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Reviews

3.7

185 reviews
5
(93)
4
(37)
3
(6)
2
(6)
1
(43)
  • Value for Money
    4.0 (140)
  • Transparency
    3.7 (123)
  • Customer Service
    3.7 (122)
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Deborah

DeborahHunter Region, NSW

  • 4 reviews

Disgusting!

published

They would not refund our cover because our cooling off period had expired! How ridiculous. We paid in full three months before an international travel ban was put in place from the Australian Government due to the Pandemic.



DestinationPacific Islands (e.g. Fiji, Vanuatu)
Claim MadeYes
Claim ApprovedNo
Insurance Cover ForSenior
Kimalin

Kimalin

  • 2 reviews

Feel Cheated

published

This company has kept my payment for travel insurance even though they are not providing me a service due to travel restrictions and cancellations caused by COVID 19 pandemic. No option to use at a later date. Seems fraudulent to me.

Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
Tick Travel Insurance
Anna J.Tick Travel Insurance
Lisa J.

Lisa J.Perth, WA

No compassion

published

Company refuses to refund travel insurance despite travel bans caused by Carona virus. Insurance was purchased last year before Carona Virus existed. At a time when people are put of work and need assistance this shows a complete disregard towards people.

Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForSenior
See all answers
1 comment
Tick Travel Insurance
Anna J.Tick Travel Insurance
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Jane E

Jane EGreater Melbourne (Metropolitan), VIC

  • 2 reviews

Will not refund premium paid or give credit for future travel

published

Unable to travel due to Corona Virus - understand re claims as booked too late - Tick will not refund my premium paid (Top cover) or provide a credit. Contacted complaints department 3 weeks ago - still no response.
Very unhappy and would not recommend this company.

Customer Service
Value for Money
DestinationEurope
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
Tick Travel Insurance
Anna J.Tick Travel Insurance
Debra

DebraWestern Australia

Tick are an absolute nightmare and do everything possible not to process a claim

published

WA - you send them the same info multiple times and they can't even be bothered to read it. Instead they delay your claim, multiple time' by coming back multiple times and asking for the information you've already provided them - multiple times. To have the person processing the claim say they have no access to my submitted claim or my original email sounds like a lie. Border line criminal. They do not respect their own contract.

Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
Claim ApprovedNo
Insurance Cover ForAdult
See all answers
3 comments
Tick Travel Insurance
Anna J.Tick Travel Insurance
Debra
Debra
Tick Travel Insurance
Anna J.Tick Travel Insurance
Hoody

HoodyGreater Melbourne (Outer), VIC

  • 3 reviews

Avoiding Responsibility

published
DestinationNorth America (inc. Hawaii)
Claim MadeYes
Claim ApprovedNo
9 comments
Tick Travel Insurance
Anna J.Tick Travel Insurance
Hoody
Hoody

Thankyou so much Anna for your response on this matter, so greatly appreciated, how do i private msg you ? Hoping this policy number will reach you [Number Removed] Kind Regards

Tick Travel Insurance
Anna J.Tick Travel Insurance

Hi Hoody, I have chased this up with the relevant people and they should be in touch with you soon. If you need help with anything else, please private message me here on Product Review and I will assist in any way I can. Thanks, Anna

Vicki

VickiFar North Queensland, QLD

Will never use them again

published

I purchased my insurance policy for Bali almost 12 months ago. I sent them an email on 23 March as I was due to fly out on 3 April asking if I could get a credit and refund and received an email today advising No to both. This COVID-19 is out of everyone control. Never had any issues with them before until this situation.

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
Tick Travel Insurance
Anna J.Tick Travel Insurance

Unable to get ANY proper response from Tick

published

I purchased TOP cover with Tick for a trip to Europe in July. I submitted my claim on 18/4/2020 with all necessary documents.

I have since been given 3 different dates when I would hear from them (supposedly 10 business days) which they then extended after I followed up. I have sent multiple emails with no response. I have also called multiple times to speak with a manager and I am told somebody will call me but they never do.

Tick has not provided me any service and have not provided what I have paid for.

Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
Claim Resolution Time1-2 months
Claim DateMarch 2020
Claim ApprovedNo
Insurance Cover ForAdult
See all answers
3 comments
Tick Travel Insurance
Anna J.Tick Travel Insurance
Michelle R.
Michelle R.

Hi Anna, how do I private message you?

Tick Travel Insurance
Anna J.Tick Travel Insurance

Hi Michelle, I can confirm I received your private message, and I have replied. Thanks, Anna

Balijo

BalijoMetropolitan Adelaide, SA

Rip off company

published

I have used tick insurance many times as I travel a lot, never had to claim and have recommended them to many people. Not anymore. At the beginning of January way before any talk of Corona, I took out insurance for a Bali trip in June. My trip has been cancelled and I have rebooked for December. I emailed tick and asked if I could change the dates on my insurance, same destination, same length if time. They flat out refused. I had to reschedule a holiday a few years back and the insurance company I used were happy to change the dates for me. It's no skin off their nose, I just want to change the dates. They've lost me as a customer and I will never recommend them to anyone, way to go tick.

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
Tick Travel Insurance
Anna J.Tick Travel Insurance
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Emjay

EmjayBrisbane

  • 2 reviews

Do not purchase insurance through this company!

published

I contacted Tick to request a refund of my policy as my cruise has been cancelled and the insurance is now absolutely useless to me.

Tick refused to refund me saying that it’s after their 14 day cooling off period. I realise that but out of goodwill I would have thought they would consider a refund.

I have read so many wonderful stories about other insurance companies giving refunds to their clients well after the cooling off period.

I will never purchase insurance through this company and I will make sure my family, friends, friends of friends and anyone else needing insurance will never use this company.

What exactly have you done with my money Tick?

DestinationPacific Islands (e.g. Fiji, Vanuatu)
Claim MadeNo
2 comments
Tick Travel Insurance
Anna J.Tick Travel Insurance

Hi Emjay, I'm very sorry that you are in this situation. If you contact [email protected] with your policy number, and your complaint will be formally lodged and investigated. I hope this helps. Thanks, Anna

Emjay
Emjay

I will email them.
Im quite certain that your complaints team is going to give me the exact same answer. I will update my post when I receive a reply from complaints.
Whether it be good or bad!

Jan

JanSouth East Queensland, QLD

RIP OFF COMPANY...AVOID

published

This company is a money grabbing rip off.I purchased travel insurance on 3/1/2020 for a cruise out of of Singapore on 25/2/2020. The cruise was cancelled on 20/2/2020. I put in a claim for cancelled airfares immediately. On 9/4/2020, after numerous emails to Tick I received an email declining my claim. Do not deal with this company as they will find any excuse to decline your claim!

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
Claim Resolution Time1-2 months
Claim DateFebruary 2020
Claim ApprovedNo
Insurance Cover ForSenior
See all answers
2 comments
Tick Travel Insurance
Anna J.Tick Travel Insurance

Hi Jan, I'm sorry that your claim didn't have the expected outcome. If you contact [email protected] with your policy number, and your complaint will be formally lodged and investigated. I hope this helps. Thanks, Anna

Jan
Jan

Stupidly I have lodged a complaint. Am not expecting a different outcome. Will post outcome in due course.

Michael M

Michael MMetropolitan Adelaide, SA

  • 5 reviews

Full settlement of Tick Insurance Claim

published
Transparency
Customer Service
Value for Money
DestinationEast Asia (e.g. China, Japan, South Korea)
Claim MadeYes
Claim Resolution Time2-4 weeks
Claim DateMarch 2020
Claim ApprovedYes
Insurance Cover ForSenior
See all answers
Nicole

NicoleGreater Melbourne (Outer), VIC

  • 2 reviews

Do not book insurance with this mob!!!

published
Transparency
Customer Service
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
Tick Travel Insurance
Anna J.Tick Travel Insurance

Hi Nicole, I'm sorry for the experience you've had, and I understand your frustration. I would encourage you to email [email protected] and the team will lodge your complaint formally and investigate your case. Thanks, Anna

Migelantonio

Migelantonio

  • 2 reviews

No support with the COVID19 Virus situation

published
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForAdult
1 comment
Tick Travel Insurance
Anna J.Tick Travel Insurance

Change travel dates of policy - no customer service answer

published
DestinationEurope
Claim MadeNo
1 comment
Tick Travel Insurance
Anna J.Tick Travel Insurance
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Marion

MarionSouth East Queensland, QLD

Still Waiting

published

What worries me is that you take out Top Travel insurance and think you are covered, but now that we have this coronavirus level 4 cannot travel, we shall see the true colours of insurance companies. I have put in a request for a refund for 2 accommodations in Bali and have given the insurance company copies of passport, health care card information, also copies of the accommodation with a letter from us requesting a refund from the accommodation. This was all requested by Tick insurance which I have emailed to them. Hope they come to the party of giving us a refund.
Marion.

DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeYes
Claim Resolution Time1-2 weeks
Claim DateMarch 2020
Claim ApprovedNo
Insurance Cover ForAdult
Jeanie

JeanieSydney Surrounds, NSW

  • 2 reviews

They just pocket the money

published

Paid for top cover for myself and husband for our overseas trip in Early January 2020
But as a level 4 travel restriction in place due to corona virus We cannot travel and when I asked for a refund on my policy they refused saying no refunds and no credit
So they just pocket the money and offer nothing for it
Never again will I insure with this company

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForAdult
See all answers
2 comments
Tick Travel Insurance
Anna J.Tick Travel Insurance

Hi Jeanie, I'm sorry for the experience you've had, and I understand your frustration. I would encourage you to email [email protected] and the team will lodge your complaint formally and investigate your case. Thanks, Anna

Jeanie
Jeanie

I have done this
Thanks

Dan

DanCaulfield

  • 3 reviews

Poor customer service and a bunch of Liars

published

They take forever to respond for starters and they are a typical insurer who will do anything to get out of paying. I booked insurance before the coronavirus was deemed an pandemic and wanted to claim for my cancelled flights etc but they lie and say that on their site at that point it said they're not covering for the virus and that I would have had to have clicked to confirm that I understand this which is completely false. I should have gone with my normal insurers. Don't waste your money.

Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
Tick Travel Insurance
Anna J.Tick Travel Insurance
Lyndal

LyndalGreater Melbourne (Inner), VIC

Unsympathetic company

published

Recent trip cancelled due to COVID-19 and this company will not allow refunds on policies or postponement due to worldwide lock down. Whilst I am putting my life on the line working in an Emergency department potentially being exposed to COVID19, these crooks are sitting back counting the COVID cash. Shame on you Tick, absolute shame.

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForAdult
See all answers
5 comments
Tick Travel Insurance
Anna J.Tick Travel Insurance
Lyndal
Lyndal
Tick Travel Insurance
Anna J.Tick Travel Insurance
Robert H.

Robert H.Murray Region, NSW

Simply awful waste of money

published

Spent 1.5 hrs on hold this morning to be told they would not compensate us 1 cent even though we bought their top cover before the Coronavirus outbreak, complete rip off

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
Claim DateMarch 2020
Claim ApprovedNo
Insurance Cover ForSenior
See all answers
5 comments
Tick Travel Insurance
Anna J.Tick Travel Insurance
Robert H.
Robert H.

I purchased the policy on the 12/01 before the outbreak!!!! And you still told me to go away

Tick Travel Insurance
Anna J.Tick Travel Insurance
Page 1 of 10
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Questions & Answers

Gerrie

Gerrieasked

Tick Travel Insurance - Top

My reference no is 120009162
I have an email which requested information to be sent to you re our cancellation of our trip 1st May-31st May. As our doctor told us, that at our age it would be dangerous to our health to travel because of the virus, and the fact that we had cancelled before it was made a pandemic, and our policy was taken out last September, should we register the mail with all of the documents required, or do the transaction via email? We understand the excess per person is $200.00. My original enquiry was 5th march 2020 to Customer Support [Assistance].

5 answers
wabomberboy
wabomberboy

Hi Gertie, I took a picture of all my documents and emailed them back. As long as everything is clear there shouldn’t be a problem.

Gerrie
Gerrie

I thought I was asking a question to TICK travel insurance....

wabomberboy
wabomberboy

When you ask a question on product review anyone can answer. Just trying to help.

Nev. BARROW

Nev. BARROWasked

Tick Travel Insurance - Top

Can I claim for a Air Vanuatu flight cancelled on 22/03/2020. Replacement flight purchased for our party of 4 adults and 1 infant.

3 answers
Tick Travel Insurance
Anna J.Tick Travel Insurance

Hi Nev, if you purchased your policy before 4:00pm on 31st January, and your policy included cancellation cover, then you are eligible to claim for cancelling your trip, although it sounds like perhaps you are rescheduling instead of cancelling. Therefore, I cannot advise on the outcome of your claim, and I would recommend you lodge a claim. The below link includes all of the information you will need to lodge online, via email or via post, along with a list of documents that need to be included along with your claim.
https://www.tickinsurance.com.au/claims/manualsubmission/
https://www.tickinsurance.com.au/claims/
Thanks, Anna

Nev. BARROW
Nev. BARROW

Why did tick accept and take money for travel insurance after the 31st January then why did they take our money after that date for travel insurance our flights were cancelled by air Vanuatu 2 days before we were due to fly back to Australia not our fault and no explanation from air Vanuatu

Tick Travel Insurance
Anna J.Tick Travel Insurance

Hi Nev, we continued to sell policies that provided the same wide range of cover our policies had offered before this date, with the exception of claims related to coronavirus. In addition, it was deemed a known event by this point, meaning it would be expected the policy was entered into with awareness of the virus and its developments. I would recommend you contact [email protected] with your policy number. They will be able to formally lodge your complaint and investigate your case. Thanks, Anna

Cath C

Cath Casked

Tick Travel Insurance - Top

I purchased this cover in October 2022 for a trip in May. We are postponing this trip due to COVID. My cover does include COVID-19 events. I will be taking this trip - to exactly the same destinations and exactly the same travel duration - but a simple transfer of dates will need to apply. I have emailed customer service weeks ago however as yet to receive a response. There is nothing mentioned in my T&C's to indicate that a date change cannot apply. In fact - I'm sure a lot of policies have date changes applicable seeing as people purchase travel insurance before travel dates become firm. This request is being made before the commencement of my trip. Please advise on this and how a travel date change can be applied.

2 answers
Marion
Marion

Hi Cath,
I think if you go into your booking, it should allow you to change the dates, if not, just get in contact with the actual place you are booked into and see if they will allow a credit to be held for you.
And they would probably be able to change your dates also. If its non-refundable you may have just lost your money, Good luck.

Tick Travel Insurance
Anna J.Tick Travel Insurance

Hi Cath, thanks for reaching out, but I'm afraid we are not able to change the dates on your policy, as this isn't something we can offer. Also, I'm afraid a refund can only be made if the policy was purchased within the last 14 days. Thanks, Anna

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