caused. In terms of initial steps to take it further, the first thing I would recommend ... Read more
is that you contact [email protected] with your policy number. This will lodge your complaint formally, and trigger a reinvestigation of your case by our disputes resolution team. Thanks, Anna
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Lisa J.Perth, WA
No compassion
Company refuses to refund travel insurance despite travel bans caused by Carona virus. Insurance was purchased last year before Carona Virus existed. At a time when people are put of work and need assistance this shows a complete disregard towards people.
1 comment
Anna J.Tick Travel Insurance
Hi Lisa, I understand and sincerely apologise for the inconvenience and frustration caused by the current situation with regards to refunding policies. I would recommend you email your policy number t... Read more
o [email protected], as they will lodge your complaint formally and investigate your case. Again, my apologies. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
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DO NOT USE TICK
DO NOT USE TICK EVER!!! You only have to look at previous reviews to see how bad this company is. Emailed them about cancelling policy over 3 weeks ago 29th march as trip was cancelled for mid april. It took until the 20th of april for them to get back to me to let me know i was now outside the window to make a claim. 3 WEEKS FOR 1 EMAIL, and now conveniently im unable to make a claim. But its truly amazing when i emailed them back yesterday they gotten back to me within 1 DAY. I find that unbelievable. There are a few words to describe companies like this. JOKE
3 comments
Anna J.Tick Travel Insurance
Hi Matthew, if your initial email to request cancellation was sent whilst you were within the 14 day cooling off period, please contact me by replying to this comment, as I can investigate your eligib... Read more
ility for a refund. If not, I'm afraid I can't assist with your refund request, but I can point you in the right direction in terms of next steps for your complaint: I recommend emailing [email protected] with your policy number, which will lodge your complaint formally, and trigger an investigation of your case. Thanks, AnnaAnna J.Tick Travel Insurance
Hi Matthew, I need to know if you were still in the cooling off period when you sent your first email asking for a refund. If you were, I can follow this up for you. If not, your best course of action... Read more
is to email the complaints department. In any case, I'm sorry for the delay there was in getting back to you. Our team have been overwhelmed by the volume of COVID-19 related cases. Thanks, AnnaAnna J.Tick Travel Insurance
Hi Matthew, I just wanted to check to see if the delay in getting back to you had caused the refusal to refund your policy, but sadly you were outside of the 14 day cooling off period when you first m... Read more
ade contact about a refund, which means that this isn't an avenue where I can help you get a refund. Our stance remains that we cannot refund or credit your policy, but you are free to lodge a formal complaint about this as per the process I outlined above. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Jane EGreater Melbourne (Metropolitan), VIC
- 2 reviews
Will not refund premium paid or give credit for future travel
Unable to travel due to Corona Virus - understand re claims as booked too late - Tick will not refund my premium paid (Top cover) or provide a credit. Contacted complaints department 3 weeks ago - still no response.
Very unhappy and would not recommend this company.
1 comment
Anna J.Tick Travel Insurance
Hi Jane, I'm truly sorry that we aren't able to provide you with a refund or credit, and I genuinely understand your frustration. Regarding your already lodged complaint, I can confirm that your compl... Read more
aint is currently under active consideration and we will attempt to expedite a resolution. Our complaints team will reply to you as soon as practicable, although the unprecedented volume of COVID-19 related claims and enquiries will continue to cause delays. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
DebraWestern Australia
- Tick Travel Insurance - Top
- Verified customer
Tick are an absolute nightmare and do everything possible not to process a claim
WA - you send them the same info multiple times and they can't even be bothered to read it. Instead they delay your claim, multiple time' by coming back multiple times and asking for the information you've already provided them - multiple times. To have the person processing the claim say they have no access to my submitted claim or my original email sounds like a lie. Border line criminal. They do not respect their own contract.
3 comments
Anna J.Tick Travel Insurance
Hi Debra, I'm sorry about the experience you're having with the claims process. We are stretched very thin at the moment due to the unprecedented volume of claims and enquiries coming in that are rela... Read more
ted to COVID-19. However, I would like to investigate your case. Please send me your policy number via private message on Product Review (to ensure your privacy) and I will follow up on this for you. Thanks, AnnaMy policy number is in my review which as a tick responder you should be able to view. I do not know where to private message you as this message response is public. Tick has me running around in ci... Read more
rcles now wanting me to cancel accomodation that is non refundable. Despite on the invoice/receipt provided says - no refund for cancellation, to modify or not show up. The complaint consultant, Jodie suggested these accommodations may allow me to reschedule for a future date. ie MODIFY!!!!. Does TICK also now believe they have the right to tell a 3rd party accomodation service to amend their contract at their cost and time. Seriously, we are all under stress, and your team are lucky to have jobs. Sure let's now waste a further day of my time with no change of outcome or submitted claim.Anna J.Tick Travel Insurance
Hi Debra, I assure you, I cannot see your policy number, and without it, I can't investigate your case. It is part of our policy that you should make efforts to recouperate losses from other providers... Read more
before adding it to your claim. This is a stressful time for all involved, and I understand your frustration. We are doing our best to get back to everyone as soon as possible, but we have been inundated with claims and enquiries, so there will be delays, I apologise on behalf of our team for this. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
jane teeuwsFar North Queensland, QLD
- Tick Travel Insurance - Standard
- Verified customer
i use to use Tick Insurance Australia never again
wanted to Cancel a current Travel Insurance due to the Corona Vid cause i couldn’t travel so i called Tick insurance they said i wasn’t allowed to claim only wanted to cancel the policy or a credit note very disappointing
1 comment
Anna J.Tick Travel Insurance
Hi Jane, I sincerely apologise for the fact that we aren't able to refund or credit your policy premium, and I understand your frustration. I recommend emailing [email protected] with yo... Read more
ur policy number, which will lodge your complaint formally, and trigger an investigation of your case. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Bailey N.
- 3 reviews
Absolutely no help in a difficult time
We were caught in Thailand during the Covid 19 crisis. We had purchased travel insurance in 2022 and Australia closed borders while we were in Thailand. We had multiple flights cancelled and had to cut our trip short by a week to be able to get home. Not only could we not contact tick from overseas, once we got home they refused to cover any costs we had incurred. The service people are friendly, but they offered no help and we ended up thousands of dollars out of pocket. Will never insure with tick again.
1 comment
Anna J.Tick Travel Insurance
Hi Bailey, I'm sorry your claim didn't have the expected outcome. Without knowing the details of you claim, I can't comment on it, but I would encourage you to lodge your complaint formally, and reque... Read more
st your case be reviewed. This can be done my emailing [email protected]. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Dont tick this mob
Have used tick insurance a few times now, but when emailing recently because of cancelled Bali trip, my message was not delivered because the return address was refused. Tried again same result.
1 comment
Anna J.Tick Travel Insurance
Hi Judith, I'm sorry about the inconvenience caused by this. In some rare cases, we find there can be delivery issues from certain email domains. However, if you need to contact us, our 24/7 emergency... Read more
line is always available by calling +612 9333 3963. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
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HoodyGreater Melbourne (Outer), VIC
- 3 reviews
Avoiding Responsibility
I purchased top cover in April 2022 for travel January 2020., unfortunately i had a accident in USA and landed up in hospital for 4hrs, with exceptional care, unbeknown to me, a few weeks after returning home i recieved medical bills in mail, for the care i recieved while in hospital, straight away i put in a claim to tick insurance, holey moley, this has turned into a nightmare for me. Tick insuranese were good at start, requiring several documents, which were uploaded straight away, since then, there communication has been appalling. WHY ar...Read more
e you so unresponsive, the matter needs resolving, i am now recieving overdue bills, which need to be paid . Ive never made a insurance claim before, is this normal for it to take this long ?this claim was applied for, before the pandemic we are now in, and has nothing to do with it..9 comments
Anna J.Tick Travel Insurance
Hi Hoody, I'm genuinely sorry for the long delays you are experiencing here, but I can confirm that COVID-19 is slowing down our process of replying to all claims, even those lodged just before we wer... Read more
e inundated with COVID-19 related claims, enquiries, and other calls and emails. I'm very sorry about this and we're doing everything we can to get back to everyone as soon as possible. If you send me your policy number via private message (please send it privately, not publicly, to ensure your privacy), I can follow up your claim. Thanks, AnnaThankyou so much Anna for your response on this matter, so greatly appreciated, how do i private msg you ? Hoping this policy number will reach you [Number Removed] Kind Regards
Anna J.Tick Travel Insurance
Hi Hoody, I have chased this up with the relevant people and they should be in touch with you soon. If you need help with anything else, please private message me here on Product Review and I will assist in any way I can. Thanks, Anna
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VickiFar North Queensland, QLD
Will never use them again
I purchased my insurance policy for Bali almost 12 months ago. I sent them an email on 23 March as I was due to fly out on 3 April asking if I could get a credit and refund and received an email today advising No to both. This COVID-19 is out of everyone control. Never had any issues with them before until this situation.
1 comment
Anna J.Tick Travel Insurance
Hi Vicki, I'm sorry for the experience you've had, and for the delays in communication, and I understand your frustration that we aren't able to accomodate your credit or refund. I would encourage you... Read more
to email [email protected] and the team will lodge your complaint formally and investigate your case. I'm afraid this may take longer than usual, due to COVID-19 related delays, but it will mean your case gets reviewed and your complaint is formally lodged. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Unable to get ANY proper response from Tick
I purchased TOP cover with Tick for a trip to Europe in July. I submitted my claim on 18/4/2020 with all necessary documents.
I have since been given 3 different dates when I would hear from them (supposedly 10 business days) which they then extended after I followed up. I have sent multiple emails with no response. I have also called multiple times to speak with a manager and I am told somebody will call me but they never do.
Tick has not provided me any service and have not provided what I have paid for.
3 comments
Anna J.Tick Travel Insurance
Hi Michelle, I'm very sorry that there have been delays in getting back to you, and we recognise these wait times are unacceptable and causing frustration. Unfortunately, we have received an unprecede... Read more
nted amount of emails and calls in the wake of the coronavirus outbreak and our staff have been overwhelmed by the volume. If you send me your policy number via private message (this is for privacy reasons), I will be able to investigate your case. Thanks, AnnaHi Anna, how do I private message you?
Anna J.Tick Travel Insurance
Hi Michelle, I can confirm I received your private message, and I have replied. Thanks, Anna
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BalijoMetropolitan Adelaide, SA
Rip off company
I have used tick insurance many times as I travel a lot, never had to claim and have recommended them to many people. Not anymore. At the beginning of January way before any talk of Corona, I took out insurance for a Bali trip in June. My trip has been cancelled and I have rebooked for December. I emailed tick and asked if I could change the dates on my insurance, same destination, same length if time. They flat out refused. I had to reschedule a holiday a few years back and the insurance company I used were happy to change the dates for me. It's no skin off their nose, I just want to change the dates. They've lost me as a customer and I will never recommend them to anyone, way to go tick.
1 comment
Anna J.Tick Travel Insurance
Hi Balijo, I'm sorry for the experience you've had in trying to get a refund, and I understand your frustration. I would encourage you to email [email protected] and the team will lodge ... Read more
your complaint formally and investigate your case. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
EmjayBrisbane
- 2 reviews
Do not purchase insurance through this company!
I contacted Tick to request a refund of my policy as my cruise has been cancelled and the insurance is now absolutely useless to me.
Tick refused to refund me saying that it’s after their 14 day cooling off period. I realise that but out of goodwill I would have thought they would consider a refund.
I have read so many wonderful stories about other insurance companies giving refunds to their clients well after the cooling off period.
I will never purchase insurance through this company and I will make sure my family, friends, friends of friends and anyone else needing insurance will never use this company.
What exactly have you done with my money Tick?
2 comments
Anna J.Tick Travel Insurance
Hi Emjay, I'm very sorry that you are in this situation. If you contact [email protected] with your policy number, and your complaint will be formally lodged and investigated. I hope this helps. Thanks, Anna
I will email them.
Im quite certain that your complaints team is going to give me the exact same answer. I will update my post when I receive a reply from complaints.
Whether it be good or bad!
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JennyMid North Coast, NSW
Totally unfair
Have used Tick for all our domestic travel.
Got our cover 29th January for travel to Perth 2nd July.
Now all flights cancelled and no travel!
Told there were no refunds or deferral, how unfair is that when it is out of your control.
Had insurance with another company for international travel in May they had no problem.
Not happy with tick
Very unreasonable.
3 comments
Anna J.Tick Travel Insurance
Hi Jenny, I'm geuinely very sorry that we aren't able to accomodate you with your refund request, and I definitely understand your frustration. I encourage you to email [email protected]... Read more
and the team will lodge your complaint formally and investigate your case. Thanks, AnnaYes, have already done that and it just rebounds, maybe you could pass on our request no 343262
Just seem to be getting the runaround,
totally unacceptable.
Anna J.Tick Travel Insurance
Hi Jenny, apologies for the inconvenience. I will follow up on your case. Thanks, Anna
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wabomberboyPerth, WA
- 4 reviews
- Basic
- Verified customer
Warning warning warning avoid avoid avoid. Zero stars.
At the time of writing this review, I have a claim pending. Based on the other reviews, I’m not holding out much hope.
I purchased this policy for a trip to Melbourne ( From Perth ) in the middle of November 2022. On the 20th March 2020 after reviewing the Australian Governments warning for domestic travel I decided to cancel my holiday.
I rang the tick insurance call centre and tried to explain the situation. The person who I spoke too was very rude and basically told me to go read the PDF. He wasn’t interested in me nor my concerns.
I tried ...Read more
1 comment
Anna J.Tick Travel Insurance
Hi there, I'm very sorry if our staff member was rude and this is far from what we aim for. I would like to take this further on your behalf, and have sent you a private message (for privacy reasons) ... Read more
requesting more details of the incident so I can follow up. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
JanSouth East Queensland, QLD
RIP OFF COMPANY...AVOID
This company is a money grabbing rip off.I purchased travel insurance on 3/1/2020 for a cruise out of of Singapore on 25/2/2020. The cruise was cancelled on 20/2/2020. I put in a claim for cancelled airfares immediately. On 9/4/2020, after numerous emails to Tick I received an email declining my claim. Do not deal with this company as they will find any excuse to decline your claim!
2 comments
Anna J.Tick Travel Insurance
Hi Jan, I'm sorry that your claim didn't have the expected outcome. If you contact [email protected] with your policy number, and your complaint will be formally lodged and investigated. I hope this helps. Thanks, Anna
Stupidly I have lodged a complaint. Am not expecting a different outcome. Will post outcome in due course.
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Michael MMetropolitan Adelaide, SA
- 5 reviews
- Tick Travel Insurance - Top
- Verified customer
Full settlement of Tick Insurance Claim
I’ve purchased Tick Travel insurance on several occasions for overseas travel. Their insurance is reasonably priced, can insure me for most locations around the world, provides a wide range of cover (but not for everything), and is available to senior citizens who are often excluded by other travel insurance companies. Of course it’s prudent to read their Product Disclosure Statement (PDS) before purchasing to see what actually may not be covered. In hindsight you can sometimes find out you are not covered for an event you’ve never considered s...Read more
uch as the Coronavirus pandemic named COVID-19 or bankruptcy of a tour operator. My travelling companion suddenly became injured and was unable to travel, an event which was covered in the Tick PDS. We were both no longer travelling because of the injury so I lodged a claim for the loss of some airline fees and the percentage of my travel package which was not reimbursed by our travel company because our cancellation being quite close to the travel dates. I was able to provide all of the required documentation and Tick settled the full amount of my claim for which I was most relieved. I have no hesitation in giving Tick full marks for both their travel insurance cover and claim settlement. I’ll definitely continue insuring with Tick for my future worldwide travels.Similar opinion? Write a review on ieatwords.com.au!
DacorDaveMetropolitan Adelaide, SA
- 3 reviews
- Top
- Verified customer
They're The Cheapest Travel Insurance Around - But There's A Reason They Are
Purchased Top Domestic policy on 16/03/20.
At time, only international flights were affected by COVID-19 in/out of Australia;
On 18/03/20, Federal governments updated travel advice to Level 4, all but stopping all non-essential travel.
Tick posted email, dated 19/03/20, (3 days after I purchased policy) stating all policies purchased after 31/01/20 would not be able to make a claim because of COVID-19.
You take out travel insurance to protect your travel plans, companions, luggage, car hire excesses, etc, in the even something happens beyond yo...Read more
2 comments
Anna J.Tick Travel Insurance
Hi DacorDave, I'm sorry for the experience you're having, but I can confirm that at the time you bought your policy, the large grey banner at the top of the website clearly stated that policies would ... Read more
no longer provide cover for coronavirus related claims. This was accompanied by the below travel alert, published at 4:07pm on 31st January. https://www.tickinsurance.com.au/travel-alerts/outbreak-coronavirus-worldwide/ If you would like to escalate your complaint, I recommend you contact [email protected] with your policy number, so that your complaint can be formally lodged, and your case can be investigated. Thanks, AnnaAt the time we purchased our 'DOMESTIC TRAVEL INSURANCE POLICY', there was a grey banner on the home page of the website, but it referred to, and still does, 'GLOBAL Travel'. And no where on the home... Read more
page did it state, as you claim, "that policies would no longer provide cover for coronavirus related claims". Even today, there is no reference to policies no longer providing cover for coronavirus related claims. Had the home page stated what you claim, I ask, why would I have gone ahead with the purchase, and more to the point, why did you accept our payment for the policy; and you continued to sell and accept payment for policies purchased up until 23rd March?Similar opinion? Write a review on ieatwords.com.au!
Andy HerringRichmond-Tweed, NSW
Never again with TICK
Coronavirus prevented all travel but no refund from TICK, and no desire to communicate, but happy to take my money, just money grabbers, extremely disappointed in their attitude and not reasonable because of this worldwide pandemic, what other more valid reason could there be to cancel my policy and ask for a refund
1 comment
Anna J.Tick Travel Insurance
Hi Andy, I'm sorry we weren't able to accomodate you with your refund request, and for the frustration this situation has caused. I would definitely advise you to contact [email protected].... Read more
au, where your complaint will be lodged officially, and your case will be investigated by our internal disputes team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Questions & Answers
Philip Baramasked
Re: Policy Number MS/TK/305143/24935700
Paid for this policy on 4 March 2021: am I ever going to get a refund on this cancelled policy?
1 answer
Anna J.Tick Travel Insurance
Hi Philip, I'm afraid that we are not offering refunds on policies outside of the 14 day cooling off period. In terms of next steps, I would advise you to send your policy number to [email protected]. This is our official channel for complaints, and your complaint will be formally lodged, and your refund request will be investigated. I'm genuinely very sorry about the inconvenience and frustration this must be causing. Thanks, Anna
Chris W.asked
Hi Tick Insurance Team, you received our claim by post on 30 Mar. (Claim No. 120008102) for cancelled overseas travel due to our Government’s ‘Do Not Travel’ advice effective from 18 Mar. We have the top cover and took out our policy on 29 Oct 19 for travel from 16 Apr - 03 Jun 20. While we appreciate this is a busy time for everyone during the COVID 19 crisis, we are not even getting a response to my mails (09 and 16 Apr) to you where we are advising additional refunds and waivers we have secured since submitting our claim. On 09 Apr we were advised by you that a claims manager would be in touch, but to date we’ve had no contact by mail or phone, let alone any indication of a likely processing time, noting 10 days is your normal standard for completing a claim, and you have so far had our claim for 21 days. In order to avoid us escalating this due to no response to date, can someone from Tick Insurance please action my mails and give us some indication of your current processing delays by mail or phone.
Regards Christopher & Paula Wall
4 answers
Anna J.Tick Travel Insurance
Hi Chris, I'm very sorry for the delays you're experiencing, and I'd like to help by following this up for you. Could you please send me a private message (in order to protect your privacy) with your policy number, so I can investigate this for you? Thanks, Anna
Thank you Anna, but what are your contact details for a PM? Alternatively, you have my claim number in the above query - I would hope you can also follow up with that? Regards Chris Wall
Anna J.Tick Travel Insurance
Hi Chris, my apologies for the oversight, I can confirm that I will be able to follow up using your claim number. Thanks, Anna
Kira Dasked
Are the cost of repair quotes covered? I have been told they are not and given all apple stores are currently closed, apple certified resellers charge around $100-$200 for a repair quote which I cannot afford if in the end the claim is denied especially after my claim for the fee I paid to recover data on my phone was denied.
3 answers
Anna J.Tick Travel Insurance
Hi Kira, thanks for reaching out.
You may be able to claim for the cost of repairing a damaged item, assuming the policy you purchased offers this cover. You will need to provide a receipt for the repair cost, and I can't comment on whether it would need to be repaired by Apple, or an authorised repair shop. Also, you should factor in the excess payable on your policy. This may be $0-$200 depending on which excess you selected. The best thing to do would be to submit a claim. The below link provides the information you will need to submit a claim:
https://www.tickinsurance.com.au/claims/
I hope this helps. Thanks, Anna
Hi Anna,
I have the top cover of insurance with the no excess option. I initially submitted a claim for the cost of data loss due to water damage when my phone unfortunately fell. I have been denied that claim because apparently data repair is not covered even though the loss was due to water damage that did not occur in ‘baggage’ instead when it fell hence there is also a cracked screen. I submitted a receipt for that which left me $650 out of pocket because apparently that’s not covered which I think is quite unfair. I do not want to spend an extra $185 for a repair quote or whatever the repair cost would be if again you guys will deny that.
Anna J.Tick Travel Insurance
Hi Kira, I understand your concerns, but unfortunately, as I'm not part of the claims team, I'm not able to comment on what the outcome of your claim would be, as I'm not qualified to do so. The only way to get an absolute answer to your question would be to submit a claim, and see what the outcome of your claim is. Thanks, Anna
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Anna J.Tick Travel Insurance
Hi Kimalin, I'm very sorry for the situation you're in regardingchanging the dates on your policy, and I understand how this has caused unecessary annoyance. As a next step, you are able to contact co... Read more
[email protected] with your policy number, and your complaint will be formally lodged and investigated. I hope this helps. Thanks, Anna