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Reviews

4.2

286 reviews
5
(165)
4
(64)
3
(23)
2
(9)
1
(25)
  • Value for Money
    3.8 (72)
  • Transparency
    4.1 (62)
  • Customer Service
    4.4 (71)
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gerry161

gerry161Greater Melbourne (Outer), VIC

  • 49 reviews
  • 4 likes
  • Verified customer

Good service

published

I joined for Extras, and I have saved 1000's very happy with contact staff and fees. Most we do not claim as many do it online automatically so I do not have to submit myself.



Transparency
Customer Service
Value for Money
Plan CoverageExtras Only
Coverage TypeSingle
Under 30No
Claim MadeYes
Claim Resolution Time<1 week
Claim DateJanuary 2020
Claim ApprovedYes
See all answers

Review collected in partnership with GMHBA Health Insurance

Andrew

AndrewWestern District, VIC

  • Verified customer

Am a Loyal Customer of GMHBA

published

I have been with GMHBA for 30 years and have always had great customer service, The policies are competitive and sometimes with Corporate Extras, Better refunds.Could not recommend highly enough !



Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeSingle
Under 30No
Claim MadeNo
See all answers

Review collected in partnership with GMHBA Health Insurance

Debra

DebraGreater Melbourne (Metropolitan), VIC

  • 3 reviews
  • Verified customer

I only have extras but as it’s top cover I am very pleased with my out of pocket expense

published

I have been a member for quite along time and don’t plan on leaving anytime soon so I will continue with this membership. If I find a better job with a good pay rate I would consider adding hospital

Transparency
Customer Service
Value for Money
Plan CoverageExtras Only
Coverage TypeSingle
Under 30No
Claim MadeYes
Claim Resolution Time1-2 weeks
Claim DateJanuary 2020
Claim ApprovedYes
See all answers

Review collected in partnership with GMHBA Health Insurance

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Lagb

LagbVictoria

No environmental commitment

published

While other health insurance companies are divesting away from the fossil fuel industry, GMHBA has made no such commitment. I will be changing to a different fund by April 1 if no environmental commitment is made by GMHBA

Plan CoverageHospital and extras
Coverage TypeFamily
Under 30No
Claim MadeNo
See all answers
Bruce W.

Bruce W.

  • 2 reviews

Poor customer service

published

The GMHBA website had an issue whereby a member couldn't log in and this was an issue for over a month. Extremely poor customer service and no response to a telephone call and an email (sent over a month ago) asking for a comparison of the various levels of cover provided plus costs. Have subsequently changed providers for Private Health cover.

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeCouple
Under 30No
Claim MadeNo
See all answers

A very disappointing insurance.

published

I wasn't made aware of the waiting periods on dental check ups and xrays during the sale of the insurance.
I was hit with a massive bill and a decline on my health insurance card. I didn't even receive an apology from customer service. They weren't bothered in the slightest. I cancelled immediately and unfortunately was left massively out of pocket.

Transparency
Customer Service
Value for Money
Plan CoverageExtras Only
Coverage TypeCouple
Under 30No
Claim MadeNo
See all answers
Cassandra

CassandraSydney, NSW

  • 4 reviews
  • Verified customer

Great people benefits good but bumpy claims process and short staffed on phones and in claims note...

published

Great until you claim about hospital admission.....issues with item numbers
Issues charging excess where didn't apply not sure what happened....?
Great staff but multiple problems claiming - item numbers argued about with surgery
Claims Process not aligned with surgeon caused angst with parties involved
Maybe not enough technical staff for claims enquiries ?.dont know
Staff very professional esp [name removed] is amazing and [name removed] too.
But.... claims process via email very bumpy lots of swings and roundabouts but this and that....
Issues contacting with long wait times 10 day wait for claiming minimum 15-20min wait on phone. Great people. High premiums.

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeFamily
Under 30No
Claim MadeYes
Claim Resolution Time2-4 weeks
Claim DateNovember 2022
Claim ApprovedNo
See all answers

I don't do reviews but they are OK

published

Only doing this to stop the annoying pop-ups that keep appearing on my machine.
You want 30 words well here goes - ten nine eight seven six five four three two one.

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeCouple
Under 30No
Claim MadeYes
Claim ApprovedYes
See all answers
RoseL

RoseL

  • 2 reviews
  • Verified customer

Health Insurance is expensive and refunds are at best average.

published

I pay for Silver + Hospital which is top cover for seniors. For my recent hospitalisation I paid an excess ($250 being half of annual excess as I've had a previous admission this year). The GAP after Medicare and Health Fund refunds for my surgeon was more than half of the fee, and the GAP after refunds for my anaethetist was more than one third of the fee.
Health Insurance Premiums have increased markedly in recent years but despite paying more the refunds are growing expotentially. It is time the Health Funds lobbied the Government for changes that see premiums increasing less and refunds increasing more.
It is becoming less attractive for me to continue being insured when Public Hospital care is free!

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeCouple
Under 30No
Claim MadeYes
Claim Resolution Time<1 week
Claim DateNovember 2022
Claim ApprovedYes
See all answers

Review collected in partnership with GMHBA Health Insurance

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  • Verified customer

Happy customer

published

Can't remember when I joined, but I am more than happy with my GMHBA membership - claims are always handled promptly. My only problem is following the on line claims system so have reverted to hard copy.

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeSingle
Under 30No
Claim MadeYes
Claim Resolution Time3+ months
Claim ApprovedYes
See all answers

Review collected in partnership with GMHBA Health Insurance

  • Verified customer

Very Happy

published

I feel I am getting good value and making claims is very easy.
Claims are paid into my bank and very quick to resolve
I have been with GMHBA for at least 15 years

Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeFamily
Under 30No
Claim MadeYes
Claim Resolution Time<1 week
Claim DateNovember 2022
Claim ApprovedYes
See all answers

Review collected in partnership with GMHBA Health Insurance

  • Verified customer

Has been peace of mind.

published

Bit complicated - hard to follow options. Not sure any more. I am considering dropping out all together now.
Claiming is great with f to f people to help you.

Joined in 1995

Customer Service
Plan CoverageHospital and extras
Coverage TypeSingle
Under 30No
Claim MadeYes
Claim ApprovedYes
See all answers

Review collected in partnership with GMHBA Health Insurance

Anne Veronica

Anne VeronicaGreater Melbourne (Metropolitan), VIC

  • Verified customer

Happy but dont know how long I can afford it.

published

Fairly good. Yes
Instant hicaps
10 months this time. Previously a long time member till a new job in 1996 paid for it with MHB. Unhappy with Bupa so have returned.

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeSingle
Under 30No
Claim MadeYes
Claim Resolution Time<1 week
Claim DateOctober 2022
Claim ApprovedYes
See all answers

Review collected in partnership with GMHBA Health Insurance

Gerard Evans

Gerard EvansSouthwest, VIC

  • 2 reviews
  • Verified customer

36 year member and no plans to leave

published

I have been a member of GMHBA since joining as a single in 1983. Since then my wife and children have been added and always had good cover and service

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeFamily
Under 30No
Claim MadeYes
Claim Resolution Time<1 week
Claim DateAugust 2022
Claim ApprovedYes
See all answers

Review collected in partnership with GMHBA Health Insurance

caterina

caterinaGreater Melbourne (Metropolitan), VIC

  • Verified customer

Friendly staff and efficient

published

Calling GMHBA is easy. Once you get through the friendly staff help with any enquiry . They explain, advise and give you the answers to your questions. I have been with another health insurance for nearly 28 years. Since I have joined with GMHBA I actually get more rebate back and actually understand what I'm covered for. Claims are easy to process with no fuss. At the moment I am very happy with GMHBA.

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeCouple
Under 30No
Claim MadeYes
See all answers

Review collected in partnership with GMHBA Health Insurance

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Jeanette Ruwoldt

Jeanette RuwoldtWestern District, VIC

  • Verified customer

GMHBA - Happy to have local office to refer to..

published

Not sure it is good value. We trust GMHBA to be doing the right thing by us. Claims are always processed quickly and efficiently. We have been with GMHBA approx

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeCouple
Claim MadeYes
Claim Resolution Time<1 week
Claim ApprovedYes
See all answers

Review collected in partnership with GMHBA Health Insurance

  • Verified customer

Great for us so far!!!

published

GMHBA has been our health insurance for over 20 years and we have been looked after well by this company. Claims are quick, easy and with no fuss. Hospital stays and other medical issues are taken care of and the staff are very caring and helpful.

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeCouple
Claim MadeYes
Claim Resolution Time1-2 weeks
Claim DateOctober 2018
Claim ApprovedYes
See all answers

Review collected in partnership with GMHBA Health Insurance

Hot and Bothered

Hot and BotheredSouth East Queensland, QLD

  • Verified customer

Glad we switched

published

I am very impressed with the rebates we are receiving for extras compared to the ones we were getting from our old fund. I also love the system of sending a photo of receipts to claim- so quick and easy.

Value for Money
Plan CoverageHospital and extras
Claim MadeYes

Review collected in partnership with GMHBA Health Insurance

  • Verified customer

Always there for me

published

Had a few unexpected medical issues this year and GMHBA never faulted. Cant thank them enough. My bills were paid no questions asked. I have no regret for being part of a first class insurer.

Transparency
Customer Service
Value for Money
Coverage TypeSingle
Claim MadeYes
Claim Resolution Time<1 week
Claim ApprovedYes
See all answers

Review collected in partnership with GMHBA Health Insurance

Jacqui

JacquiPioneer Bay

  • 2 reviews
  • Verified customer

Private healthh insurance is important to me.but it.is getting very expensive for people on the pension

published

Over a few years and I have never had a problem with claims l found gmhba very good when my husband was diagnosed with mind and I also found gmhba very caring

Claim MadeYes
Claim Resolution Time3+ months
Claim DateJune 2022
Claim ApprovedYes

Review collected in partnership with GMHBA Health Insurance

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Questions & Answers

john m

john masked

how much is your top hospital and silver exras cover we donot need pregnancy

2 answers
John
John

$320 amonth a couple

George D.
George D.

We pay annually and expect to pay mid 4k this year

donna M.

donna M.asked

I am looking at Hospital cover for a knee replacement. I am in the 3 year period where I can take up cover before my age is a factor. I am already a member.

1 answer
Elaine F.
Elaine F.

I had my claim made by my Surgeon - everything obviously went well as I had no contact from GMHBA and take it that they dealt with everything - other contacts with them have always been dealt with to my satisfaction.

Belinda

Belindaasked

What would the out of pocket expenses be for weight loss surgery if I had gold coverage?

2 answers
Dorothy McDonald
Dorothy McDonald

Absolutely no idea. Sorry.

Elaine F.
Elaine F.

It would be the gap between the cost of the surgery/anaesthetic and the rebate from GMHBA which could be 'nothing'.

Get an answer from our members and GMHBA Health Insurance representatives

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