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18 questions from our users
john masked
donna M.asked
I am looking at Hospital cover for a knee replacement. I am in the 3 year period where I can take up cover before my age is a factor. I am already a member.
1 answer
I had my claim made by my Surgeon - everything obviously went well as I had no contact from GMHBA and take it that they dealt with everything - other contacts with them have always been dealt with to my satisfaction.
Belindaasked
What would the out of pocket expenses be for weight loss surgery if I had gold coverage?
2 answers
Absolutely no idea. Sorry.
It would be the gap between the cost of the surgery/anaesthetic and the rebate from GMHBA which could be 'nothing'.
Isabella Yu Artasked
What is GMHBA dental extra? How much does it cost per year?
I seem to be paying more to my dentist, has GMHBA reduced the dental cover recently?
Can 2 people join GMHBA under the one cover and if so how is the refund calculated?
1 answer
You would need to direct these questions to GMHBA. I think that because of the 10 ofthousands of members dropping private cover the funds are paying out less so current members are finding themselves more out of pocket.
Carolyn Casked
We are existing customers & I'm wondering if GMHBA do Travel Insurance to Canada & Alaska my husband has a pre-existing illness & we would be travelling next year (June-July)
thanks Carolyn C
No answers
Gloria Jean J.asked
Hi how much is it to have for specialist cover regards Gloria Johnston
No answers
fayeasked
Why my netbank payment did NOT come thru on 1st May as requested ? My ac no 409327. Fae Power. Thanks
1 answer
and I was wondering why my email to GMHBA regarding any coverage ;under my policy for an ambulance service classified as urgent. I am not terribly impressed by this health insurance with this company and am considering changing to one that meets my needs. thanks. In answer to your question I don't know. Maybe cause there wasn't the money my bank account due to paying $987.00 to St Johns Ambulance, as I needed urgent medical attention
patasked
Do you get private hospital cover in NSW
No answers
patasked
Does GMHBA cover private hospital in NSW
Carmel Clarkasked
Where are you outlets in NSW?
No answers
Scotty Oasked
hi I would like to add hip replacement insurance to our private health. also can I get travel insurance added on a trip to Fiji tomorrow
No answers
cabsasked
Does GMBH have in patient hospital coverage for Psychiatric services?
No answers
BAZasked
What is your persentage payback on claims?
No answers
Anitaasked
With knee replacement in Sydney St Vincent's Hospital, how much gap do I have to pay if I join Gmhba with $500 excess and what is your feedback regarding this type of surgery?
1 answer
Your doctor is the one who will be charging for the surgery so ask them how much the gap fee will be. Ask them for separate quotes for the surgeon, assistant surgeon, and the anaesthetist.
Delmaasked
Are you accepted in every hosp Australia wide?
cheryl broderickasked
Hi I am a member with Platinum Extras, wondering if I can claim schlerotherapy for my varicose vein treatment?
2 answers
I am unable to answer this question as I have not had this treatment. I suggest you phone GMHBA and ask them in person, they have always been very upfront and honest with any questions I have had. Good luck I hope you have a positive outcome.
Hi Cheryl I am also unable to answer this question but suggest you ring GMHBA on 1300 446 422. We have always found the staff to be courteous and very helpful. Good luck!
B Downingasked
Please expand on the benefits of taking out Dental Extras and how much am I likely to get back for extra dental procedures.
2 answers
Read the PDS from their web site. It depends on the cover and the size of the family covered and the work you get done. Gold extras seems to be the sweet spot IMO.
Silver Special Care Extras down to Bronze has the same level of dental. So, if you're not bothered by the other extras you can save by taking out the lower cover. You'll get around 50-60% back in this level for general dental. Major dental is another kettle of fish. It all depends on what your needs are, I'd advise calling a broker.
Terry Boothasked
Am I covered for a BP monitor?
Member no: 10042822
2 answers
Why not contact GMHBA and ask them?
That looks like something that would be covered by Extras Cover
I only only have GMHBA hospital insurance so I don't know
Best to contact GMHBA. I usually email them [email protected]
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