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Travel insurance will give you peace of mind and cover you for a range of situations that may arise, such as emergency overseas medical expenses, lost or stolen personal items and your car hire excess depending on the level of coverage you choose. Here's how to use our filters and a quick overview of each specification to help you compare travel insurance policies and choose the best insurance policy for you:
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Coverage Type
- Single Trip (Overseas): coverage for one standalone overseas trip.
- Multi-Trip (Multi-Trip): coverage for annual multitrips. A maximum days limit per trip applies.
- Medical-Only: basic coverage for medical expenses and assistance.
- Already Overseas: coverage if you've already left Australia and need travel insurance. A waiting period usually applies, between 24 hours and 72 hours.
- Domestic: coverage for domestic travel within Australia.
- Non-Medical: coverage for luggage and cancellations etc, excluding medical coverage.
- Vehicle Only: coverage for rental vehicle excess only.
Maximum Age Covered
- Many travel insurance policies have an age limit, so use the slider to view policies that will cover the oldest person in your travelling party.
Medical Coverage
- Use the filters to view policies that cover Pregnancy and Overseas Emergency Assistance if needed.
Luggage & Personal Effects
- Maximum Single Item Limit: the maximum you can claim per item, exclusions or different limits for different types of items may apply.
- Benefits Limit: the maximum total value of all your claims combined that you can be reimbursed for.
Ancillary
- Personal Liability: the maximum amount you'll be covered for if you become personally liable for any damage to other persons or their property.
- Motorbike/Moped Coverage: coverage dependent on engine capacity - see Details (use the Compare feature or view individual listings) and the insurance provider's product disclosure statement for specifications.
Rental Vehicle Excess
- Limit: the amount your policy will cover you for if you become liable to pay any rental car hire excess as a result of damage or theft to a rental vehicle.
Special Activities Packages
- Special Activities: choose Snow / Ski, Cruise, Adventure / Extreme Sports and Golf if you want to be covered for any of these activities. They may be included in the policy, or an optional extra.
- For even more specific filtering, as Cruise and Snow / Ski are the most popular activities, choose between Included or Optional Extra to find policies that either already have these activities included or if you need to purchase an add-on for coverage.
Handy Tip: After using the filters to narrow down your options to view only policies relevant to your needs, use our Compare feature to view even more in-depth details, such as the maximum weeks pregnancy is covered for, emergency dental limits and specific single item limits.
327 listings
- Award Winner 2020
- 2019
- 2018
Southern Cross Travel Insurance
Latest review: I really don't know why I bother with insurance. the excuse they came up with was the Government enforced a lockdown due to covid. so that is a general
- Review Summary
- Specifications
- Transparency 4.4 (197)
- Customer Service4.4 (238)
- Value for Money4.4 (250)
- Insurance Cover For
- Adult (165)
- Senior (88)
- Child (13)
- Teenager (8)
- Type of ClaimTravel Delays/Cancellations (39) · Medical (38) · Lost/Stolen Property (23) · Other (17) · Car/Rental Hire Excess (7) · Personal Liability (2)
- Claim ApprovedYes (109) · No (13)
- UnderwriterSouthern Cross
- Maximum Ages Covered 101 years old
- Overseas Emergency Assistance Unlimited
- Emergency Dental$750
- Pregnancy (max weeks) 20 weeks
- Overseas Emergency Medical & Hospital ExpensesUnlimited
- Theft of Cash $500 (as part of Travel Document cover)
- Luggage & Personal Effects $25,000
- Personal Liability $1,000,000
- Award Winner 2020
Seniors Travel Insurance · includes 3 listings
Latest review: Took out travel insurance earlier this year. Staff were very helpful and the policy good value. Due to inability to travel because of the pandemic I rang to see if I would be covered for any
- Review Summary
- Specifications
- Transparency 4.5 (289)
- Customer Service4.6 (301)
- Value for Money4.4 (315)
- Insurance Cover For
- Senior (328)
- Adult (54)
- Child (3)
- Teenager (2)
- Type of ClaimMedical (10) · Lost/Stolen Property (1) · Travel Delays/Cancellations (1)
- Claim ApprovedYes (17) · No (1)
- UnderwriterHollard
- Maximum Ages Covered 89 years old
- Overseas Emergency Assistance $10,000 (Domestic Only) and Unlimited
- Emergency Dental$1,000, $5,000 and Not Included
- Pregnancy (max weeks) 24 weeks (pending assessment)
- Overseas Emergency Medical & Hospital ExpensesNot Included
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $5,000 and $15,000
- Personal Liability $1,000,000 to $3,000,000
Fast Cover Travel Insurance · includes 6 listings
Latest review: The policy was easy to set up. They all are. The real value of a policy is shown when trying to make a claim. I nearly didn't attempt to make a claim, as it was related to an early return to
- Review Summary
- Specifications
- Transparency 4.5 (220)
- Customer Service4.5 (275)
- Value for Money4.6 (313)
- Insurance Cover For
- Adult (245)
- Senior (99)
- Child (29)
- Teenager (20)
- Type of ClaimMedical (52) · Travel Delays/Cancellations (22) · Lost/Stolen Property (16) · Other (8) · Car/Rental Hire Excess (2) · Personal Liability (1)
- Claim ApprovedYes (88) · No (11)
- UnderwriterHollard
- Maximum Ages Covered 64 years old to 89 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$1,000, $500, $750 and Not Included
- Pregnancy (max weeks) 23 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $5,000, $7,500, $15,000 and Optional up to $2,000
- Personal Liability $1,000,000 to $5,000,000
Worldcare Travel Insurance · includes 5 listings
Latest review: Easy to set up. No claim necessary. I did get sick but the one visit to a GP wasn't worth claiming for. Good to know that I was covered for any eventuality especially after Covid-19 appeared globally
- Review Summary
- Specifications
- Transparency 4.2 (141)
- Customer Service4.4 (168)
- Value for Money4.4 (188)
- Insurance Cover For
- Adult (119)
- Senior (106)
- Child (9)
- Teenager (8)
- Type of ClaimMedical (12) · Travel Delays/Cancellations (7) · Lost/Stolen Property (4) · Car/Rental Hire Excess (4) · Other (4)
- Claim ApprovedYes (20) · No (5)
- UnderwriterAllianz
- Maximum Ages Covered 74 years old to 101 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$1,000 and Not Included
- Pregnancy (max weeks) 23 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $5,000, $10,000 and Not Included
- Personal Liability $2,500,000
Online Travel Insurance · includes 5 listings
Latest review: This was the first and will be the last time I use this company, currently stuck overseas, what am I covered for, sorry we cannot help you this is clause blah blah, that being the case how did you
- Review Summary
- Specifications
- Transparency 3.6 (86)
- Customer Service3.6 (87)
- Value for Money4.1 (101)
- Insurance Cover For
- Adult (94)
- Child (13)
- Senior (8)
- Teenager (6)
- Type of ClaimTravel Delays/Cancellations (11) · Lost/Stolen Property (6) · Medical (5) · Other (2) · Personal Liability (1)
- Claim ApprovedYes (10) · No (10)
- UnderwriterAllianz
- Maximum Ages Covered 74 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$1,000 and Not Included
- Pregnancy (max weeks) 24 weeks and Not Included
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $5,000, $10,000 and Not Included
- Personal Liability $1,000,000
- Award Winner 2019
- 2018
1Cover Travel Insurance · includes 5 listings
Latest review: After complaining to Dept of Fair Trading, 1Cover has now offered a rebate of my premium of around 90% which i am going to take to get it over with, i urge anyone to not claim on your policy as it
- Review Summary
- Specifications
- Transparency 3.5 (258)
- Customer Service3.8 (301)
- Value for Money3.8 (316)
- Insurance Cover For
- Adult (256)
- Senior (75)
- Child (33)
- Teenager (23)
- Type of ClaimMedical (47) · Travel Delays/Cancellations (27) · Lost/Stolen Property (19) · Other (15) · Car/Rental Hire Excess (9) · Personal Liability (2)
- Claim ApprovedYes (84) · No (29)
- UnderwriterLloyd's
- Maximum Ages Covered 74 years old to 101 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$1,000, $500 and Not Included
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $5,000, $15,000 and Not Included
- Personal Liability $5,000,000
Tripcover
Latest review: Unfortunately we had to cut our trip short due to coronavirus. We returned our camper van early and tripcover refunded the unused days of our policy. This company stepped up and did the right thing
- Review Summary
- Specifications
- Transparency 4.7 (14)
- Customer Service4.7 (18)
- Value for Money4.9 (17)
- Insurance Cover For
- Adult (8)
- Senior (1)
- Type of ClaimTravel Delays/Cancellations (1) · Other (1)
- Claim ApprovedYes (2) · No (0)
- UnderwriterAllianz
- Maximum Ages Covered 75 years old
- Overseas Emergency Assistance Not Included
- Emergency DentalNot Included
- Overseas Emergency Medical & Hospital ExpensesNot Included
- Theft of Cash Not Included
- Luggage & Personal Effects $500
TID Travel Insurance Direct · includes 4 listings
Latest review: TID is an absolute joke. Prior to COVID-19 our airline rescheduled our flights which required us to alter our itinerary, change connecting flight bookings and add an additional nights
- Review Summary
- Specifications
- Transparency 2.7 (45)
- Customer Service2.5 (56)
- Value for Money2.5 (54)
- Insurance Cover For
- Adult (49)
- Senior (6)
- Child (5)
- Teenager (1)
- Type of ClaimMedical (18) · Lost/Stolen Property (13) · Travel Delays/Cancellations (10) · Other (8) · Car/Rental Hire Excess (1)
- Claim ApprovedYes (17) · No (20)
- UnderwriterXL Insurance Company SE
- Maximum Ages Covered 76 years old to 81 years old
- Overseas Emergency Assistance $5,000,000, Not Included and Unlimited
- Emergency Dental$500 and Not Included
- Pregnancy (max weeks) 26 weeks
- Overseas Emergency Medical & Hospital Expenses$5,000,000, Not Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $3,000, $4,000 and $12,000
- Personal Liability $1,000,000 to $2,500,000
Allianz Travel Insurance · includes 4 listings
Latest review: I see many negative reviews about Allianz and quite frankly Im not surprised. We had to cancel our trip due to Covid and having a young baby until one year old. We were told on the phone by Allianz
- Review Summary
- Specifications
- Transparency 4.2 (479)
- Customer Service4.2 (526)
- Value for Money4.2 (582)
- Insurance Cover For
- Adult (444)
- Senior (179)
- Child (43)
- Teenager (34)
- Type of ClaimMedical (29) · Travel Delays/Cancellations (24) · Lost/Stolen Property (15) · Other (9) · Car/Rental Hire Excess (2) · Personal Liability (2)
- Claim ApprovedYes (46) · No (22)
- UnderwriterAllianz
- Maximum Ages Covered 74 years old to 101 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$1,000 and Not Included
- Pregnancy (max weeks) 23 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $10,000 and Not Included
- Personal Liability $2,500,000 to $5,000,000
InsureandGo Australia · includes 12 listings
Latest review: Avoid this company at all costs. Despite having purchased Gold annual insurance for a number of years when it came time to claim because of COVID-19 they simply used a concocted excuse not to pay
- Review Summary
- Specifications
- Transparency 3.8 (924)
- Customer Service3.9 (1,152)
- Value for Money4.0 (1,306)
- Insurance Cover For
- Adult (798)
- Senior (652)
- Child (92)
- Teenager (61)
- Type of ClaimMedical (159) · Travel Delays/Cancellations (97) · Lost/Stolen Property (58) · Other (45) · Car/Rental Hire Excess (12) · Personal Liability (5)
- Claim ApprovedYes (253) · No (97)
- UnderwriterMitsui Sumitomo
- Maximum Ages Covered 64 years old to 100 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$500 and Not Included
- Pregnancy (max weeks) 32 weeks and Not Included
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $200, $250, $300, $500 and Not Included
- Luggage & Personal Effects $2,000 (excluding electronic devices and valuables), $2,000 (excluding laptops, tablets, mobile phones, cameras and video cameras), $3,000, $5,000, $6,000 and $8,000
- Personal Liability $1,500,000 to $5,000,000
Tick Travel Insurance · includes 7 listings
Latest review: Flight cancelled due to Covid. Airline gave full credit. Nothing to do with Trick Insurance. Insurance refuse to change date to coincide with new travel. Cite disclaimers that were not on site when
- Review Summary
- Specifications
- Transparency 3.9 (450)
- Customer Service3.9 (550)
- Value for Money4.3 (646)
- Insurance Cover For
- Senior (389)
- Adult (357)
- Child (29)
- Teenager (10)
- Type of ClaimMedical (51) · Travel Delays/Cancellations (40) · Lost/Stolen Property (22) · Other (14) · Car/Rental Hire Excess (2) · Personal Liability (2)
- Claim ApprovedYes (66) · No (65)
- UnderwriterMitsui Sumitomo
- Maximum Ages Covered 69 years old to 100 years old
- Overseas Emergency Assistance Not Applicable and Unlimited
- Emergency Dental$500 and Not Included
- Pregnancy (max weeks) 32 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Applicable and Unlimited
- Theft of Cash $300 and Not Included
- Luggage & Personal Effects $2,000, $2,500, $4,000 and $7,500
- Personal Liability $1,000,000 to $3,000,000
Columbus Direct · includes 6 listings
Latest review: price was competitive and the car rental excess of very good. it's better to get insurance than pay the 20+ dollars per day the,rental company wants to remove it. I would give 5 stars but haven't
- Review Summary
- Specifications
- Transparency 4.3 (21)
- Customer Service4.7 (24)
- Value for Money4.6 (27)
- Insurance Cover For
- Adult (16)
- Senior (11)
- Child (3)
- Teenager (1)
- Type of ClaimMedical (1)
- Claim ApprovedYes (0) · No (1)
- UnderwriterLloyd's
- Maximum Ages Covered 84 years old
- Overseas Emergency Assistance $25,000,000 and Not Included
- Emergency Dental$1,000, $500 and Not Included
- Pregnancy (max weeks) 26 weeks
- Overseas Emergency Medical & Hospital Expenses$25,000,000 and Not Included
- Theft of Cash $250, $500 and Not Included
- Luggage & Personal Effects $2,500, $2,750, $7,500 and $10,000
- Personal Liability $1,000,000 to $5,000,000
iTrek · includes 4 listings
Latest review: Jayson from the claims team put false and misleading words into my mouth and shamefully lied about the nature of my travel insurance claim being connected to coronavirus, so it would be easy to
- Review Summary
- Specifications
- Transparency 3.4 (5)
- Customer Service3.7 (6)
- Value for Money4.2 (5)
- Insurance Cover For
- Adult (5)
- Type of ClaimMedical (4) · Travel Delays/Cancellations (3) · Other (1)
- Claim ApprovedYes (4) · No (1)
- UnderwriterLloyd's
- Maximum Ages Covered 49 years old to 64 years old
- Overseas Emergency Assistance $5,000,000 and Unlimited
- Emergency Dental$500
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital Expenses$15,000
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $2,500, $10,000 and Not Included
- Personal Liability $1,000,000 to $2,500,000
Travel With Jane · includes 4 listings
Latest review: Owing to the current COVID 19 restrictions we are not able to go ahead with our travel plans in July. I emailed asking what the situation is with the travel insurance. Is it held over until we can
- Review Summary
- Specifications
- Transparency 4.8 (6)
- Customer Service4.0 (8)
- Value for Money4.0 (8)
- Insurance Cover For
- Adult (5)
- Senior (3)
- Type of ClaimTravel Delays/Cancellations (2) · Medical (2)
- Claim ApprovedYes (2) · No (1)
- UnderwriterLloyd's
- Maximum Ages Covered 99 years old
- Overseas Emergency Assistance $5,000, $15,000, $25,000 and Not Covered
- Emergency Dental$2,000, $500 and Not Included
- Pregnancy (max weeks) Optional cover for up to 32 weeks and Optional for up to 32 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $1,000, $300 and Not Included
- Luggage & Personal Effects $2,000, $10,000 and Not Included
- Personal Liability $1,000,000 to $3,500,000
TravelCard Real-Time Travel Insurance
Latest review: Pathetic is a kind word for this organisation. I am in the same situation as other people - taken out well before the onset of Covid-19, and a pro-rata refund. In addition, rude staff. After
- Review Summary
- Transparency 4.2 (48)
- Customer Service4.2 (50)
- Value for Money4.1 (49)
- Insurance Cover For
- Adult (45)
- Child (11)
- Senior (9)
- Teenager (8)
- Type of ClaimMedical (11) · Lost/Stolen Property (5) · Travel Delays/Cancellations (4) · Other (3)
- Claim ApprovedYes (27) · No (3)
Woolworths Travel Insurance · includes 8 listings
Latest review: When suffering a heart attack in Thailand the assistance and phone calls were of much help and comfort The claims department were equally helpful as it was a substantial
- Review Summary
- Specifications
- Transparency 3.0 (28)
- Customer Service3.3 (39)
- Value for Money3.5 (40)
- Insurance Cover For
- Adult (29)
- Senior (14)
- Child (4)
- Teenager (2)
- Type of ClaimMedical (13) · Travel Delays/Cancellations (6) · Lost/Stolen Property (3) · Other (3)
- Claim ApprovedYes (25) · No (9)
- UnderwriterHollard
- Maximum Ages Covered 75 years old to 79 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency Dental$500 and Not Included
- Pregnancy (max weeks) 25 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $2,000 (excluding laptops, tablets, mobile phones, cameras and video cameras), $5,000 and $15,000
- Personal Liability $1,000,000 to $3,000,000
Bupa Travel Insurance · includes 4 listings
Latest review: We purchased travel insurance with BUPA and I can only commend them for their professionalism & service. We had to cancel our trip to China due to CoVID-19 and BUPA refunded all our travel expenses.
- Review Summary
- Specifications
- Transparency 3.0 (2)
- Customer Service3.3 (3)
- Value for Money3.7 (3)
- Insurance Cover For
- Adult (3)
- Child (1)
- Teenager (1)
- Type of ClaimMedical (1)
- Claim ApprovedYes (1) · No (0)
- UnderwriterInsurance Australia Limited
- Maximum Ages Covered 85 years old
- Overseas Emergency Assistance Not Included and Unlimited
- Emergency DentalNot Included and Unlimited
- Pregnancy (max weeks) 24 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Included and Unlimited
- Theft of Cash $500 and Not Included
- Luggage & Personal Effects $2,500, $3,000, $7,500 and $15,000
- Personal Liability $1,000,000 to $2,500,000
Budget Direct Travel Insurance · includes 5 listings
Latest review: Booked a travel insurance with Budget Direct for a 9 months holiday trip visiting several countries since had been happy with our Budget Direct car insurance (will never that with budget direct
- Review Summary
- Specifications
- Transparency 3.4 (111)
- Customer Service3.5 (126)
- Value for Money3.6 (143)
- Insurance Cover For
- Adult (118)
- Senior (32)
- Child (15)
- Teenager (3)
- Type of ClaimTravel Delays/Cancellations (15) · Medical (13) · Lost/Stolen Property (5) · Other (4) · Car/Rental Hire Excess (3) · Personal Liability (2)
- Claim ApprovedYes (14) · No (21)
- UnderwriterAuto & General Insurance
- Maximum Ages Covered 74 years old to 100 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency DentalNot Included and Unlimited
- Pregnancy (max weeks) Not Included
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $250, $400 and Not Included
- Luggage & Personal Effects $2,500, $5,000 and $7,500
- Personal Liability $1,000,000 to $5,000,000
Cover-More Travel Insurance · includes 7 listings
Latest review: Policy purchased Nov 2022 for an upcoming trip to the USA in September! Policy type Premium! Air Canada cancelled flight effective April sighting potential travel restriction which couldn't be
- Review Summary
- Specifications
- Transparency 2.6 (239)
- Customer Service2.6 (289)
- Value for Money2.6 (287)
- Insurance Cover For
- Adult (243)
- Senior (51)
- Child (29)
- Teenager (13)
- Type of ClaimMedical (69) · Travel Delays/Cancellations (62) · Lost/Stolen Property (37) · Other (24) · Car/Rental Hire Excess (10) · Personal Liability (2)
- Claim ApprovedYes (92) · No (95)
- UnderwriterZurich
- Maximum Ages Covered 99 years old
- Overseas Emergency Assistance $10,000,000, Not Covered and Unlimited
- Emergency Dental$10,000,000, Not Included and Unlimited
- Pregnancy (max weeks) Optional cover for up to the 24th week
- Overseas Emergency Medical & Hospital Expenses$10,000,000, Not Covered and Unlimited
- Theft of Cash $250 and Not Included
- Luggage & Personal Effects $3,000, $7,500, $15,000 and Not Included
- Personal Liability $200,000 to $2,500,000
RAC Travel Insurance · includes 5 listings
Latest review: Thanks RAC for the prompt refund when I accidentally purchased two policies for the same trip. No fuss, no delay..it is appreciated. Guess that's why I use RAC for travel
- Review Summary
- Specifications
- Transparency 3.5 (36)
- Customer Service3.8 (55)
- Value for Money3.7 (57)
- Insurance Cover For
- Adult (38)
- Senior (24)
- Child (4)
- Teenager (1)
- Type of ClaimMedical (9) · Lost/Stolen Property (5) · Travel Delays/Cancellations (3) · Other (3)
- Claim ApprovedYes (9) · No (10)
- UnderwriterTokio Marine & Nichido Fire Insurance
- Maximum Ages Covered 110 years old
- Overseas Emergency Assistance Not Covered and Unlimited
- Emergency Dental$2,000, $500, Not Included and Unlimited
- Pregnancy (max weeks) 26 weeks
- Overseas Emergency Medical & Hospital ExpensesNot Covered and Unlimited
- Theft of Cash $250, $500 and Not Included
- Luggage & Personal Effects $2,000, $7,500 and $15,000
- Personal Liability $10,000,000