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Jerwin JacobaCroydon
- Travel Insurance - Comprehensive Plan
- Verified customer
A travel essential.
The policy I purchased was essential for travellers like me. Considering that my partner and I travel yearly I wouldn't miss on buying the policy before our travel. I feel secured whenever I have this policy and I would recommend this to my family and friends.
1 comment
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- Travel Insurance - Comprehensive Plan
- Verified customer
Simple and Easy
Great value, second time buying travel insurance though here. India and Thailand.
Easy to read policy wording in the PDS good coverage if needed. I have not claimed given the easy process of buying hopefully making a claim is just as easy.
1 comment
Allianz PartnersOnline Travel Insurance
Hi Eva, thanks for letting us know. Regards, Anthony.
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finswim01Seaforth, Queensland
- 2 reviews
- 2 likes
- Travel Insurance - Comprehensive Plan
- Verified customer
Didn't claim but process was good.
Simple and easy and seemed comparable to other policies at a slightly lessor price. Though didn't need to claim so can't comment on the claim/payment process. Overall seems to be good value.
1 comment
Allianz PartnersOnline Travel Insurance
Hi, thanks for letting us know! Regards, Anthony.
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Review collected in partnership with Online Travel Insurance
Find out how Online Travel Insurance - Comprehensive Plan compares to other Travel Insurance
Know better, choose better.
Aaron BAU
- Travel Insurance - Comprehensive Plan
- Verified customer
$200 excess to claim
I had comprehensive cover with Online Travel Insurance and broke my toe while overseas. I had to see a doctor and get my foot bandaged. When I claimed, they told me I had to pay an excess of $200 and since the cost of my medical bills was less then this amount, I was not covered. So even though the cost of insurance is very low the excess when claiming is high. Would not recommend this insurer.
1 comment
Allianz PartnersOnline Travel Insurance
Hello Aaron, thanks for your comment. Yes, you are correct about the excess - which is applied to claims with most travel insurance products out there (there are some that have nil excess). Regards, Anthony.
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- Travel Insurance - Comprehensive Plan
- Verified customer
Excellent value
Policy is good value and easy to set up. Comprehensive policy provides all of the cover I require. Have purchased OTI policy more than 6 times but have not had to make a claim so cannot comment on the claims service - thankfully!
1 comment
Allianz PartnersOnline Travel Insurance
Hi Michelle - thanks for being a regular customer of Online Travel Insurance! Regards, Anthony.
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Review collected in partnership with Online Travel Insurance
SmythiVictoria
- Travel Insurance - Comprehensive Plan
- Verified customer
Great value
Easy online set up with good cover and low cost. Didn't need to make claim but also didn't have any concerns while on holiday and was happy with the cover.
1 comment
Allianz PartnersOnline Travel Insurance
Hi Zoe, glad to hear you've been happy with Online Travel Insurance! Regards, Anthony.
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Review collected in partnership with Online Travel Insurance
Callum HughesPerth
- Travel Insurance - Comprehensive Plan
- Verified customer
So simple, so quick online
Very simple to set up the insurance for my trip online, and cost was also a big factor, good value cover. Would definitely use for my next trip and recommend to friends
1 comment
Allianz PartnersOnline Travel Insurance
Hi Callum, thanks for recommending us. Regards, Anthony.
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Review collected in partnership with Online Travel Insurance
- Travel Insurance - Comprehensive Plan
- Verified customer
Waste of money I'd say
I missed my domestic flight because of international flight delayed for mechanical reasons. Tried to see if I was covered for expenses incurred because of the delay. I had to pay double the money for my new flights at the airport, last minute flights. Apparently it covers not much!! Even when it says it covers missing flight... your reason probably is not on their list! What a waste!!
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Review collected in partnership with Online Travel Insurance
Happy CustomerOn a clear day, you can see the 'Black Stump' from here......
- 4 reviews
- Travel Insurance - Comprehensive Plan
- Verified customer
Easy online travel incurance
Online Travel Insurance made this aspect of our trip very easy and quick!
We felt the premium was very good value for the cover we got, compared to other Insurance sites. Their premium cover was less than some basic covers offered by others, so OTI will be our only choice next time we travel, as I have done all the comparison work already!
As far as Customer Service is concerned, I can't really comment too much on that aspect, as I never needed to make use of that part of their business. Which is a good thing really, as we only buy Travel Insurance for peace-of-mind, hoping not to make use of it.
2 comments
Allianz PartnersOnline Travel Insurance
Hi, glad to hear you've been happy with Online Travel Insurance! Regards, Anthony.
No worries Anthony, see you next time we travel
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Review collected in partnership with Online Travel Insurance
Find out how Online Travel Insurance - Comprehensive Plan compares to other Travel Insurance
Know better, choose better.
- Travel Insurance - Comprehensive Plan
- Verified customer
Best Priced Travel Insurance
Best priced comprehensive policy I could find.
It was easy to purchase online and policy was e-mailed quickly.
As you would hope with insurance I didn't have to make a claim so I can't offer an opinion on making a claim.
1 comment
Allianz PartnersOnline Travel Insurance
Hi Craig, glad to hear you've been happy with Online Travel Insurance. Cheers, Anthony.
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Review collected in partnership with Online Travel Insurance
- Travel Insurance - Comprehensive Plan
- Verified customer
No Issues
Policy was good value, very easy to set up and although it was not required, I will utilise in the future and trust the claims are as efficient as the rest of the process.
The only insurance policy to date that has reminded us of our holiday with some travel tips and welcomed us back. Maybe computer generated but still way in front of any other company we have used.
1 comment
Allianz PartnersOnline Travel Insurance
Hi Wayne, thanks for the feedback, it's appreciated! Regards, Anthony.
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Review collected in partnership with Online Travel Insurance
Jim LimMelbourne
- Travel Insurance - Comprehensive Plan
- Verified customer
Simple and easy to purchase.
One of the better value product out there in the market compared to others.
Hassle free purchase and clear to understand. Will definitely purchase another policy from them when travelling overseas.
1 comment
Allianz PartnersOnline Travel Insurance
Hi Jim, hope you had a great trip - thanks for the feedback! Regards, Anthony.
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Review collected in partnership with Online Travel Insurance
- Travel Insurance - Comprehensive Plan
- Verified customer
Absolutely Perfection.. So easy and Affordable
This policy was so affordable for our family, plus you actually received more in the policy then most at a cheaper price. Would use this company again for our next trips
2 comments
Allianz PartnersOnline Travel Insurance
Hi Melanie, thanks for letting us know! Cheers, Anthony.
No worries
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Review collected in partnership with Online Travel Insurance
Mark MckaySydney
- 2 reviews
- Travel Insurance - Comprehensive Plan
- Verified customer
cheap safety net
compared to other policies I looked at the type and amount of cover and the low cost was great, easy to arrange and done all the info in an email.
1 comment
Allianz PartnersOnline Travel Insurance
Hi Mark, thanks for letting us know! Cheers, Anthony.
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Review collected in partnership with Online Travel Insurance
Bernadine RozellsAustralia
- 2 reviews
- Travel Insurance - Comprehensive Plan
- Verified customer
I love Online Travel Insurance!
I'm very happy with my chouce of Online Travel Insurance. My policy was excellent value, and simple to set up. The customer support was great. I highly recommend Online Travel Insurance.
1 comment
Allianz PartnersOnline Travel Insurance
Hi Bernadine, thanks for recommending us! Regards, Anthony.
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Review collected in partnership with Online Travel Insurance
Find out how Online Travel Insurance - Comprehensive Plan compares to other Travel Insurance
Know better, choose better.
- Travel Insurance - Comprehensive Plan
- Verified customer
perfect for our needs
Great value, easy to set up and we both were very satisfied with the cover we got and it was exactly what we needed, thank you from the both of us
1 comment
Allianz PartnersOnline Travel Insurance
Hi David, thanks for letting us know! Cheers, Anthony.
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Review collected in partnership with Online Travel Insurance
- Travel Insurance - Comprehensive Plan
- Verified customer
Great Insurance
Easy to set up, great value for money and great communication. Lucky I haven't needed to make a claim. I have used this product the last three trips we have been on and it's been easy and hassle free.
1 comment
Allianz PartnersOnline Travel Insurance
Hi Vicky, glad to hear you've been happy with Online Travel Insurance. Regards, Anthony.
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Review collected in partnership with Online Travel Insurance
- Travel Insurance - Comprehensive Plan
- Verified customer
Quick and inexpensive
Having checked one of the comparisons travel insurance sites I checked Online Travel as I had bought insurance from them before. They were comfortably the cheapest tariff and the cover was sufficient. I didn't score top marks because I bought insurance for my wife and myself and it wasn't clear if the price displayed was for one or two people (it was for two), and I haven't tried to make a claim to see how this goes.
1 comment
Allianz PartnersOnline Travel Insurance
Hi Scott, thanks for the feedback, it's appreciated! Regards, Anthony
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Brad FewsonMurrumbidgee Region, NSW
- 2 reviews
- 4 likes
- Travel Insurance - Comprehensive Plan
- Verified customer
Worst Insurer for Travel : Don't ever make a claim
We had full comprehensive family coverage.
We had a major delay (over 36hrs) in San Francisco (plane breakdown), luggage was gone and connecting flights back in Australia missed and non-refundable. As pensioners, medically TPD disabled and with our young son, we were struggling to handle the delays medically and the stress. We contacted the insurance hotline in the hotel to find out what we needed to do and spoke to a case manager and explained what happened. He went over the policy in detail, explained various areas that we were covered for...Read more
(Travel expense, re-booking flights, clothing etc) and that we were covered. They stated "go buy some clothes as the weather there is bad and atrocious, and you don't have any luggage. All transport is covered, meals and purchase connecting flights on your return to Australia" They sent a confirmation email on what we were covered for, explained what information evidence we needed from the Airline, keep receipts and started the claim for us. We are low income and needed to confirm what we could do. On return to Australia ($2000 extra in flight cost and expenses), we submit the claim under the three categories they stated and it's TOTALLY DENIED. Told that the case manager made a mistake and we were not covered for anything. Told they apologise for the wrong information and written confirmation and that they manager would be counselled. We spent and purchased according to their advice and written confirmation. Gathered all required evidence they said we needed, but no offer of compensation for their mistakes. Disgusting company.1 comment
Allianz PartnersOnline Travel Insurance
Hi Brad, I'm very sorry to hear about this. Thanks for sending your details through to Anthony, your case is currently with the review team and we will keep you updated on its progress via private message. Kind regards, Tegan
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Nahare IapMelbourne
- Travel Insurance - Comprehensive Plan
- Verified customer
Great cover, easy and efficient
Easy application, took only a matter of minutes to complete. Great comprehensive cover, provided great security during our holiday. Price was very competitive and cheaper than the competition. Very happy
1 comment
Allianz PartnersOnline Travel Insurance
Hi Nahare - glad to hear you've been happy with Online Travel Insurance. Regards, Anthony.
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Review collected in partnership with Online Travel Insurance
Questions & Answers
Davidasked
If we have to extend our stay because of a delayed or cancelled flight is the cost of extra night accomodation covered
1 answer
Allianz PartnersOnline Travel Insurance
Hi David, thanks for your query.
I have pasted the below information from the Product Disclosure Statement which I hope assists.
Section 3.2 Travel Delay Expenses
3.2.1 WHAT WE COVER
If a delay to your journey, for at least 6 hours, arises from circumstances outside your control, we will reimburse the cost of your reasonable additional meals and accommodation expenses.
We will pay up to $200 at the end of the initial 6 hour period. In addition we will pay up to $200 for each full 24 hour period that the delay continues beyond the initial 6 hour delay.
3.2.2 WHAT WE EXCLUDE
We will not pay if:
a] a delay to your journey arises from an act or threat of terrorism; or
b] your claim is caused by the financial collapse or insolvency of any service provider.
Of course terms, conditions, limits and exclusions apply to all policies so I would strongly encourage you to read the PDS (available here https://travel.onlinetravelinsurance.com.au/onlinetravelinsurance/File/Download?docType=PDS) to get a full understanding of what's covered and what's not.
I hope this has helped answer your question!
Kind regards, Tegan
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Allianz PartnersOnline Travel Insurance
Hi Jerwin, thanks for recommending us! Regards, Anthony.