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Excellent experience
I’ve never had to make a claim before in my many years of travelling but this time I did. I was worried the process would be difficult and require much back and forth. However, what I experienced was an easy online process which concluded favourably within a few days. I will definitely be using these guys again next time I travel.
1 comment
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StephanieSydney, NSW
Great value!!!
Very good value for money, compared to other travel insurance companies. I highly recommend Online Travel Insurance, and will definitely be going with them again.
Very happy with their service
1 comment
Allianz PartnersOnline Travel Insurance
Thanks Stephanie! Regards, Anthony
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Breaking own policies!!!!
Thought when I lodged my claim it would be simple! Water damaged phone on holidays in Thailand. I provided all documentation and waited out my 10 business day outcome. I call at 1pm on the 10th business day to be told they havent looked at it yet but someone will get to you today before 8pm. Already disgusted i called at 645pm to see if I should start replacing my phone to hear a recording to call between business hours! I have not had a phone or been contactable by work friends or family for two weeks now!! This is unacceptable after purchasing comprehensive cover!!
1 comment
Allianz PartnersOnline Travel Insurance
Hello Craig, I'll be in touch. Regards, Anthony.
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Find out how Online Travel Insurance - Comprehensive Plan compares to other Travel Insurance
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Shani T.Sydney, NSW
I'm sorry. the customer service have no knowledge to help. they made me hold for several times.
did lodge a claim. but cannot claim anything. because it's not part of my product summary. n the lady took more than half an hour to explain me this. kept me holding again and again and asking me the same question
1 comment
Allianz PartnersOnline Travel Insurance
Hello Shani, I'll contact you with more details. Regards, Anthony.
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WayneGreater Melbourne (Outer), VIC
- 2 reviews
- Travel Insurance - Comprehensive Plan
- Verified customer
Like your passport, this is a must have!
Travelling overseas is exciting and full of discovery, but it also could present incidents or situations which cannot be expected or planned - like lost luggage through to hospital treatment. I have always travelled with security of a policy that is jam packed full of cover, and OTI offer this selection with an easy purchase process. This is my 4th trip using OTI! Fortunately I have not needed to make a claim. OTI are my preferred provider for travel insurance!
1 comment
Allianz PartnersOnline Travel Insurance
Thanks for the review Wayne! Regards, Anthony.
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DarrylMetropolitan Adelaide, SA
Travel insurance claim
Yes good value.
Just hard to be 100% sure about the policy until you lodge a claim and you go through that process but all good from taking out the policy and cost and what is offers
1 comment
Allianz PartnersOnline Travel Insurance
Thanks Darryl! Regards, Anthony.
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Lauren VPerth, WA
- Travel Insurance - Comprehensive Plan
- Verified customer
Well-priced policy for peace of mind
This is the second time I have used Online Travel Insurance for a holiday. Happily, I had no need to make a claim, but knowing I had coverage while I was travelling Europe was a huge relief. I was impressed with the pricing for my cover and will definitely use them again when I next travel.
1 comment
Allianz PartnersOnline Travel Insurance
Thanks Lauren! Regards, Anthony.
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HollyGreater Melbourne (Outer), VIC
Fantastic - easy claim process
I took out comprehensive cover for myself, husband and toddler. When completing the medical section, my husband had a few conditions that wouldn't be covered, but we decided to proceed with it anyway as it was so cheap ($90) and seemed to cover quite a lot.
My toddler ended up getting sick, resulting in a hospital admission the night before our flights, so we had to cancel our trip.
I found the claims process very easy and straightforward, and it was approved within a couple of weeks. We received all our accommodation and flight expenses back, minus a $200 excess. I would definitely use Online Travel Insurance again.
1 comment
Allianz PartnersOnline Travel Insurance
Hi Holly, sorry to hear about the trip but glad to hear we were able to help out. Regards, Anthony.
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HowieSydney, NSW
- Travel Insurance - Comprehensive Plan
- Verified customer
Easy purchase and great value for money
The Policy selection and purchasing process was so easy and the value and inclusions very comparable to other more well known insurers - will certainly use again for future travel needs.
1 comment
Allianz PartnersOnline Travel Insurance
Thanks for the review! Regards, Anthony.
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Find out how Online Travel Insurance - Comprehensive Plan compares to other Travel Insurance
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BradSydney, NSW
- 3 reviews
5 star reviews, 1 star reality
A large percentage of OTI 5 star reviews are people submitting reviews based on how easy it was to obtain a policy. It’s 2022, of course it’s easy to log onto a website and enter a few details.
You have to scroll through large amounts of useless uninformative reviews to find ones where claims were submitted. Well here is one.
I purchased a Comprehensive policy, believing it was exactly that, comprehensive. When you sign up to the policy you agree to have documents emailed to you AFTER paying for the policy.
Long story short, I had my hire...Read more
car broken into overseas with my laptop and passport stolen. The only refund I receive from OTI was $3.79 for the cost of my Emergency passport less the $200 excess. They did not even refund the $293 it cost me to replace my passport in Australia. If you scroll to page 32 of their policy there is a line about items not covered in vehicles.1 comment
Allianz PartnersOnline Travel Insurance
Hi Brad - I'd like to run this through our complaints process - I'll be in touch with more details. Regards, Anthony.
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Josh b
- 4 reviews
- 5 likes
- Travel Insurance - Comprehensive Plan
- Verified customer
Used it for second Time No stress, No Fuss just pay n go !
Full comprehensive cover for family, Price was reasonable, even cheaper than other online insurance companies. Piece of mind knowing its through a well known Australian Insurance company ... Second time using Online Travel Insurance .. Would recommend
1 comment
Allianz PartnersOnline Travel Insurance
Thanks for recommending us Josh. Regards, Anthony.
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Sarah MWimmera, VIC
- Travel Insurance - Comprehensive Plan
- Verified customer
Excellent Value and Service
Online Travel Insurance covered all my requirements for an excellent price and was easy to set up. This is the second time I have used Online Travel Insurance and I will definitely use them again.
1 comment
Allianz PartnersOnline Travel Insurance
Hi Sarah, thanks for letting us know! Regards, Anthony.
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AndyAU
- 2 reviews
- Travel Insurance - Comprehensive Plan
- Verified customer
Very efficient
Wouldn't leave home without it! Good value, extensive coverage, choices for different levels of coverage. I traveled for 6 months.
1 comment
Allianz PartnersOnline Travel Insurance
Hi Andy, thanks for letting us know. Cheers, Anthony.
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Review collected in partnership with Online Travel Insurance
Matt.RGold Coast
- Travel Insurance - Comprehensive Plan
- Verified customer
Faith in insurance restored
I got a virus while travelling Thailand on my honeymoon (Last time I swim in a muddy pond with elephants) and ended up in hospital in Chiang Mai. Unfortunately my wife and I were due to fly out the following day back to Australia, we had to miss our flight and overstayed our visa; not a great end to an incredible honeymoon. My wife doesn't cope well in a crisis, but she called OTI while I was in La la land with a fever and they managed to sort out everything really quickly. We managed to cover the hospital stay and expenses, missed flights and ...Read more
even a last night in a hotel while we waited for our new flights....all the extra unexpected expenses we got back. A word of advice...if a doctor tries to take you to surgery in Thailand to remove your appendix and you have no abdominal pain, just say no thank you, if my wife wasn't there to talk on my behalf chances are I would now be minus an appendix and probably the proud owner of a pare of breasts.1 comment
Allianz PartnersOnline Travel Insurance
Hi Matt, sorry to hear about your illness, but glad to hear that you are all good now and that we were able to help you out. Cheers, Anthony.
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JaneWSouth East Queensland, QLD
- 3 reviews
- 1 like
- Travel Insurance - Comprehensive Plan
- Verified customer
Nasty surprise on exclusions
Being aware of the volcano risk on Bali I took care to select good delay coverage. I actually read the Product Description. But when I later saw a comment in the news, I phoned to check. I discovered that delay coverage for Bali was invalid due to it being a "known risk" and on the government web site.
I was surprised and disappointed to hear this. I don't recall seeing anything on the application form to warn about checking for temporary exclusions. Of course I knew about the risk on Bali - that's why i especially looked for delay cover. I think you should make a point of clearly flagging such exclusions when the customer tells you they want cover for a destination where they are in effect.
1 comment
Allianz PartnersOnline Travel Insurance
Hi Jane, thanks for the feedback - I'll pass it on to our team to see how we can address this. Regards, Anthony.
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Brooksy
- 2 reviews
- Travel Insurance - Comprehensive Plan
- Verified customer
Great, awesome service
First time using this service, fast, great value.
Easy Insurance company to deal with. Hassle free.
Will use this insurance again in the future
1 comment
Allianz PartnersOnline Travel Insurance
Hi, thanks for letting us know. Cheers, Anthony.
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Leticia Pearce
- 2 reviews
- Travel Insurance - Comprehensive Plan
- Verified customer
Excellent product, cost effective and easy to apply insurance.
This is my 6th time to use this product when travelling OS. Very cost effective and easy to set-up and a policy that is understandable.
1 comment
Allianz PartnersOnline Travel Insurance
Hi Leticia, thanks for the great review. Regards, Anthony.
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Geoffrey NeedhamJimboomba, Queensland
- Travel Insurance - Comprehensive Plan
- Verified customer
Reasonable
Started on the Alliance site and got shifted around and really had no idea who I ended up being insured by. Price was competitive compared to Flight Centre. Did not use customer support or make a claim. One can only tell how good an insurance company is when they handle your claim. So the jury is out on this one. I will use them again provided I don't get the same confusing run around. I have discovered that travel insurance is a very competitive business so there are lots of option.
1 comment
Allianz PartnersOnline Travel Insurance
Hi Geoffrey, thanks for the feedback - will pass it on to our team. Regards, Anthony.
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Review collected in partnership with Online Travel Insurance
- Travel Insurance - Comprehensive Plan
- Verified customer
Quick and easy
I can’t comment on much as I didn’t have to make a claim but the insurance was quick and easy to set up and reasonably priced compared to others so I was happy with that.
1 comment
Allianz PartnersOnline Travel Insurance
Hi Adriana, thanks for letting us know! Regards, Anthony.
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Review collected in partnership with Online Travel Insurance
MikeSydney, NSW
- 10 reviews
- 7 likes
- Travel Insurance - Comprehensive Plan
- Verified customer
Easy to setup
Insurance was set up very quickly also I found their prices are the cheapest around. I will definately use for my next trip.
1 comment
Allianz PartnersOnline Travel Insurance
Hi Mike, thanks for letting us know! Cheers, Anthony.
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Questions & Answers
Davidasked
If we have to extend our stay because of a delayed or cancelled flight is the cost of extra night accomodation covered
1 answer
Allianz PartnersOnline Travel Insurance
Hi David, thanks for your query.
I have pasted the below information from the Product Disclosure Statement which I hope assists.
Section 3.2 Travel Delay Expenses
3.2.1 WHAT WE COVER
If a delay to your journey, for at least 6 hours, arises from circumstances outside your control, we will reimburse the cost of your reasonable additional meals and accommodation expenses.
We will pay up to $200 at the end of the initial 6 hour period. In addition we will pay up to $200 for each full 24 hour period that the delay continues beyond the initial 6 hour delay.
3.2.2 WHAT WE EXCLUDE
We will not pay if:
a] a delay to your journey arises from an act or threat of terrorism; or
b] your claim is caused by the financial collapse or insolvency of any service provider.
Of course terms, conditions, limits and exclusions apply to all policies so I would strongly encourage you to read the PDS (available here https://travel.onlinetravelinsurance.com.au/onlinetravelinsurance/File/Download?docType=PDS) to get a full understanding of what's covered and what's not.
I hope this has helped answer your question!
Kind regards, Tegan
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Allianz PartnersOnline Travel Insurance
Hi Pat, thanks for the feedback, it's appreciated! Regards, Anthony.