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Reviews

3.4

310 reviews
5
(151)
4
(36)
3
(9)
2
(8)
1
(106)
  • Value for Money
    3.4 (120)
  • Transparency
    3.2 (90)
  • Customer Service
    3.5 (117)
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Elizabeth

ElizabethGreater Melbourne (Metropolitan), VIC

RACV still reliable.

published

The whole process from quotation to payment was very east. We had to cancel our May 2020 trip to USA as I don't see us travelling again until there is a vaccination for Covid 19. We asked RACV for a return of premium which they granted as long as we did not intend to make any claims, and because we were cancelling within date conditions. Refund processed in a couple of days.



Transparency
Customer Service
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeNo
Insurance Cover ForSenior
See all answers
1 comment
RACV
Elise E.RACV
DiM

DiMGreater Melbourne (Metropolitan), VIC

Disappointing Rip Off

published
Transparency
Customer Service
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeNo
Insurance Cover ForSenior
See all answers
1 comment
RACV
Elise E.RACV

Hi, we are sorry to hear that our Travel Insurance did not meet your expectations. We appreciate your feedback. We will contact you to discuss further.

Warm regards, Jon
Social Media Consultant

Andrea

AndreaGreater Melbourne (Outer), VIC

Very Disappointed

published
Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
RACV
Elise E.RACV

Hi Andrea, we are sorry to hear that our Travel Insurance did not meet your expectations. We appreciate your feedback. We will contact you to discuss further.

Warm regards, Jon
Social Media Consultant

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Charles

CharlesGreater Melbourne (Outer), VIC

Consultant assumed and kept on making mistakes to deny the claim! Rude!

published
Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeYes
Type of ClaimLost/Stolen Property
Claim Resolution Time1-2 months
Claim DateMarch 2020
Claim ApprovedNo
Insurance Cover ForAdult
See all answers
1 comment
RACV
Elise E.RACV
Toni

ToniGippsland, VIC

RIP off

published

Travel was cancelled due to covid19. Asked racv to extend out policy to cover rebooking for 2021 and they wont extend it or give us refund. Cost $1100+. Told that because I bought the policy in Oct 2022 as we were told to do by travel agent that it expired in april 2021. Under the circumstances I would have thought extending the policy for another 3 months would have been good customer service

Customer Service
Value for Money
DestinationEurope
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
RACV
Elise E.RACV

Hi Toni, we’re sorry to hear that RACV Insurance did not meet your expectations. We appreciate your feedback. We will contact you via private message to discuss this further and investigate.

Warm regards, Randall - Social Media Consultant.

Kamal Daruwalla

Kamal DaruwallaGreater Melbourne (Metropolitan), VIC

  • 5 reviews

Disappointing service and weak excuses!

published
Transparency
Customer Service
Value for Money
DestinationEast Asia (e.g. China, Japan, South Korea)
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
Claim DateMarch 2020
Claim ApprovedNo
Insurance Cover ForAdult
See all answers
1 comment
RACV
Elise E.RACV

Hi Kamal, we’re sorry to hear that RACV Travel Insurance did not meet your expectations. We appreciate your feedback. We will contact you via private message to discuss this further and investigate.

Warm regards, Robert - Social Media Consultant.

We are stuck overseas because of corona and RACV is not helping us extend our policy

published

My policy should have been till the 21st and they have only done it till the 20th which is fault on their behalf because I provided my flight details. On the other hand I have been in lockdown in another country and didn’t have a chance to leave these premises to buy the allocated credit to be able to contact internationally so I could extend the policy and they aren’t extending it even though it was not in our power that we got stuck here.

DestinationEurope
Claim MadeNo
1 comment
RACV
Elise E.RACV

Hi Gulsum, we’re sorry to hear that RACV Travel Insurance did not meet your expectations. We appreciate your feedback. We will contact you via private message to discuss this further and investigate.

Warm regards, Robert - Social Media Consultant.

If you’re travelling take RACV with you!

published

I have been using this travel insurance for the past 2 years and have due to unforeseen circumstances had to make claims multiple times. Each and every time racv have exceeded my expectations not only with the timely and easy to access claims process but also with the human empathetic support given in times of high stress while abroad.
I would highly recommend racv travel insurance for a stress free, care free holiday! These guys have always got your back! Great job racv!!:)

Transparency
Customer Service
Value for Money
DestinationEast Asia (e.g. China, Japan, South Korea), South America and South-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeYes
Type of ClaimMedical
Claim DateFebruary 2020
Claim ApprovedYes
Insurance Cover ForAdult
See all answers
1 comment
RACV
Elise E.RACV
Ann

AnnGreater Melbourne (Metropolitan), VIC

Refund

published

Thank you for your prompt refund of my multi-trip travel insurance premium due to Covid-19.
I can’t believe how painless it was in this world of endless form filling and push button telephone calls where you are hand balled from one recorded voice to another.
It’s great to be able to talk to a real person.

DestinationAustralia
Claim MadeNo
1 comment
RACV
Elise E.RACV
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DaveM

DaveMGreater Melbourne (Metropolitan), VIC

How Good is RACV Travel Insurance

published

Cancelled next January QM2 cruise from Cape Town to Melbourne and CX flights MEL/CPT. Also rang RACV to check if travel insurance could be cancelled - Result AMAZING full refund received

Transparency
Customer Service
Value for Money
DestinationAfrica and Australia
Claim MadeNo
Insurance Cover ForSenior
See all answers
3 comments
RACV
Elise E.RACV
DaveM
DaveM

Hi Hassan, no problem, please use this feedback in any way you wish. Kind Regards, DaveM

RACV
Elise E.RACV

Hi Dave, Thanks again and we look forward to being there for you.

Warm regards, Randall - Social Media Consultant.

Great service

published

This was the first time using Racv travel insurance but have been a member for years. When I had to cancel due to covid 19 they refunded me very quickly.

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForAdult
See all answers
Calz

CalzSouth East Queensland, QLD

Fair and Expeditious Processes

published

Policy was good value, and was convenient to set up on line even for oldies like us.

Because of the COVID-19 travel chaos our travel had to be cancelled and we sought a cancellation of our policy after the start of our travel date. We were offered 2 options - a full refund or a change of travel dates. We opted for the refund because we reckoned it would be several months, before we could contemplate new dates. An RACV rep immediately confirmed the refund details.

WE have used RACV travel insurance once before (in 2022) and our one claim in that instance was accepted and paid out expeditiously.

We will use this service again when we travel internationally.

Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeNo
Insurance Cover ForSenior
See all answers
Sandra Marston

Sandra MarstonCentral Highlands and Goldfields, VIC

Disappointed

published

We were given a trip credit for a trip book over Easter which was cancelled due to COVID-19. I rang RACV to see if I could change the travel dates and was told I range 2 days too late. No working with me in a time that is difficult for everyone, where RACV should have know my trip was cancelled, just too bad. Very disappoint won't use them again and would not recommend other did either.

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover ForAdult and Child
See all answers
1 comment
RACV
Elise E.RACV

Hi Sandra, we’re sorry to hear that RACV Insurance did not meet your expectations. We appreciate your feedback. We will contact you via private message to discuss this further and investigate.

Kind regards, Janice - Social Media Consultant.

Sunnysideup

SunnysideupNiddrie

  • 3 reviews

Delaying ending claim

published
Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeYes
Insurance Cover ForAdult
See all answers
1 comment
RACV
Elise E.RACV

Dear Member, we’re sorry to hear that RACV Insurance did not meet your expectations. We appreciate your feedback. We will contact you via private message to discuss this further and investigate.

Kind regards, Janice - Social Media Consultant.

North East Reviewer

North East ReviewerNortheast, VIC

  • 2 reviews

Quick Response and quick return of policy

published

Unfortunately we had to cancel our policy as our cruise was cancelled by the shipping company. There was no fuss by the RACV . Under the circumstances they were very understanding

Transparency
Customer Service
Value for Money
DestinationPacific Islands (e.g. Fiji, Vanuatu)
Claim MadeNo
Insurance Cover ForAdult
See all answers
3 comments
RACV
Elise E.RACV

Hi Leigh that's ok. How do i private message you

RACV
Elise E.RACV

Thank you! I'll send you a message to start this off

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Refund of duplicate policy

published

Unable to find evidence of any original policy when going to check effects of pandemic declaration on an existing policy, took out another policy. Several weeks later when checking computer, found existing policy taken out mid November. Although it was more than three weeks after taking out second policy, refund was given without question. Process efficient and professional. Have always had good experiences dealing with RACV contacts. Thank you.

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForSenior
See all answers
Stephesm

StephesmWestern District, VIC

  • 3 reviews

Refund procedure

published

I am happy with you giving me a refund but not happy receiving it in the form of a cheque. In light of the current situation (COVID19), and the fact I am in lockdown, I am understandably not going to be able to go to the bank.

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
RACV
Elise E.RACV

Travel insurance cancellation

published

Service on our request was speedy. However, method of repayment was not included. Will it be repaid to master card or by cheque? Looking forward to your reply. Next year, after virus we hope to use RACV insurance for our planned holiday.

DestinationEurope
Claim MadeNo
1 comment
RACV
Elise E.RACV
Farmer Ron

Farmer RonThe Mallee, VIC

Happy client!

published

My flight was cancelled due to the Corona Virus, I called to cancel my travel insurance, my phone was answered promptly and I was told I’d receive a refund and after two weeks I received notification that it was all settled.
Signed: Highly Delighted

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForSenior
See all answers
1 comment
RACV
Elise E.RACV
Stephesm

StephesmWestern District, VIC

  • 3 reviews

Asked for a refund

published

Asked for a refund and was given one with no problems. Spoke to Sue from Bendigo, she was extremely helpful, would highly recommend her as a contact to anyone who has an enquiry.

Value for Money
DestinationAustralia
Claim MadeNo
2 comments
RACV
Elise E.RACV
Stephesm
Stephesm

Stuart Stephen, 4 Halladale Place, Warrnambool, VIC 3280.

Not a member

Page 1 of 16

Questions & Answers

Tim M.

Tim M.asked

Travel Insurance

Does the total travel care policy cover repatriation. As we have been informed that we may not be allowed off the boat in New Caledonia if we do not hold international travel insurance that covers medical costs and repatriation. We have taken this policy out and now are thinking its not the right one.

3 answers
John Gallagher
John Gallagher

Racv will tell you to read their PDS ( product disclosure statement ) unfortunately I was ignorant of this and realised after reading their PDS it is heavily loaded in RACV’s favour.

RACV
RACV Care T.RACV

Hi Tim,

Thanks for getting in contact regarding the coverage of your Travel Insurance Policy.

RACV is pleased to advise that we cover for Overseas Medical, Hospital, Cash in Hospital, Dental and Related Expenses. Our medical cover also assists you to find treatment and if necessary, medical evacuation and/or repatriation.

If you are hospitalised, you, or a member of your travelling party, must contact Us as soon as possible. The team is available 24 hours a day, 7 days a week. If you are not hospitalised but are being treated as an outpatient and the total cost of any treatment exceeds $2,000, you must contact us as soon as possible as we will not
pay for any expenses that have not been approved by us.

If you have an overseas emergency, contact our assistance team immediately, 24 hours a day, 7 days a week on
(02) 8055 1699. For more information please refer to Page 2 and 19 via this link: https://www.racv.com.au/content/dam/racv/documents/insurance/racv-travel-insurance/travel-insurance-fsg-pds.pdf.

Hope that helps.

Kind regards,

Janice
Social Media Consultant

nbmoller
nbmoller

RACV make denials of claim up, Id suggest that you read a number of the one star responses, I have seen them deny travel delay claim because "Mechanical failure " is not covered, total rubbish, Ive seen a travel inconvenience claim denied because the traveller had their drivers Lisc stolen and the car hire company would not allow the car to be hired that with out a Drivers Lisc, claiming a drivers Lisc is not a required document - Just Rubbish

xian ren

xian renasked

Travel Insurance

How do I buy full health insurance?

1 answer
RACV
Elise E.RACV

Hi Xian, RACV do not currently provide health insurance. If you are referring to coverage for overseas medical and hospital cover you can find out more and obtain a quote here: https://bit.ly/2JhvJav

Dominique

Dominiqueasked

Travel Insurance

Hi, I’m a student doing an assessment for Commerce and I would like to know what RACV covers and at what prices. I’m 'going' on a safari trip in Africa (Morocco) for 9 days. What insurance would be available and at what price?

1 answer
RACV
Aaron F.RACV

Hi Dominique, Thank you for getting in contact regarding a quote on Travel Insurance for your upcoming trip to Africa (Morocco). We are unable to complete this via a Product Review as during the quote process you will be asked a number of questions that are specific to your insurance requirements. It’s important that these questions are answered correctly so that the product being offered meets your identified requirements. Please call us on 13 13 29 from 9am to 6pm or you can visit any RACV Shop. Kind regards, Janice

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