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Reviews

4.2

495 reviews
5
(333)
4
(67)
3
(25)
2
(14)
1
(56)
  • Value for Money
    3.8 (51)
  • Transparency
    3.8 (36)
  • Customer Service
    4.2 (49)
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Michael H.

Michael H.Greater Melbourne (Outer), VIC

  • Verified customer

The Perfect Cover.

published

My policy was easy to set up and covered everything i required. Have lodged a few claims in the last year and there has been no problems claiming, have been with Frank for 3 years. I am more than satisfied with the service and cover i get with my policy.

Transparency
Customer Service
Value for Money
Plan CoverageHospital Only
Coverage TypeSingle
Claim MadeYes
Claim Resolution Time<1 week
Claim ApprovedYes
See all answers

Review collected in partnership with Frank Health Insurance

Jula

JulaHunter Region, NSW

  • 2 reviews
  • Verified customer

Genuine Health Insurance

published
Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeSingle Parent Family
Claim MadeYes
Claim Resolution Time<1 week
Claim ApprovedYes
See all answers

Review collected in partnership with Frank Health Insurance

M McKillop

M McKillopSydney, NSW

  • Verified customer

The best health fund I have been a member of yet.

published

Consistently exceeds expectations with the rebates I get on allied health. Have not yet used it with in patient services. Slightly disappointed when I realised there is no naturopathy cover.



Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeFamily
Claim MadeYes
Claim Resolution Time<1 week
Claim DateAugust 2022
Claim ApprovedYes
See all answers

Review collected in partnership with Frank Health Insurance

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helen.garske

helen.garskeNorthern Region, NSW

Well worth the money

published

I did not realise I was entitled to a payment for medication upon leaving hospital. I am very satisfied with the service and the over the phone assistance given to me

Customer Service
Value for Money
Plan CoverageHospital Only
Claim MadeYes
Claim DateJune 2022
Claim ApprovedYes
See all answers
Denise

DeniseGreater Melbourne (Inner), VIC

  • 2 reviews

Fills all my needs

published

My policy was set up with CS and I feel I get value for money. I have been with Frank nearly 3 years and couldn’t be happier. I have lodged claims without any problems.

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeSingle
Claim MadeYes
Claim Resolution Time<1 week
Claim DateOctober 2022
Claim ApprovedYes
See all answers

Frank Minimum Working Visa (Overseas Visitor Health Cover) Does NOT exempt from Medicare Levy Surcharge

published
Transparency
Value for Money
Plan CoverageHospital Only
Coverage TypeCouple
Under 30No
Claim MadeNo
See all answers
Madeleine

MadeleineSydney Surrounds, NSW

  • 2 reviews

Always happy to help, no excuses to pay!

published

Great value, great service! Been with them 2.5 years and all claims were paid without any hassles! Can highly recommend Frank. Even had a shortfall paid back to us without submitting the claim!

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeFamily
Claim MadeYes
Claim Resolution Time<1 week
Claim DateJuly 2022
Claim ApprovedYes
See all answers
Bernie

BernieMetropolitan Adelaide, SA

Great Health Insurance company

published

This health insurance company is great. Customer service is friendly and efficient. They have good value for money policies and payouts when claiming are high. They pay the same no matter where you go.

Transparency
Customer Service
Value for Money
Plan CoverageExtras Only
Coverage TypeSingle
Claim MadeYes
Claim ApprovedYes
See all answers

This is a must have insurance

published

Is great value have been with frank for around 2 years, I have had many offers from other health co but I find frank health insurance to be the best by far.

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeCouple
Claim MadeNo
See all answers
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Dal Marshall

Dal MarshallNorth Western Region, NSW

  • 2 reviews

So far so good, and expect this to continue

published

Policy is great value, only offering the things I need not offering me things that are of absolutely no use to me as is offered by my current health fund

October 28th 2022 Update: Good product, nicely priced

Havent had to use the insurance yet, and hope it will be some time before I ever need it ..... but so far the experience has been positive and expect this to continue into the future.

Transparency
Customer Service
Value for Money
Plan CoverageHospital Only
Coverage TypeSingle
Claim MadeNo
See all answers

Excellent private health insurance, great customer service

published

Great value for the policy, I have been on their extras for a couple of years now. It was easy to set up. Customer service is excellent, especially with their live chat. you can pretty much ask anything, and their staff is all very helpful and friendly (most of the time). Especially this person Shareena, she is very friendly and help me deal with what I needed.

you can lodge a claim online, and usually you'll receive it within a week.

I've been with them for 3 years now.

Transparency
Customer Service
Value for Money
Claim MadeYes
Claim Resolution Time<1 week
See all answers
Ron of Rye.

Ron of Rye.Greater Melbourne (Outer), VIC

Excellent fund to deal with. Very happy.

published

I don't think any funds are good value but Frank softens the impact with open and friendly service. All our claims have been settled in an acceptable time.
As best I can recall I have been with Frank for approximately 6-8 years.

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Claim MadeYes
Claim Resolution Time<1 week
Claim ApprovedYes
See all answers
Awais Mahmood

Awais MahmoodSydney, NSW

  • 2 reviews

No more frank health insurance it's cheap but they don't return your hospital expenses.

published

I bought visitor family health insurance 2years ago. This month first time I lodge a claim which is $500 return but they start playing games and sad bring multiple docs from hospital. I ask hospital they sad we never ever giving these forms to patients even we don't have. I have all invoices which is i already provide to insurance company but they won't help me. Before I was with allianz they bit expensive but good when ever I lodge claim they made more easier for us and return. No more Good by Frank

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeFamily
Claim MadeYes
Claim Resolution Time<1 week
Claim DateJune 2022
Claim ApprovedNo
See all answers

The reviewer stated that an incentive was offered for this review

Clarissa Crombie

Clarissa CrombieHunter Region, NSW

  • Verified customer

Best choice we made was switching to Frank

published

Yes most certainly good value compared to other funds.
I had never heard of Frank before so was hesitant but had no problems at all.
We were with HCF for many years and it just kept going up in price.

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeFamily
Claim MadeYes
Claim Resolution Time<1 week
Claim DateApril 2022
Claim ApprovedYes
See all answers

Review collected in partnership with Frank Health Insurance

Matt H

Matt HSouthwest, VIC

  • 10 reviews
  • 28 likes

Decent enough insurance, but needs improvement

published
Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeCouple
Claim MadeNo
See all answers
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Alan D

Alan DSouthwest, VIC

  • Verified customer

My Life Savers

published

Having needed to go through quadruple bypass surgery almost 3years ago the fact that Frank covered every single cent of the over $27,000 was an absolute godsend thank you Frank

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeSingle
Claim MadeYes
Claim Resolution Time<1 week
Claim DateSeptember 2016
Claim ApprovedYes
See all answers

Review collected in partnership with Frank Health Insurance

  • Verified customer

Great service do far and no issues.

published

Policy is good, no issues so far. But only issue is we hardly use anything and pay so much every month and get nothing in return. Hope they will decrease premiums

Transparency
Customer Service
Value for Money
Plan CoverageHospital Only
Coverage TypeFamily
Claim MadeYes
Claim Resolution Time<1 week
Claim DateSeptember 2018
Claim ApprovedYes
See all answers

Review collected in partnership with Frank Health Insurance

Angela

AngelaSydney, NSW

  • 4 reviews

Great service and value for money

published

I recently called Frank health insurance for a quote for my sons health insurance. The staff member was excellent. He took the time to get know my sons needs and the reasoning behind my choices steering me in the right direction. The price was good for the cover and waiting times are a little shorter than some companies on the market. Because of this I had 3 of my adult children sign up with them recently.
Value for money and kind service.

Transparency
Customer Service
Value for Money
Plan CoverageExtras Only
Claim MadeNo
See all answers
member_id_413615

member_id_413615Banks 2906, ACT

  • 2 reviews

Decent offering - screwed up billing causing headaches

published
Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeSingle
Claim MadeYes
Claim Resolution Time<1 week
Claim DateApril 2022
Claim ApprovedYes
See all answers
ATag

ATagSydney, NSW

Happy with Frank!

published

Very good customer service! They go beyond to help you. I was having a dilema on my cover but they offered a solution and helped me and they covered the cost of my procedure. Happy Im with Frank!

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeSingle
Claim MadeYes
Claim Resolution Time<1 week
Claim DateMay 2022
Claim ApprovedYes
See all answers
1 comment
Frank Health Insurance
Brett N.Frank Health Insurance

Thanks for sharing your feedback ATag! Always glad we can solve a problem.

Page 2 of 25
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Questions & Answers

Christine W

Christine Wasked

We have been with Frank for 3 years and they have been very professional when ever I need to find out anything to do with our policy and claims would recommend them to anyone. The only thing I don't know is if our policy is from January to December or does it restart from financial year.

1 answer
k.pringle
k.pringle

Hi....well i guess you are lucky. I had a terrible time with them

lisasmith

lisasmithasked

Is everyone’s excess going up by 50% on the 1st April 2022? Or just ours? Friends with different providers are not experiencing an increase.

2 answers
Kerry Edwards
Kerry Edwards

yes from the first of April

Frank Health Insurance
Frank Health Insurance FFrank Health Insurance

Hi Lisa,

I can't speak for all health insurers, but as I understand it a large portion of providers are electing to increase the excess level on certain policies. The reason that Frank has chosen to increase the excess level, is that we are committed to keeping premiums as low as possible. Generally speaking, a higher excess means a lower premium!

Thanks for getting in touch.

Zac - Team Frank

Amrie

Amrieasked

Hi, if i was to transfer over to frankinsurance from defence health does the wait period still apply for transfers? Thank you

3 answers
Kerry Edwards
Kerry Edwards

yes

David Flint
David Flint

Ask Frank, they may have a no wait clause or the like which may be beneficial.

Frank Health Insurance
Frank Health Insurance FFrank Health Insurance

Hi Amri,
Thanks for your question.
When you transfer to Frank, we will honour any waiting periods you have already served with your current fund for a similar level of cover as long as you have not had a gap longer than 30 days in between health funds.
Regardless of the level of extras cover you have with them, we will give you continuity of cover, it will only depend on how long you have held your cover with them that may have an impact. The hospital cover is different, however, if you transfer to Frank on a higher level of cover than what you held previously, you will have waiting periods for the procedures that you were not previously covered for.

If you have any further questions I would suggest contacting us via phone, web chat or email our contact information can be located here
Regards,
Melanie
Team Frank

Get an answer from our members and Frank Health Insurance representatives

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